Terrace Park Of Five Towns
Condos for Sale in St Petersburg, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of October 2026, Terrace Park Of Five Towns in St Petersburg, FL has 24 homes for sale and 4 pending, asking from $74,900 to $312,000 (median $156,950). Over the 12 months ending 2026-09-20, 72 recorded sales closed at a median of $138,750, $129 per square foot, a median 43 days on market, sellers accepting 90% of original asking (-21% versus the prior year). Homes listed or recently sold were built 1977 - 1987; 9 of 40 report an HOA (median $788/mo); 27 of the 40 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $2,690 ($1,880 with the full homestead exemption).
Last 30 days in Terrace Park Of Five Towns: 7 new listings (median asking $109,900), 4 under contract right now, 6 closed sales (median $158,500). As of October 16, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Terrace Park Of Five Towns
Live MLS inventory for Terrace Park Of Five Towns. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 183 daysTop listing
Active · 42 days
Active · 4 days
Active · 240 days
Active · 8 days
Active · 38 days
Active · 143 days
Active · 44 days
Active · 46 days
Active · 162 days
Active · 64 days
Active · 26 days
Active · 107 days
Active · 231 daysActive and pending Terrace Park Of Five Towns listings as of 2026-10-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Terrace Park Of Five Towns right now
🟡 Balanced market. 3.1 months of supply and 19% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Very High (26 active and pending listings, 72 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($139K) is down 20.7% from the prior 12 months ($175K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Very High (72 and 55 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 16, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Terrace Park Of Five Towns market snapshot (as of September 20, 2026): the median sale price is about $139K ($129 per sq ft over the trailing 12 months of closed sales), a median 44 days on market for closed sales, and 3.1 months of supply, a balanced market. The trailing-12-month median is down 21% from the prior 12 months, computed from record-level Stellar MLS closed sales (72 closings in the current window).
In ZIP 33709 (St Petersburg), 432 homes closed in the last 12 months at a median of $295K ($239/sq ft), down 7.5% year over year, with a median 35 days on market. Right now 129 active and 21 pending listings put supply at about 4.6 months - a buyer's market. See the live ZIP 33709 housing market and the Pinellas County market.
Stellar MLS sales records identify 191 homes in Terrace Park Of Five Towns that have changed hands since 2014, built between 1974 and 1991 (median 1980), with a median living area of about 1,100 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Terrace Park Of Five Towns: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 15% sit outside the FEMA Special Flood Hazard Area (Zone X); 85% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Petersburg.
The setting & the homes.
Aerial and on-site photos of Terrace Park Of Five Towns. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Terrace Park Of Five TownsTerrace Park Of Five TownsPhotos from Stellar MLS listings in Terrace Park Of Five Towns; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($139K) IS the median in the snapshot above, and the move from 2025 ($175K) IS the -20.7% one-year change.
Windows contain 0 to 83 sales each (72 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
14% of homes for sale in Terrace Park Of Five Towns are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
Terrace Park of Five Towns Market Scorecard
Terrace Park of Five Towns is currently a seller's market. About 3.5 months of supply, a median asking price of $156,950, and homes go under contract in about 52 days.
Typical home value in the 33709 ZIP is $263,112, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Terrace Park Of Five Towns on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Terrace Park Of Five Towns listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Terrace Park Of Five Towns address.
Shop the zone: Homes zoned for Dixie Hollins High-Pn High School · Homes zoned for Pinellas Park High-Pn High School
The Terrace Park Of Five Towns buying strategy.
If we were buying in Terrace Park Of Five Towns today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terrace Park Of Five Towns.
A closer look at the Terrace Park Of Five Towns market
At a median of $129 per square foot, Terrace Park Of Five Towns prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 3.1 months of supply, a balanced market and the trailing-12-month median down 21% year over year. Homes that do trade take a median 44 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Terrace Park Of Five Towns. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Terrace Park Of Five Towns buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.6). Basis: Recent Direction -20.7% year-over-year; Liquidity & Demand 3.1 months of supply; Pricing Power 89.7% sale-to-list. Refreshed with each data update.
What it really costs to own in Terrace Park Of Five Towns Condos for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $788/month across 277 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 13 listing addresses checked against the FEMA flood map, 15% sit outside the high-risk zone and 85% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1980 across 41 listings. An original roof here would be about 46 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Terrace Park Of Five Towns Condos for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Terrace Park Of Five Towns Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Terrace Park Of Five Towns Condos for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $788/month (about $9,456/yr) · median of 277 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $788 per month ($9,456 a year) - the median AssociationFee across 277 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 13 sampled listing addresses in this community: 15% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 85% in an A-series Special Flood Hazard Area zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=13) · as of 2026-10
Tools for a Terrace Park Of Five Towns buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terrace Park Of Five Towns sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Terrace Park Of Five Towns, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Terrace Park Of Five Towns home worth?
Get a no-obligation home value based on real comparable sales in Terrace Park Of Five Towns, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Terrace Park Of Five Towns on the map →
Recently off market in Terrace Park Of Five Towns
Homes in Terrace Park Of Five Towns that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.
- 5920 80Th Street #310 · off market
- 5920 80Th Street #406 · off market
- 5980 Terrace Park Drive #310 · off market
- 5990 Terrace Park Drive #103 · off market
- 6080 80Th Street #201 · off market
- 6190 80Th Street #403 · off market
- 8174 Terrace Garden Drive #207 · off market
- 8174 Terrace Garden Drive #307 · off market
| Location | St Petersburg, Pinellas County, FL · ZIP 33709 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Pool, Clubhouse, Tennis Court(s), Fitness Center, Buyer Approval Required, Deed Restrictions |
| Sale prices, last 12 months | $138,750 median across 72 closed sales · $129 per sq ft · -20.7% vs the prior 12 months |
| Days on market (closed sales) | 43 median |
| For sale right now | 21 active, 5 pending · median asking $174,900 · 3.1 months of supply |
| Zoned public schools | Pinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Terrace Park Of Five Towns key facts,” movewithmomentum.com/neighborhoods/terrace-park-of-five-towns, data as of September 20, 2026.
Housing distress & ownership in Terrace Park Of Five Towns, St Petersburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Terrace Park Of Five Towns
The newest homes for sale in Terrace Park Of Five Towns right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 5980 Terrace Park Drive #208 $89,900 · 1 bd · 1 ba · 840 sq ft · 1 day on market Courtesy of FUTURE HOME REALTY INC
- 5925 Terrace Park Dr N #209 $109,900 · 1 bd · 1 ba · 680 sq ft · 1 day on market Courtesy of AVENUE HOMES LLC
- 6070 80Th Street #410 $205,000 · 2 bd · 2 ba · 1,135 sq ft · 8 days on market Courtesy of FRANK ALBERT REALTY
- 5969 Terrace Park Drive #305 $100,000 · 2 bd · 2 ba · 915 sq ft · 15 days on market Courtesy of COLDWELL BANKER REALTY
- 5971 Terrace Park Drive #108 $138,000 · 2 bd · 2 ba · 915 sq ft · 16 days on market Courtesy of RE/MAX ACTION FIRST OF FLORIDA
- 5980 Terrace Park Drive #206 $74,900 · 2 bd · 2 ba · 1,135 sq ft · 20 days on market Courtesy of TROPIC SHORES REALTY LLC
Checked against the MLS Oct 16, 2026. All new listings in this market.
Recently sold in Terrace Park Of Five Towns
- 5920 80Th Street #406 · sold $177,000
- 8174 Terrace Garden Drive #307 · sold $78,500
- 5920 80Th Street #310 · sold $140,000
- 6080 80Th Street #201 · sold $193,000
- 8174 Terrace Garden Drive #207 · sold $123,000
- 6190 80Th Street #403 · sold $239,000
- 6070 80Th Street #105 · sold $150,000
- 5990 Terrace Park Drive #103 · sold $165,000
- 6190 80Th Street #304 · sold $186,900
- 8186 Terrace Garden Drive #109 · sold $285,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Frequently Asked Questions
What is the median home price in Terrace Park Of Five Towns?
How long do homes in Terrace Park Of Five Towns take to sell?
Is Terrace Park Of Five Towns a buyer's or seller's market right now?
What schools serve Terrace Park Of Five Towns?
Who is the best real estate agent for Terrace Park Of Five Towns?
How do I find a top St Petersburg real estate agent who knows Terrace Park Of Five Towns?
Can Momentum Realty connect me with an agent for Terrace Park Of Five Towns?
Where is Terrace Park Of Five Towns, and what county is it in?
Is Terrace Park Of Five Towns in a flood zone?
Is Terrace Park Of Five Towns a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2014 (514 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Terrace Park Of Five Towns fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Terrace Park Of Five Towns Condos for Sale in St Petersburg
- Home values · What homes in Terrace Park Of Five Towns Condos for Sale in St Petersburg actually sell for
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