New Construction Homes in Ponte Vedra Beach, FL
Ponte Vedra Beach is in St. Johns County, Florida (ZIP codes 32082). · Homes for sale in Ponte Vedra Beach · St. Johns County
21 new-construction homes are listed for sale in Ponte Vedra Beach right now, across 4 communities. Most list between $1.55M to $3.85M; the median new build is $2,199,000 ($609/sq ft, typically 3,527 sq ft, 4 bedrooms). Everything on this page is from Momentum’s MLS record as of 2026-11-06 and refreshes as homes list and sell.
Newest new-construction listings in Ponte Vedra Beach
The most recently listed new homes in Ponte Vedra Beach, with photos. Each card opens the full listing with every photo, the community’s data, and a tour request.
New-home communities in Ponte Vedra Beach
Every Ponte Vedra Beach community with new construction actively listed, the builder where the listing identifies one, how many homes are available, and the lowest current list price. Community names link to that community’s guide with its sales history and live inventory.
| Community | Builder | New homes | From |
|---|---|---|---|
| Ponte Vedra Beach | — | 13 | $1.93M |
| Haven at Palm Valley | — | 6 | $1.50M |
| Ponte Vedra Beach | — | 1 | $8.99M |
| Seaside | — | 1 | $1.93M |
New construction in Ponte Vedra Beach by price
- $1M and up: 21 homes
What a new build in Ponte Vedra Beach costs to own
Take the median $2,199,000 new home with 20% down at today’s 7.18% 30-year rate: principal and interest run about $11,917/month. St. Johns County’s typical millage of 13.47 puts property tax near $28,944/year after the $50,000 homestead exemption — and on a new build there is no seller’s capped bill to be misled by; the first-year bill is on the land alone and the full bill arrives the year after. Citizens’ average premium in St. Johns County is about $1,378/year; a new roof and current code usually earn a better private quote than that average. Where an HOA is listed the median is $275/month. All in, plan on roughly $14,719/month, plus any CDD assessment — most master-planned communities finance their infrastructure with a district bond that appears on the tax bill for years, and it is the number builders’ sales offices mention last.
How to buy new construction the smart way
The agent in the model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and gets you representation on the contract (builder contracts are one-sided by design), the upgrade pricing, the lender comparison (the builder’s preferred lender incentive is real but not always the best deal), an independent inspection at pre-drywall and at completion, and the walkthrough. Register your agent on your first visit; most builders will not honor representation after that.
Builders rarely cut list price on a to-be-built home, but completed inventory homes at the end of a quarter are a different negotiation: closing-cost credits, rate buydowns, and included upgrades are common, and the cards above show which homes have been sitting.
Explore Ponte Vedra Beach
- Moving to Ponte Vedra Beach: the data guide
- Best neighborhoods in Ponte Vedra Beach
- All new-construction builders in Florida
- Search every Ponte Vedra Beach community
What it really costs to own new construction in Ponte Vedra Beach
As of 2026-11-08, 71 new construction homes are listed for sale in Ponte Vedra Beach at a median asking price of $679,654. The median current property tax bill on those listings is $3,861 a year (the seller's bill, 37 listings reporting). About 92% are in an HOA, with a median fee of $79 a month. The median home was built in 2026.
| Property tax | Median current bill $3,861/yr across 37 listings (the seller's bill, often lowered by homestead and the Save Our Homes cap; on new construction it often reflects the vacant lot before the home was assessed). At the median asking price of $679,654, a buyer's first-year bill with homestead is about $8,600/yr (St. Johns County total millage 13.4686 mills, FY2025-26, St. Johns County Property Appraiser, FY2025-26 adopted budget). |
|---|---|
| HOA | 92% of 71 listings that report it are in a homeowners association. Median fee $79/month (65 listings, normalised to per month). Many master-planned communities in Northeast Florida also carry a CDD assessment on the tax bill; check each listing. |
| Home insurance | Citizens Property Insurance average premium in Saint Johns County: $1,378/yr (977 policies, Citizens county detail, April 2026). Private quotes depend on roof age, wind mitigation and flood zone. |
| Time on market | Median 131 days on market for the active listings. |
Estimated carrying cost at the median asking price, before the mortgage: about $911/month. An estimate from the sources above, not a quote; flood insurance and CDD assessments are extra where they apply.
Source: Momentum Realty analysis of 71 active MLS listings (Northeast Florida MLS), 2026-11-08; county millage FY2025-26; Citizens Property Insurance, April 2026. Medians of listing records; individual homes vary.
Cost questions about Ponte Vedra Beach
What are property taxes on a home for sale in Ponte Vedra Beach?
The median current tax bill on Ponte Vedra Beach listings is $3,861 a year (37 listings, MLS, 2026-11-08). On new construction the current bill often reflects the vacant lot. A buyer at the median asking price of $679,654 should budget about $8,600 for the first full year with homestead, because the assessed value resets toward the purchase price (St. Johns County millage 13.4686, FY2025-26).
Do most homes for sale in Ponte Vedra Beach have an HOA?
About 92% of the Ponte Vedra Beach listings that report it are in an HOA; the median fee is $79 a month (65 listings, MLS, 2026-11-08).
What does it cost each month to own a home in Ponte Vedra Beach before the mortgage?
About $911 a month at the median asking price of $679,654: first-year tax about $717, insurance about $115, HOA about $79. This is an estimate from MLS, county millage and Citizens data (2026-11-08), not a quote; flood insurance and any CDD are extra where they apply.
Keep comparing: Cost to own in St. Augustine · Home insurance cost in Ponte Vedra Beach · Is Ponte Vedra Beach in a flood zone? · Ponte Vedra Beach flood zones by neighborhood · Florida property tax reset calculator · Mortgage payment calculator
Common questions
How many new construction homes are for sale in Ponte Vedra Beach?
Who is building new homes in Ponte Vedra Beach?
What does a new construction home cost in Ponte Vedra Beach?
What is the monthly cost of a $2,199,000 new build in Ponte Vedra Beach?
Should I use my own agent to buy new construction?
Do builders negotiate on price?
<a href="https://movewithmomentum.com/new-construction-homes-ponte-vedra-beach">New Homes in Ponte Vedra Beach, FL: 21 New Construction Homes from $1.55M — Momentum Realty</a>Counts, prices and photos are from Momentum Realty’s MLS record of active listings in Ponte Vedra Beach communities as of 2026-11-06; a home is counted as new construction when the listing shows it as built this year or later or when a production builder is the listing office. Builder names come from listing data. Estimates are not guarantees. Equal Housing Opportunity.