Pine Forest Estates
Homes for Sale in Lynn Haven, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $263,000, a median 15 days on market, sellers accepting 99% of original asking (-4% versus the prior year). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,230 ($2,740 with the full homestead exemption).
| Location | Lynn Haven, Bay County, FL · ZIP 32405, 32407, 32444 |
|---|---|
| Homes in the community | 71 (FL DOR 2025 assessment roll) |
| Years built | 1978–1993 (median 1985) |
| Typical living area | 1,528 sq ft (median) |
| Sale prices, last 12 months | $263,000 median across 6 closed sales · -3.8% vs the prior 12 months |
| Days on market (closed sales) | 15 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 68% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pine Forest Estates key facts,” movewithmomentum.com/neighborhoods/pine-forest-estates--bay, data as of September 20, 2026.
Pine Forest Estates sits at a median of $265,000, with homes moving in a median of 25 days. That pace is not fast, not slow — a market heat score of 42 puts it closer to balanced-to-soft than competitive, and the year-over-year change of -3.1% confirms prices have eased slightly rather than pushed higher over the past twelve months.
With only 11 closings in the tracked window, this is a lower-volume market, which means any single sale can move the median more than it would in a higher-turnover community. Sellers should price on comparable condition rather than assuming automatic gains, and buyers have some room to negotiate given the softer year-over-year trend and moderate days-on-market.
Pine Forest Estates right now
🟡 Off the recent peak. The trailing-12-month median ($263K) is down 3.8% from the prior 12 months ($274K) and up 178% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Medium (6 and 13 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Pine Forest Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Pine Forest Estates market snapshot (as of September 20, 2026): the median sale price is about $263K, and a median 15 days on market for closed sales. The trailing-12-month median is down 4% from the prior 12 months and up 178% since 2012, computed from record-level CPAR MLS closed sales (6 closings in the current window).
In ZIP 32405 (Lynn Haven), 697 homes closed in the last 12 months at a median of $280K, down 6.8% year over year, with a median 56 days on market. Right now 202 active and 86 pending listings — a balanced market. See the live ZIP 32405 housing market and the Bay County market.
County records show 6 qualified sales in Pine Forest Estates across 2024–2025 (1 in 2024, 5 in 2025), median $265,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pine Forest Estates is a community of 71 homes in Lynn Haven, Bay County, built between 1978 and 1993 (median 1985), with a median living area of about 1,528 square feet. 68% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Pine Forest Estates in Lynn Haven has appreciated 170% since 2012, a long-run trend that puts the current median of $265,000 in context even as the most recent year shows a modest pullback.
Who Pine Forest Estates is best for.
Best for
- Buyers targeting a purchase near the $265,000 median without needing built-in community amenities.
- Sellers with updated, move-in-ready homes who can price against recent comparable closings rather than assume automatic year-over-year gains.
- Buyers comfortable with a moderate, 25-day-median pace who want room to negotiate rather than compete in a bidding rush.
Probably not for
- Buyers who want a community with established shared amenities, since none are currently identified in MLS listings.
- Sellers expecting the trailing-year price trend to mirror the long-term 170% since-2012 gain — the most recent year has softened.
- Investors needing a high volume of comparable closings to model pricing precisely, given the limited 11-sale window.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($263K) IS the median in the snapshot above, and the move from 2025 ($274K) IS the -3.8% one-year change.
Windows contain 2 to 17 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
23% of homes for sale in ZIP 32405 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Pine Forest Estates Market Scorecard
Pine Forest Estates is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Pine Forest Estates, Lynn Haven
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Pine Forest Estates buying strategy.
If we were buying in Pine Forest Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Forest Estates.
A long climb, a recent pause
The 170% gain since 2012 tells the real story of Pine Forest Estates: this is a community that has built value steadily over more than a decade, not one riding a short-term spike. The current median of $265,000 reflects that accumulated appreciation, even though the trailing year shows prices down 3.1%. That kind of modest give-back after a long run-up is not unusual and does not erase the longer trend — it is worth reading as a market catching its breath rather than reversing course.
A median of 25 days on market and a heat score of 42 point to a market that is neither rushed nor stagnant. Homes here are not sitting for months, but they are also not going under contract in days. With only 11 closings in the current window, buyers and sellers should treat each transaction as its own data point rather than assume the broader market will move in lockstep. No community amenities are identified in current MLS listings, so value here is driven by the home and lot itself rather than shared facilities.
The location and the amenities are priced into every listing in Pine Forest Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Forest Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.8). Basis: Long-Term Appreciation +178% since 2012; Recent Direction -3.8% year-over-year; Owner Commitment 68% owner-occupied; Pricing Power 99.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a lower-volume market like Pine Forest Estates, pricing a home well or making a competitive offer depends on reading a thin set of closings correctly. We track the trend behind the median — not just the headline number — so you are not over- or under-shooting based on one or two recent sales.
Pine Forest Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Forest Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Forest Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Forest Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Forest Estates home worth?
Get a no-obligation home value based on real comparable sales in Pine Forest Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pine Forest Estates on the map →
Recently off market in Pine Forest Estates
Homes in Pine Forest Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 508 Sparrow Street · off market
Frequently Asked Questions
What is the median home price in Pine Forest Estates?
How long do homes in Pine Forest Estates take to sell?
How many homes are in Pine Forest Estates?
What share of Pine Forest Estates is owner-occupied?
When were the homes in Pine Forest Estates built?
Have Pine Forest Estates home prices gone up?
Who is the best real estate agent for Pine Forest Estates?
How do I find a top Lynn Haven real estate agent who knows Pine Forest Estates?
Can Momentum Realty connect me with an agent for Pine Forest Estates?
Where is Pine Forest Estates, and what county is it in?
Is Pine Forest Estates a good place to live?
Should you buy in Pine Forest Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32405/32407/32444)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (148 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Pine Forest Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Pine Forest Estates
- Home values · What homes in Pine Forest Estates actually sell for
Nearby Communities
Explore more neighborhoods near Pine Forest Estates with Momentum Realty’s local guides.