Long Lake Ridge
Homes for Sale in Chipley, FL
All 8 homes for sale in Chipley, FL · median $207,500 · 85 homes for sale in 32428 · Washington County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $275,000, a median 80 days on market, sellers accepting 93% of original asking. At the median price and Washington County's FY2025-26 rate of 15.35 mills, annual property tax runs about $4,220 ($3,620 with the full homestead exemption).
| Location | Chipley, Washington County, FL · ZIP 32428 |
|---|---|
| Sale prices, last 12 months | $275,000 median across 3 closed sales |
| Days on market (closed sales) | 80 median |
| For sale right now | 0 active, 0 pending |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Long Lake Ridge key facts,” movewithmomentum.com/neighborhoods/long-lake-ridge, data as of September 20, 2026.
Long Lake Ridge does not show a defined set of community amenities in current MLS data, which tells its own story: this is a straightforward residential subdivision in Chipley, not a lifestyle-driven development sold on clubhouses or common areas. When a community has no listed amenities, pricing tends to be set almost entirely by the individual home — lot size, condition, square footage, and age — rather than by shared features.
For a buyer, that means the usual community-level shortcuts do not apply here. You are evaluating each house largely on its own terms, and comparable sales within Long Lake Ridge specifically may be limited given its size and location in Washington County. A seller in this position benefits from a listing agent who can build the comp set from a wider radius rather than leaning on a thin in-community sample.
The 60-Second Overview
Long Lake Ridge market snapshot (as of September 20, 2026): the median sale price is about $275K, and a median 80 days on market for closed sales.
In ZIP 32428 (Chipley), 192 homes closed in the last 12 months at a median of $227K, up 5.9% year over year, with a median 69 days on market. Right now 78 active and 25 pending listings — a balanced market. See the live ZIP 32428 housing market and the Washington County market.
Long Lake Ridge sits in Chipley, the county seat of Washington County, a Panhandle location oriented around rural and small-town living rather than dense subdivision amenities. Current MLS listings show no identified community amenities, consistent with a lower-key residential setting.
Who Long Lake Ridge is best for.
Best for
- Buyers prioritizing a specific home and lot over community amenities
- Buyers comfortable evaluating Chipley and Washington County on a house-by-house basis
- Sellers whose home's condition and updates are strong enough to stand on their own without amenity support
Probably not for
- Buyers who want a subdivision with organized shared amenities
- Buyers who rely heavily on a deep pool of in-community comparable sales to gauge value
- Buyers expecting a resort- or lifestyle-branded community experience
Housing distress & ownership in Long Lake Ridge, Chipley
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Long Lake Ridge buying strategy.
If we were buying in Long Lake Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Long Lake Ridge.
A Subdivision Without a Sales Pitch
Some communities are sold on the pool, the gate, or the clubhouse. Long Lake Ridge is not one of them — at least not based on what is currently showing in MLS records. That absence of listed amenities is not necessarily a downside; it often just reflects a community built around individual lots and homes rather than shared recreational infrastructure.
In practice, this shifts the buying decision toward the fundamentals: the specific lot, the home's condition and layout, and its position within Chipley and Washington County more broadly. Anyone evaluating Long Lake Ridge should treat it as a collection of individual properties first, and a named community second.
The location and the amenities are priced into every listing in Long Lake Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with limited public data and no listed amenity set, the value an agent adds is in the legwork MLS summaries do not do: pulling true comparables, understanding how a specific lot or floor plan sits relative to the rest of Chipley, and pricing a home on its own merits rather than a community narrative that does not exist here.
Long Lake Ridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Long Lake Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Long Lake Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Long Lake Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Long Lake Ridge home worth?
Get a no-obligation home value based on real comparable sales in Long Lake Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Chipley →
Recently off market in Long Lake Ridge
Homes in Long Lake Ridge that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4936 Long Lake Ridge Drive · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Washington County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Washington County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What is the median home price in Long Lake Ridge?
How long do homes in Long Lake Ridge take to sell?
Who is the best real estate agent for Long Lake Ridge?
How do I find a top Chipley real estate agent who knows Long Lake Ridge?
Can Momentum Realty connect me with an agent for Long Lake Ridge?
Where is Long Lake Ridge, and what county is it in?
Should you buy in Long Lake Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2026 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Long Lake Ridge fits the bigger picture — live prices, inventory, and Momentum Scores:
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