St. Augustine HOA & CDD database.
Annual HOA dues and CDD bond payments for major St. Augustine-area communities. What you actually pay each year, what's included, and how to verify before you write an offer.
Why HOA and CDD fees matter in St. Augustine.
St. Augustine's HOA + CDD profile sits between Jacksonville mid-market and Ponte Vedra luxury. Master-planned communities in the SR-A1A south corridor and inland 32092 carry meaningful annual fees, but the historic Old City core has very few HOA-governed properties because the inventory predates master-planned development by centuries.
HOA dues fund private community amenities and shared maintenance. In St. Augustine master-planned communities (Trailmark, Beachwalk, Silverleaf, Markland), that's $1,200-$2,500/year depending on amenity tier. In smaller infill subdivisions, $300-$1,000/year. In the Old City and Anastasia Island condos, condo association fees can run $400-$1,200/month rather than annual HOA.
CDD bonds are common in the newer master-planned communities — Beachwalk, Trailmark, Silverleaf all carry meaningful CDDs. Typical St. Augustine-area CDDs run $1,500-$2,800/year and can vary by lot.
Always verify the specific HOA, CDD, and (for condo inventory) condo association assessments before writing an offer.
| Community | Submarket | HOA / Year | CDD / Year |
|---|---|---|---|
| Trailmark | SR-A1A south | $1,650 | $2,200 |
| Beachwalk | Crescent Beach / Anastasia | $2,495 | $2,500 |
| Markland | 32086 | $1,495 | $1,800 |
| Silverleaf | 32092 / inland north | $1,395 | $2,400 |
| Treaty Oaks | 32092 | $1,295 | $1,700 |
| Cascades at WGV | Northern St. Augustine | $3,395 | None |
| Aberdeen | 32092 | $1,195 | $1,800 |
| Magnolia Preserve | 32086 | $1,095 | None |
| South Hampton | 32086 | $1,295 | $1,800 |
| Sandpiper Glen (55+) | 32092 | $2,895 | None |
| Heritage Landing | 32086 | $1,095 | $1,700 |
Figures are estimated annual amounts for typical lots as of Q2 2026. Lot-specific CDD payments can vary by $300-$1,500 within the same community based on bond allocation. Always verify with listing agent or community management before writing an offer.
What's actually included in your HOA dues.
St. Augustine HOA value varies meaningfully by community. Beachwalk's $2,500/year HOA includes lagoon access, multiple pools, and resort-style amenities — distinctive to that specific community. Trailmark's $1,650/year includes pools, parks, and family-oriented amenities. The 55+ communities (Cascades, Sandpiper Glen) carry premium fees because of their lifestyle programming and amenity depth.
The Old City and Anastasia Island condo inventory operates differently. Condo association fees here can run $5,000-$15,000/year depending on building amenities, but they often include things you'd pay separately as a single-family owner — exterior maintenance, building insurance, common area utilities, reserves for major repairs. Always compare apples to apples.
| Community Type | Typical HOA | Usually Includes | Watch Out For |
|---|---|---|---|
| Master-planned family (Trailmark, Markland) | $1,200-$1,800 | Pools, parks, trails, common areas | CDD on top of HOA |
| Premium master-planned (Beachwalk) | $2,300-$2,800 | Lagoon access, resort amenities | Lagoon access fees, CDD |
| 55+ active adult (Cascades, Sandpiper Glen) | $2,800-$3,500 | All amenities, programming | Amenity transfer fees at closing |
| Smaller suburban (Heritage Landing, Magnolia) | $800-$1,300 | Basic common-area maintenance | Limited amenity access |
| Anastasia Island condo | $400-$1,200/mo | Exterior, building, common area maint. | Special assessments common at older buildings |
Generalizations. Verify the specific amenity list, current dues, and any pending special assessments before writing an offer.
St. Augustine's HOA + CDD math is meaningful but not as dramatic as Ponte Vedra's. A $600K Trailmark home carries roughly $9,850/year in property tax + HOA + CDD — that's real money and shapes affordability. Anastasia Island condos are a different model entirely, and the most important due diligence item there is the building's reserves and pending special assessment exposure. A $400/month condo fee can become $800/month overnight if the building hasn't been reserving for major repairs.
HOA dues drawn from public association disclosure documents and verified with listing agents and community management. CDD bond payments pulled from each district's most recent annual budget filings. Condo association fees and reserve information verified with current condo board minutes where applicable.
Primary sources: Public HOA disclosure documents · Florida CDD public records · Listing agent verifications. Data accuracy reflects Momentum Realty's best available information as of the last update date.
Important: Information on this page is for general informational purposes only and is not financial, legal, tax, or insurance advice. Always consult a licensed professional for guidance specific to your situation.
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Last updated: Q2 2026 (May). Next refresh: Q3 2026 (August).