32404 Homes for Sale — Panama City, FL
Every active MLS listing in Panama City’s 32404 ZIP code, refreshed nightly, with the price bands, the property mix and the communities that have the most homes for sale. For the whole city see homes for sale in Panama City, FL (257 listings); for the ZIP’s values, taxes and growth see the 32404 housing scorecard.
32404 at a glance
ZIP 32404 is Panama City, Bay County, FL. The numbers below are computed from MLS closings and live listings for every community in the ZIP and refresh with each data pull.
| Where it is | Panama City, Bay County, FL |
|---|---|
| Communities | 231 MLS communities, 78 with 12-month sales data |
| Median sold price, 12 months | $290K (-3.3% year over year) |
| For sale / under contract now | 391 / 146 |
| Days to contract (median) | 58 |
| New construction share of sales | 53% |
| Sale-to-original-list | 96.5% |
| By price band (for sale / sold 12 mo / months) | Under $300K: 189 / 0 / None; $300K–$500K: 178 / 0 / None; $500K–$750K: 24 / 0 / None |
| FEMA flood zone (SFHA) share | about 12% of 260 sampled homes in the ZIP's largest communities sit in a Special Flood Hazard Area |
| Communities with the most sales | Liberty ($280K), Titus Park ($350K), Sweetbay ($535K), Lynn Haven ($300K), Park Place ($304K), Magnolia Ridge ($285K) |
32404 housing market tracker · all homes for sale in Panama City, FL · Bay County property tax
298 homes are for sale in ZIP 32404 (Panama City, FL) right now, from $247,000 to $449,900 for the middle 80%, at a median asking price of $329,700. , built 2023; 80 came on the market in the last 7 days and 45% are new construction.
Newest homes for sale in 32404
Every home for sale in 32404 right now (296)
All 296 active listings in ZIP 32404 with a detail page, newest first, refreshed twice a day from the MLS.
- 6482 Haskins Drive, Panama City, Fl 32404 · $559,900 · 5 bd · 3 ba
- 1004 Tidewater Lane, Panama City, Fl 32404 · $499,000 · 4 bd · 4 ba
- 6224 Seminole Drive, Panama City, Fl 32404 · $449,900 · 4 bd · 2 ba
- 3804 Redbud Way, Panama City, Fl 32404 · $449,000 · 5 bd · 2 ba
- 4833 Windrow Way, Panama City, Fl 32404 · $439,900 · 4 bd · 3 ba
- 2984 Lucky Farm Lane, Panama City, Fl 32404 · $435,900 · 4 bd · 3 ba
- 914 Pitts Avenue, Panama City, Fl 32404 · $415,000 · 4 bd · 4 ba
- 4849 Windrow Way, Panama City, Fl 32404 · $414,900 · 4 bd · 3 ba
- 4829 Windrow Way, Panama City, Fl 32404 · $414,900 · 4 bd · 3 ba
- 4607 Roundwood Way, Panama City, Fl 32404 · $409,850 · 4 bd · 3 ba
- 11420 Fowler Street, Panama City, Fl 32404 · $389,900 · 4 bd · 2 ba
- 5214 Hastings Drive, Panama City, Fl 32404 · $389,900 · 5 bd · 3 ba
- 5433 Rushmore Drive, Panama City, Fl 32404 · $375,000 · 3 bd · 3 ba
- 7936 Betty Louise Drive, Panama City, Fl 32404 · $375,000 · 4 bd · 2 ba
- 4595 Roundwood Way, Panama City, Fl 32404 · $374,850 · 4 bd · 2 ba
- 4861 Windrow Way, Panama City, Fl 32404 · $371,900 · 4 bd · 2 ba
- 7530 Preserve Drive, Panama City, Fl 32404 · $367,060 · 4 bd · 3 ba
- 5228 Salvation Street, Panama City, Fl 32404 · $365,060 · 4 bd · 3 ba
- 251 Ryder Lane, Panama City, Fl 32404 · $359,000 · 4 bd · 2 ba
- 4916 Rosemary Street, Panama City, Fl 32404 · $354,900 · 4 bd · 3 ba
- 5232 Salvation Street, Panama City, Fl 32404 · $353,400 · 3 bd · 2 ba
- 5252 Salvation Street, Panama City, Fl 32404 · $352,211 · 3 bd · 2 ba
- 5229 Salvation Street, Panama City, Fl 32404 · $352,211 · 3 bd · 2 ba
- 5216 Porter Way, Panama City, Fl 32404 · $349,900 · 4 bd · 3 ba
- 4912 Rosemary Street, Panama City, Fl 32404 · $344,900 · 4 bd · 2 ba
- 7522 Preserve Drive, Panama City, Fl 32404 · $342,082 · 3 bd · 2 ba
- 3934 Red Deer Circle, Panama City, Fl 32404 · $339,900 · 3 bd · 2 ba
- 4917 Rosemary Street, Panama City, Fl 32404 · $336,475 · 4 bd · 2 ba
- 5165 Porter Way, Panama City, Fl 32404 · $319,900 · 3 bd · 2 ba
- 4922 Mccall Lane, Panama City, Fl 32404 · $319,000 · 4 bd · 2 ba
- 7052 Traditions Drive, Panama City, Fl 32404 · $318,400 · 4 bd · 2 ba
- 7524 Delancey Street, Panama City, Fl 32404 · $314,900 · 4 bd · 2 ba
- 7528 Delancey Street, Panama City, Fl 32404 · $314,900 · 4 bd · 2 ba
- 5136 Lake Drive, Panama City, Fl 32404 · $309,000 · 3 bd · 2 ba
- 5125 Harvey Street, Panama City, Fl 32404 · $307,990 · 4 bd · 2 ba
- 1224 S Berthe Avenue, Panama City, Fl 32404 · $299,999 · 5 bd · 2 ba
- 7053 William Pitsenbarger Road, Panama City, Fl 32404 · $299,900 · 4 bd · 2 ba
- 218 Reddy Creek Drive, Panama City, Fl 32404 · $299,900 · 4 bd · 3 ba
- 132 Ryder Lane, Panama City, Fl 32404 · $299,000 · 4 bd · 2 ba
- 705 Joan Lane, Panama City, Fl 32404 · $295,000 · 3 bd · 2 ba
- 5129 Harvey Street, Panama City, Fl 32404 · $294,990 · 3 bd · 2 ba
- 5145 Harvey Street, Panama City, Fl 32404 · $294,990 · 3 bd · 2 ba
- 5141 Harvey Street, Panama City, Fl 32404 · $291,990 · 4 bd · 2 ba
- 230 Collinfurst Square, Panama City, Fl 32404 · $289,900 · 3 bd · 2 ba
- 257 Seneca Avenue, Panama City, Fl 32404 · $286,990 · 4 bd · 2 ba
- 4902 Bernard Fisher Court, Panama City, Fl 32404 · $259,900 · 3 bd · 2 ba
- 7328 John Levitow Lane, Panama City, Fl 32404 · $249,900 · 3 bd · 2 ba
- 7701 Sweetbriar Road, Panama City, Fl 32404 · $249,000 · 4 bd · 2 ba
- 112 S Charlene Drive, Panama City, Fl 32404 · $248,000 · 4 bd · 2 ba
- 5841 Callaway Circle, Panama City, Fl 32404 · $240,000 · 3 bd · 3 ba
- 115 N Larry Drive, Panama City, Fl 32404 · $220,000 · 3 bd · 2 ba
- 533 S Highway 22 A, Panama City, Fl 32404 · $155,000 · 2 bd · 1 ba
- 4623 Roundwood Way, Panama City, Fl 32404 · $414,850 · 4 bd · 3 ba
- 6464 Bellavia Lane, Panama City, Fl 32404 · $325,900 · 4 bd · 2 ba
- 132 N Shoreview Drive, Panama City, Fl 32404 · $320,000 · 3 bd · 2 ba
- 926 Tidewater Lane, Panama City, Fl 32404 · $429,000 · 4 bd · 3 ba
- 3545 Mill Point Cove, Panama City, Fl 32404 · $379,000 · 4 bd · 3 ba
- 5220 Salvation Street, Panama City, Fl 32404 · $353,811 · 3 bd · 2 ba
- 7578 Kelsey Drive, Panama City, Fl 32404 · $317,000 · 3 bd · 3 ba
- 3702 Haley Lane, Panama City, Fl 32404 · $135,000 · 3 bd · 2 ba
- 351 Hiland Drive, Panama City, Fl 32404 · $440,000 · 3 bd · 3 ba
- 4809 Windrow Way, Panama City, Fl 32404 · $439,900 · 4 bd · 3 ba
- 4817 Windrow Way, Panama City, Fl 32404 · $434,900 · 4 bd · 3 ba
- 4788 Windrow Way, Panama City, Fl 32404 · $404,900 · 5 bd · 3 ba
- 3903 Indian Springs Road, Panama City, Fl 32404 · $399,000 · 3 bd · 3 ba
- 100 Shoreview Drive, Panama City, Fl 32404 · $375,000 · 3 bd · 2 ba
- 6510 Wallace Road, Panama City, Fl 32404 · $350,000 · 4 bd · 2 ba
- 109 Saw Grass Way, Panama City, Fl 32404 · $337,500 · 4 bd · 2 ba
- 368 Bridge Harbor Drive, Panama City, Fl 32404 · $320,000 · 4 bd · 3 ba
- 3814 Alwyn Cashe Avenue Hs 23, Panama City, Fl 32404 · $307,490 · 3 bd · 2 ba
- 3884 Wall Street Hs 79, Panama City, Fl 32404 · $241,990 · 3 bd · 2 ba
- 4805 Windrow Way, Panama City, Fl 32404 · $435,000 · 4 bd · 3 ba
- 3822 Heartwood Street, Panama City, Fl 32404 · $365,000 · 4 bd · 2 ba
- 329 Highbrook Road, Panama City, Fl 32404 · $330,000 · 4 bd · 2 ba
- 158 Kristine Boulevard, Panama City, Fl 32404 · $259,000 · 3 bd · 2 ba
- 8365 Angie Circle, Panama City, Fl 32404 · $75,000 · 3 bd · 2 ba
- 3540 Cedar Park Lane, Panama City, Fl 32404 · $450,000 · 4 bd · 2 ba
- 6914 Ross Drive, Panama City, Fl 32404 · $359,900 · 3 bd · 3 ba
- 7125 Riverbrooke Street, Panama City, Fl 32404 · $350,000 · 5 bd · 3 ba
- 548 Albert Meadow Lane, Panama City, Fl 32404 · $339,900 · 4 bd · 2 ba
- 4792 Windrow Way, Panama City, Fl 32404 · $474,900 · 5 bd · 4 ba
- 1337 E Park Road Q1-4, Panama City, Fl 32404 · $400,000 · 2 bd · 1 ba
- 1339 E Park Road R1-4, Panama City, Fl 32404 · $400,000 · 2 bd · 1 ba
- 1341 E Park Road S1-4, Panama City, Fl 32404 · $400,000 · 2 bd · 1 ba
- 6445 Oakshore Drive, Panama City, Fl 32404 · $295,000 · 2 bd · 3 ba
- 301 Allie Way, Panama City, Fl 32404 · $435,000 · 4 bd · 4 ba
- 3822 Alwyn Cashe Avenue Hs 21, Panama City, Fl 32404 · $302,490 · 4 bd · 2 ba
- 6511 Pridgen Street, Panama City, Fl 32404 · $199,000 · 3 bd · 2 ba
- 4910 Christy Lane, Panama City, Fl 32404 · $440,000 · 3 bd · 3 ba
- 7314 Rachel Way, Panama City, Fl 32404 · $384,900 · 3 bd · 3 ba
- 4953 Conner Lane, Panama City, Fl 32404 · $315,000 · 4 bd · 2 ba
- 100 Bridge Harbor Drive, Panama City, Fl 32404 · $440,000 · 4 bd · 4 ba
- 3888 Wall Street Hs 78, Panama City, Fl 32404 · $269,990 · 4 bd · 2 ba
- 3896 Wall Street Hs 76, Panama City, Fl 32404 · $255,490 · 3 bd · 2 ba
- 103 Arlington Drive, Panama City, Fl 32404 · $449,999 · 4 bd · 2 ba
- 7137 Penn Way, Panama City, Fl 32404 · $284,900 · 4 bd · 2 ba
- 3900 Wall Street Hs 75, Panama City, Fl 32404 · $259,990 · 3 bd · 2 ba
- 5210 Hastings Drive, Panama City, Fl 32404 · $349,900 · 4 bd · 2 ba
- 4930 Bernard Fischer Court, Panama City, Fl 32404 · $249,900 · 3 bd · 2 ba
- 821 S Gay Avenue, Panama City, Fl 32404 · $227,000 · 3 bd · 1 ba
- 11701 Poston Road, Panama City, Fl 32404 · $374,000 · 3 bd · 2 ba
- 4700 E 6Th Street, Panama City, Fl 32404 · $599,000 · 3 bd · 2 ba
- 4516 Bylsma Circle, Panama City, Fl 32404 · $365,000 · 3 bd · 2 ba
- 230 Reddy Creek Drive, Panama City, Fl 32404 · $289,900 · 4 bd · 2 ba
- 6525 Lance Street, Panama City, Fl 32404 · $221,000 · 3 bd · 2 ba
- 7526 Preserve Drive, Panama City, Fl 32404 · $354,610 · 4 bd · 2 ba
- 4426 Bylsma Circle, Panama City, Fl 32404 · $360,000 · 4 bd · 2 ba
- 7082 William Pitsenbarger Road, Panama City, Fl 32404 · $329,900 · 3 bd · 2 ba
- 7336 John Levitow Lane, Panama City, Fl 32404 · $264,900 · 4 bd · 2 ba
- 7344 John Levitow Lane, Panama City, Fl 32404 · $254,900 · 4 bd · 2 ba
- 7332 John Levitow Lane, Panama City, Fl 32404 · $254,900 · 4 bd · 2 ba
- 7536 Kelsey Drive, Panama City, Fl 32404 · $285,000 · 3 bd · 2 ba
- 1824 Mallard Drive B, Panama City, Fl 32404 · $199,900 · 3 bd · 3 ba
- 7526 Delancey Street, Panama City, Fl 32404 · $249,900 · 3 bd · 2 ba
- 4765 Rosemary Street, Panama City, Fl 32404 · $450,000 · 4 bd · 4 ba
- 3533 Mill Point Cove, Panama City, Fl 32404 · $375,000 · 3 bd · 3 ba
- 1505 S Berthe Avenue, Panama City, Fl 32404 · $320,000 · 4 bd · 2 ba
- 4821 Conner Lane, Panama City, Fl 32404 · $335,000 · 4 bd · 2 ba
- 7124 Hatteras Boulevard, Panama City, Fl 32404 · $255,000 · 3 bd · 2 ba
- 7111 Winona Street, Panama City, Fl 32404 · $620,000 · 4 bd · 3 ba
- 7582 Kelsey Drive, Panama City, Fl 32404 · $290,000 · 3 bd · 2 ba
- 7531 Delancey Street, Panama City, Fl 32404 · $259,900 · 3 bd · 2 ba
- 11622 Poston Road, Panama City, Fl 32404 · $250,000 · 3 bd · 2 ba
- 6325 Chipewa Street, Panama City, Fl 32404 · $190,000 · 3 bd · 2 ba
- 131 Tiller Drive, Panama City, Fl 32404 · $329,500 · 4 bd · 2 ba
- 522 Arrow Street, Panama City, Fl 32404 · $160,000 · 2 bd · 1 ba
- 6800 Forsythe Drive, Panama City, Fl 32404 · $414,999 · 5 bd · 3 ba
- 5244 Salvation Street, Panama City, Fl 32404 · $355,400 · 3 bd · 2 ba
- 5248 Salvation Street, Panama City, Fl 32404 · $348,400 · 4 bd · 2 ba
- 3827 Heartwood Street, Panama City, Fl 32404 · $443,000 · 4 bd · 2 ba
- 222 Reddy Creek Drive, Panama City, Fl 32404 · $313,900 · 4 bd · 2 ba
- 226 Reddy Creek Drive, Panama City, Fl 32404 · $264,900 · 3 bd · 2 ba
- 6574 Atkins Road, Panama City, Fl 32404 · $339,000 · 4 bd · 3 ba
- 4962 Prater Road, Panama City, Fl 32404 · $439,000 · 4 bd · 3 ba
- 4250 Dairy Farm Road, Panama City, Fl 32404 · $348,899 · 3 bd · 2 ba
- 6521 Pridgen Street, Panama City, Fl 32404 · $160,000 · 2 bd · 2 ba
- 5912 Callaway Circle, Panama City, Fl 32404 · $230,000 · 3 bd · 3 ba
- 5528 Mars Hill Lane, Panama City, Fl 32404 · $514,000 · 5 bd · 4 ba
- 117 Red Bay Road, Panama City, Fl 32404 · $305,000 · 4 bd · 3 ba
- 4619 Roundwood Way, Panama City, Fl 32404 · $496,350 · 5 bd · 4 ba
- 7327 Morningside Drive, Panama City, Fl 32404 · $319,250 · 4 bd · 2 ba
- 6220 Cherry Street, Panama City, Fl 32404 · $295,000 · 4 bd · 3 ba
- 4643 Roundwood Way, Panama City, Fl 32404 · $443,850 · 5 bd · 4 ba
- 4647 Roundwood Way, Panama City, Fl 32404 · $407,350 · 5 bd · 4 ba
- 7016 Benton Drive, Panama City, Fl 32404 · $379,000 · 4 bd · 3 ba
- 163 Ryder Lane, Panama City, Fl 32404 · $515,000 · 5 bd · 3 ba
- 4850 Loblolly Way, Panama City, Fl 32404 · $479,900 · 4 bd · 4 ba
- 318 Sukoshi Drive, Panama City, Fl 32404 · $225,000 · 3 bd · 3 ba
- 1227 S Katherine Avenue, Panama City, Fl 32404 · $129,900 · 3 bd · 2 ba
- 4966 Loblolly Way, Panama City, Fl 32404 · $439,900 · 4 bd · 3 ba
Showing the newest 150 of 296; the price table and the city hub cover the rest.
Homes for sale in 32404 by price
| Price band | For sale | Share |
|---|---|---|
| Under $200K | 18 | 6% |
| $200K–$300K | 89 | 30% |
| $300K–$400K | 123 | 41% |
| $400K–$500K | 52 | 17% |
| $500K–$750K | 13 | 4% |
| $750K+ | 3 | 1% |
Communities in 32404 with the most homes for sale
- Parkbrook · 32 for sale · median $345,300
- Liberty · 30 for sale · median $293,000
- Titus Park · 30 for sale · median $354,950
- College Station · 19 for sale · median $407,350
- Sunrise At East Bay · 18 for sale · median $286,480
- Bridge Harbor · 18 for sale · median $349,450
- East Bay Park · 8 for sale · median $385,000
- Morningside · 7 for sale · median $309,900
- Harvey Heights · 6 for sale · median $293,490
- Magnolia Ridge · 6 for sale · median $264,990
- Callaway Point · 5 for sale · median $379,000
- Barrett'S Park · 4 for sale · median $296,950
How to read this
Counts and medians are from active MLS listings with a 32404 mailing ZIP as of September 24, 2026; property mix Single-family 89%. Prices are asking prices. Listings are shown with the courtesy of the listing brokerage under IDX rules; information deemed reliable but not guaranteed. Other Panama City ZIP codes: 32408, 32401, 32405, 32409. See also homes for sale in Bay County. More: Panama City condos, luxury homes in Panama City, new listings this week in Panama City.