Russell Retreat vs Silver Creek
Two Clay communities, compared on the numbers that decide it — price, pace, and supply — from live MLS data as of 2026-10-01.
| Metric | Russell Retreat | Silver Creek |
|---|---|---|
| Median sale price | $470K | $292K |
| Price per sq ft | $147 | $172 |
| Avg days on market | 63 days | 100 days |
| Months of supply | 4.8 mo | 2.9 mo |
| Market | Buyer-Leaning Market | Balanced Market |
| 1-year price change | False | -3% |
| Recent closings | 25 | 25 |
The verdict
Russell Retreat carries the higher median price — about 61% above Silver Creek. Homes in Russell Retreat sell faster (63 days on market vs 100). Silver Creek is the tighter market on inventory (2.9 months of supply).
Where each one is
| Russell Retreat | Silver Creek | |
|---|---|---|
| County | Clay County, FL | Clay County, FL |
| City / area | Green Cove Springs | Green Cove Springs |
| ZIP | 32043 | 32043, 32259 |
| FEMA flood zones (sampled parcels) | all 23 sampled homes outside a flood zone | all 15 sampled homes outside a flood zone |
Distances are straight-line; driving distance is usually 15 to 30 percent more. Flood-zone shares come from FEMA flood maps matched to sampled parcels; always check the exact address before you close.
What is for sale today
| Russell Retreat | Silver Creek | |
|---|---|---|
| Homes for sale now | 10 | 6 |
| Under contract | 1 | 0 |
| Asking prices today | $395K to $460K | $275K to $430K |
| Listed in the last 7 days | 10 | 0 |
| Property types listed | Single Family Residence | Mobile Home, Single Family Residence |
Live MLS counts, refreshed with every listing pull. Browse them: Russell Retreat homes for sale · Silver Creek homes for sale.
The homes themselves
| Russell Retreat | Silver Creek | |
|---|---|---|
| Homes (parcels) | n/a | 447 |
| Built | n/a | 2004–2016 (median 2006) |
| Typical living area | n/a | 1,898 sq ft |
Housing-stock figures from the Florida Department of Revenue 2025 assessment roll (public records).
How each one trades
| Russell Retreat | Silver Creek | |
|---|---|---|
| Sale-to-original-list | 94.6% | 97.6% |
| New-construction share of sales | 100% | 0% |
| Typical sold home | 3,026 sq ft | 1,760 sq ft |
Last 12 months of recorded closings; sale-to-original-list is the share of the first asking price sellers actually got.
Schools the listings are zoned for
| Russell Retreat | Silver Creek | |
|---|---|---|
| Elementary | not reported | Lake Asbury |
| Middle | not reported | Lake Asbury |
| High school | not reported | Clay |
The school most often recorded on each community's MLS listings. Always confirm a specific address with the district.
Momentum Realty agents have closed 0 homes in Russell Retreat and 1 in Silver Creek (brokerage records, both sides counted once). Find an agent who works Russell Retreat · Silver Creek.
Which one fits
On budget alone, Silver Creek is the lower entry point (median $292K vs $470K). Sellers get a faster sale in Russell Retreat (63 days on market on average); buyers get more negotiating room where homes sit longer.
Neither number set decides it: drive both on a weekday evening, check the HOA documents and the flood zone for the exact street, and price the insurance before you write an offer. A Momentum agent who works both communities can pull the comparable sales for any two specific homes.
Questions people ask
Is Russell Retreat more expensive than Silver Creek?
Yes, on recent sales: the median sale price in Russell Retreat is $470,000 versus $292,000 in Silver Creek, about 61% higher.
Where do sellers get closer to asking price?
Silver Creek — sellers there received 97.6% of the original list price over the last 12 months versus 94.6% in Russell Retreat.
Go deeper on each: Russell Retreat homes, photos & schools · Silver Creek homes, photos & schools
Figures are aggregates from realMLS / DBAAR, updated regularly. Thinking about either? Talk to Momentum Realty.