Shoreline Ranch Homes for Sale in Umatilla, FL

Gated lakefront community · Umatilla · Lake County 32784

A gated lakefront community on Lake Dalhousie in Umatilla, with lakefront and lakeview homesites and custom home packages. The read is the lot, the lake access, and the custom build.

Gated lakefrontLake DalhousieCustom homes

Live Market Pulse

47/100
Momentum

Buyer-Leaning Market (limited data)

Resale here turns on the specific home, the lot, and condition; confirm the HOA or any association, any CDD or district assessment, and the school assignment by address before anchoring on a number.

Free · No obligation

Unlock Off-Market Shoreline Ranch

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$700K

Median Price

48mo

Supply

31days

Avg DOM

Soft

Seller Leverage

$343/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Shoreline Ranch is a gated lakefront community on Lake Dalhousie in Umatilla, Lake County, reported to offer lakefront and lakeview homesites with custom home packages from a preferred builder and a community boat ramp on the roughly 251-acre spring-fed lake. The draw is custom lakefront living on a private lake in rural north Lake County, near the Ocala National Forest, with the option to build to your own plan. Because most value here is the lot and the custom build, the read is the homesite, the lake frontage or view, and the build rather than a resale average: confirm the lot, the lake access, the well and septic and utility picture, the HOA, and any build requirements or timelines. The honest read is the homesite and the lake access first, then the build, confirmed before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Shoreline Ranch market snapshot (as of June 27, 2026): the median sale price is about $700K ($343 per sq ft), with homes averaging 31 days on market and 48.0 months of supply, a buyer-leaning market (limited data). Based on 1 recent closings in live Stellar MLS data.

Shoreline Ranch is a gated lakefront community on Lake Dalhousie in Umatilla (ZIP 32784), Lake County, reported to offer lakefront and lakeview homesites with custom home packages from a preferred builder and the option to bring your own builder, plus a community boat ramp. Treat the lot details and builder terms as reported and confirm against the current listings.

Lake Dalhousie is described as a roughly 251-acre spring-fed lake suited to boating, fishing, and quiet recreation, in a rural part of north Lake County near the Ocala National Forest. The setting is the appeal: privacy, water, and space rather than a dense subdivision.

Because most value is the lot and the custom build, read the homesite, the lake frontage or view, and the build, not a resale average. Confirm the lot and any lake access, the well and septic and utility picture typical of a rural lakefront parcel, the HOA, and any build requirements or timelines.

Confirm the school assignment by address with Lake County Schools if that matters, and weigh the rural carrying costs and build process against your timeline before you commit.

Quick Match

Who Shoreline Ranch is best for.

Best for

Buyers who want gated lakefront living on a private spring-fed lake
Buyers who want to build a custom home on a lakefront or lakeview lot
Buyers who value rural privacy and space near the Ocala National Forest
Buyers who will confirm the lot, the lake access, and the rural utilities

Probably not for

Buyers who want a finished home in a dense subdivision today
Buyers who want a short commute to the Orlando job core
Buyers unwilling to manage a custom-build timeline
Buyers unwilling to confirm well, septic, and lakefront diligence

Market Pulse

How Shoreline Ranch is performing right now

47/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

48Months of supplytight

1Median days on marketdays

0 : 4Under contract vs for salestrong demand

1Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+11%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 27, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Shoreline Ranch listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Groves at Grand Island or Umatilla. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now4 : 0active : pending

For sale4

Pending0

Sold 12mo1

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Shoreline Ranch buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Shoreline Ranch

Live MLS inventory for Shoreline Ranch. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 1 daysTop listing

$1,500,000

4 bd · 3.5 ba · 3,359 sqft · built 2026

38361 Lake Meadow Court, UMATILLA, 32784

Listed by REAL BROKER, LLC

Active · 1 days

$1,200,000

4 bd · 3.5 ba · 3,010 sqft · built 2006

20280 Shoreline Ranch Lane, UMATILLA, 32784

Listed by REAL BROKER, LLC

Active · 1 days

$850,000

4 bd · 3 ba · 2,610 sqft · built 2026

38514 Wooded Meadow Drive, UMATILLA, 32784

Reno opportunityBest value

Listed by REAL BROKER, LLC

Active · 120 days

$769,000

4 bd · 2 ba · 2,112 sqft · built 2026

UMATILLA, 32784

Strong resaleReno opportunityBest value

Listed by HOMETOWN REALTY PROFESSIONAL I

Active and pending Shoreline Ranch listings as of 2026-06-27, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Shoreline Ranch on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The rural lakefront location is the point: the lake, the forest, and downtown Umatilla are close, with the Orlando metro a longer drive.

Drive times from Shoreline Ranch. The location puts Lake Dalhousie, the Ocala National Forest, and downtown Umatilla within reach.

Downtown Umatilla~8 to 15 min · services

Eustis~15 to 25 min · shopping and dining

Mount Dora~25 to 35 min · historic downtown

Ocala National Forest~10 to 20 min · recreation

Orlando metro~60 to 80 min · via SR 429 and US-441

Lake Dalhousie boat ramp~2 to 6 min · lake access

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Shoreline Ranch Homes for Sale in Umatilla, FL with Momentum Realty’s local guides.

BEBABB ESTATES SUB Homes for Sale in Umatilla, FLUmatilla, FL · 3.1 mi DVDONNA VISTA Homes for Sale in Umatilla, FLUmatilla, FL · 3.1 mi DLDREAM LAKE POULTRY RANCHES Homes for Sale in Umatilla, FLUmatilla, FL · 3.1 mi EUEAST UMATILLA Homes for SaleUmatilla, FL · 3.1 mi EPEUSTIS PARK SUB Homes for Sale in Umatilla, FLUmatilla, FL · 3.1 mi

GATEWAY COMMERCE CENTER Homes for Sale in Umatilla, FLUmatilla, FL · 3.1 mi GSGIVEN'S SUB-TROWELL'S SUB Homes for Sale in Umatilla, FLUmatilla, FL · 3.1 mi HLHI LAND COURT Homes for Sale in Umatilla, FLUmatilla, FL · 3.1 mi LCLAKE COOLEY ESTATES Homes for Sale in Umatilla, FLUmatilla, FL · 3.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Shoreline Ranch (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Lake County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Shoreline Ranch is served by Lake County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Shoreline Ranch address.

The takeaway

What is actually shaping value at Shoreline Ranch, sourced and dated. We do not publish rumor.

Recent Developments in Shoreline Ranch

Development Intelligence

Our read on what is being built around Shoreline Ranch, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is scarce gated lakefront on a private spring-fed lake in rural north Lake County, where the lot, the lake access, and the custom build drive outcomes. The near-term watch item is simply the limited supply of lakefront homesites against steady demand for Florida lakefront living.

Scarce gated lakefront on a spring-fed lake

BullishLakefront homesites on a private, roughly 251-acre spring-fed lake with a community boat ramp are a scarce, hard-to-reproduce asset, which supports lakefront and lakeview values. Confirm the lot, the frontage, and the lake access. impact

SignificanceRadius: Community

Scarce gated lakefront on a spring-fed lake

Rural privacy near the Ocala National Forest

BullishThe location offers privacy and space near the Ocala National Forest, appealing to buyers who want a rural lakefront lifestyle. Confirm the rural utility and access picture for the specific lot. impact

SignificanceRadius: Area

Rural privacy near the Ocala National Forest

Custom-build and rural-utility diligence

NeutralA custom build carries its own timeline and cost diligence, and rural lakefront parcels often involve well, septic, and utility considerations. Confirm the build requirements and the utility picture for the specific lot before you offer. impact

SignificanceRadius: Community

Custom-build and rural-utility diligence

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Shoreline Ranch, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

March 2024
Growth
Lake County remains among metro Orlando's fast-growing counties
U.S. Census Bureau estimates continue to rank the Orlando-Kissimmee-Sanford metropolitan area, which includes Lake County, among the faster-growing large metros, with steady demand for lakefront and acreage living in the county's north. Why it matters: Sustained demand for Florida lakefront living supports scarce gated-lakefront homesites like those at Shoreline Ranch. It is a structural positive, not a substitute for reading the lot, the lake access, and the build. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Shoreline Ranch buying strategy.

If we were buying in Shoreline Ranch, this is the order of operations we would run, and the one we run for our clients.

Read the lot and the lake access first, lakefront or lakeview, frontage, and the boat-ramp access.

Confirm the well, septic, and utility picture for the specific rural lakefront lot.

Confirm the build requirements, the preferred builder terms, and any timeline, or your own-builder options.

Confirm the HOA and any build deposit or deed restrictions.

Weigh the alternative, Groves at Grand Island, on lake access and carrying cost.

The Quick Decision

Best Buy

A lakefront homesite with strong frontage and confirmed utilities and access, or a well-built lakefront custom home.

Biggest Risk

Underestimating the custom-build timeline and cost, or missing a rural utility issue.

Best Lot

Lakefront frontage is the scarce asset; lakeview is the entry; confirm the frontage and access.

Smart Timing

Lots and custom homes turn slowly; confirm the lot, the utilities, and the build terms before you commit.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Shoreline Ranch is a gated lakefront community on Lake Dalhousie, a roughly 251-acre spring-fed lake, in Umatilla (ZIP 32784), Lake County, reported to offer lakefront and lakeview homesites with custom home packages and a community boat ramp, in a rural area near the Ocala National Forest. Because most value is the lot and the custom build, confirm the homesite and any lake access, the well and septic and utility picture, the HOA, any build requirements or timelines, and the school assignment by address with Lake County Schools, since details vary by lot and change over time.

Shoreline Ranch Homes For Sale

What your money buys in Shoreline Ranch.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Shoreline Ranch today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: lakeview homesite

$700K to $700K

A lakeview homesite to build on, the entry door into the gated Lake Dalhousie community. Confirm current pricing and lot availability on the live listings below.

Lowest entry

Core: lakefront homesite or built home

$700K to $700K

A lakefront homesite or a completed custom home with lake frontage, the core of the community's value. Confirm current pricing on the live listings below.

Most inventory

High: premium lakefront estate

$700K to $700K

A premium lakefront custom estate with frontage and a dock, where the lot and the water set the value. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$700K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$700K to $700K

Entry: lakeview homesite

A lakeview homesite to build on, the entry door into the gated Lake Dalhousie community. Confirm current pricing and lot availability on the live listings below.

$700K to $700K

Core: lakefront homesite or built home

A lakefront homesite or a completed custom home with lake frontage, the core of the community's value. Confirm current pricing on the live listings below.

$700K to $700K

High: premium lakefront estate

A premium lakefront custom estate with frontage and a dock, where the lot and the water set the value. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Shoreline Ranch, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Shoreline Ranch is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Shoreline Ranch holds value.

Our read on the factors that protect resale here, and the one to manage.

Scarce gated lakefront supplyStrong

Private spring-fed lake and boat rampStrong

Rural privacy near the forestSolid

Custom-build timeline and costManage it

Rural well, septic, and utilitiesWatch it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Shoreline Ranch

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Shoreline Ranch is easy to like for gated lakefront on a private spring-fed lake. The deal is won or lost on the lot, the lake access, and the build, not the headline number.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.0B+ · Buy Score

Resale Strength8.0/10

Renovation Risk7.4/10

Location Efficiency7.0/10

Long-Term Defensibility8.4/10

Carrying Cost Advantage7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Shoreline Ranch is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

Lakefront frontage is the scarce, durable asset
Lakeview lots are the entry to the community
Confirm the frontage, shoreline, and boat-ramp access
The lot cannot be reproduced, the home can be built or updated
Comp by lake frontage and lot, not an area average

In a gated lakefront community, the lot and the lake frontage set value while the home can be built or updated. Read the frontage, the shoreline, and the boat-ramp access first, confirm the rural utilities, then price against the closest comparable lakefront or lakeview sale rather than an area average.

The 15-Second Verdict

Shoreline Ranch in 15 seconds.

Best forBuyers who want gated lakefront on a private spring-fed lake with the option to build a custom home.

Strong onScarce lakefront and lakeview homesites, a community boat ramp, and rural privacy near the Ocala National Forest.

WatchThe lot, the lake access, the custom-build timeline, and rural utilities. Confirm well, septic, and frontage per lot.

Not forBuyers who want a finished home in a dense subdivision, a short Orlando commute, or no build process.

The edgeA strong lakefront homesite with confirmed access and utilities is a scarce, durable hold for custom lakefront living.

HOA, CDD & Fees

15-Second Take

Confirm lakefront versus lakeview and the frontage
Confirm the well, septic, and utility picture
Confirm the build requirements and any timeline
Confirm the HOA, deposits, and deed restrictions
Confirm the boat-ramp and lake-access details

We do not publish a fee figure here because dues and any build deposits change. Confirm the current HOA dues, any build requirements or deposits, deed restrictions, and the well, septic, and utility picture for the specific lakefront lot before you offer.

Reported HOA-supported items in a gated lakefront community like this typically include the gated entry, common areas, and the community boat ramp. Confirm the current budget and inclusions with the association.

This is a gated lakefront community rather than a golf or country club. The lifestyle assets are Lake Dalhousie, the community boat ramp, and the rural setting. Confirm the lake-access and amenity details with the association.

Run Your Numbers

Tools for a Shoreline Ranch buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxLake County millage and the homestead picture.Rent vs buyThe breakeven on owning in Shoreline Ranch.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Shoreline Ranch

Price it to your lot, lake frontage, and the build, against real comparable sales.

If you are selling at Shoreline Ranch, the right list price comes from recent comparable lakefront and lakeview sales matched to your frontage, your lot, and your home's build and condition. The lake and the lot are what set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Shoreline Ranch, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Groves at Grand Island, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Shoreline Ranch home worth?

Get a no-obligation home value based on real comparable sales in Shoreline Ranch matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Shoreline Ranch on the map →
Or get your Shoreline Ranch home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,989/mo

Lake County typical true cost to own

$146/mo

Lake County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

34% of homes for sale in ZIP 32784 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-29).

Shoreline Ranch Market Scorecard

Strong buyer's market

Shoreline Ranch is currently a strong buyer's market. About 48.0 months of supply, a median asking price of $1,025,000, and homes go under contract in about 1 days.

48.0

Months supply

$1,025,000

Median list

$699,900

Median sold

$381

Per sqft

Days on mkt

4/0/1

Active/Pend/Sold

Typical home value in the 32784 ZIP is $294,395, about 14.9% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Shoreline Ranch?

It is a gated lakefront community on Lake Dalhousie in Umatilla, ZIP 32784, Lake County, in a rural area near the Ocala National Forest.

What is Lake Dalhousie?

Profiles describe it as a roughly 251-acre spring-fed lake suited to boating and fishing, with a community boat ramp. Confirm the lake-access details for the specific lot.

Are these homesites or finished homes?

The community is reported to offer lakefront and lakeview homesites with custom home packages, with the option to bring your own builder. Confirm whether a listing is a lot or a built home.

Can I bring my own builder?

Profiles describe a preferred builder and the option to bring your own builder. Confirm the current build requirements, the builder terms, and any timeline before you offer.

What about wells and septic?

Rural lakefront parcels often involve well, septic, and utility considerations. Confirm the utility picture for the specific lot before you offer.

Is there an HOA?

A gated lakefront community typically carries an HOA for the gate, common areas, and boat ramp. Confirm the current dues, any build deposits, and deed restrictions for the specific lot.

What does a lot or home here cost?

We do not publish a price figure here. Pricing tracks the lot, the lake frontage, and the build. Confirm current pricing on the live listings on this page; we pull exact comps before you offer.

What schools serve the community?

It is in Lake County Schools, with assignment by address. Zoning can change, so confirm the current zoned campuses for a specific home with the district.

How far is it to Orlando?

It is a rural location roughly an hour-plus from the Orlando metro via SR 429 and US-441; confirm your real commute at your real departure time.

Do I need my own agent to buy here?

Yes. The listing or builder agent works for the seller or builder. Your own agent reads the lot and lake access, confirms the build and utility picture, and negotiates for you. Momentum Realty represents you, not the seller.

How current are the details on this Shoreline Ranch page?

The live listings refresh from the MLS feed, and the community details here are researched and hedged where not independently confirmed. Confirm any HOA, condo, or association fees, any assessment or CDD, and the home condition with the association or the listing before you offer.

How do I get the full picture on a specific home in Shoreline Ranch?

Tell us your budget and timeline, or an address, and we pull the live comparable sales, confirm the fees and any assessment, and give you an honest read on the home, the homesite, and the carrying cost. Momentum Realty represents you, not the seller.

Who is the best real estate agent for Shoreline Ranch?

The best agent for Shoreline Ranch is one who actively works Umatilla and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Shoreline Ranch.

How do I find a top Umatilla real estate agent who knows Shoreline Ranch?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Shoreline Ranch and the wider Umatilla area.

Can Momentum Realty connect me with an agent for Shoreline Ranch?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Shoreline Ranch purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Shoreline Ranch?

An honest fit check. We will tell you when it is not your community.

Buyers who want gated lakefront living on a private spring-fed lakeExcellent fit

Buyers who want to build a custom home on a lakefront or lakeview lotExcellent fit

Buyers who value rural privacy and space near the Ocala National ForestExcellent fit

Buyers who will confirm the lot, the lake access, and the rural utilitiesExcellent fit

You will read the homesite and condition honestly before you offerExcellent fit

Buyers who want a finished home in a dense subdivision todayProbably not

Buyers who want a short commute to the Orlando job coreProbably not

Buyers unwilling to manage a custom-build timelineProbably not

Buyers unwilling to confirm well, septic, and lakefront diligenceProbably not

You want acreage or no-HOA privacy with no community feesProbably not

Get the inside read on Shoreline Ranch

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Shoreline Ranch home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Shoreline Ranch specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Shoreline Ranch - what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Shoreline Ranch Homes for Sale in Umatilla, FL

The 60-Second Overview

Who Shoreline Ranch is best for.

Best for

Probably not for

How Shoreline Ranch is performing right now

Homes For Sale Right Now in Shoreline Ranch

Shoreline Ranch on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Shoreline Ranch

Scarce gated lakefront on a spring-fed lake

Rural privacy near the Ocala National Forest

Custom-build and rural-utility diligence

Lake County remains among metro Orlando's fast-growing counties

The Shoreline Ranch buying strategy.

The full read, only if you want it.

What your money buys in Shoreline Ranch.

What ~$700K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Shoreline Ranch holds value.

5 Mistakes Buyers Make in Shoreline Ranch

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Shoreline Ranch is different.

Which Lots & Views Hold Value Best

Shoreline Ranch in 15 seconds.

HOA, CDD & Fees

Tools for a Shoreline Ranch buy.

Price it to your lot, lake frontage, and the build, against real comparable sales.

In Shoreline Ranch, condition and view decide your number

What is your Shoreline Ranch home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Shoreline Ranch Market Scorecard

Frequently Asked Questions

Should you buy in Shoreline Ranch?

Get the inside read on Shoreline Ranch

You are all set.

Need to sell fast in Lake County?

You just read the data. Now see what your home is worth.