Gated Communities in Destin, FL: Homes for Sale
This page tracks every Destin listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.
584 homes in gated communities are for sale or pending in Destin, FL today across 205 communities. The median asking price is $832,000, from $185,000 to $15,000,000. Listings in Destin without that feature have a median of $985,000. Most listings right now: The Palms Of Destin (19), Gulf Terrace Condo (18), Jetty East Condo (16). Updated September 9, 2026 from the MLS.
Destin gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most gated community homes listed are tabled; the rest follow.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| The Palms Of Destin | 19 | 0 | $350,000 | $299,900 |
| 18 | 0 | $245,000 | $185,000 | |
| 16 | 0 | $404,500 | $315,000 | |
| Regatta Bay | 14 | 0 | $2,434,500 | $1,395,000 |
| Destiny S/D | 14 | 0 | $1,396,995 | $875,000 |
| Sterling Shores | 14 | 0 | $599,000 | $385,000 |
| 13 | 0 | $1,238,999 | $875,000 | |
| 13 | 0 | $569,000 | $385,000 | |
| Kelly Plantation S/D | 12 | 0 | $1,572,500 | $895,000 |
| Villages Of Crystal Beach | 12 | 0 | $999,450 | $755,000 |
| 10 | 0 | $2,434,500 | $1,635,000 | |
| 10 | 0 | $999,450 | $745,000 | |
| One Water Place | 9 | 0 | $1,225,000 | $950,000 |
| 9 | 0 | $615,000 | $560,000 | |
| 8 | 0 | $2,050,000 | $1,899,900 | |
| Destiny East Ph 1 | 8 | 0 | $2,022,500 | $1,449,900 |
| 8 | 0 | $1,582,500 | $1,125,000 | |
| 7 | 0 | $1,225,000 | $950,000 | |
| Destiny East Ph 3 | 7 | 0 | $1,149,000 | $959,900 |
| 7 | 0 | $467,500 | $289,000 | |
| Sandpiper Cove Ph 01 | 7 | 0 | $345,000 | $287,000 |
| 7 | 0 | $345,000 | $285,000 | |
| Harbor Landing | 6 | 0 | $1,010,000 | $690,000 |
| 6 | 0 | $995,000 | $690,000 | |
| 6 | 0 | $474,499 | $399,900 | |
| 5 | 0 | $2,245,000 | $1,590,000 | |
| St. Thomas At Silver Shells | 5 | 0 | $1,825,000 | $1,500,000 |
| Destin Pointe | 5 | 0 | $1,599,000 | $1,150,000 |
| 5 | 0 | $1,499,000 | $1,150,000 | |
| 5 | 0 | $1,250,000 | $995,000 | |
| 5 | 0 | $749,000 | $709,000 | |
| 5 | 0 | $675,000 | $475,000 | |
| 5 | 0 | $634,900 | $395,900 | |
| 5 | 0 | $529,900 | $499,000 | |
| Capri by the Gulf | 5 | 0 | $455,000 | $445,000 |
| Destiny By The Sea | 4 | 0 | $2,435,000 | $1,590,000 |
| 4 | 0 | $1,897,000 | $1,100,000 | |
| 4 | 0 | $1,242,500 | $959,900 | |
| Grand Harbor | 4 | 0 | $1,192,000 | $895,000 |
| 4 | 0 | $1,019,950 | $849,500 | |
| 4 | 0 | $1,012,450 | $775,000 | |
| Calusa Bay S/D | 4 | 0 | $632,000 | $475,000 |
| 4 | 0 | $607,450 | $549,000 | |
| 4 | 0 | $574,000 | $475,000 | |
| Terrace At Pelican Beach | 4 | 0 | $562,000 | $475,000 |
| 4 | 0 | $445,000 | $425,000 | |
| 3 | 0 | $2,875,000 | $2,299,000 | |
| Regatta Bay Ph 1 | 3 | 0 | $2,599,999 | $1,849,999 |
| 3 | 0 | $2,350,000 | $1,849,999 | |
| Regatta Bay Ph 2 | 3 | 0 | $2,295,000 | $1,499,000 |
| 3 | 0 | $1,825,000 | $1,500,000 | |
| 3 | 0 | $1,700,000 | $1,225,000 | |
| St Croix At Silver Shells | 3 | 0 | $1,299,000 | $1,125,000 |
| 3 | 0 | $1,295,000 | $1,197,500 | |
| Destiny East Ph 2 | 3 | 0 | $1,099,999 | $999,000 |
| 3 | 0 | $1,099,999 | $999,000 | |
| Sides Moreno Point West | 3 | 0 | $985,000 | $779,000 |
| St. Lucia At Silver Shells | 3 | 0 | $850,000 | $634,000 |
| 3 | 0 | $629,000 | $624,900 | |
| 3 | 0 | $539,000 | $400,000 |
Also with gated community homes for sale: South Bay By The Gulf (3), (3), Sandpiper Cove (3), (3), Destiny By The Sea S/D (2), Dunes Of Destin (2), (2), St. Barth At Silver Shells (2), Tides Of Destin (2), (2), Regatta Bay Patio Homes (2), (2), Destin Yacht Club (2), (2), (2), Sandpiper Cove Ph 02 (2), (2), Emerald Grande (2), (2), Destin On The Gulf (2), (2), (2), (2), (2), (2), Tuscany S/D (2), (2), Magnolia House (2), (2), Holiday Surf & Racquet Club (2), Sandpiper Cove Ph 20 (2), (2), (2), Sandpiper Cove Ph 03 (2), Sandpiper Cove (2), (2), (1), Kelly Plantation (1), Regatta Bay (1), (1), (1), Henderson Cottages (1), (1), St. Maarten At Silver Shells (1), (1), (1), Kelly Plantation S/D Ph 2 (1), (1), Destiny East (1), (1), Captiva At Tops'L (1), ONE WATER PLACE at Kelly Plantation (1), (1), Kelly Plantation (1), Regatta Patio Homes (1), Harbor Lights (1), (1), (1), (1), One Water Place At Kelly Plantation (1), (1), (1), (1), Villages of Crystal Beach (1), (1), Emerald Bay (1), (1), (1), (1), (1), Kelly Plantation - Carriage Place (1), Sides Moreno Point West (1), (1), (1), (1), Harbor Landing (1), Henderson Lofts (1), (1), (1), Calusa Bay (1), (1), (1), (1), EMERALD GRANDE West (1), (1), (1), Destin Cottages (1), (1), (1), Harbor Landing Ph Ii (1), (1), (1), Sandpiper Cove Ph 10 (1), (1), Destin Cottages (1), (1), Regatta Bay Golf Villas (1), (1), Destin Harbor Place (1), South Bay By The Gulf #2 (1), (1), (1), Pelican Beach (1), (1), (1), (1), Magnolia House (Destin Pointe) (1), (1), Ariel Dunes Ii (1), (1), (1), (1), (1), (1), Sandpiper Cove Ph 11 (1), Destin Oaks (1), (1), (1), (1), Alerio (1), (1), (1), Sandpiper Cove Phase #1 Unit B Bldg 14 (1), (1), (1), Sandpiper Cove Phase XII (1), (1), (1), Luau Ii (1), Sandpiper Cove Phase 01 (1), (1), (1), (1), (1), (1), Sandpiper Cove Phase #1 Unit F Bldg 13 (1), (1), Sandpiper Cove Ph 18 (1), Sandpiper Cove Ph 14 (1), Sandpiper Cove Ph 13 (1), (1), (1), (1), Sandpiper Cove Ph 19 (1), (1).
What the gate costs and what it actually does
A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.
Questions to ask about any gated-community listing
Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.
Common questions
How many homes in gated communities are for sale in Destin?
What do gated community homes cost in Destin?
Which Destin community has the most gated community homes for sale?
Are gated communities more expensive to own?
Keep exploring Destin
- All homes for sale in Destin
- Destin ZIP codes with prices
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- Destin golf course homes
- Gated Community Homes in every city
Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Destin, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.