HOA Fees by Community in Polk County, FL
Association fees are the second-largest fixed cost of owning in a planned community after taxes and insurance, and they vary by a factor of fifty across Polk County. This league table ranks every Polk County community whose recent MLS listings carried an association fee, normalised to dollars per month (quarterly, semi-annual and annual fees converted), with a link to each community page for the full fee history, CDD status and homes for sale.
Across 40 Polk County communities with a reported association fee on recent MLS listings, the median HOA is $50 per month — $46/mo for single-family and townhome communities and $436/mo for condos. The lowest single-family HOA we track is Kellsmont at $15/mo; the highest is Raingarden at $550/mo.
How Polk County HOA fees are distributed
| Monthly HOA band | Communities | Share |
|---|---|---|
| $1–$100/mo | 29 | 72% |
| $101–$250/mo | 5 | 12% |
| $251–$500/mo | 4 | 10% |
| $501–$1,000/mo | 2 | 5% |
| Over $1,000/mo | 0 | 0% |
Lowest HOA fees: single-family and townhome communities
Ranked by median monthly fee (lowest first); ties broken by how many listings reported the fee. Communities whose listings report a nominal fee under $10/month are left out of this table — those figures are usually an annual amount entered against the wrong frequency.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Kellsmont | Lakeland | $15 | 30 |
| Walk In The Water Lake Estates | Lake Wales | $15 | 15 |
| LUCERNE Park RESERVE | Winter Haven | $17 | 226 |
| South Bay Landings | Haines City | $17 | 23 |
| Starling Place | Lakeland | $18 | 45 |
| Ashwood West | Lakeland | $19 | 15 |
| Sundance Ranch Estates | Winter Haven | $21 | 30 |
| Hamilton Ridge | Winter Haven | $22 | 6 |
| Leigh Lakes | Mulberry | $24 | 15 |
| Hampton Pointe | Lakeland | $25 | 17 |
| Aylesbury | Davenport | $28 | 30 |
| Princeton Manor | Lakeland | $30 | 42 |
| Taylor Brooke | Bartow | $31 | 60 |
| One Highlands Place | Lakeland | $32 | 54 |
| Scott Lake West | Lakeland | $33 | 75 |
| Berkley Pointe | Auburndale | $35 | 30 |
| Bentley Place | Winter Haven | $45 | 12 |
| Holly Hill Estates | Davenport | $48 | 150 |
| Stonewood Crossings | Haines City | $50 | 45 |
| Whispering Ridge | Lake Wales | $50 | 30 |
| Summerland Hills | Lakeland | $50 | 30 |
| Winding River Cove | Bartow | $58 | 45 |
| Jackson Landing | Winter Haven | $67 | 18 |
| ESTATES/ENGLISH Creek | Lakeland | $83 | 45 |
| Tuscan Meadows | Davenport | $85 | 45 |
Highest HOA fees: single-family and townhome communities
Gated, golf, amenity-heavy and master-planned communities dominate — the fee usually bundles a club, lawn care or a bundled golf membership.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| Raingarden | Winter Haven | $550 | 15 |
| Sweetwater Golf And Tennis Club | Haines City | $387 | 480 |
| Wyndham At Lake Winterset | Winter Haven | $275 | 15 |
| Cambridge On Green | Lakeland | $175 | 15 |
| Cypresswood Palma Ceia | Winter Haven | $152 | 27 |
| CYPRESS POINT/Lake PARKER | Lakeland | $119 | 29 |
| Grandefield On Poley Creek | Mulberry | $108 | 15 |
| Eagle Pointe | Lakeland | $96 | 30 |
| Glenmore | Lakeland | $96 | 12 |
| Orchid Springs Patio Homes | Winter Haven | $94 | 30 |
| Tuscan Meadows | Davenport | $85 | 45 |
| ESTATES/ENGLISH Creek | Lakeland | $83 | 45 |
| Jackson Landing | Winter Haven | $67 | 18 |
| Winding River Cove | Bartow | $58 | 45 |
| Stonewood Crossings | Haines City | $50 | 45 |
| Whispering Ridge | Lake Wales | $50 | 30 |
| Summerland Hills | Lakeland | $50 | 30 |
| Holly Hill Estates | Davenport | $48 | 150 |
| Bentley Place | Winter Haven | $45 | 12 |
| Berkley Pointe | Auburndale | $35 | 30 |
Lowest condo association fees
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| SANDY Cove/LAKELAND | Lakeland | $166 | 15 |
| Genesis Point | Lake Wales | $430 | 15 |
| Imperial Harbours | Winter Haven | $441 | 20 |
| MISSION Lakes/OAKBRIDGE | Lakeland | $555 | 15 |
Highest condo association fees
Condo fees fund the building itself — insurance, reserves, elevators, waterfront upkeep — so the top of this list is oceanfront and high-rise.
| Community | City | HOA (median, $/mo) | Listings sampled |
|---|---|---|---|
| MISSION Lakes/OAKBRIDGE | Lakeland | $555 | 15 |
| Imperial Harbours | Winter Haven | $441 | 20 |
| Genesis Point | Lake Wales | $430 | 15 |
| SANDY Cove/LAKELAND | Lakeland | $166 | 15 |
How to read this
Figures are the median AssociationFee across a community’s recent MLS listings (n shown), normalised to a monthly amount from the listed frequency; communities need at least three listings with a known frequency to appear. Fees change with every budget cycle, special assessments are not included, and master-association or club dues may be reported separately by the listing agent. Source: MLS listing records compiled by Momentum Research, September 2026. Back to homes for sale in Polk County, FL.