Terrace Park Of Five Towns No 16 Harvard
Homes for Sale in St. Petersburg, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Terrace Park Of Five Towns No 16 Harvard Bldg Cond in St Petersburg, FL, the most recent in September 2023. Across St Petersburg as a whole, 3,719 homes closed in the last 12 months at a median of $435,000, 44 median days on market, with 1,078 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,430 ($7,620 with the full homestead exemption).
There isn't a live pricing pattern to point to here — the current MLS snapshot for Terrace Park Of Five Towns No 16 Harvard doesn't carry an active median, so any read on value has to come from the building's context rather than a running comps trail. This is one building within the larger Terrace Park of Five Towns condominium complex in St Petersburg, and pricing for a single building inside a multi-building association tends to track the complex's overall condition, unit mix, and any association-level cost factors more than it tracks broader St Petersburg trends.
For a buyer or seller, the practical implication is that you need building-specific and association-specific homework — condo docs, reserve status, any assessments, and how the Harvard building's unit stock compares to sibling buildings in the complex — before a number means anything. We treat listings here case by case rather than leaning on a community-wide average that isn't currently supported by the data.
Nearby homes for sale
No active listings inside Terrace Park Of Five Towns No 16 Harvard Bldg Cond right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Terrace Park Of Five Towns No 16 Harvard is one condominium building within the larger Terrace Park of Five Towns complex in St Petersburg, Pinellas County — a setup where building-specific factors, not just neighborhood ones, tend to drive what a unit is worth.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Terrace Park Of Five Towns No 16 Harvard is best for.
Best for
- Buyers set on the Terrace Park of Five Towns complex specifically and open to reviewing association documents closely
- Buyers comfortable making an offer contingent on confirming fees, reserves, and any assessments
- Buyers who want a condominium setting and are prepared to verify amenities directly with the association rather than the listing
Probably not for
- Buyers who want amenities and costs clearly spelled out before they'll consider a building
- Buyers expecting a documented price trend to negotiate from
- Buyers unwilling to do building-and-association-specific diligence beyond the standard listing
The market around Terrace Park Of Five Towns No 16 Harvard
Terrace Park Of Five Towns No 16 Harvard is too small for its own price trend, so here is the market around it.
In ZIP 33709, 232 homes are on the market and 20% are under contract — a steady corner of St Petersburg.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 33709 (St Petersburg), 439 homes closed in the last 12 months at a median of $295K ($239/sq ft), down 8.3% year over year, with a median 36 days on market. Right now 130 active and 24 pending listings put supply at about 4.7 months — a balanced market. See the live ZIP 33709 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Terrace Park Of Five Towns No 16 Harvard specifically. Momentum Research analysis of MLS records.
The Terrace Park Of Five Towns No 16 Harvard buying strategy.
If we were buying in Terrace Park Of Five Towns No 16 Harvard today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terrace Park Of Five Towns No 16 Harvard.
One building, a larger association
Buying into the Harvard building means buying into a single component of a larger multi-building condominium association. That structure matters practically: association fees, reserve funding, insurance costs, and any planned maintenance or assessments are usually set at the complex level, and how well those are handled directly affects both your carrying costs and what the unit is worth to the next buyer.
Current MLS listings for this specific building don't identify community amenities, which doesn't mean the broader Five Towns complex lacks them — it means that detail isn't itemized in the data available to us right now. Anyone evaluating a unit here should confirm directly what's included through the association, rather than assuming based on the building name alone.
The location and the amenities are priced into every listing in Terrace Park Of Five Towns No 16 Harvard. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Condo buildings inside larger associations require more diligence than a standalone home — reviewing condo docs, reserve studies, and fee history before you're under contract. We do that work up front so you're not discovering association-level surprises after closing, and we help you weigh a Harvard building unit against comparable listings across the wider Terrace Park of Five Towns complex.
Terrace Park Of Five Towns No 16 Harvard in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Terrace Park Of Five Towns No 16 Harvard buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terrace Park Of Five Towns No 16 Harvard sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Terrace Park Of Five Towns No 16 Harvard, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Terrace Park Of Five Towns No 16 Harvard home worth?
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Should you buy in Terrace Park Of Five Towns No 16 Harvard?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2023 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Terrace Park Of Five Towns No 16 Harvard
Where is Terrace Park Of Five Towns No 16 Harvard?
Terrace Park Of Five Towns No 16 Harvard is a community in St Petersburg, Pinellas County, Florida, ZIP 33709.
Are there homes for sale in Terrace Park Of Five Towns No 16 Harvard right now?
No active listings inside Terrace Park Of Five Towns No 16 Harvard at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Terrace Park Of Five Towns No 16 Harvard have an HOA or CDD?
No HOA is on record for Terrace Park Of Five Towns No 16 Harvard in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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