Sunsail S/D
Homes for Sale in Destin, FL
All 603 homes for sale in Destin, FL · median $634,900 · 618 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Sunsail S/D in Destin, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $620,000, a median 149 days on market, sellers accepting 93% of original asking (+3% versus the prior year). Homes listed or recently sold were built 1997–2000; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $7,990 ($7,490 with the full homestead exemption).
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Homes in the community | 92 (FL DOR 2025 assessment roll) |
| Years built | 1996–2001 (median 1999.0) |
| Typical living area | 1,936 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Pool, Short Term Rental - Allowed, Community Room, Pets Allowed, Security System |
| Sale prices, last 12 months | $620,000 median across 6 closed sales · +2.9% vs the prior 12 months |
| Days on market (closed sales) | 149 median |
| For sale right now | 3 active, 0 pending · median asking $600,000 · 6.0 months of supply |
| Owner-occupied (homestead) share | 48% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SUNSAIL S/D key facts,” movewithmomentum.com/neighborhoods/sunsail-s-d, data as of September 20, 2026.
Last 30 days in Sunsail S/D: 1 closed sale (median $500,000). As of September 26, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Sunsail S/D
Live MLS inventory for Sunsail S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sunsail S/D listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Sunsail S D Right Now (3)
All 3 active and pending Sunsail S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4643 Sunsail Circle · $589,900 · 3 bd / 2 ba · listed Jul 27, 2026 · listed by ERA American Real Estate
- 4643 Windstarr Drive · $649,000 · 3 bd / 2 ba · listed Jun 27, 2026 · listed by The Agency Northwest Florida Beaches
- 4661 Windstarr Drive · $600,000 · 3 bd / 2 ba · listed Jun 27, 2026 · listed by RE/MAX by the Sea
Sunsail is a small, built-out subdivision in Destin with 92 homes constructed in a tight window between 1996 and 2001, and a median just under 1,940 square feet. Because the stock is uniform in age and size, price here is driven less by square footage and more by condition, updates, and how a given home has been maintained since the late '90s. The median sits at $620,000, but expect a wide spread around that number depending on renovation state.
The market posture is patient. Median days on market is roughly 76 days, and with only 4 active listings against 6 recent closings, this is a thin, low-turnover pocket. Year-over-year price movement is essentially flat at 0.8%. For buyers, that means time to underwrite a home properly rather than rush. For sellers, it means pricing to condition and expecting a longer marketing period, not a bidding war.
Sunsail S/D right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 6 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($620K) is up 2.9% from the prior 12 months ($602K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sunsail S/D market snapshot (as of September 20, 2026): the median sale price is about $620K, a median 150 days on market for closed sales, and 6.0 months of supply, a balanced market. The trailing-12-month median is up 3% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (6 closings in the current window).
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
County records show 6 qualified sales in SUNSAIL S/D across 2024–2025 (3 in 2024, 3 in 2025), median $630,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Sunsail S/D is a community of 92 homes in Destin, Okaloosa County, built between 1996 and 2001 (median 1999.0), with a median living area of about 1,936 square feet. 48% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Sunsail is a compact, fully established Destin subdivision where every home came out of the ground in a five-year stretch, so the differences between listings are about upkeep and updates rather than floor plan or vintage.
The setting & the homes.
Aerial and on-site photos of Sunsail S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Sunsail S/DPhotos from Emerald Coast MLS listings in Sunsail S/D; content deemed reliable but not guaranteed.
Who Sunsail S/D is best for.
Best for
- Buyers around the mid-$600s wanting a roughly 1,900-square-foot single-family home in Destin
- Owners comfortable budgeting for updates on a late-'90s house in exchange for an established location
- Patient buyers who can wait for the right listing in a thin, slow-turnover market
Probably not for
- Buyers who want new construction or contemporary floor plans
- Buyers who prioritize pools, clubhouses, or other community amenities
- Buyers needing to close quickly with several comparable homes to choose from
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($620K) IS the median in the snapshot above, and the move from 2025 ($602K) IS the +2.9% one-year change.
Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
11% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
SUNSAIL S/D Market Scorecard
SUNSAIL S/D is currently a buyer's market. About 6.0 months of supply, a median asking price of $600,000, and homes go under contract in about 152 days.
Typical home value in the 32541 ZIP is $614,544, about 33.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in SUNSAIL S/D, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Sunsail S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent Sunsail S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Sunsail S/D address.
Shop the zone: Homes zoned for Destin High School · Homes zoned for Fort Walton Beach High School
The Sunsail S/D buying strategy.
If we were buying in Sunsail S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunsail S/D.
A built-out subdivision where condition sets the price
With homes dating to 1996–2001 and a median build year of 1999, Sunsail is at the age where mechanical systems, roofs, and finishes have typically turned over at least once. That is the single biggest variable in value here. A home that has been methodically updated will command a very different number than one running on original systems, even though both sit in the same size band around 1,936 square feet.
No community amenities surface from current MLS listings, so this is a location-and-house play rather than an amenity play. The homestead share sits at roughly 48%, meaning ownership is split fairly evenly between primary residences and non-homesteaded use, which is consistent with Destin's mix of full-time and coastal secondary ownership. Inventory is genuinely scarce, so when a well-kept home lists, it deserves quick attention.
The location and the amenities are priced into every listing in Sunsail S/D. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sunsail S/D buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.2). Basis: Recent Direction +2.9% year-over-year; Liquidity & Demand 6.0 months of supply; Owner Commitment 48% owner-occupied; Pricing Power 92.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a low-turnover pocket like Sunsail, the value question is almost entirely about condition, and comps are sparse. We walk the home with you, weigh what systems and finishes have actually been addressed, and translate that into a realistic price against a median that hides a lot of variation. On the sell side, we set expectations honestly on timeline and price to condition rather than chase a number the current pace won't support.
Sunsail S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sunsail S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunsail S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sunsail S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sunsail S/D home worth?
Get a no-obligation home value based on real comparable sales in Sunsail S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
Recently off market in SUNSAIL S/D
Homes in SUNSAIL S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4641 Sunsail Circle · off market
Frequently Asked Questions
What is the median home price in Sunsail S/D?
How long do homes in Sunsail S/D take to sell?
Is Sunsail S/D a buyer's or seller's market right now?
How many homes are in Sunsail S/D?
What share of Sunsail S/D is owner-occupied?
When were the homes in Sunsail S/D built?
Who is the best real estate agent for Sunsail S/D?
How do I find a top Destin real estate agent who knows Sunsail S/D?
Can Momentum Realty connect me with an agent for Sunsail S/D?
Where is Sunsail S/D, and what county is it in?
Is Sunsail S/D a good place to live?
Should you buy in Sunsail S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32541)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2002 (57 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how SUNSAIL S/D fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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