Long Lake Ridge
Homes for Sale in Chipley, FL
All 18 homes for sale in Chipley, FL · median $204,950 · 125 homes for sale in 32428 · Washington County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 2 closed sales in Long Lake Ridge in Chipley, FL since 2026, the most recent in September 2026. Across Chipley as a whole, 65 homes closed in the last 12 months at a median of $232,750, 65 median days on market, with 71 homes for sale today. At that median and Washington County's FY2025-26 rate of 15.35 mills, annual property tax runs about $3,570 ($2,970 with the full homestead exemption).
Long Lake Ridge does not show a defined set of community amenities in current MLS data, which tells its own story: this is a straightforward residential subdivision in Chipley, not a lifestyle-driven development sold on clubhouses or common areas. When a community has no listed amenities, pricing tends to be set almost entirely by the individual home — lot size, condition, square footage, and age — rather than by shared features.
For a buyer, that means the usual community-level shortcuts do not apply here. You are evaluating each house largely on its own terms, and comparable sales within Long Lake Ridge specifically may be limited given its size and location in Washington County. A seller in this position benefits from a listing agent who can build the comp set from a wider radius rather than leaning on a thin in-community sample.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Long Lake Ridge sits in Chipley, the county seat of Washington County, a Panhandle location oriented around rural and small-town living rather than dense subdivision amenities. Current MLS listings show no identified community amenities, consistent with a lower-key residential setting.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Long Lake Ridge is best for.
Best for
- Buyers prioritizing a specific home and lot over community amenities
- Buyers comfortable evaluating Chipley and Washington County on a house-by-house basis
- Sellers whose home's condition and updates are strong enough to stand on their own without amenity support
Probably not for
- Buyers who want a subdivision with organized shared amenities
- Buyers who rely heavily on a deep pool of in-community comparable sales to gauge value
- Buyers expecting a resort- or lifestyle-branded community experience
The market around Long Lake Ridge
Long Lake Ridge is too small for its own price trend, so here is the market around it.
In ZIP 32428, 102 homes are on the market and 19% are under contract — a steady corner of Chipley.
Across Washington County, 109 homes are active and 29 pending (21% under contract).
In ZIP 32428 (Chipley), 65 homes closed in the last 12 months at a median of $233K, with a median 65 days on market. Right now 71 active and 16 pending listings put supply at about 13.1 months — a buyer's market. See the live ZIP 32428 housing market and the Washington County market.
ZIP and county figures describe the wider market, not Long Lake Ridge specifically. Momentum Research analysis of MLS records.
The Long Lake Ridge buying strategy.
If we were buying in Long Lake Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Long Lake Ridge.
A Subdivision Without a Sales Pitch
Some communities are sold on the pool, the gate, or the clubhouse. Long Lake Ridge is not one of them — at least not based on what is currently showing in MLS records. That absence of listed amenities is not necessarily a downside; it often just reflects a community built around individual lots and homes rather than shared recreational infrastructure.
In practice, this shifts the buying decision toward the fundamentals: the specific lot, the home's condition and layout, and its position within Chipley and Washington County more broadly. Anyone evaluating Long Lake Ridge should treat it as a collection of individual properties first, and a named community second.
The location and the amenities are priced into every listing in Long Lake Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with limited public data and no listed amenity set, the value an agent adds is in the legwork MLS summaries do not do: pulling true comparables, understanding how a specific lot or floor plan sits relative to the rest of Chipley, and pricing a home on its own merits rather than a community narrative that does not exist here.
Long Lake Ridge in 15 seconds.
Tools for a Long Lake Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Long Lake Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Long Lake Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Long Lake Ridge home worth?
Get a no-obligation home value based on real comparable sales in Long Lake Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Long Lake Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Long Lake Ridge
Development, infrastructure, retail, and school activity affecting Long Lake Ridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Bay County approves $940K fire engine for new Fountain-area station on Highway 20
Commissioners approved the engine on October 20, funded by impact fees and federal money. The Highway 20 station is expected to open in March with 24/7 staffing, an ambulance and a 2,000 to 3,000 gallon water tanker because the area lacks hydrants.
What it may mean for the marketA staffed station on Highway 20 adds emergency-service coverage for the growing northeast Bay County area. The site is about 5 miles southeast of Long Lake Ridge.
Source: WJHG - June 2026Civic
Ribbon cutting marks Chipley's historic Mongoven Building turned public gathering space
The City of Chipley and the Washington County Chamber of Commerce held a June 22 ribbon cutting for the restored 1905 Mongoven Building, formerly the First National Bank, in downtown Chipley. The restoration preserved the original bank vault, fireplace faces, and central column and converted the site into a public gathering space.
What it may mean for the marketA restored downtown Chipley landmark adds a public gathering space and supports ongoing downtown revitalization. The project is about 20 miles north of Long Lake Ridge, elsewhere in Washington County.
Source: Washington County News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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