Pinnacle Port
Condos for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 745 condos for sale in Panama City Beach · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of October 2026, Pinnacle Port in Panama City Beach, FL has 17 homes for sale and 2 pending, asking from $309,000 to $765,000 (median $369,900). Over the 12 months ending 2026-09-20, 15 recorded sales closed at a median of $355,000, a median 63 days on market, sellers accepting 87% of original asking (-25% versus the prior year). Homes listed or recently sold were built 1970–1977; 19 of 19 report an HOA (median $1,094/mo); 16 of the 19 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $4,360 ($3,870 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32013, 32413 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Sale prices, last 12 months | $355,000 median across 15 closed sales · -25.2% vs the prior 12 months |
| Days on market (closed sales) | 63 median |
| For sale right now | 17 active, 0 pending · median asking $375,000 |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pinnacle Port key facts,” movewithmomentum.com/neighborhoods/pinnacle-port, data as of September 20, 2026.
Last 30 days in Pinnacle Port: 3 new listings (median asking $375,000), 2 under contract right now. As of October 2, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Pinnacle Port
Live MLS inventory for Pinnacle Port. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pinnacle Port listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Pinnacle Port Right Now (19)
All 19 active and pending Pinnacle Port listings with a detail page, newest first, refreshed twice a day from the MLS.
- 23223 Front Beach Rd Road C1 502, Panama City Beach, Fl 32413 · $564,000 · 2 bd / 2 ba · pending · listed Sep 24, 2026 · listed by Beachy Beach Real Estate
- 23223 Front Beach Road B-2 107, Panama City Beach, Fl 32413 · $309,000 · 1 bd / 1 ba · listed Sep 18, 2026 · listed by Berkshire Hathaway HomeServices Beach Properties of Florida
- 23223 Front Beach Road C2-503, Panama City Beach, Fl 32413 · $725,000 · 2 bd / 2 ba · listed Sep 1, 2026 · listed by Compass Florida, LLC
- 23223 Front Beach Road 713, Panama City Beach, Fl 32413 · $375,000 · 2 bd / 3 ba · listed Aug 21, 2026 · listed by Think Real Estate
- 23223 Front Beach Road 907, Panama City Beach, Fl 32413 · $339,000 · 2 bd / 3 ba · listed Aug 16, 2026 · listed by Orange Realty Professionals LLC
- 23223 Front Beach Road A-737, Panama City Beach, Fl 32413 · $329,000 · 1 bd / 2 ba · listed Jul 21, 2026 · listed by Top Producers Real Estate Group
- 23223 Front Beach Road 311, Panama City Beach, Fl 32413 · $439,950 · 2 bd / 3 ba · listed Jul 10, 2026 · listed by Counts Real Estate Group Inc
- 23223 Front Beach Road 704, Panama City Beach, Fl 32413 · $765,000 · 3 bd / 3 ba · listed Jul 2, 2026 · listed by Counts Real Estate Group Inc
- 23223 Front Beach Road B2-405, Panama City Beach, Fl 32413 · $739,000 · 3 bd / 3 ba · listed Jul 2, 2026 · listed by Scenic Sotheby's International Realty
- 23223 Front Beach Road A-324, Panama City Beach, Fl 32413 · $499,000 · 2 bd / 3 ba · listed Jul 2, 2026 · listed by Jones Real Estate And Rentals Llc
- 23223 Front Beach Road B3-107, Panama City Beach, Fl 32413 · $459,000 · 1 bd / 1 ba · listed Jul 2, 2026 · listed by Better Homes and Gardens Coast Properties
- 23223 Front Beach Road 138, Panama City Beach, Fl 32413 · $389,000 · 1 bd / 2 ba · listed Jul 2, 2026 · listed by Gulf Realty 30A LLC
- 23223 Front Beach Road A1-701, Panama City Beach, Fl 32413 · $369,900 · 2 bd / 3 ba · listed Jul 2, 2026 · listed by Coldwell Banker Realty
- 23223 Front Beach Road B1-108, Panama City Beach, Fl 32413 · $369,000 · 1 bd / 1 ba · listed Jul 2, 2026 · listed by Jones Real Estate And Rentals Llc
- 23223 Front Beach Road 305, Panama City Beach, Fl 32413 · $365,000 · 2 bd / 2 ba · listed Jul 2, 2026 · listed by RealJoy Realty LLC
- 23223 Front Beach Road B3-407, Panama City Beach, Fl 32413 · $364,000 · 1 bd / 1 ba · listed Jul 2, 2026 · listed by Real Broker LLC
- 23223 Front Beach Road B3-108, Panama City Beach, Fl 32413 · $345,000 · 1 bd / 1 ba · listed Jul 2, 2026 · listed by The Premier Property Group
- 23223 Front Beach Road A-139, Panama City Beach, Fl 32413 · $309,000 · 2 bd / 3 ba · listed Jul 2, 2026 · listed by Dalton Wade Inc
- 23223 Front Beach Road A-123, Panama City Beach, Fl 32413 · $799,000 · 3 bd / 3 ba · pending · listed Jul 2, 2026 · listed by Jones Real Estate And Rentals Llc
Pinnacle Port trades at a median of $350,000, but the real story is the swing behind that number. Prices are down 30% year over year, a pullback sharp enough to suggest a market that got ahead of itself and is now resetting, not a slow drift. Condition, unit position, and floor level are doing more work on price than they were a year or two ago, since buyers now have room to be selective.
A market heat score of 21 and a median of 63 days on market both point to a buyer's environment. Sellers here are not moving inventory on momentum alone, they are moving it on pricing that reflects current demand. For sellers, that means realistic list pricing matters more than it did during the run-up. For buyers, it means there is time to inspect, compare units, and negotiate rather than compete.
Pinnacle Port right now
🔴 Off the recent peak. The trailing-12-month median ($355K) is down 25.2% from the prior 12 months ($475K) and up 154% since 2012. With about 22 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: High (15 and 23 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pinnacle Port market snapshot (as of September 20, 2026): the median sale price is about $355K, and a median 63 days on market for closed sales. The trailing-12-month median is down 25% from the prior 12 months and up 154% since 2012, computed from record-level CPAR MLS closed sales (15 closings in the current window).
In ZIP 32013 (Panama City Beach), 244 homes closed in the last 12 months at a median of $425K, down 4.5% year over year, with a median 76 days on market. Right now 171 active and 19 pending listings — a soft market. See the live ZIP 32013 housing market and the Bay County market.
CPAR sales records identify 104 homes in Pinnacle Port that have changed hands since 2002, built between 1970 and 1978 (median 1970), with a median living area of about 983 sq ft and a typical 2-bedroom, 2.5-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Pinnacle Port: of 16 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in a V-series coastal high-hazard zone. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.
Pinnacle Port is a Panama City Beach condominium community in Bay County where the current market is cooling from a stronger recent stretch, even as long-term value has moved up substantially since 2012.
The setting & the homes.
Aerial and on-site photos of Pinnacle Port. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Pinnacle PortPhotos from CPAR MLS listings in Pinnacle Port; content deemed reliable but not guaranteed.
Who Pinnacle Port is best for.
Best for
- A buyer looking for a condominium purchase in a market currently favoring negotiation over competition.
- A buyer working around a budget near the $350,000 median who wants room to evaluate unit condition and pricing before committing.
- A buyer taking a long-term view, comfortable with a market currently correcting after a period of strong appreciation.
Probably not for
- A buyer expecting amenity details upfront, since current MLS listings do not identify specific community amenities and this would need direct verification.
- A buyer who needs to sell or resell quickly, given the current median of 63 days on market.
- A buyer using last year's pricing as a benchmark, given the 30% year-over-year decline.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($355K) IS the median in the snapshot above, and the move from 2025 ($475K) IS the -25.2% one-year change.
Windows contain 4 to 33 sales each (15 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
10% of homes for sale in Pinnacle Port are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
Pinnacle Port Market Scorecard
Pinnacle Port is currently a balanced market., a median asking price of $375,000, and homes go under contract in about 139 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Pinnacle Port, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Pinnacle Port on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Pinnacle Port buying strategy.
If we were buying in Pinnacle Port today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pinnacle Port.
A long-term gain meeting a short-term reset
The 171% gain since 2012 is the headline number that puts Pinnacle Port's current pricing in context. This is not a market that has struggled to build value over time, it is one that appreciated meaningfully over more than a decade and is now working through a correction from a recent peak. The 30% year-over-year decline should be read against that backdrop rather than in isolation.
With 23 closings in the tracked window and a median 63 days on market, this is a market with modest transaction volume and buyers who are taking their time. That combination, softer pricing plus longer market times, typically favors buyers on negotiating room and favors sellers who price to current conditions rather than to last year's comparable sales.
The location and the amenities are priced into every listing in Pinnacle Port. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pinnacle Port buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.5). Basis: Long-Term Appreciation +154% since 2012; Recent Direction -25.2% year-over-year; Pricing Power 87.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market moving through a 30% pullback requires pricing discipline on both sides of a transaction. We track closed activity and days on market closely enough to help sellers price to where Pinnacle Port actually is today, and to help buyers know when a listing is priced to last year's market versus this one.
Pinnacle Port in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $1,094/month (about $13,128/yr) · median of 354 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $1,094 per month ($13,128 a year) — the median AssociationFee across 354 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pinnacle Port buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pinnacle Port sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pinnacle Port, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pinnacle Port home worth?
Get a no-obligation home value based on real comparable sales in Pinnacle Port, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Recently off market in Pinnacle Port
Homes in Pinnacle Port that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 8 on record.
- 23223 Front Beach Road A-110 · off market
- 23223 Front Beach Road A-708 · off market
- 23223 Front Beach Road A-721 · off market
- 23223 Front Beach Road A703 · off market
- 23223 Front Beach Road B3-307 · off market
- 23223 Front Beach Road B3-506 · off market
- 23223 Front Beach Road C1-502 · off market
- 23223 Front Beach Road Ph-4 · off market
Frequently Asked Questions
What is the median home price in Pinnacle Port?
How long do homes in Pinnacle Port take to sell?
Have Pinnacle Port home prices gone up?
Who is the best real estate agent for Pinnacle Port?
How do I find a top Panama City Beach real estate agent who knows Pinnacle Port?
Can Momentum Realty connect me with an agent for Pinnacle Port?
Where is Pinnacle Port, and what county is it in?
Should you buy in Pinnacle Port?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (321 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Pinnacle Port fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Pinnacle PortCondos for Sale in Panama City Beach
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