Gated Communities in Destin, FL: Homes for Sale
This page tracks every Destin listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.
336 homes in gated communities are for sale or pending in Destin, FL today across 131 communities. The median asking price is $652,489, from $195,000 to $15,000,000. Listings in Destin without that feature have a median of $574,975. Most listings right now: Gulf Terrace Condo (17), The Palms Of Destin (16), Sterling Shores (13). Updated October 20, 2026 from the MLS.
Live gated community homes in Destin: the listings
182 active listings carry the flag today (46% of Destin inventory), median asking $849,950, median 155 days on market. Photo cards link to the listing; refreshed nightly.
Newest gated community homes in Destin
The most expensive gated community homes in Destin
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 4300 Breakwater Drive | $15,000,000 | — | Kelly Plantation S/D |
| 456 Captains Circle | $6,999,999 | — | Regatta Bay |
| 4659 Destiny Way | $5,195,000 | — | Destiny S/D |
| 4658 Destiny Way | $4,999,000 | — | Destiny S/D |
| 330 Kelly Plantation Drive | $4,500,000 | — | Kelly Plantation S/D |
| 434 Captains Circle | $3,550,000 | — | Regatta Bay |
| 20 St Barts Bay | $3,295,000 | — | Destiny East |
| 4548 Sailmaker Lane | $3,250,000 | — | Regatta Bay |
| 502 Regatta Bay Boulevard | $2,950,000 | — | Regatta Bay |
| 437 Admiral Court | $2,835,000 | — | Regatta Bay |
Gated Community Homes by price
| Band | For sale | Share |
|---|---|---|
| Under $300K | 9 | 5% |
| $300K–$500K | 39 | 21% |
| $500K–$750K | 34 | 19% |
| $750K–$1M | 25 | 14% |
| $1M+ | 75 | 41% |
Destin gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most gated community homes listed are tabled; the rest follow.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| Gulf Terrace Condo | 17 | 0 | $240,000 | $195,000 |
| The Palms Of Destin | 16 | 0 | $349,950 | $299,900 |
| Sterling Shores | 13 | 0 | $599,000 | $379,000 |
| Jetty East Condo | 13 | 0 | $425,000 | $327,000 |
| Destiny S/D | 12 | 0 | $1,169,249 | $875,000 |
| Regatta Bay | 9 | 0 | $2,597,000 | $1,889,000 |
| Pelican Beach Resort Condo | 9 | 0 | $609,000 | $549,900 |
| Kelly Plantation S/D | 8 | 0 | $1,374,250 | $925,000 |
| Villages Of Crystal Beach | 8 | 0 | $1,019,450 | $745,000 |
| One Water Place | 7 | 0 | $1,225,000 | $875,000 |
| Silver Dunes Condo | 7 | 0 | $475,000 | $285,000 |
| Jetty East Condominium | 6 | 0 | $629,950 | $310,000 |
| Dolphin Point Condo | 6 | 0 | $466,499 | $350,000 |
| Destiny By The Sea | 5 | 0 | $2,245,000 | $1,590,000 |
| Destiny East Ph 1 | 5 | 0 | $1,999,900 | $1,925,000 |
| Harbor Landing | 5 | 0 | $1,040,000 | $690,000 |
| Aegean Condo | 5 | 0 | $699,000 | $699,000 |
| Calusa Bay S/D | 5 | 0 | $629,900 | $569,000 |
| East Pass Towers Condo | 5 | 0 | $575,000 | $530,000 |
| Terrace At Pelican Beach | 5 | 0 | $549,900 | $450,000 |
| Shoreline Towers 3 | 5 | 0 | $519,900 | $499,000 |
| Regatta Bay Ph 2 | 4 | 0 | $2,297,500 | $1,399,000 |
| Regatta Bay Ph 1 | 4 | 0 | $2,149,999 | $1,749,999 |
| Destiny East Ph 3 | 4 | 0 | $1,355,000 | $995,000 |
| East Pass Towers Condo Ph 2 | 4 | 0 | $1,087,450 | $990,000 |
| Capri by the Gulf | 4 | 0 | $445,000 | $425,000 |
| Sandpiper Cove Ph 01 | 4 | 0 | $296,850 | $282,000 |
| Destiny By The Sea S/D | 3 | 0 | $2,299,000 | $1,799,000 |
| St. Thomas At Silver Shells | 3 | 0 | $1,750,000 | $1,500,000 |
| Jade East Towers Condo | 3 | 0 | $1,295,000 | $1,099,000 |
| Emerald Bay Ph 1-B | 3 | 0 | $1,090,000 | $700,000 |
| Sides Moreno Point West | 3 | 0 | $985,000 | $699,900 |
| Sandpiper Cove Ph 03 | 3 | 0 | $407,750 | $320,000 |
| Regency Towers | 2 | 0 | $2,349,500 | $1,750,000 |
| Destin Yacht Club | 2 | 0 | $2,010,000 | $1,225,000 |
| Destin Pointe | 2 | 0 | $1,974,750 | $1,150,000 |
| Dunes Of Destin | 2 | 0 | $1,889,450 | $1,289,900 |
| Emerald Bay West | 2 | 0 | $1,507,450 | $865,000 |
| Tides Of Destin | 2 | 0 | $1,424,000 | $1,049,000 |
| Grand Harbor | 2 | 0 | $1,418,950 | $1,339,900 |
| Waterview Towers | 2 | 0 | $1,165,000 | $880,000 |
| Destin Towers Condo | 2 | 0 | $1,057,500 | $990,000 |
| St. Lucia At Silver Shells | 2 | 0 | $874,500 | $850,000 |
| Emerald Lakes Ph 3 | 2 | 0 | $692,449 | $534,900 |
| Destin Harbor Place | 2 | 0 | $692,000 | $549,000 |
| Shoreline Towers 1 | 2 | 0 | $686,950 | $624,900 |
| Emerald Lakes | 2 | 0 | $660,000 | $655,000 |
| South Bay By The Gulf #2 | 2 | 0 | $594,000 | $589,000 |
| Magnolia House | 2 | 0 | $478,500 | $369,000 |
| Tuscany S/D | 2 | 0 | $464,450 | $399,000 |
| Poolside Villas Condo | 2 | 0 | $422,000 | $420,000 |
| Islander Condo Ph 2 | 2 | 0 | $403,450 | $399,900 |
| Sandpiper Cove Ph 20 | 2 | 0 | $387,450 | $369,900 |
| Sandpiper Cove | 2 | 0 | $307,000 | $229,000 |
| Grand Harbor Destin Condo Unit 1040 | 1 | 0 | $3,200,000 | $3,200,000 |
| Regatta Bay | 1 | 0 | $2,444,000 | $2,444,000 |
| St. Maarten At Silver Shells | 1 | 0 | $1,850,000 | $1,850,000 |
| Townhomes at Henderson Beach Resort | 1 | 0 | $1,695,000 | $1,695,000 |
| Destiny East Ph 2 | 1 | 0 | $1,599,000 | $1,599,000 |
| Crystal Dunes Condo | 1 | 0 | $1,575,000 | $1,575,000 |
Also with gated community homes for sale
- Kelly Plantation S/D Ph 2 (1)
- St. Barth At Silver Shells (1)
- Captiva At Tops'L (1)
- Destiny East (1)
- Waterview Towers Yacht Club (1)
- Regatta Patio Homes (1)
- Emerald Bay (1)
- Harbor Lights (1)
- Emerald Lakes Ph 1 (1)
- One Water Place At Kelly Plantation (1)
- Captiva At Tops'L (1)
- Breakers East Condo (1)
- Destin Towers (1)
- Gulfshore Condo (1)
- Breakers East (1)
- Henderson Beach Resort (1)
- Brownstones PH 3 at Kelly Plantation (1)
- Harbor Landing (1)
- Henderson Lofts (1)
- Calusa Bay (1)
- Regatta Bay Golf Villas Ct Unit 204 (1)
- Sandpiper Cove Ph 02 (1)
- Regatta Bay Patio Homes (1)
- Grand Mariner Ph 1 (1)
- Sundestin International Condo (1)
- Destin On The Gulf (1)
- EMERALD GRANDE West (1)
- Grand Mariner Ph 3 (1)
- Sterling Shores (1)
- Enclave Ph 2 (1)
- Harbor Landing Ph Ii (1)
- Harbor Landing Ph Ii (1)
- Shoreline Towers 2 (1)
- Destin Cottages (1)
- Inlet Reef Club Condo (1)
- Southbay By The Gulf (1)
- Sandpiper Cove Ph 07 (1)
- Emerald Grande (1)
- Regatta Bay Golf Villas (1)
- South Bay By The Gulf #2 (1)
- Pelican Beach (1)
- Holiday Surf & Racquet Club (1)
- South Bay By The Gulf (1)
- Magnolia House (Destin Pointe) (1)
- Ariel Dunes Ii (1)
- Sandpiper Cove Ph 26 (1)
- Sundestin (1)
- Sandpiper Cove Ph 25 (1)
- Islander Condo (1)
- Shoreline Towers 4 (1)
- Islander unit 618 (1)
- Islander unit 715 (1)
- Destin Oaks (1)
- Sandpiper Cove Ph 11 (1)
- Sun King Towers (1)
- Sandpiper Cove Phase #1 Unit B Bldg 14 (1)
- Sandpiper Cove Phase XII (1)
- Sandpiper Cove Phase XII (1)
- Sandpiper Cove Phase 01 (1)
- Sandpiper Cove Phase #3 Unit 1060 Bldg 23 (1)
- SANDPIPER COVE Condominiums (1)
- Palms Of Destin (The) (1)
- Sandpiper Cove Condominiums Phase XII (1)
- Gulf Terrace Condominium Association (1)
- Sandpiper Cove Ph 14 (1)
- Sandpiper Cove Phase #1 Unit F Bldg 13 (1)
- Sandpiper Cove Ph 13 (1)
- Gulf Terrace Condo (1)
- Sandpiper Cove (1)
- Sandpiper Cove Ph 19 (1)
- Sandpiper Cove Xv Unit 8143 Bldg K (1)
What the gate costs and what it actually does
A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.
Questions to ask about any gated-community listing
Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.
Common questions
How many homes in gated communities are for sale in Destin?
What do gated community homes cost in Destin?
Which Destin community has the most gated community homes for sale?
Are gated communities more expensive to own?
Keep exploring Destin
- All homes for sale in Destin
- Destin ZIP codes with prices
- Destin waterfront homes
- Destin golf course homes
- Destin 4-bedroom homes
- Destin homes under $300K
- Destin homes $300K–$500K
- Gated Community Homes in every city
Gated Community Homes in nearby Okaloosa County cities
- Fort Walton Beach gated community homes (42 for sale)
- Niceville gated community homes (22 for sale)
Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Destin, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.