32401 Homes for Sale — Panama City, FL

Every active MLS listing in Panama City’s 32401 ZIP code, refreshed nightly, with the price bands, the property mix and the communities that have the most homes for sale. For the whole city see homes for sale in Panama City, FL (257 listings); for the ZIP’s values, taxes and growth see the 32401 housing scorecard.

32401 at a glance

ZIP 32401 is Panama City, Bay County, FL. The numbers below are computed from MLS closings and live listings for every community in the ZIP and refresh with each data pull.

Where it isPanama City, Bay County, FL
Communities125 MLS communities, 38 with 12-month sales data
Median sold price, 12 months$307K (+0.5% year over year)
For sale / under contract now166 / 29
Days to contract (median)62
New construction share of sales19%
Sale-to-original-list94.5%
By price band (for sale / sold 12 mo / months)Under $300K: 56 / 0 / None; $300K–$500K: 32 / 0 / None; $500K–$750K: 78 / 0 / None
FEMA flood zone (SFHA) shareabout 30% of 40 sampled homes in the ZIP's largest communities sit in a Special Flood Hazard Area
Communities with the most salesSweetbay ($535K), Callaway ($210K), Cove Terrace ($345K), Sudduths ($270K), Springfield ($194K), The Glades ($472K)

32401 housing market tracker · all homes for sale in Panama City, FL · Bay County property tax

123 homes are for sale in ZIP 32401 (Panama City, FL) right now, from $165,000 to $549,900 for the middle 80%, at a median asking price of $259,000. , built 1984; 28 came on the market in the last 7 days and 25% are new construction.

Newest homes for sale in 32401

Harbour Village At Historic St Andrews
$880,000 New
3 bd · 3 ba · built 2006
3001 W 10Th Street 203, Panama City, Fl 32401
Harbour Village At Historic St Andrews
Listing courtesy of Hitchcock Real Estate LLC
Cove
$512,000 New
3 bd · 2 ba · built 1949
1002 E 2Nd Court, Panama City, Fl 32401
Cove
Listing courtesy of Stars Realty
Gwaltney Estates
$449,500 New
4 bd · 2 ba · built 1950
910 Calhoun Avenue, Panama City, Fl 32401
Gwaltney Estates
Listing courtesy of Investors Advantage RE
Hursts
$385,000 New
2 bd · 1 ba · built 1952
1310 Arthur Avenue, Panama City, Fl 32401
Hursts
Listing courtesy of Northwest Florida Realty, LLC
Grove Hill
$350,000 New
6 bd · 4 ba · built 2023
147/ 149 Claire Avenue, Panama City, Fl 32401
Grove Hill
Listing courtesy of ERA Neubauer Real Estate Inc
Lakeside
$349,000 New
3 bd · 2 ba · built 1941
3104 W 16Th Street, Panama City, Fl 32401
Lakeside
Listing courtesy of Real Broker LLC
Bunkers Cove
$310,000 New
4 bd · 1 ba · built 1954
802 E 2Nd Street, Panama City, Fl 32401
Bunkers Cove
Listing courtesy of RE Florida Homes
Pinecrest
$289,900 New
3 bd · 2 ba · built 2026
523 N Church Avenue, Panama City, Fl 32401
Pinecrest
Listing courtesy of EXP Realty LLC
Hursts
$279,000 New
4 bd · 3 ba · built 1950
1402 Arthur Avenue, Panama City, Fl 32401
Hursts
Listing courtesy of Dalton Wade Inc
Keiths Bay Harbor
$275,000 New
3 bd · 2 ba · built 2026
239 Kraft Avenue, Panama City, Fl 32401
Keiths Bay Harbor
Listing courtesy of Think Real Estate
Bayview
$249,500 New
3 bd · 2 ba · built 1956
1610 Louise Avenue, Panama City, Fl 32401
Bayview
Listing courtesy of ERA Neubauer Real Estate Inc
Grove Hill
$225,000 New
3 bd · 2 ba · built 2026
151 Harlem Avenue, Panama City, Fl 32401
Grove Hill
Listing courtesy of Beachy Beach Real Estate
St Andrews Bay Co
$225,000 New
2 bd · 1 ba · built 1944
1609 Billings Avenue, Panama City, Fl 32401
St Andrews Bay Co
Listing courtesy of Coastal Real Estate Group, Inc
Lincoln Park
$199,000 New
2 bd · 3 ba · built 2026
1421 Martin Luther King Junior Boulevard C, Panama City, Fl 32401
Lincoln Park
Listing courtesy of JC Real Estate Group, LLC.
Shermans
$145,000 New
4 bd · 2 ba · built 1989
2207 E 8Th Street, Panama City, Fl 32401
Shermans
Listing courtesy of Beach House Sales and Development
North Springfield
$120,000 New
3 bd · 2 ba · built 1991
744 Sheffield Avenue, Panama City, Fl 32401
North Springfield
Listing courtesy of Think Real Estate
Harris
$329,900 New
3 bd · 2 ba · built 2026
605 Garden Club Drive, Panama City, Fl 32401
Harris
Listing courtesy of Anchor Realty Florida
Millville
$268,000 New
3 bd · 2 ba · built 2026
609 Maple Avenue, Panama City, Fl 32401
Millville
Listing courtesy of CostaBella Real Estate, LLC
Segler
$245,000 New
3 bd · 2 ba · built 2020
1014 Hamilton Avenue, Panama City, Fl 32401
Segler
Listing courtesy of Compass Florida, LLC
Keiths Bay Harbor
$239,000 New
3 bd · 2 ba · built 2022
2806 E 3Rd Street, Panama City, Fl 32401
Keiths Bay Harbor
Listing courtesy of Keller Williams Success Realty
Carver Heights
$215,000 New
2 bd · 2 ba · built 2006
1222 Louisiana Avenue, Panama City, Fl 32401
Carver Heights
Listing courtesy of JONES REAL ESTATE AND RENTALS LLC
Springfield
$179,900 New
3 bd · 2 ba · built 2012
315 Bayou Avenue, Panama City, Fl 32401
Springfield
Listing courtesy of HomeCoin.com
Mooretown
$75,000 New
3 bd · 2 ba · built 2009
132 Central Avenue, Panama City, Fl 32401
Mooretown
Listing courtesy of Think Real Estate
Harbour Village At Historic St Andrews
$909,000 New
3 bd · 4 ba · built 2006
3001 W 10Th Street 510, Panama City, Fl 32401
Harbour Village At Historic St Andrews
Listing courtesy of Think Real Estate
Dixie Heights
$192,500 New
2 bd · 1 ba · built 1970
813 E 12Th Court, Panama City, Fl 32401
Dixie Heights
Listing courtesy of Foundation Real Estate Agency LLC
Sudduths
$298,000 New
6 bd · 3 ba · built 1942
338 N Bonita Avenue, Panama City, Fl 32401
Sudduths
Listing courtesy of The Premier Property Group
Jinks U
$325,000 New
3 bd · 2 ba · built 1987
1206 Parker Drive, Panama City, Fl 32401
Jinks U
Listing courtesy of Coldwell Banker Realty
Bayview
$189,000 New
3 bd · 2 ba · built 1952
4002 W 17Th Street, Panama City, Fl 32401
Bayview
Listing courtesy of EXP Realty LLC
Segler
$293,000
3 bd · 2 ba · built 2024
1009 Cone Avenue, Panama City, Fl 32401
Segler
Listing courtesy of SimpliHOM
Glenwood
$209,000
3 bd · 2 ba · built 1981
1003 E 8Th Street, Panama City, Fl 32401
Glenwood
Listing courtesy of EXP Realty LLC

Every home for sale in 32401 right now (123)

All 123 active listings in ZIP 32401 with a detail page, newest first, refreshed twice a day from the MLS.

Homes for sale in 32401 by price

Price bandFor saleShare
Under $200K2924%
$200K–$300K5646%
$300K–$400K1815%
$400K–$500K65%
$500K–$750K54%
$750K+97%

Communities in 32401 with the most homes for sale

How to read this

Counts and medians are from active MLS listings with a 32401 mailing ZIP as of September 24, 2026; property mix Single-family 64%, Condo 13%. Prices are asking prices. Listings are shown with the courtesy of the listing brokerage under IDX rules; information deemed reliable but not guaranteed. Other Panama City ZIP codes: 32404, 32408, 32405, 32409. See also homes for sale in Bay County. More: Panama City condos, luxury homes in Panama City, new listings this week in Panama City.

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