32408 Homes for Sale — Panama City, FL
Every active MLS listing in Panama City’s 32408 ZIP code, refreshed nightly, with the price bands, the property mix and the communities that have the most homes for sale. For the whole city see homes for sale in Panama City, FL (257 listings); for the ZIP’s values, taxes and growth see the 32408 housing scorecard.
32408 at a glance
ZIP 32408 is Panama City, Bay County, FL. The numbers below are computed from MLS closings and live listings for every community in the ZIP and refresh with each data pull.
| Where it is | Panama City, Bay County, FL |
|---|---|
| Communities | 213 MLS communities, 125 with 12-month sales data |
| Median sold price, 12 months | $400K (-0.6% year over year) |
| For sale / under contract now | 1,195 / 202 |
| Days to contract (median) | 75 |
| New construction share of sales | 19% |
| Sale-to-original-list | 93.4% |
| By price band (for sale / sold 12 mo / months) | Under $300K: 420 / 0 / None; $300K–$500K: 430 / 0 / None; $500K–$750K: 307 / 0 / None; $750K+: 38 / 0 / None |
| FEMA flood zone (SFHA) share | about 32% of 351 sampled homes in the ZIP's largest communities sit in a Special Flood Hazard Area |
| Communities with the most sales | Latitude At Watersound ($500K), Sunny Hills ($227K), Breakfast Point East ($510K), Gulf Highlands Beach Resort ($295K), Lynn Haven ($300K), Laketown Wharf ($280K) |
32408 housing market tracker · all homes for sale in Panama City, FL · Bay County property tax
297 homes are for sale in ZIP 32408 (Panama City, FL) right now, from $239,800 to $1,024,000 for the middle 80%, at a median asking price of $390,000. , built 2003; 42 came on the market in the last 7 days and 3% are new construction.
Newest homes for sale in 32408
Every home for sale in 32408 right now (297)
All 297 active listings in ZIP 32408 with a detail page, newest first, refreshed twice a day from the MLS.
- 5516 Gulf Drive, Panama City, Fl 32408 · $1,499,000 · 4 bd · 4 ba
- 7115 Thomas Drive 1803, Panama City, Fl 32408 · $1,349,900 · 3 bd · 3 ba
- 3515 Cottage Cove Lane, Panama City, Fl 32408 · $568,999 · 4 bd · 3 ba
- 9900 S Thomas Drive 804, Panama City, Fl 32408 · $474,900 · 2 bd · 3 ba
- 6505 Thomas Drive 202, Panama City, Fl 32408 · $425,000 · 2 bd · 2 ba
- 6505 Thomas Drive 1008, Panama City, Fl 32408 · $415,000 · 2 bd · 2 ba
- 6505 Thomas Drive 804, Panama City, Fl 32408 · $399,000 · 2 bd · 2 ba
- 2122 Anne Avenue, Panama City, Fl 32408 · $399,000 · 9 bd · 6 ba
- 8743 Thomas Drive 1419, Panama City, Fl 32408 · $368,900 · 1 bd · 2 ba
- 8815 Thomas Drive 503, Panama City, Fl 32408 · $355,900 · 1 bd · 2 ba
- 5725 Sunset Avenue, Panama City, Fl 32408 · $355,000 · 3 bd · 1 ba
- 9900 S Thomas Drive 1612, Panama City, Fl 32408 · $349,900 · 2 bd · 2 ba
- 2214 Brooke Street, Panama City, Fl 32408 · $340,000 · 3 bd · 3 ba
- 4272 Kingfish Lane 272, Panama City, Fl 32408 · $330,000 · 1 bd · 1 ba
- 8743 Thomas Drive 1408, Panama City, Fl 32408 · $325,000 · 1 bd · 2 ba
- 4286 Kingfish Lane 286, Panama City, Fl 32408 · $299,900 · 1 bd · 1 ba
- 9860 S Thomas Drive 119, Panama City, Fl 32408 · $250,000 · 1 bd · 2 ba
- 4726 Bay Point Road D140, Panama City, Fl 32408 · $240,000 · 1 bd · 1 ba
- 9860 S Thomas Drive 1413, Panama City, Fl 32408 · $239,000 · 1 bd · 2 ba
- 6425 Summer Oak Drive, Panama City, Fl 32408 · $230,000 · 2 bd · 2 ba
- 9902 S Thomas Drive 636, Panama City, Fl 32408 · $225,000 · 1 bd · 2 ba
- 9902 S Thomas Drive 237, Panama City, Fl 32408 · $225,000 · 1 bd · 2 ba
- 4725 Bay Point Road 154, Panama City, Fl 32408 · $225,000 · 1 bd · 1 ba
- 6627 Thomas Drive 301, Panama City, Fl 32408 · $1,350,000 · 3 bd · 3 ba
- 5220 Beach Drive, Panama City, Fl 32408 · $589,999 · 4 bd · 2 ba
- 4050 Marriott Drive 3208, Panama City, Fl 32408 · $399,000 · 2 bd · 2 ba
- 9900 S Thomas Drive 1318, Panama City, Fl 32408 · $365,900 · 2 bd · 3 ba
- 8727 Thomas Drive D9, Panama City, Fl 32408 · $325,000 · 2 bd · 2 ba
- 214 Bonita Circle F, Panama City, Fl 32408 · $199,000 · 1 bd · 2 ba
- 9450 S Thomas Drive 1701A, Panama City, Fl 32408 · $619,000 · 2 bd · 2 ba
- 6505 Thomas Drive 403, Panama City, Fl 32408 · $384,000 · 2 bd · 2 ba
- 2400 Grandiflora Boulevard E403, Panama City, Fl 32408 · $374,900 · 3 bd · 3 ba
- 8817 S Thomas Drive 101, Panama City, Fl 32408 · $259,000 · 1 ba
- 1219 Navy Boulevard 160, Panama City, Fl 32408 · $235,000 · 3 bd · 2 ba
- 5301 Hopetown Lane, Panama City, Fl 32408 · $910,000 · 4 bd · 5 ba
- 9900 S Thomas Drive 1728, Panama City, Fl 32408 · $570,000 · 3 bd · 3 ba
- 6205 Thomas Drive F12, Panama City, Fl 32408 · $260,000 · 1 bd · 1 ba
- 6806 Thomas Drive, Panama City, Fl 32408 · $2,000,000 · 8 bd · 10 ba
- 3729 Preserve Bay Boulevard, Panama City, Fl 32408 · $739,000 · 3 bd · 3 ba
- 4114 Holiday Drive 18, Panama City, Fl 32408 · $147,000 · 1 ba
- 8743 Thomas Drive 423, Panama City, Fl 32408 · $359,900 · 1 bd · 2 ba
- 5407 Hopetown Lane, Panama City, Fl 32408 · $1,070,000 · 3 bd · 4 ba
- 8743 Thomas Drive 418, Panama City, Fl 32408 · $319,000 · 1 bd · 2 ba
- 7813 N Lagoon Drive 4E, Panama City, Fl 32408 · $240,000 · 2 bd · 1 ba
- 4300 Bay Point Road 429, Panama City, Fl 32408 · $255,000 · 2 bd · 2 ba
- 4050 Marriott Drive 3404, Panama City, Fl 32408 · $599,000 · 3 bd · 3 ba
- 6413 Pine Drive, Panama City, Fl 32408 · $325,000 · 3 bd · 2 ba
- 6627 Thomas Drive 1401, Panama City, Fl 32408 · $1,250,000 · 3 bd · 3 ba
- 6415 Thomas Drive 1405, Panama City, Fl 32408 · $725,000 · 2 bd · 2 ba
- 9902 S Thomas Drive 934, Panama City, Fl 32408 · $372,500 · 3 bd · 3 ba
- 9850 S Thomas Drive 606W, Panama City, Fl 32408 · $314,900 · 1 bd · 1 ba
- 109 Dragon Circle, Panama City, Fl 32408 · $1,195,000 · 5 bd · 5 ba
- 342 Wahoo Road, Panama City, Fl 32408 · $472,500 · 3 bd · 2 ba
- 8727 Thomas Drive B6, Panama City, Fl 32408 · $460,000 · 3 bd · 3 ba
- 3710 Benbow Street, Panama City, Fl 32408 · $699,000 · 3 bd · 3 ba
- 8743 Thomas Drive 827, Panama City, Fl 32408 · $319,000 · 1 bd · 2 ba
- 7818 Thomas Drive, Panama City, Fl 32408 · $689,000 · 3 bd · 3 ba
- 3914 Sabine Street, Panama City, Fl 32408 · $560,000 · 4 bd · 3 ba
- 8727 Thomas Drive E8, Panama City, Fl 32408 · $249,800 · 1 bd · 1 ba
- 8817 S Thomas Drive A418, Panama City, Fl 32408 · $237,000 · 1 ba
- 9902 S Thomas Drive 1833, Panama City, Fl 32408 · $379,500 · 3 bd · 3 ba
- 9900 S Thomas Drive 1715, Panama City, Fl 32408 · $329,000 · 2 bd · 2 ba
- 4100 Marriott Drive 204, Panama City, Fl 32408 · $499,999 · 2 bd · 2 ba
- 9450 S Thomas Drive 2102, Panama City, Fl 32408 · $474,900 · 2 bd · 2 ba
- 9850 S Thomas Drive 210E, Panama City, Fl 32408 · $314,900 · 1 bd · 1 ba
- 7008 Sunset Avenue, Panama City, Fl 32408 · $390,000 · 3 bd · 2 ba
- 8730 Thomas Drive 208, Panama City, Fl 32408 · $309,000 · 2 bd · 2 ba
- 6201 Thomas Drive 609, Panama City, Fl 32408 · $599,900 · 2 bd · 2 ba
- 4100 Marriott Drive 108, Panama City, Fl 32408 · $429,900 · 2 bd · 2 ba
- 9900 S Thomas Drive 2029, Panama City, Fl 32408 · $629,000 · 2 bd · 3 ba
- 9900 S Thomas Drive 131, Panama City, Fl 32408 · $610,000 · 3 bd · 3 ba
- 9900 S Thomas Drive 1428, Panama City, Fl 32408 · $550,000 · 3 bd · 3 ba
- 9900 S Thomas Drive 107, Panama City, Fl 32408 · $369,000 · 2 bd · 3 ba
- 2512 Dorothy Avenue, Panama City, Fl 32408 · $355,000 · 3 bd · 2 ba
- 9900 S Thomas Drive 115, Panama City, Fl 32408 · $349,000 · 1 bd · 2 ba
- 9900 S Thomas Drive 1227, Panama City, Fl 32408 · $310,000 · 1 bd · 2 ba
- 7813 N Lagoon Drive 6C, Panama City, Fl 32408 · $209,000 · 2 bd · 2 ba
- 5500 Gulf Drive, Panama City, Fl 32408 · $1,499,000 · 4 bd · 4 ba
- 2701 Lagoon Manor Drive, Panama City, Fl 32408 · $649,000 · 3 bd · 3 ba
- 2705 Lagoon Manor Drive, Panama City, Fl 32408 · $645,000 · 3 bd · 3 ba
- 9860 S Thomas Drive 814, Panama City, Fl 32408 · $259,900 · 1 bd · 2 ba
- 4305 Bay Point Road 459, Panama City, Fl 32408 · $258,900 · 2 bd · 3 ba
- 4715 Thomas Drive 310A, Panama City, Fl 32408 · $560,000 · 3 bd · 3 ba
- 9850 S Thomas Drive 911E, Panama City, Fl 32408 · $309,750 · 1 bd · 1 ba
- 8817 S Thomas Drive A516, Panama City, Fl 32408 · $236,000 · 1 ba
- 4421 Thomas Drive 101, Panama City, Fl 32408 · $1,485,000 · 3 bd · 3 ba
- 3924 Vicar Street, Panama City, Fl 32408 · $399,900 · 3 bd · 2 ba
- 3727 Tiki Drive, Panama City, Fl 32408 · $375,000 · 4 bd · 3 ba
- 9850 S Thomas Drive 309E, Panama City, Fl 32408 · $339,000 · 1 bd · 1 ba
- 390 Wahoo Road, Panama City, Fl 32408 · $850,000 · 4 bd · 3 ba
- 7205 Thomas Drive 1504, Panama City, Fl 32408 · $499,000 · 2 bd · 2 ba
- 2626 Allison Avenue A,B, Panama City, Fl 32408 · $999,999 · 6 bd · 8 ba
- 2400 Grandiflora Boulevard 1002, Panama City, Fl 32408 · $335,000 · 1 bd · 2 ba
- 9860 S Thomas Drive 1002, Panama City, Fl 32408 · $249,000 · 1 bd · 2 ba
- 8817 S Thomas Drive A110, Panama City, Fl 32408 · $239,000 · 1 ba
- 9860 S Thomas Drive 508, Panama City, Fl 32408 · $369,900 · 3 bd · 2 ba
- 4726 Bay Point Road A110, Panama City, Fl 32408 · $336,000 · 1 bd · 1 ba
- 8000 Surf Drive 19, Panama City, Fl 32408 · $205,000 · 1 bd · 1 ba
- 424 Hidden Island Drive, Panama City, Fl 32408 · $469,900 · 3 bd · 2 ba
- 6505 Thomas Drive 512, Panama City, Fl 32408 · $439,000 · 2 bd · 2 ba
- 9860 S Thomas Drive 1510, Panama City, Fl 32408 · $375,000 · 3 bd · 2 ba
- 5936 Gulf Drive, Panama City, Fl 32408 · $3,150,000 · 6 bd · 7 ba
- 2400 Grandiflora Boulevard E601, Panama City, Fl 32408 · $525,000 · 3 bd · 3 ba
- 6220 Sunset Avenue, Panama City, Fl 32408 · $510,000 · 2 bd · 2 ba
- 421 Snook Lane, Panama City, Fl 32408 · $465,000 · 3 bd · 2 ba
- 8730 Thomas Drive 412, Panama City, Fl 32408 · $395,000 · 3 bd · 3 ba
- 6201 Thomas Drive 702, Panama City, Fl 32408 · $634,900 · 2 bd · 2 ba
- 9900 S Thomas Drive 2011, Panama City, Fl 32408 · $399,900 · 2 bd · 2 ba
- 9450 S Thomas Drive 1000 C Building, Panama City, Fl 32408 · $294,000 · 1 ba
- 4100 Marriott 808 Drive 808, Panama City, Fl 32408 · $649,000 · 2 bd · 2 ba
- 9708 Beach Boulevard, Panama City, Fl 32408 · $4,998,500 · 7 bd · 7 ba
- 2604 Mystic Lane Po13, Panama City, Fl 32408 · $350,000 · 3 bd · 3 ba
- 5408 Pinetree Avenue, Panama City, Fl 32408 · $215,000 · 1 bd · 2 ba
- 6404 Thomas Drive 6Dr, Panama City, Fl 32408 · $309,000 · 2 bd · 3 ba
- 210 Marlin Circle, Panama City, Fl 32408 · $1,444,000 · 4 bd · 4 ba
- 7115 Thomas Drive 502, Panama City, Fl 32408 · $1,150,000 · 3 bd · 3 ba
- 9860 S Thomas Drive 2010, Panama City, Fl 32408 · $399,000 · 3 bd · 2 ba
- 6505 Thomas Drive 904, Panama City, Fl 32408 · $349,000 · 2 bd · 2 ba
- 9860 S Thomas Drive 2111, Panama City, Fl 32408 · $335,000 · 2 bd · 2 ba
- 5612 Hilltop Avenue A-C, Panama City, Fl 32408 · $550,000 · 8 bd · 6 ba
- 6609 Thomas Drive 205, Panama City, Fl 32408 · $669,000 · 2 bd · 2 ba
- 124 Legend Lakes Drive, Panama City, Fl 32408 · $895,000 · 4 bd · 3 ba
- 9902 S Thomas Drive 2029, Panama City, Fl 32408 · $290,000 · 3 bd · 2 ba
- 4277 Kingfish Lane 277, Panama City, Fl 32408 · $339,500 · 2 bd · 1 ba
- 6205 Thomas Drive 2F, Panama City, Fl 32408 · $264,000 · 1 bd · 1 ba
- 8730 S Thomas Drive 106, Panama City, Fl 32408 · $245,000 · 1 bd · 2 ba
- 9860 S Thomas Drive 1612, Panama City, Fl 32408 · $394,000 · 3 bd · 3 ba
- 3410 Martinique Lane, Panama City, Fl 32408 · $699,000 · 3 bd · 3 ba
- 4804 Hispaniola Street, Panama City, Fl 32408 · $1,200,000 · 3 bd · 4 ba
- 1522 Trout Lane, Panama City, Fl 32408 · $1,749,000 · 3 bd · 3 ba
- 9902 S Thomas Drive 1635, Panama City, Fl 32408 · $349,000 · 1 bd · 2 ba
- 9902 S Thomas Drive 1328, Panama City, Fl 32408 · $265,000 · 3 bd · 2 ba
- 7205 Thomas Drive E206, Panama City, Fl 32408 · $813,000 · 3 bd · 3 ba
- 8730 Thomas Drive 409, Panama City, Fl 32408 · $425,000 · 3 bd · 3 ba
- 4601 Magnolia Beach Road, Panama City, Fl 32408 · $499,999 · 3 bd · 2 ba
- 9860 S Thomas Drive 606, Panama City, Fl 32408 · $430,000 · 3 bd · 2 ba
- 8323 Elizabeth Avenue, Panama City, Fl 32408 · $549,000 · 3 bd · 2 ba
- 9900 S Thomas Drive 1914, Panama City, Fl 32408 · $355,000 · 2 bd · 2 ba
- 7125 N Lagoon Drive N, Panama City, Fl 32408 · $210,000 · 2 bd · 3 ba
- 2318 Oakwood Street, Panama City, Fl 32408 · $320,000 · 3 bd · 2 ba
- 5935 Gulf Drive, Panama City, Fl 32408 · $5,900,000 · 8 bd · 8 ba
- 9860 S Thomas Drive 1006, Panama City, Fl 32408 · $465,000 · 3 bd · 2 ba
- 8618 Surf Drive 117, Panama City, Fl 32408 · $198,000 · 1 ba
- 6505 Thomas Drive 411, Panama City, Fl 32408 · $439,000 · 2 bd · 2 ba
- 8601 Surf Drive 10W, Panama City, Fl 32408 · $799,900 · 3 bd · 2 ba
- 6120 Beach Drive, Panama City, Fl 32408 · $575,000 · 3 bd · 3 ba
- 9900 S Thomas Drive 612, Panama City, Fl 32408 · $348,900 · 1 bd · 2 ba
- 7719 Surf Drive, Panama City, Fl 32408 · $989,900 · 2 bd · 3 ba
- 6232 Sunset Drive, Panama City, Fl 32408 · $309,900 · 2 bd · 2 ba
- 9860 S Thomas Drive 519, Panama City, Fl 32408 · $249,900 · 1 bd · 2 ba
Showing the newest 150 of 297; the price table and the city hub cover the rest.
Homes for sale in 32408 by price
| Price band | For sale | Share |
|---|---|---|
| Under $200K | 8 | 3% |
| $200K–$300K | 63 | 21% |
| $300K–$400K | 87 | 29% |
| $400K–$500K | 44 | 15% |
| $500K–$750K | 51 | 17% |
| $750K+ | 44 | 15% |
Communities in 32408 with the most homes for sale
- Laketown Wharf · 46 for sale · median $353,500
- Shores Of Panama · 26 for sale · median $372,000
- Sunbird Condo · 11 for sale · median $314,900
- Holiday Beach · 11 for sale · median $549,900
- Villas Of St. Thomas · 10 for sale · median $302,000
- Boardwalk Central · 10 for sale · median $478,000
- Biltmore Beach · 9 for sale · median $419,000
- Summerhouse Of P.C. · 7 for sale · median $425,000
- Bay Point · 6 for sale · median $1,022,500
- Reflections · 6 for sale · median $434,950
- Treasure Cove · 5 for sale · median $325,000
- Seychelles Resort Condominium · 5 for sale · median $405,000
How to read this
Counts and medians are from active MLS listings with a 32408 mailing ZIP as of September 24, 2026; property mix Condo 70%, Single-family 23%. Prices are asking prices. Listings are shown with the courtesy of the listing brokerage under IDX rules; information deemed reliable but not guaranteed. Other Panama City ZIP codes: 32404, 32401, 32405, 32409. See also homes for sale in Bay County. More: Panama City condos, luxury homes in Panama City, new listings this week in Panama City.