Sweetwater Golf and Tennis Club in Haines City

Sweetwater Golf
and Tennis Club Homes for Sale in Haines City, FL

55+ / age-restricted (HOPA) golf community · Polk County · ZIP 33844

A gated 55+ golf community on Lake Henry in Haines City, the honest read for active-adult buyers who want golf, a club, and a known monthly fee.

55+ active adultExecutive golf and lakeGated with clubhouse
Live Market Pulse
42/100
Momentum
Buyer-Leaning Market
This is an age-restricted, amenity-rich community, so the honest read is the monthly fee and what it covers, the golf and club access, the property type for the exact home, and the age-restriction rules. Confirm every line per home and against the current association documents and HOPA policy.
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Unlock Off-Market Sweetwater Golf and Tennis Club

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$152K
Median Price
7.3mo
Supply
103days
Avg DOM
Soft
Seller Leverage
$132/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Sweetwater Golf and Tennis Club is a gated active-adult community on Lake Henry in Haines City, established in the late 1980s and built out largely through the early 2000s, where the value drivers are the lifestyle package and the carrying cost, not a townwide average. The draw is an 18-hole executive golf course, a clubhouse with a pub, a heated pool, and tennis, pickleball, and lake access, all wrapped into a monthly fee that buyers report covering a broad bundle including cable and internet, with lawn and electricity often excluded; confirm the exact inclusions per home. Because the housing mix spans single-family homes, villas, condos, and carriage units of varying ages, the property type and the build year drive resale and renovation risk more than the address. The age restriction is a real filter on the buyer pool, which supports a stable lifestyle community but narrows demand to qualifying households, so read the HOPA policy and the association budget honestly before you fall for the golf and the lake. Your leverage is reading the fee, the inclusions, the property type, and the rules before you buy the view."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Sweetwater Golf and Tennis Club market snapshot (as of June 25, 2026): the median sale price is about $152K ($132 per sq ft), with homes averaging 103 days on market and 7.3 months of supply, a buyer-leaning market. Based on 28 recent closings in live Stellar MLS data.

Sweetwater Golf and Tennis Club is a gated 55+ / age-restricted (HOPA) active-adult community on Lake Henry at 4635 US Highway 17/92 West in Haines City, Polk County (Sweetwater Community official site and multiple Haines City real estate guides, 2026). It is organized around an 18-hole executive golf course, a clubhouse with a full-service pub, a heated pool, and tennis and pickleball, a lifestyle community rather than a generic subdivision.

The community was established in the late 1980s, with its golf course opening in 1988 (golf course directories citing a 1988 Bill Barrett design, a par-63 executive layout, 2026), and the residential side built out largely from about 1990 into the early 2000s (Haines City active-adult real estate guides, 2026). Housing guides describe a mix of single-family homes, golf villas, condos, and carriage-style units, with single-family homes commonly in the roughly 1,000 to 1,500 square foot range; confirm the exact property type, build year, and size for any specific home.

Because this is an amenity-rich age-restricted community, the money is made or lost on the monthly fee and the property type, not on the address alone. Buyers report a monthly association fee that bundles a broad set of services, with some guides citing cable, internet, and WiFi included and lawn mowing and electricity excluded; the exact fee and inclusions vary by home and over time, so read the current association documents for the specific residence.

The pitch is a low-maintenance active-adult lifestyle on a lake with golf at the door: gated entry, the clubhouse and pub, Lake Henry fishing and boating, and the social calendar, with Haines City services, US Highway 17/92, and Interstate 4 within reach for Orlando and the Tampa side. The work is the diligence: confirm the age-restriction policy, the fee and what it covers, and the property type and build year before you buy.

Best for

  • Active-adult buyers who want golf and a club in a gated community
  • Buyers who value a known monthly fee that bundles broad services
  • Lake and lifestyle buyers who want Lake Henry access and a social calendar
  • Buyers who will read the fee, the inclusions, and the age-restriction rules

Probably not for

  • Buyers who do not qualify for or want a 55+ / age-restricted community
  • Anyone unwilling to verify the monthly fee and inclusions per home
  • Buyers who want a brand-new home or the newest amenity package
  • Buyers who want a large lot or an estate-scale single-family home

How Sweetwater Golf and Tennis Club is performing right now

42/100
momentum
Buyer-Leaning Market
Seller's marketBalancedBuyer's market
7.3Months of supplytight
55Median days on marketdays
1 : 17Under contract vs for salestrong demand
28Sold in last 12 monthsliquidity
+3%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Sweetwater Golf and Tennis Club listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Sweetwater Golf and Tennis Club buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Sweetwater Golf and Tennis Club

Live MLS inventory for Sweetwater Golf and Tennis Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Sweetwater Golf and Tennis Club listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Optional, member-owned club, separate from the POA
  • ~$30M renovation underway, 2026 to 2028
  • 18-hole course, clubhouse, pool, 10 clay courts
  • Strong value vs Ponte Vedra clubs
  • Budget the membership separately from the home

Sweetwater Golf and Tennis Club is a gated 55+ / age-restricted (HOPA) active-adult community on Lake Henry, so the lifestyle is low-maintenance resort-style living around golf and the lake. Community materials describe an 18-hole executive golf course, a clubhouse with a full-service pub, a heated pool and hot tub, tennis, pickleball, shuffleboard, horseshoes, a fitness room, gardening, and Lake Henry fishing and boating with a community dock. The housing mix spans single-family homes, villas, condos, and carriage units of varying ages. Amenities, golf access, pet and rental rules, and the fee inclusions vary, so confirm the current rules and what each home includes with the association before you buy.

The takeaway

Sweetwater trades a townwide average for a gated lake-and-golf 55+ lifestyle, with Haines City services close and Interstate 4 putting both the Orlando and Tampa corridors within reach.

Lake Henry and community dock~1 min · at the community
Haines City services and US Highway 17/92~5 to 10 min · shops and dining
Interstate 4 access~10 to 15 min · Orlando and Tampa corridor
Posner Park shopping~15 to 20 min · retail and dining
Davenport and Champions Gate area~20 to 30 min · to the northeast
Walt Disney World area~30 to 45 min · Orlando attractions
Orlando International Airport~45 to 60 min · to the east

Distances and times are approximate and vary with traffic and the specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Sweetwater Golfand Tennis Club with Momentum Realty’s local guides.

SCSunset Chase Homes for Sale in Haines City, FLHaines City, FL · 0.6 miVSVilla Sorrento Homes for Sale in Haines City, FLHaines City, FL · 0.7 miRAReserve atHighland Meadows Homes for Sale in Haines City, FLHaines City, FL · 0.7 miRAThe Ridge atHighland Meadows Homes for Sale in Haines City, FLHaines City, FL · 0.8 miCBCovered Bridge atLiberty Bluff Homes for Sale in Haines City, FLHaines City, FL · 0.8 miSASeasons atHilltop Homes for Sale in Haines City, FLHaines City, FL · 1.1 miBCBradbury Creek Homes for Sale in Haines City, FLHaines City, FL · 1.3 miMCMarion CreekEstates Homes for Sale in Haines City, FLHaines City, FL · 1.3 miFHFairviewVillage Homes for Sale in Winter Haven, FLWinter Haven, FL · 1.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Sweetwater Golf and Tennis Club (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Polk County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Sweetwater Golf and Tennis Club is served by Polk County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Polk County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Sweetwater Golf and Tennis Club address.

The takeaway

What is actually shaping value at Sweetwater Golf and Tennis Club: the durability of an established gated 55+ golf community, the Polk County and Haines City growth corridor along Interstate 4, and the amenity and fee picture that drives carrying cost. Each item is sourced or flagged for verification.

Recent Developments in Sweetwater Golf and Tennis Club

Our read on what is being built around Sweetwater Golf and Tennis Club, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAn established lake-and-golf 55+ community with steady active-adult demand supports the community standing, with the watch items being the monthly fee and inclusions, the age of the housing stock by property type, and how golf and amenity costs trend over time.

Established gated 55+ golf and lake community

Ongoing
BullishNotable impact
SignificanceRadius: Community

A built-out lake-and-golf active-adult community with a clubhouse and amenities supports steady demand among qualifying buyers.

Age-restricted occupancy narrows the buyer pool

Ongoing
NeutralMajor impact
SignificanceRadius: Community

The 55+ / age-restricted (HOPA) policy supports a stable lifestyle community but limits demand to qualifying households, a real resale factor.

Bundled monthly fee and inclusions

Ongoing
NeutralNotable impact
SignificanceRadius: Community

A broad bundled fee can simplify carrying cost but must be read per home, since inclusions and any separate golf dues vary.

Mixed housing stock of varying ages

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Single-family, villa, condo, and carriage units of different ages mean property type and build year drive resale and renovation risk.

Polk County and Interstate 4 growth corridor

Ongoing
BullishNotable impact
SignificanceRadius: Area

Continued growth between Orlando and Tampa along Interstate 4 supports the broader Haines City demand picture over time.

Lake Henry waterfront setting

Ongoing
BullishMinor impact
SignificanceRadius: Community

A lakefront setting with fishing and boating access adds a lifestyle draw that supports demand for the better-positioned homes.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Sweetwater Golf and Tennis Club, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 1988
    Amenity

    Sweetwater golf course opens as a par-63 executive layout

    The Sweetwater Golf and Tennis Club 18-hole executive course, a Bill Barrett design measuring about 4,388 yards at par 63, opened in 1988 and anchors the active-adult community in Haines City. Why it matters: The golf course is the founding amenity of the community, so its access terms and condition are core to the lifestyle and resale story. Source

Development alerts for Sweetwater Golf and Tennis ClubGet a short monthly email when something new is approved, funded, or opens near Sweetwater Golf and Tennis Club.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Sweetwater Golf and Tennis Club, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the 55+ / age-restricted (HOPA) policy first. This is an age-restricted community, so verify the occupancy rules and how they apply to your household before anything else.

2

Read the monthly fee and exactly what it covers. Buyers report a broad bundle that may include cable and internet with lawn and electricity excluded, so confirm the current fee and inclusions per home.

3

Confirm the property type and build year. The mix spans single-family homes, villas, condos, and carriage units of different ages, which drives resale and renovation risk, so verify the exact type.

4

Check golf and club membership terms. Confirm whether golf, the pub, the pool, and tennis are included in the fee or carry separate dues, and what guest and cart rules apply.

5

Tour the lake and amenity access, the Lake Henry dock, the clubhouse, and the courts, and confirm pet, parking, and rental rules with the association before you offer.

Best Buy
An updated single-family home with golf and lake access and a clear fee read
Biggest Risk
Misreading the fee, the inclusions, or the property type and age
Best Lot
A home with a good lake or golf outlook and a documented inclusions list
Smart Timing
Confirm the fee, the inclusions, and the HOPA policy before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Sweetwater Golf and Tennis Club is a gated 55+ / age-restricted (HOPA) active-adult community on Lake Henry, so the lifestyle is low-maintenance resort-style living around golf and the lake. Community materials describe an 18-hole executive golf course, a clubhouse with a full-service pub, a heated pool and hot tub, tennis, pickleball, shuffleboard, horseshoes, a fitness room, gardening, and Lake Henry fishing and boating with a community dock. The housing mix spans single-family homes, villas, condos, and carriage units of varying ages. Amenities, golf access, pet and rental rules, and the fee inclusions vary, so confirm the current rules and what each home includes with the association before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home
$90K to $128K

A smaller or older villa, condo, or carriage unit, the affordable way into the gated 55+ community, where condition and property type drive value.

Lowest entry
The Core Home
$128K to $210K

A single-family golf home in good condition with solid amenity access, the heart of the community resale market.

Most inventory
The Top
$210K to $264K

An updated single-family home with a strong lake or golf outlook, the homes that hold value best in the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$90K to $128K
The Entry Home
A smaller or older villa, condo, or carriage unit, the affordable way into the gated 55+ community, where condition and property type drive value.
$128K to $210K
The Core Home
A single-family golf home in good condition with solid amenity access, the heart of the community resale market.
$210K to $264K
The Top
An updated single-family home with a strong lake or golf outlook, the homes that hold value best in the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Community ageEstablished late 1980s, built out to early 2000s
Property type and stock varietySingle-family, villa, condo, carriage of varying ages
Amenity and lifestyle packageGolf, club, pool, tennis, Lake Henry
Fee and inclusions clarityBroad bundle, confirm inclusions per home
Home interior updatesVaries by home, read condition per listing

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Sweetwater Golf and Tennis Club

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Sweetwater is one gated 55+ golf community, not a townwide average. The deal is won or lost on the monthly fee, what it covers, the property type, and the age-restriction rules.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Resale Strength7.0/10
Renovation Risk5.0/10
Location Efficiency7.0/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Sweetwater Golf and Tennis Club is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
GolfLake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • In a mixed community, the property type is the asset
  • Lake or golf outlook holds value within the community
  • Confirm the build year and property type per home
  • Read the fee and inclusions before the finishes
  • Verify the 55+ / age-restricted rules per household

In a mixed-housing age-restricted community, the part of your money the market protects is the property type, the build year, and the amenity access, plus the clarity and stability of the monthly fee behind it. An updated single-family home with a lake or golf outlook and a clear inclusions list holds value better than an older unit with an unclear fee picture. The interior can be renovated; the property type, the outlook, and the age-restriction rules cannot. Read the fee, the inclusions, the property type, and the HOPA policy first, then price the condition of the home against them.

Sweetwater Golf and Tennis Club in 15 seconds.

Best forActive-adult buyers who want golf, a club, and a lake in a gated 55+ community.
Biggest advantageAn amenity-rich lifestyle with golf, pool, and Lake Henry on a bundled monthly fee.
Biggest riskMisreading the fee, the inclusions, or the property type and age for the specific home.
Sweet spotAn updated home with golf or lake access and a clear fee and inclusions read.
Avoid ifYou do not want a 55+ / age-restricted community or a bundled-fee lifestyle.

The Monthly Fee, the Inclusions & Age Rules

15-Second Take
  • Confirm the current monthly fee for the exact home
  • Read what the fee includes and what it excludes
  • Ask whether golf and the pub are included or extra
  • Confirm the 55+ / age-restricted (HOPA) occupancy rules
  • Verify the property type and any condo or villa coverage

This is an amenity-rich age-restricted community, so a monthly association fee applies and buyers report it covering a broad bundle of services and amenity access. The fee alone does not tell the story; what it includes, and what golf or club access costs on top, matter more. Confirm the current fee, the exact inclusions, and any separate golf or membership dues from the latest association documents for the specific home.

Buyers and listing guides report the monthly fee covering a wide set of services and amenities, with some sources citing cable, internet, and WiFi included and lawn mowing and electricity excluded, plus access to the pool, clubhouse, tennis, pickleball, and the gated grounds. Golf and the pub may be included or carry separate dues. Owners still carry their own home insurance and, by property type, may have additional condo or villa coverage. Verify exactly what the fee covers and what each owner pays separately.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Sweetwater Golf and Tennis Club, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Other Polk 55+ golf communities, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Sweetwater Golf and Tennis Club home worth?

Get a no-obligation home value based on real comparable sales in Sweetwater Golf and Tennis Club matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Sweetwater Golf and Tennis Club on the map →
Or get your Sweetwater Golf and Tennis Club home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,674/mo
Polk County typical true cost to own
$161/mo
Polk County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

6% of homes for sale in Sweetwater Golf and Tennis Club are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Sweetwater Golf and Tennis Club Market Scorecard

Buyer's market

Sweetwater Golf and Tennis Club is currently a buyer's market. About 7.3 months of supply, a median asking price of $184,000, and homes go under contract in about 55 days.

7.3
Months supply
$184,000
Median list
$152,450
Median sold
$137
Per sqft
55
Days on mkt
17/1/28
Active/Pend/Sold

Typical home value in the 33844 ZIP is $296,554, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Sweetwater Golf and Tennis Club?
It is a gated active-adult golf community on Lake Henry at 4635 US Highway 17/92 West in Haines City, Polk County, ZIP 33844. Confirm the exact location and entry for the specific home.
Is Sweetwater an age-restricted community?
Yes. Multiple real estate guides and the community describe it as a 55+ / age-restricted (HOPA) active-adult community. Confirm the current occupancy rules and how they apply to your household with the association.
When was the community built?
It was established in the late 1980s, with the golf course opening in 1988 (golf course directories, 2026), and the residential side built out largely from about 1990 into the early 2000s (Haines City active-adult real estate guides, 2026). Confirm the build year for the specific home.
Is there really a golf course?
Yes. Sweetwater has an 18-hole executive golf course, described by golf directories as a 1988 par-63 layout (golf course directories, 2026). Confirm current golf access, membership terms, and any separate dues with the club.
What types of homes are here?
Housing guides describe a mix of single-family homes, golf villas, condos, and carriage-style units of varying ages and sizes, with single-family homes commonly around 1,000 to 1,500 square feet. Confirm the exact property type, build year, and size for any specific home.
What does the monthly fee cover?
Buyers report a broad bundle, with some guides citing cable, internet, and WiFi included and lawn mowing and electricity excluded, plus access to the pool, clubhouse, tennis, and pickleball. Golf and the pub may be included or carry separate dues. Confirm the current fee and exact inclusions per home.
Is golf included in the fee?
It varies. Confirm whether golf, the pub, the pool, and tennis are bundled into the monthly fee or carry separate membership dues, and what cart and guest rules apply, with the association and the club.
Is there lake access?
Yes. The community sits on Lake Henry with fishing and boating and a community dock described in community materials (Sweetwater Community official site, 2026). Confirm current dock, boating, and access rules with the association.
What amenities does the community have?
Community materials describe a clubhouse with a full-service pub, a heated pool and hot tub, tennis, pickleball, shuffleboard, horseshoes, a fitness room, gardening, and Lake Henry access, all behind a gated entry. Confirm current amenities and any access rules with the association.
What insurance do I need as an owner?
You carry your own home insurance, and by property type, condo or villa owners may need additional interior or association-related coverage. Confirm what the association policy covers and what each owner must insure separately for the specific home.
What schools serve the community?
It is part of Polk County Public Schools, with assignment by address that can change. As a 55+ / age-restricted community this matters mostly for resale context. Confirm the exact zoned schools for the specific home by address.
What is nearby?
Haines City services, US Highway 17/92, and Interstate 4 are within reach, putting the Orlando attractions corridor and the greater Tampa side both in driving range. Confirm real drive times for your routine and departure times.
Is Sweetwater a good investment?
An established gated 55+ golf community with a lake and a bundled lifestyle supports steady demand among qualifying buyers, but the age restriction narrows the pool and the property type and fee drive the outcome. This is not a guarantee of future value; read the documents and the math.
How does it compare to other Polk 55+ golf communities?
Sweetwater is an established, smaller-scale lake-and-golf community, while some Polk active-adult communities are larger or newer. Which is the better buy depends on your budget, the property type, the amenity package, and how the fee compares. Compare on the map at /neighborhoods/.
Who is the best real estate agent for Sweetwater Golf and Tennis Club?
The best agent for Sweetwater Golf and Tennis Club is one who actively works Haines City and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Sweetwater Golf and Tennis Club.
How do I find a top Haines City real estate agent who knows Sweetwater Golf and Tennis Club?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Sweetwater Golf and Tennis Club and the wider Haines City area.
Can Momentum Realty connect me with an agent for Sweetwater Golf and Tennis Club?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Sweetwater Golf and Tennis Club purchase or sale — no call center and no pressure.
Active-adult buyers who want golf and a club in a gated communityExcellent fit
Buyers who value a known monthly fee that bundles broad servicesExcellent fit
Lake and lifestyle buyers who want Lake Henry access and a calendarExcellent fit
Buyers who will read the fee, inclusions, and age-restriction rulesExcellent fit
Buyers who want a low-maintenance, lock-and-leave lifestyle homeExcellent fit
Buyers who do not qualify for or want a 55+ / age-restricted communityProbably not
Anyone unwilling to verify the monthly fee and inclusions per homeProbably not
Buyers who want a brand-new home or the newest amenity packageProbably not
Buyers who want a large lot or an estate-scale single-family homeProbably not
Buyers unwilling to confirm the property type and build yearProbably not

Get the inside read on Sweetwater Golf and Tennis Club

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Sweetwater Golf and Tennis Club home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Sweetwater Golf and Tennis Club specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Sweetwater Golf and Tennis Club — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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