Gated Communities in Destin, FL: Homes for Sale

This page tracks every Destin listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.

316 homes in gated communities are for sale or pending in Destin, FL today across 127 communities. The median asking price is $647,000, from $195,000 to $6,999,999. Listings in Destin without that feature have a median of $589,900. Most listings right now: Gulf Terrace Condo (15), The Palms Of Destin (14), Jetty East Condo (13). Updated November 8, 2026 from the MLS.

Live gated community homes in Destin: the listings

277 active listings carry the flag today (49% of Destin inventory), median asking $649,900, median 138 days on market. Photo cards link to the listing; refreshed nightly.

Newest gated community homes in Destin

213 E Grand Key Loop, gated community for sale in Destin
$1,000,000 New
5 bd · 4 ba · built 2007
213 E Grand Key Loop, 32541
Listing courtesy of 1 Percent Lists Florida Coast
124 Tuscany Drive, gated community for sale in Destin
$615,000 New
3 bd · 3 ba · built 1999
124 Tuscany Drive, 32541
Tuscany S/D Ph2
Listing courtesy of Real Estate Professionals of Destin Inc
30 Moreno Point Road #205C, gated community for sale in Destin
$449,000 New
2 bd · 2 ba · built 1976
30 Moreno Point Road #205C, 32541
Listing courtesy of The Ketchersid Group LLC
4207 Indian Bayou Trail #2901, gated community for sale in Destin
$369,000 New
2 bd · 2 ba · built 2007
4207 Indian Bayou Trail #2901, 32541
The Palms Of Destin
Listing courtesy of Bastion Realty LLC
210 W Grand Key Loop, gated community for sale in Destin
$1,170,000 New
5 bd · 4 ba · built 2007
210 W Grand Key Loop, 32541
Villages Of Crystal Beach
Listing courtesy of Realty ONE Group Emerald Coast
775 Gulf Shore Drive #2079, gated community for sale in Destin
$430,000 New
2 bd · 2 ba · built 1979
775 Gulf Shore Drive #2079, 32541
SANDPIPER Cove
Listing courtesy of Keller Williams Realty Destin
775 Gulf Shore Drive #2075, gated community for sale in Destin
$365,000 New
1 bd · 1 ba · built 1976
775 Gulf Shore Drive #2075, 32541
SANDPIPER Cove
Listing courtesy of simpliHOM
775 Gulf Shore Drive #8115, gated community for sale in Destin
$269,000 New
1 ba · built 1983
775 Gulf Shore Drive #8115, 32541
SANDPIPER Cove
Listing courtesy of Sandpiper Cove Real Estate Inc
31 Calypso Cay, gated community for sale in Destin
$1,995,000 New
4 bd · 4 ba · built 1999
31 Calypso Cay, 32541
Destiny By The Sea
Listing courtesy of Coldwell Banker Realty
392 Terrapin, gated community for sale in Destin
$1,499,000 New
4 bd · 3.5 ba · built 2002
392 Terrapin, 32541
Kelly Plantation
Listing courtesy of Coldwell Banker Realty
15200 Emerald Coast Parkway #708, gated community for sale in Destin
$1,850,000
3 bd · 3 ba · built 1999
15200 Emerald Coast Parkway #708, 32541
St. Maarten At Silver Shells
Listing courtesy of Newman Dailey Resort Properties
725 Gulf Shore Drive #Unit 505B, gated community for sale in Destin
$995,000
3 bd · 3 ba · built 2006
725 Gulf Shore Drive #Unit 505B, 32541
Harbor Landing
Listing courtesy of REV Realty
4716 Ocean Boulevard, gated community for sale in Destin
$6,950,000
4 bd · 4 ba · built 2003
4716 Ocean Boulevard, 32541
Destiny By The Sea
Listing courtesy of EXP Realty LLC
211 E Grand Key Loop, gated community for sale in Destin
$1,025,000
5 bd · 4 ba · built 2007
211 E Grand Key Loop, 32541
Villages Of Crystal Beach
Listing courtesy of Assurance Realty of NWFL LLC
4318 Carriage Lane, gated community for sale in Destin
$975,000
3 bd · 2 ba · built 2002
4318 Carriage Lane, 32541
Kelly Plantation - Carriage Place
Listing courtesy of Coldwell Banker Realty
79 Vista Bluffs, gated community for sale in Destin
$2,895,000
4 bd · 4.5 ba · built 2005
79 Vista Bluffs, 32541
Destiny S/D
Listing courtesy of Somers & Company
259 Moonlit Way, gated community for sale in Destin
$1,450,000
4 bd · 4.5 ba · built 2019
259 Moonlit Way, 32541
Regatta Bay
Listing courtesy of Legendary Realty LLC
725 Gulf Shore Drive #901A, gated community for sale in Destin
$2,995,000
4 bd · 4.5 ba · built 2006
725 Gulf Shore Drive #901A, 32541
Harbor Landing
Listing courtesy of ERA American Real Estate
4645 Destiny Way, gated community for sale in Destin
$4,399,500
5 bd · 5.5 ba · built 2020
4645 Destiny Way, 32541
Destiny S/D
Listing courtesy of Destin Vacation Company LLC
775 Gulf Shore Drive #8149, gated community for sale in Destin
$285,000
1 bd · 1 ba · built 1986
775 Gulf Shore Drive #8149, 32541
SANDPIPER Cove
Listing courtesy of Keller Williams Realty Destin
1018 E Highway 98 #150, gated community for sale in Destin
$1,350,000
3 bd · 3 ba · built 1996
1018 E Highway 98 #150, 32541
Listing courtesy of Brix Realty
97 Sunflower Court, gated community for sale in Destin
$1,980,000
3 bd · 3 ba · built 1999
97 Sunflower Court, 32541
Destin Pointe
Listing courtesy of Kohls Group LLC
1008 Highway 98 #123, gated community for sale in Destin
$1,075,000
2 bd · 2 ba · built 1984
1008 Highway 98 #123, 32541
Listing courtesy of 850 Properties - Santa Rosa Beach
4326 Carriage Lane, gated community for sale in Destin
$995,000
3 bd · 2.5 ba · built 2003
4326 Carriage Lane, 32541
Kelly Plantation S/D
Listing courtesy of 30A Local Real Estate
950 E Highway 98 #7091, gated community for sale in Destin
$2,949,000
3 bd · 3.5 ba · built 1983
950 E Highway 98 #7091, 32541
Listing courtesy of Compass
437 Admiral Court, gated community for sale in Destin
$2,835,000
5 bd · 6.5 ba · built 2010
437 Admiral Court, 32541
Regatta Bay
Listing courtesy of Legendary Realty LLC
489 Captains Circle, gated community for sale in Destin
$2,135,000
3 bd · 3 ba · built 2015
489 Captains Circle, 32541
Regatta Bay
Listing courtesy of Legendary Realty LLC
775 Gulf Shore Drive #8109, gated community for sale in Destin
$259,000
1 ba · built 1993
775 Gulf Shore Drive #8109, 32541
SANDPIPER Cove
Listing courtesy of Century 21 AllPoints Realty
439 Admiral Court, gated community for sale in Destin
$2,100,000
5 bd · 5.5 ba · built 1999
439 Admiral Court, 32541
Regatta Bay
Listing courtesy of Real Estate Empowered LLC
1751 Scenic Hwy 98 #Unit 212, gated community for sale in Destin
$424,900
1 bd · 1 ba · built 2001
1751 Scenic Hwy 98 #Unit 212, 32541
Sterling Shores
Listing courtesy of Go Coastal Realty LLC

The most expensive gated community homes in Destin

ListingAskingSq ftCommunity
456 Captains Circle$6,999,999—Regatta Bay
4716 Ocean Boulevard$6,950,000—Destiny By The Sea
4659 Destiny Way$5,195,000—Destiny S/D
4658 Destiny Way$4,999,000—Destiny S/D
4645 Destiny Way$4,399,500—Destiny S/D
20 St Barts Bay$3,295,000—Destiny East
4548 Sailmaker Lane$3,250,000—Regatta Bay
662 Harbor Boulevard #1040$3,200,000——
725 Gulf Shore Drive #901A$2,995,000—Harbor Landing
502 Regatta Bay Boulevard$2,950,000—Regatta Bay

Gated Community Homes by price

BandFor saleShare
Under $300K2710%
$300K–$500K6323%
$500K–$750K6323%
$750K–$1M3412%
$1M+9032%

Destin gated community homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most gated community homes listed are tabled; the rest follow.

CommunityGated Community HomesNew buildMedian listFrom
Gulf Terrace Condo150$240,000$195,000
The Palms Of Destin140$349,950$300,000
Jetty East Condo130$425,000$327,000
Destiny S/D110$1,885,000$875,000
Sterling Shores110$599,000$379,000
Regatta Bay100$2,681,000$1,450,000
Villages Of Crystal Beach100$1,032,000$735,000
Pelican Beach Resort Condo90$609,000$549,900
Kelly Plantation S/D70$1,200,000$910,000
Harbor Landing70$1,040,000$690,000
Silver Dunes Condo70$475,000$285,000
Dolphin Point Condo70$449,000$350,000
Jetty East Condominium60$629,950$310,000
Destiny By The Sea50$2,245,000$1,590,000
East Pass Towers Condo50$575,000$529,000
Terrace At Pelican Beach50$549,000$450,000
Shoreline Towers 350$509,900$499,000
Sandpiper Cove Ph 0150$298,000$279,500
Regatta Bay Ph 240$2,222,500$1,399,000
One Water Place40$1,174,000$875,000
East Pass Towers Condo Ph 240$1,057,500$985,000
Aegean Condo40$699,000$699,000
Calusa Bay S/D40$652,450$620,000
Capri by the Gulf40$445,000$425,000
Destiny East Ph 130$1,999,900$1,970,000
Destin Pointe30$1,980,000$1,150,000
Regatta Bay Ph 130$1,950,000$1,749,999
St. Thomas At Silver Shells30$1,750,000$1,500,000
Destiny East Ph 330$1,250,000$975,000
Emerald Bay Ph 1-B30$1,090,000$700,000
Destin Towers Condo30$1,075,000$990,000
Sides Moreno Point West30$985,000$699,900
Sandpiper Cove Ph 0330$430,000$320,000
Sandpiper Cove30$269,000$229,000
Regency Towers20$2,349,000$1,749,000
Destiny By The Sea S/D20$2,049,000$1,799,000
Destin Yacht Club20$2,010,000$1,225,000
Dunes Of Destin20$1,889,450$1,289,900
Emerald Bay West20$1,507,450$865,000
Tides Of Destin20$1,417,000$1,049,000
Jade East Towers Condo20$1,224,500$1,099,000
Waterview Towers20$1,165,000$880,000
St. Lucia At Silver Shells20$864,500$850,000
Emerald Lakes Ph 320$642,449$534,900
South Bay By The Gulf #220$594,000$589,000
Magnolia House20$478,500$369,000
Sandpiper Cove Ph 2020$387,450$369,900
Islander Condo Ph 220$378,500$350,000
Grand Harbor Destin Condo Unit 104010$3,200,000$3,200,000
Regatta Bay10$2,444,000$2,444,000
Destiny by the Sea10$1,995,000$1,995,000
St. Maarten At Silver Shells10$1,850,000$1,850,000
Townhomes at Henderson Beach Resort10$1,695,000$1,695,000
Destiny East Ph 210$1,549,000$1,549,000
KELLY PLANTATION @ StoneBridge10$1,549,000$1,549,000
Kelly Plantation10$1,499,000$1,499,000
Kelly Plantation S/D Ph 210$1,375,000$1,375,000
Grand Harbor10$1,324,900$1,324,900
St. Barth At Silver Shells10$1,295,000$1,295,000
Destiny East10$1,170,000$1,170,000

Also with gated community homes for sale

What the gate costs and what it actually does

A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.

Questions to ask about any gated-community listing

Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.

Common questions

How many homes in gated communities are for sale in Destin?
As of November 8, 2026, 316 Destin, FL listings whose MLS record reports a gated community are active or pending, across 127 communities. The count updates with every MLS refresh.
What do gated community homes cost in Destin?
The median asking price today is $647,000, with listings from $195,000 to $6,999,999. Destin listings without that feature have a median of $589,900.
Which Destin community has the most gated community homes for sale?
Gulf Terrace Condo has the most right now (15), followed by The Palms Of Destin (14), Jetty East Condo (13), Destiny S/D (11).
Are gated communities more expensive to own?
Usually the HOA dues are higher, because the gate, any guard staffing and the private roads behind it are paid for by the homeowners. Home prices vary by community; the table above shows the asking prices in each gated community with listings today, and the HOA figure on each community's own guide shows what the dues actually run.

Keep exploring Destin

Gated Community Homes in nearby Okaloosa County cities

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Destin, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Hiring an agent in Destin, FL?

Get matched with the right local expert.

Tell us your goal in Destin, FL and we’ll connect you with the Momentum agent who knows it best — backed by a RealTrends 500 brokerage. No pressure, no obligation.

Prefer to talk now? Call (904) 351-6461.

Work with a local Destin, FL expert

A real conversation with a local specialist, usually within one business day.

or call (904) 351-6461