Homes for Sale $300K to $500K in Chipley, FL

This page tracks every Chipley listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

21 homes listed between $300,000 and $500,000 are for sale or pending in Chipley, FL today across 10 communities. The median asking price is $361,400, from $300,000 to $454,900. Listings in Chipley without that feature have a median of $245,900. Most listings right now: Paradise Lakes (4), Sunny Hills Unit 6 (3), Leisure Lakes 1st Add (3). Updated October 2, 2026 from the MLS.

Live $300k–$500k homes in Chipley: the listings

16 active listings match today (19% of Chipley inventory), median asking $355,650, median 69 days on market. Photo cards link to the listing; refreshed nightly.

Newest $300k–$500k homes in Chipley

$371,400 New
5 bd · 3 ba · built 2026
4059 Falcon Drive, Chipley, Fl 32428, 32428
Sunny Hills
Listing courtesy of DR Horton Realty of Emerald Coast, LLC
$369,900 New
4 bd · 3 ba · built 1995
4152 Leisure Lakes Drive, Chipley, Fl 32428, 32428
Leisure Lakes
Listing courtesy of Beachy Beach Real Estate
$361,400 New
5 bd · 3 ba · built 2026
2014 Ambassador Court, Chipley, Fl 32428, 32428
Sunny Hills
Listing courtesy of DR Horton Realty of Emerald Coast, LLC
$449,900 New
3 bd · 3 ba · built 2024
3421 Quail Ridge Drive, Chipley, Fl 32428, 32428
Leisure Lakes
Listing courtesy of Counts Real Estate Group
$399,900 New
4 bd · 3 ba · built 1985
2924 Paradise Lakes Road, Chipley, Fl 32428, 32428
Paradise Lakes
Listing courtesy of CENTURY 21 Commander Realty
$349,900
3 bd · 2 ba · built 2023
3445 Cardinal Place, Chipley, Fl 32428, 32428
Leisure Lakes
Listing courtesy of Counts Real Estate Group
$330,000
3 bd · 2 ba · built 1994
3047 Everest Drive, Chipley, Fl 32428, 32428
Paradise Lakes
Listing courtesy of World Impact Real Estate
$325,000
3 bd · 2 ba · built 1979
4541 Hancock Court, Chipley, Fl 32428, 32428
Sunny Hills
Listing courtesy of Salty Marlin Realty LLC
$344,900
3 bd · 2 ba · built 2007
4122 Highland Avenue, Chipley, Fl 32428, 32428
Sunny Hills
Listing courtesy of Elite Realty
$324,900
3 bd · 2 ba · built 1946
1277 South Boulevard, Chipley, Fl 32428, 32428
Dekle
Listing courtesy of Epique Realty Inc
$329,999
4 bd · 2 ba · built 2007
3995 Quail Avenue, Chipley, Fl 32428, 32428
Sunny Hills
Listing courtesy of Corcoran Reverie
$309,459
3 bd · 2 ba · built 2025
2269 Shenandoah Boulevard, Chipley, Fl 32428, 32428
Sunny Hills
Listing courtesy of Deltona Marketing at Sunny Hills Inc
$375,000
2 bd · 2 ba · built 2022
434 Tinker Lane, Chipley, Fl 32428, 32428
Buckhorn Creek
Listing courtesy of Elite Realty
$385,000
2 bd · 2 ba · built 1998
2942 Paradise Lakes Road, Chipley, Fl 32428, 32428
Paradise Lakes
Listing courtesy of Coastal Palms Real Estate
$400,000
3 bd · 2 ba · built 2022
3034 Paradise Lakes Road, Chipley, Fl 32428, 32428
Paradise Lakes
Listing courtesy of World Impact Real Estate
$349,900
4 bd · 2 ba · built 2000
3243 Quail Ridge Drive, Chipley, Fl 32428, 32428
Leisure Lakes
Listing courtesy of Hennessy Real Estate Group LLC

The most expensive $300k–$500k homes in Chipley

ListingAskingSq ftCommunity
3421 Quail Ridge Drive, Chipley, Fl 32428$449,900—Leisure Lakes
3034 Paradise Lakes Road, Chipley, Fl 32428$400,000—Paradise Lakes
2924 Paradise Lakes Road, Chipley, Fl 32428$399,900—Paradise Lakes
2942 Paradise Lakes Road, Chipley, Fl 32428$385,000—Paradise Lakes
434 Tinker Lane, Chipley, Fl 32428$375,000—Buckhorn Creek
4059 Falcon Drive, Chipley, Fl 32428$371,400—Sunny Hills
4152 Leisure Lakes Drive, Chipley, Fl 32428$369,900—Leisure Lakes
2014 Ambassador Court, Chipley, Fl 32428$361,400—Sunny Hills
3243 Quail Ridge Drive, Chipley, Fl 32428$349,900—Leisure Lakes
3445 Cardinal Place, Chipley, Fl 32428$349,900—Leisure Lakes

$300K–$500K Homes by price

BandFor saleShare
$300K–$500K16100%

Chipley homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes $300K–$500KNew buildMedian listFrom
Paradise Lakes40$392,450$330,000
Sunny Hills Unit 633$361,400$361,400
Leisure Lakes 1st Add30$349,900$349,900
Sunny Hills30$329,999$325,000
Leisure Lakes20$412,400$369,900
Sunset Pines20$372,450$300,000
Buckhorn Creek10$375,000$375,000
River Lake10$330,000$330,000
Dekle10$324,900$324,900
Sunny Hills Unit 111$309,459$309,459

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Chipley?
As of October 2, 2026, 21 Chipley, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 10 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Chipley?
The median asking price today is $361,400, with listings from $300,000 to $454,900. Chipley listings without that feature have a median of $245,900.
Which Chipley community has the most homes $300K–$500K for sale?
Paradise Lakes has the most right now (4), followed by Sunny Hills Unit 6 (3), Leisure Lakes 1st Add (3), Sunny Hills (3).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Chipley

Live data: Central Panhandle AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Chipley, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

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