Terrace Park Of Five Towns in St Petersburg

Terrace Park Of Five Towns
Condos for Sale in St Petersburg, FL

Community in St Petersburg · Pinellas County · ZIP 33709
Median sale $139K
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Live Market Pulse
21/100
Market Heat
Cooler than normal
2015 → 2026 · 83 at the 2022 peak
0 is Terrace Park Of Five Towns's coldest market since 2015, 100 its hottest. Today: 21. How it's scored
Built fromLive Stellar MLS data12 years of closingsUpdated twice daily

As of September 2026, Terrace Park Of Five Towns in St Petersburg, FL has 22 homes for sale and 3 pending, asking from $89,900 to $339,000 (median $167,500). Over the 12 months ending 2026-09-20, 72 recorded sales closed at a median of $138,750, $129 per square foot, a median 43 days on market, sellers accepting 90% of original asking (-21% versus the prior year). Homes listed or recently sold were built 1977 - 1987; 8 of 37 report an HOA (median $796/mo); 26 of the 36 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $2,690 ($1,880 with the full homestead exemption).

Terrace Park Of Five Towns key facts
LocationSt Petersburg, Pinellas County, FL · ZIP 33709
Home types (current listings and sales)condos 100%
Amenities listed by sellersClubhouse, Pool, Buyer Approval Required, Fitness Center, Tennis Court(s), Deed Restrictions
Sale prices, last 12 months$138,750 median across 72 closed sales · $129 per sq ft · -20.7% vs the prior 12 months
Days on market (closed sales)43 median
For sale right now21 active, 5 pending · median asking $174,900 · 3.1 months of supply
Zoned public schoolsPinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “Terrace Park Of Five Towns key facts,” movewithmomentum.com/neighborhoods/terrace-park-of-five-towns, data as of September 20, 2026.

Last 30 days in Terrace Park Of Five Towns: 8 new listings (median asking $199,450), 3 under contract right now, 11 closed sales (median $150,000). As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Terrace Park Of Five Towns Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$139K ▼
Median sold · 12 mo
down 20.7% vs the prior 12 months
-20.7% ▼
1-yr price change
n = 72 and 55 sales in the two windows
$129/sf
Sold $/sqft · 12 mo
peak $197 in 2023
89.7%
Sale vs ask
Tempo
3.1mo
Supply
3 to 6 months is the balanced band
44days
Median DOM · closed
9 days at the 2022 low
19%
Under contract
Pinellas: 20% (1,627 of 8,166)
21 · 5
For sale · pending
live counts, refreshed twice daily
72
Sold · last 12 mo
10-yr average: about 39 a year
Track record · 12 years of records
1,135sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Terrace Park Of Five Towns

Live MLS inventory for Terrace Park Of Five Towns. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Terrace Park Of Five Towns listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.

Terrace Park Of Five Towns Housing Pulse · Momentum Research · as of September 20, 2026

Terrace Park Of Five Towns right now

🟡 Balanced market. 3.1 months of supply and 19% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Very High (26 active and pending listings, 72 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($139K) is down 20.7% from the prior 12 months ($175K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Very High (72 and 55 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Terrace Park Of Five Towns market snapshot (as of September 20, 2026): the median sale price is about $139K ($129 per sq ft over the trailing 12 months of closed sales), a median 44 days on market for closed sales, and 3.1 months of supply, a balanced market. The trailing-12-month median is down 21% from the prior 12 months, computed from record-level Stellar MLS closed sales (72 closings in the current window).

In ZIP 33709 (St Petersburg), 432 homes closed in the last 12 months at a median of $295K ($239/sq ft), down 7.5% year over year, with a median 35 days on market. Right now 129 active and 21 pending listings put supply at about 4.6 months - a buyer's market. See the live ZIP 33709 housing market and the Pinellas County market.

Stellar MLS sales records identify 191 homes in Terrace Park Of Five Towns that have changed hands since 2014, built between 1974 and 1991 (median 1980), with a median living area of about 1,100 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Terrace Park Of Five Towns: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 15% sit outside the FEMA Special Flood Hazard Area (Zone X); 85% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Petersburg.

Windows contain 0 to 83 sales each (72 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K2014201620182020202220242026
Down 20.7% year over year.
Every sale since 2014 · price vs size
$0$200K$400K1k2k
514 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$150$2002014201620182020202220242026
Up from $49 in 2014 to a $197 peak in 2023; $129 now.
Median days on market · closed sales
2040602014201620182020202220242026
9 days at the 2022 low; 44 now.
Sale price vs original ask · median
90%95%100%2014201620182020202220242026
89.7% now.
Homes sold per 12-mo window
02550752014201620182020202220242026
0 to 83 a year; 72 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2016202220242026
83 at the 2022 peak, 19 in the troughs, 21 now. Same score as the hero card, full history.
How much local inventory is already under contract

12% of homes for sale in Terrace Park Of Five Towns are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Terrace Park of Five Towns Market Scorecard

Seller's market

Terrace Park of Five Towns is currently a seller's market. About 3.3 months of supply, a median asking price of $167,500, and homes go under contract in about 50 days.

3.3
Months supply
$167,500
Median list
$145,000
Median sold
$163
Per sqft
50
Days on mkt
22/3/81
Active/Pend/Sold

Typical home value in the 33709 ZIP is $267,043, about 2.2% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Terrace Park Of Five Towns, St Petersburg

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
3.85%
1 of 26 listings · short sale 1
Distress share trend - 3.85% now (2026-08-10 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Pinellas County Public Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Magnet and choice options may apply · Choice

Zoned schools reflect the assignments reported on recent Terrace Park Of Five Towns listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Terrace Park Of Five Towns address.

If we were buying in Terrace Park Of Five Towns today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terrace Park Of Five Towns.

A closer look at the Terrace Park Of Five Towns market

At a median of $129 per square foot, Terrace Park Of Five Towns prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 3.1 months of supply, a balanced market and the trailing-12-month median down 21% year over year. Homes that do trade take a median 44 days on market, useful leverage on any listing that has lingered.

“

The location and the amenities are priced into every listing in Terrace Park Of Five Towns. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
3.6D · Buy Score
Recent Direction0.8/10
Liquidity & Demand6.9/10
Pricing Power3.1/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.6). Basis: Recent Direction -20.7% year-over-year; Liquidity & Demand 3.1 months of supply; Pricing Power 89.7% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Terrace Park Of Five Towns Condos for Sale in St Petersburg, homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Terrace Park Of Five Towns Condos for Sale in St Petersburg,.
In short
  • HOA dues reported around $788/month (about $9,456/yr) · median of 129 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $788 per month ($9,456 a year) - the median AssociationFee across 129 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terrace Park Of Five Towns sales matched to your home.

What is your Terrace Park Of Five Towns home worth?

Get a no-obligation home value based on real comparable sales in Terrace Park Of Five Towns, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Terrace Park Of Five Towns

Homes in Terrace Park Of Five Towns that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 7 on record.

Frequently Asked Questions

What is the median home price in Terrace Park Of Five Towns?
The median sale price in Terrace Park Of Five Towns was $139K over the 12 months ending September 20, 2026 (72 closed sales, Stellar MLS).
How long do homes in Terrace Park Of Five Towns take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 44 days on market (72 sales, Stellar MLS).
Is Terrace Park Of Five Towns a buyer's or seller's market right now?
As of September 20, 2026, Terrace Park Of Five Towns is roughly balanced: 3.1 months of supply at the current sales pace (Stellar MLS live counts).
What schools serve Terrace Park Of Five Towns?
Terrace Park Of Five Towns is served by Pinellas County Public Schools, typically Pinellas County Public Schools (verify by address) and Confirm zoned elementary, middle, and high. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Terrace Park Of Five Towns?
The best agent for Terrace Park Of Five Towns is one who actively works St Petersburg and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Terrace Park Of Five Towns.
How do I find a top St Petersburg real estate agent who knows Terrace Park Of Five Towns?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Terrace Park Of Five Towns and the wider St Petersburg area.
Can Momentum Realty connect me with an agent for Terrace Park Of Five Towns?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Terrace Park Of Five Towns purchase or sale - no call center and no pressure.
Where is Terrace Park Of Five Towns, and what county is it in?
Terrace Park Of Five Towns is in St Petersburg, Pinellas County, FL, ZIP 33709. The community's center is about 8 miles northwest of the center of St Petersburg (straight-line).
Is Terrace Park Of Five Towns in a flood zone?
Partly. Of 13 homes we sampled in Terrace Park Of Five Towns, 15% sit outside a FEMA Special Flood Hazard Area (Zone X) and 85% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Terrace Park Of Five Towns a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Terrace Park Of Five Towns: the median sale price over the last 12 months was $139K (72 sales), 68% below the St Petersburg median of $439K; homes took a median 44 days to go under contract; listings report Pinellas County Public Schools (verify by address), Confirm zoned elementary, middle, and high, Magnet and choice options may apply as the zoned schools; supply is 3.1 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 26, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesStellar MLS records, as of 2026-09-20
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2014 (514 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Terrace Park Of Five Towns with Momentum Realty’s local guides.

TPTerrace Park 05 Town0.0 mi awayFTFive Towns Of St Pete No 308 Ivy0.1 mi awayTPTerrace Park Of Five Towns University Building0.1 mi awaySWSundown Woods0.2 mi away · 35 homes, built 1979–87, 1 for saleTPTerrace Park Of Five Towns No 16 Harvard0.2 mi awayFive Towns Of St Pete0.2 mi away · median $94K, 40 sales/12 moFTFive Towns St Pete0.2 mi away

Browse all neighborhood guides →

Thinking of selling in Terrace Park Of Five Towns? 72 recorded closings; median 43 days on market (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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