Gated Communities in Destin, FL: Homes for Sale

This page tracks every Destin listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.

351 homes in gated communities are for sale or pending in Destin, FL today across 126 communities. The median asking price is $649,979, from $185,000 to $15,000,000. Listings in Destin without that feature have a median of $575,000. Most listings right now: The Palms Of Destin (20), Gulf Terrace Condo (17), Jetty East Condo (16). Updated September 28, 2026 from the MLS.

Live gated community homes in Destin: the listings

313 active listings carry the flag today (50% of Destin inventory), median asking $649,979, median 153 days on market. Photo cards link to the listing; refreshed nightly.

Newest gated community homes in Destin

900 Gulf Shore Drive #1076, gated community for sale in Destin
$749,000 New
3 bd · 2 ba · built 1976
900 Gulf Shore Drive #1076, 32541
Listing courtesy of Aquatic Resort Properties Inc
124 Tuscany Drive, gated community for sale in Destin
$615,000 New
3 bd · 3 ba · built 1999
124 Tuscany Drive, 32541
Tuscany S/D Ph2
Listing courtesy of Real Estate Professionals of Destin Inc
3655 Scenic Highway 98 #Unit 605B, gated community for sale in Destin
$659,000 New
3 bd · 2 ba · built 1984
3655 Scenic Highway 98 #Unit 605B, 32541
Listing courtesy of Rosemary Beach Realty LLC
15200 Emerald Coast Parkway #1106, gated community for sale in Destin
$1,850,000 New
3 bd · 3 ba · built 1999
15200 Emerald Coast Parkway #1106, 32541
St. Maarten At Silver Shells
Listing courtesy of Emerald Coast Acquisitions
674 Emerald Bay Drive, gated community for sale in Destin
$700,000 New
3 bd · 3 ba · built 1993
674 Emerald Bay Drive, 32541
Emerald Bay
Listing courtesy of EXP Realty LLC
970 Highway 98 #804, gated community for sale in Destin
$549,900 New
3 bd · 2 ba · built 1999
970 Highway 98 #804, 32541
Terrace At Pelican Beach
Listing courtesy of Adams Real Estate Inc
1900 Scenic Highway 98 #901, gated community for sale in Destin
$3,100,000 New
3 bd · 3 ba · built 2017
1900 Scenic Highway 98 #901, 32541
Listing courtesy of Mainsail Realty Company
775 Gulf Shore Drive #9111, gated community for sale in Destin
$475,000 New
2 bd · 2 ba · built 1998
775 Gulf Shore Drive #9111, 32541
SANDPIPER Cove
Listing courtesy of Sandpiper Cove Real Estate Inc
502 Gulf Shore Drive #Unit 205, gated community for sale in Destin
$475,000 New
2 bd · 2 ba · built 1981
502 Gulf Shore Drive #Unit 205, 32541
Listing courtesy of Emerald Coast Vacation Rentals & Sales
100 Gulf Shore Drive #107, gated community for sale in Destin
$530,000 New
2 bd · 2 ba · built 1985
100 Gulf Shore Drive #107, 32541
Listing courtesy of Keller Williams Realty Destin
500 Gulf Shore Drive #Unit 306A, gated community for sale in Destin
$310,000
1 bd · 1 ba · built 1977
500 Gulf Shore Drive #Unit 306A, 32541
Listing courtesy of 30A Local Real Estate
371 Terrapin Trace, gated community for sale in Destin
$925,000
3 bd · 3 ba · built 2000
371 Terrapin Trace, 32541
Kelly Plantation S/D
Listing courtesy of 30A Local Real Estate
4000 Gulf Terrace Drive #Unit 131, gated community for sale in Destin
$235,000
1 bd · 1 ba · built 1973
4000 Gulf Terrace Drive #Unit 131, 32541
Listing courtesy of Levin Rinke Realty
286 Ketch Court, gated community for sale in Destin
$1,125,000
3 bd · 3.5 ba · built 1999
286 Ketch Court, 32541
Regatta Patio Homes
Listing courtesy of TruChoice Realty
15400 Emerald Coast Parkway #Unit 406, gated community for sale in Destin
$1,750,000
3 bd · 3 ba · built 2000
15400 Emerald Coast Parkway #Unit 406, 32541
St. Thomas At Silver Shells
Listing courtesy of Keller Williams Realty Destin
1030 Us-98 #49, gated community for sale in Destin
$615,000
2 bd · 2.5 ba · built 1973
1030 Us-98 #49, 32541
Listing courtesy of EXP Realty LLC
4555 Village Way, gated community for sale in Destin
$1,150,000
6 bd · 3.5 ba · built 2006
4555 Village Way, 32541
Villages Of Crystal Beach
Listing courtesy of The Premier Property Group
775 Gulf Shore Drive #2080, gated community for sale in Destin
$450,000
2 bd · 2 ba · built 1979
775 Gulf Shore Drive #2080, 32541
SANDPIPER Cove
Listing courtesy of 850 Beach Properties LLC
4207 Indian Bayou Trail #2214, gated community for sale in Destin
$325,000
2 bd · 2 ba · built 2007
4207 Indian Bayou Trail #2214, 32541
The Palms Of Destin
Listing courtesy of Go Coastal Realty LLC
37 Conch Cay, gated community for sale in Destin
$1,799,000
4 bd · 5 ba · built 2006
37 Conch Cay, 32541
Destiny By The Sea S/D
Listing courtesy of EXP Realty LLC
5 Calhoun Avenue #306, gated community for sale in Destin
$795,000
3 bd · 3 ba · built 2004
5 Calhoun Avenue #306, 32541
Sides Moreno Point West
Listing courtesy of 1st Class Real Estate Lanier Group
227 Inverrary Drive, gated community for sale in Destin
$629,900
3 bd · 2.5 ba · built 2002
227 Inverrary Drive, 32541
Calusa Bay S/D
Listing courtesy of Wanda G Roberts Realty LLC
940 Highway 98 Highway #Unit 81, gated community for sale in Destin
$589,000
3 bd · 2.5 ba · built 1974
940 Highway 98 Highway #Unit 81, 32541
Listing courtesy of Coastal Realty Partners
970 Highway 98 #503, gated community for sale in Destin
$450,000
2 bd · 2 ba · built 1999
970 Highway 98 #503, 32541
Terrace At Pelican Beach
Listing courtesy of Keller Williams Realty Destin
30 Moreno Point Road #504A, gated community for sale in Destin
$399,900
2 bd · 2 ba · built 1976
30 Moreno Point Road #504A, 32541
Listing courtesy of Merrifield & Pilcher Realty
240 Gulf Shore Drive #532, gated community for sale in Destin
$1,167,500
3 bd · 3 ba · built 1993
240 Gulf Shore Drive #532, 32541
Listing courtesy of RealJoy Realty LLC
235 Kono Way, gated community for sale in Destin
$745,000
4 bd · 3.5 ba · built 2006
235 Kono Way, 32541
Villages Of Crystal Beach
Listing courtesy of One Beach Real Estate
520 Gulf Shore Drive #Unit 206, gated community for sale in Destin
$709,000
2 bd · 2 ba · built 1975
520 Gulf Shore Drive #Unit 206, 32541
Listing courtesy of Berkshire Hathaway HomeServices
4000 Gulf Terrace Drive #257, gated community for sale in Destin
$245,000
2 bd · 1 ba · built 1973
4000 Gulf Terrace Drive #257, 32541
Listing courtesy of The Ketchersid Group LLC
320 Harbor Boulevard #1201, gated community for sale in Destin
$2,795,000
3 bd · 3 ba · built 1984
320 Harbor Boulevard #1201, 32541
Destin Yacht Club
Listing courtesy of Newman Dailey Resort Properties

The most expensive gated community homes in Destin

ListingAskingSq ftCommunity
4300 Breakwater Drive$15,000,000—Kelly Plantation S/D
456 Captains Circle$6,999,999—Regatta Bay
4659 Destiny Way$5,490,000—Destiny S/D
330 Kelly Plantation Drive$4,500,000—Kelly Plantation S/D
4658 Destiny Way$4,495,000—Destiny S/D
434 Captains Circle$3,550,000—Regatta Bay
4548 Sailmaker Lane$3,490,000—Regatta Bay
20 St Barts Bay$3,295,000—Destiny East
662 Harbor Boulevard #1040$3,200,000——
1900 Scenic Highway 98 #901$3,100,000——

Gated Community Homes by price

BandFor saleShare
Under $300K289%
$300K–$500K7223%
$500K–$750K7424%
$750K–$1M4013%
$1M+9932%

Destin gated community homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most gated community homes listed are tabled; the rest follow.

CommunityGated Community HomesNew buildMedian listFrom
The Palms Of Destin200$344,900$299,900
Gulf Terrace Condo170$235,000$185,000
Jetty East Condo160$404,500$315,000
Destiny S/D120$1,169,249$875,000
Sterling Shores110$599,000$379,000
Regatta Bay90$2,490,000$1,629,900
Villages Of Crystal Beach90$999,900$745,000
Pelican Beach Resort Condo90$615,000$560,000
Kelly Plantation S/D80$1,537,000$925,000
Silver Dunes Condo80$471,250$289,000
Destiny East Ph 170$1,999,900$1,899,900
One Water Place70$1,225,000$915,000
Harbor Landing60$995,000$690,000
Calusa Bay S/D60$639,900$475,000
Dolphin Point Condo60$466,499$375,000
Destiny By The Sea50$2,245,000$1,590,000
Emerald Bay Ph 1-B50$1,250,000$700,000
Aegean Condo50$749,000$699,000
Jetty East Condominium50$634,900$310,000
East Pass Towers Condo50$575,000$530,000
Terrace At Pelican Beach50$549,000$450,000
Shoreline Towers 350$519,900$499,000
Sandpiper Cove Ph 0150$309,000$285,000
Regatta Bay Ph 240$1,897,000$1,100,000
Destin Pointe40$1,386,999$1,150,000
Capri by the Gulf40$445,000$425,000
Destiny By The Sea S/D30$2,299,000$1,799,000
Regatta Bay Ph 130$2,199,999$1,749,999
St. Thomas At Silver Shells30$1,750,000$1,500,000
Destiny East Ph 330$1,460,000$995,000
Jade East Towers Condo30$1,295,000$1,197,500
Regatta Bay Patio Homes30$1,075,000$755,000
East Pass Towers Condo Ph 230$1,049,900$990,000
Sides Moreno Point West30$985,000$795,000
Tuscany S/D30$449,000$409,000
Sandpiper Cove Ph 0330$407,750$320,000
Sandpiper Cove30$349,900$239,000
Destin Yacht Club20$2,010,000$1,225,000
Dunes Of Destin20$1,889,450$1,289,900
St. Maarten At Silver Shells20$1,850,000$1,850,000
Tides Of Destin20$1,424,000$1,049,000
Grand Harbor20$1,423,950$1,349,900
Destiny East Ph 220$1,374,499$1,099,999
Destin Towers Condo20$1,087,500$1,050,000
St. Lucia At Silver Shells20$874,500$850,000
Sandpiper Cove Ph 0220$754,950$750,000
Emerald Grande20$697,500$600,000
Emerald Lakes Ph 320$692,449$534,900
Destin Harbor Place20$692,000$549,000
Shoreline Towers 120$686,950$624,900
Regatta Bay Golf Villas20$679,500$599,000
Emerald Lakes20$660,000$655,000
Shoreline Towers 220$637,000$635,000
South Bay By The Gulf #220$594,000$589,000
Holiday Surf & Racquet Club20$469,500$400,000
Islander Condo20$422,438$369,877
Islander Condo Ph 220$415,250$407,000
Sandpiper Cove Ph 2020$387,450$369,900
Sandpiper Cove20$264,500$260,000
Grand Harbor Destin Condo Unit 104010$3,200,000$3,200,000

Also with gated community homes for sale

What the gate costs and what it actually does

A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.

Questions to ask about any gated-community listing

Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.

Common questions

How many homes in gated communities are for sale in Destin?
As of September 28, 2026, 351 Destin, FL listings whose MLS record reports a gated community are active or pending, across 126 communities. The count updates with every MLS refresh.
What do gated community homes cost in Destin?
The median asking price today is $649,979, with listings from $185,000 to $15,000,000. Destin listings without that feature have a median of $575,000.
Which Destin community has the most gated community homes for sale?
The Palms Of Destin has the most right now (20), followed by Gulf Terrace Condo (17), Jetty East Condo (16), Destiny S/D (12).
Are gated communities more expensive to own?
Usually the HOA dues are higher, because the gate, any guard staffing and the private roads behind it are paid for by the homeowners. Home prices vary by community; the table above shows the asking prices in each gated community with listings today, and the HOA figure on each community's own guide shows what the dues actually run.

Keep exploring Destin

Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Destin, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

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