Gated Communities in Umatilla, FL: Homes for Sale
This page tracks every Umatilla listing whose MLS record reports a gated community (manned gate, unmanned gate or security gate), by community, with live counts and asking prices, and the fee questions that come with the gate.
12 homes in gated communities are for sale or pending in Umatilla, FL today across 5 communities. The median asking price is $329,950, from $264,500 to $1,200,000. Listings in Umatilla without that feature have a median of $335,000. Most listings right now: Twin Lakes Estates (5), Shoreline Ranch (2), Umatilla Twin Lake Estates Sub (2). Updated October 15, 2026 from the MLS.
Umatilla gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| Twin Lakes Estates | 5 | 0 | $325,000 | $264,500 |
| Shoreline Ranch | 2 | 2 | $984,500 | $769,000 |
| Umatilla Twin Lake Estates Sub | 2 | 0 | $274,400 | $268,900 |
| Twin Lakes Estates, Phase Iii | 1 | 0 | $354,900 | $354,900 |
| Twin Lake Estates | 1 | 1 | $345,000 | $345,000 |
What the gate costs and what it actually does
A gate is an HOA amenity, so it shows up in dues: an unmanned keypad or transponder gate adds little; a 24-hour manned gate is a six-figure annual staffing line shared by the homeowners, and the roads behind it are usually private, which means the association, not the county, pays to repave them. Ask for the current HOA budget and reserve study, whether the roads are private, and whether a gate or road assessment is pending. The MLS field records the gate, not its staffing, so confirm which kind it is before you value it. Our true cost of ownership calculator puts HOA dues, taxes and insurance into one monthly number.
Questions to ask about any gated-community listing
Is the gate manned, and during what hours? Are the roads private, and what do the reserves look like for repaving? What are the HOA dues today and what did they run three years ago? Is there a CDD or a special assessment on the books? What are the guest-access and delivery rules? A local agent who works the community will know which gates are staffed and which associations are underfunded.
Common questions
How many homes in gated communities are for sale in Umatilla?
What do gated community homes cost in Umatilla?
Which Umatilla community has the most gated community homes for sale?
Are gated communities more expensive to own?
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- Gated Community Homes in every city
Gated Community Homes in nearby Lake County cities
- Leesburg gated community homes (329 for sale)
- Clermont gated community homes (302 for sale)
- Mount Dora gated community homes (112 for sale)
- Groveland gated community homes (69 for sale)
- Montverde gated community homes (59 for sale)
- Lady Lake gated community homes (58 for sale)
- Tavares gated community homes (56 for sale)
- Bella Collina gated community homes (30 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Umatilla, FL whose MLS record reports a gated community. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.