New Construction Homes in St. Augustine, FL
St. Augustine is in St. Johns County, Florida (ZIP codes 32092, 32084, 32095, 32080). · Homes for sale in St. Augustine · St. Johns County
249 new-construction homes are listed for sale in St. Augustine right now, across 38 communities and 10 builders. Most list between $278K to $875K; the median new build is $499,990 ($228/sq ft, typically 2,125 sq ft, 3 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-11-06 and refreshes as homes list and sell.
New construction near St. Augustine, and what to compare
St. Johns County is one of the most active new-home markets in Florida. Compare the St. Augustine inventory above with the neighboring communities below, or weigh new against resale.
New homes nearby
St. Augustine resale and lifestyle
Should I use a Realtor when buying new construction in St. Augustine?
Yes, and it costs you nothing: the builder pays the buyer-agent commission from a marketing budget that is already in the price. The builder's sales agent represents the builder. A Momentum agent negotiates incentives, closing-cost credits and lot premiums, reads the CDD and HOA disclosures, and tracks construction milestones and inspections.
What is a CDD fee, and do St. Augustine new-home communities have one?
A Community Development District fee is a bond assessment on your tax bill that repays the infrastructure a master-planned community built up front. Many St. Johns County new-home communities carry one for 20 to 30 years; the 'what a new build costs to own' section below shows how it changes your monthly payment.
Is new construction cheaper than resale in St. Augustine?
Per square foot, new builds typically list above comparable resale because of current land and material costs, but builder incentives, lower insurance on new roofs and impact-rated windows, and warranties narrow the gap. Compare the median new-build figure above with the resale median on the St. Augustine homes page.
How long does a new build take in St. Johns County?
Quick-move-in and spec homes close in 30 to 90 days; a to-be-built home on a chosen lot usually runs seven to twelve months from contract to closing depending on the builder and permitting.
Newest new-construction listings in St. Augustine
The most recently listed new homes in St. Augustine, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
New homes in St. Johns County: Nocatee · RiverTown · Shearwater · Home builders in St. Johns County · St. Johns County real estate
New-home communities in St. Augustine
Every St. Augustine community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
| Community | Builder | New homes | From |
|---|---|---|---|
| Palencia North Phase Iii A-5 | D.R. Horton, Holiday Builders | 30 | $228,440 |
| Brook Forest at SilverLeaf | — | 22 | $339,990 |
| Madeira | — | 21 | $524,900 |
| Silver Meadows at SilverLeaf | Lennar | 17 | $404,990 |
| Reverie at TrailMark | — | 17 | $337,900 |
| Silver Falls at SilverLeaf | Lennar | 16 | $318,867 |
| Reverie at SilverLeaf | — | 14 | $349,990 |
| Cordera Townhomes | D.R. Horton | 13 | $228,440 |
| Cordova Palms | — | 9 | $389,990 |
| Elm Ridge | — | 8 | $500,997 |
| Silver Landing at SilverLeaf | — | 8 | $508,990 |
| Cherry Elm at SilverLeaf | Taylor Morrison | 8 | $349,990 |
| TrailMark | — | 6 | $369,990 |
| Bannon Lakes | Pulte Homes | 6 | $389,000 |
| Crescent Shores | Ashton Woods | 6 | $514,990 |
| Vilano Beach | Century Communities | 6 | $1.19M |
| Brookestone | — | 6 | $553,997 |
| Shearwater Townhomes by Ryan Homes | Lennar, Meritage Homes, Ryan Homes | 5 | $324,990 |
| Davis Shores | — | 4 | $1.20M |
| Courtney Oaks at SilverLeaf | — | 3 | $954,000 |
| Iron Branch | — | 3 | $1.59M |
| Atlantic Oaks | — | 2 | $575,000 |
| Alcazar Gardens | — | 2 | $300,000 |
| Roosevelt Terrace | — | 2 | $299,900 |
| Landing at Olde Florida | Drees Homes | 2 | $499,990 |
Builders building in St. Augustine right now
Counted by homes currently listed in Momentum’s MLS record, so this reflects who has inventory today rather than who has ever built here.
- Lennar — 34 new homes in Shearwater Townhomes by Ryan Homes, Silver Falls at SilverLeaf, Silver Meadows at SilverLeaf
- D.R. Horton — 33 new homes in Cordera Townhomes, Palencia North Phase Iii A-5, Stokes Landing
- Taylor Morrison — 8 new homes in Cherry Elm at SilverLeaf
- Pulte Homes — 6 new homes in Bannon Lakes
- Ashton Woods — 6 new homes in Crescent Shores
- Century Communities — 5 new homes in Vilano Beach
- Holiday Builders — 5 new homes in Palencia North Phase Iii A-5
- Ryan Homes — 2 new homes in Shearwater Townhomes by Ryan Homes
- Meritage Homes — 2 new homes in Shearwater Townhomes by Ryan Homes
- Drees Homes — 2 new homes in Landing at Olde Florida
New construction in St. Augustine by price
- Under $300K: 30 homes
- $300K – $400K: 52 homes
- $400K – $500K: 44 homes
- $500K – $750K: 79 homes
- $750K – $1M: 11 homes
- $1M and up: 33 homes
What a new build in St. Augustine costs to own
Take the median $499,990 new home with 20% down at today’s 7.18% 30-year rate: principal and interest run about $2,710/month. St. Johns County’s typical millage of 13.47 puts property tax near $6,061/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in St. Johns County is about $1,378/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $134/month. All in, plan on roughly $3,464/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
Explore St. Augustine
- Moving to St. Augustine: the data guide
- Best neighborhoods in St. Augustine
- Cost of living in St. Augustine
- All new-construction builders in Florida
- Search every St. Augustine community
What it really costs to own new construction in St. Augustine
As of 2026-11-07, 288 new construction homes are listed for sale in St. Augustine at a median asking price of $534,945. The median current property tax bill on those listings is $1,549 a year (the seller's bill, 171 listings reporting). About 92% are in an HOA, with a median fee of $133 a month. The median home was built in 2026.
| Property tax | Median current bill $1,549/yr across 171 listings (the seller's bill, often lowered by homestead and the Save Our Homes cap; on new construction it often reflects the vacant lot before the home was assessed). At the median asking price of $534,945, a buyer's first-year bill with homestead is about $6,700/yr (St. Johns County total millage 13.4686 mills, FY2025-26, St. Johns County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| HOA | 92% of 288 listings that report it are in a homeowners association. Median fee $133/month (265 listings, normalised to per month). Many master-planned communities in Northeast Florida also carry a CDD assessment on the tax bill; check each listing. |
| Home insurance | Citizens Property Insurance average premium in Saint Johns County: $1,378/yr (977 policies, Citizens county detail, April 2026). Private quotes depend on roof age, wind mitigation and flood zone. |
| Time on market | Median 70 days on market for the active listings. |
Estimated carrying cost at the median asking price, before the mortgage: about $806/month. An estimate from the sources above, not a quote; flood insurance and CDD assessments are extra where they apply.
Source: Momentum Realty analysis of 288 active MLS listings (Northeast Florida MLS), 2026-11-07; county millage FY2025-26; Citizens Property Insurance, April 2026. Medians of listing records; individual homes vary.
Cost questions about St. Augustine
What are property taxes on a home for sale in St. Augustine?
The median current tax bill on St. Augustine listings is $1,549 a year (171 listings, MLS, 2026-11-07). On new construction the current bill often reflects the vacant lot. A buyer at the median asking price of $534,945 should budget about $6,700 for the first full year with homestead, because the assessed value resets toward the purchase price (St. Johns County millage 13.4686, FY2025-26).
Do most homes for sale in St. Augustine have an HOA?
About 92% of the St. Augustine listings that report it are in an HOA; the median fee is $133 a month (265 listings, MLS, 2026-11-07).
What does it cost each month to own a home in St. Augustine before the mortgage?
About $806 a month at the median asking price of $534,945: first-year tax about $558, insurance about $115, HOA about $133. This is an estimate from MLS, county millage and Citizens data (2026-11-07), not a quote; flood insurance and any CDD are extra where they apply.
Keep comparing: Cost to own in Ponte Vedra Beach · Cost of living in St. Augustine · St. Augustine flood zones by neighborhood · Florida property tax reset calculator · Mortgage payment calculator
Common questions
How many new construction homes are for sale in St. Augustine?
Who is building new homes in St. Augustine?
What does a new construction home cost in St. Augustine?
What is the monthly cost of a $499,990 new build in St. Augustine?
Should I use my own agent to buy new construction?
Do builders negotiate on price?
<a href="https://movewithmomentum.com/new-construction-homes-st-augustine">New Homes in St. Augustine, FL: 249 New Construction Homes from $278K — Momentum Realty</a>Counts, prices and photos are from Momentum Realty’s MLS record of active listings in St. Augustine communities as of 2026-11-06; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.