Gated Communities in Montverde, FL
Looking for gated communities in Montverde, FL? Momentum tracks 8 Montverde communities with evidence of gated community living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.
Montverde gated communities at a glance
The communities, by recent sales activity
| Community | City | Median price | 1-yr change | Days on mkt |
|---|---|---|---|---|
| WILLOW RIDGE · agent | Montverde | $650,000 | – | 220 d |
| SIENA/BELLA COLLINA · agent | Montverde | $400,000 | – | 122 d |
| COLINA BAY SUB · agent | Montverde | $1.00M | – | – |
| GOURD NECK SPGS SUB · agent | Montverde | $1.24M | – | – |
| WILLOW RDG · agent | Montverde | $980,000 | – | 112 d |
| SIENA/COLLINA · agent | Montverde | $455,000 | – | 19 d |
| BELLA COLLINA HILLTOP | Montverde | – | – | 180 d |
| COLINA BAY | Montverde | – | – | – |
Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.
What gates change about ownership
Controlled access typically comes with a manned gate, a transponder system, or both — funded through HOA dues. Expect guest-access procedures, delivery and contractor rules, and in some communities rental restrictions. Review the HOA budget for how the gate and any roving patrol are funded, and whether roads are private (the HOA maintains them — another line in the dues) or public.
Due diligence before you buy behind a gate
Request the HOA documents early: budget, reserves, rules, and the last two years of meeting minutes. Private roads, gates and common areas are owner-funded, so thin reserves become special assessments. Our buyer closing costs calculator helps you model dues and assessments into the real monthly cost.
What it costs to own here
At Lake County’s typical combined millage of 16.65 mills, a purchase at $815,000 (the median across these Montverde gated communities) generates roughly $13,567 a year in property tax before exemptions — about $1,131 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Lake County average about $1,756 a year ($146 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Lake County near $2,182 (principal and interest on the typical home, tax, and insurance).
Run your exact numbers: the property tax after purchase calculator uses Lake County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.
Demand and supply in Lake County right now
In the most recent IRS migration data (2022-2023), Lake County gained a net 12,855 people to relocation, with the largest inbound flows from NY, CA, NJ. Households moving IN reported average incomes of $80,711 versus $59,346 for those leaving — the income mix of demand, straight from tax filings. Population is up about 18.9% over the recent multi-year window. On the supply side, builders pulled 5,342 residential permits in Lake County in 2025 (3,999 single-family), up 7.1% year over year — against 6,316 at the 2023 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 5.9% versus its income-and-rent fundamentals.
Live inventory, refreshed nightly from the MLS.
Live gated-community listings in Montverde
32 active listings carry the flag today (46% of Montverde inventory), median asking $1,012,500, $332/sq ft, median 46 days on market. Photo cards link to the listing; refreshed nightly.
Newest gated community homes in Montverde
The most expensive gated community homes in Montverde
| Listing | Asking | Sq ft | Community |
|---|---|---|---|
| 16748 Artimino Loop | $4,788,500 | 6,118 | Bella Collina |
| 16250 Pendio Drive | $4,300,000 | 5,879 | Bella Collina |
| 15934 Pendio Drive | $4,250,000 | 5,879 | Bella Collina |
| 15738 Pendio Drive | $4,200,000 | 5,879 | Bella Collina |
| 16217 Pendio Drive | $3,995,000 | 5,060 | Bella Collina |
| 15421 Pendio Drive | $3,995,000 | 5,783 | Bella Collina |
| 15902 Pendio Drive | $3,700,000 | 4,985 | Bella Collina |
| 15369 Apennine Way | $2,770,496 | 4,324 | — |
| 16829 Bolsena Drive | $2,097,000 | 4,417 | Bella Collina East |
| 16930 Winter Road | $1,525,000 | 3,277 | Gourd Neck Springs |
Gated Community Homes by price
| Band | For sale | Share |
|---|---|---|
| $300K–$500K | 9 | 28% |
| $500K–$750K | 1 | 3% |
| $750K–$1M | 5 | 16% |
| $1M+ | 17 | 53% |
Montverde gated community homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Gated Community Homes | New build | Median list | From |
|---|---|---|---|---|
| Bella Collina West Sub | 17 | 4 | $1,149,900 | $825,000 |
| Bella Collina Sub | 12 | 10 | $4,097,500 | $3,292,955 |
| Siena/Bella Collina | 6 | 0 | $392,500 | $350,000 |
| Bella Collina | 4 | 3 | $1,945,497 | $880,000 |
| Bella Collina Hilltop | 3 | 3 | $3,022,550 | $2,760,840 |
| Willow Ridge | 3 | 2 | $669,350 | $650,000 |
| Siena/Bella Collina Condo | 2 | 0 | $379,000 | $360,000 |
| Bella Collina Add | 1 | 1 | $2,800,000 | $2,800,000 |
| Bella Collina Subdivision | 1 | 1 | $2,770,496 | $2,770,496 |
| Bella Collina East Sub | 1 | 1 | $2,097,000 | $2,097,000 |
| Gourd Neck Spgs Sub | 1 | 0 | $1,525,000 | $1,525,000 |
| Bella Collina West | 1 | 0 | $1,290,000 | $1,290,000 |
| Willow Rdg Ph 2 | 1 | 0 | $719,900 | $719,900 |
| Willow Rdg | 1 | 0 | $679,900 | $679,900 |
| Siena/Collina | 1 | 0 | $445,000 | $445,000 |
| Siena/ Bella Collina | 1 | 0 | $429,000 | $429,000 |
| Siena/Bella Collina Condos | 1 | 0 | $395,000 | $395,000 |
Explore more of Montverde
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Run the numbers in Lake County
- Find the best agent in Lake County
- Get a cash offer in Lake County
- Lake County housing scorecard
- What would selling net you
- Buyer closing costs calculator
Common questions
How many gated communities does Montverde, FL have?
What do homes in Montverde gated communities cost?
How does Momentum classify a community as one of the gated communities?
How much is home insurance in Lake County?
What are property taxes like in Lake County?
Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.