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Condos for Sale in Panama City, FL

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232 condos are for sale in Panama City, FL as of 2026-10-15. The median list price is $364,000, most condos list between $230K to $669K, and the median listing has been on the market 88 days. 43 condos came on the market this week.

232
Condos for sale
$364,000
Median list price
$230K to $669K
Typical range
88
Median days on market
43
New this week
$2,498
Est. monthly cost at median

Newest condos for sale in Panama City

The most recently listed homes in Panama City, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

7115 Thomas Drive 1803, home for sale in Panama City
$1.35M New
3 bd · 3 ba · built 2001
7115 Thomas Drive 1803, 32408
Hidden Dunes Condo
Listing courtesy of Think Real Estate
3001 W 10th Street 203, home for sale in Panama City
$880,000 New
3 bd · 3 ba · built 2006
3001 W 10th Street 203, 32401
Harbour Village At Historic St Andrews
Listing courtesy of Hitchcock Real Estate LLC
14825 Front Beach Road 1904, home for sale in Panama City
$499,999 New
2 bd · 2 ba · built 2005
14825 Front Beach Road 1904, 32413
Sunrise Beach
Listing courtesy of Dalton Wade Inc
17739 Front Beach Road 1206W, home for sale in Panama City
$489,998 New
2 bd · 2 ba · built 2006
17739 Front Beach Road 1206W, 32413
Splash Condo
Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida
9900 S Thomas Drive 804, home for sale in Panama City
$474,900 New
2 bd · 3 ba · built 2007
9900 S Thomas Drive 804, 32408
Shores Of Panama
Listing courtesy of Coastal Palms Real Estate
4100 Marriott Drive 210, home for sale in Panama City
$449,000 New
2 bd · 2 ba · built 2007
4100 Marriott Drive 210, 32408
Reflections
Listing courtesy of Dalton Wade Inc
6505 Thomas Drive 202, home for sale in Panama City
$425,000 New
2 bd · 2 ba · built 1985
6505 Thomas Drive 202, 32408
Summerhouse Of P.C.
Listing courtesy of Dalton Wade Inc
6505 Thomas Drive 1008, home for sale in Panama City
$415,000 New
2 bd · 2 ba · built 1982
6505 Thomas Drive 1008, 32408
Summerhouse Of P.C.
Listing courtesy of LoKation Real Estate
6505 Thomas Drive 804, home for sale in Panama City
$399,000 New
2 bd · 2 ba · built 1984
6505 Thomas Drive 804, 32408
The Summerhouse Of P.C.
Listing courtesy of Counts Real Estate Group Inc
8743 Thomas Drive 1419, home for sale in Panama City
$368,900 New
1 bd · 2 ba · built 1984
8743 Thomas Drive 1419, 32408
The Summit
Listing courtesy of Fun Quest Vacation Rentals Corp
6211 Thomas Drive 505, home for sale in Panama City
$359,900 New
1 bd · 2 ba · built 1980
6211 Thomas Drive 505, 32408
Panama City
Listing courtesy of Counts Real Estate Group Inc
9900 S Thomas Drive 1612, home for sale in Panama City
$349,900 New
2 bd · 2 ba · built 2007
9900 S Thomas Drive 1612, 32408
Shores Of Panama
Listing courtesy of Ohana Real Estate Services
6901 N Lagoon Drive 10, home for sale in Panama City
$337,500 New
2 bd · 3 ba · built 1974
6901 N Lagoon Drive 10, 32408
Palisades Condo
Listing courtesy of Dalton Wade Inc
4272 Kingfish Lane 272, home for sale in Panama City
$330,000 New
1 bd · 1 ba · built 1980
4272 Kingfish Lane 272, 32408
Bay Point Studio Villas
Listing courtesy of Emerald Coastal Inc
8743 Thomas Drive 1408, home for sale in Panama City
$325,000 New
1 bd · 2 ba · built 1984
8743 Thomas Drive 1408, 32408
The Summit
Listing courtesy of Fun Quest Vacation Rentals Corp
100 Cherry Street 501, home for sale in Panama City
$310,000 New
2 bd · 2 ba · built 1975
100 Cherry Street 501, 32401
Cove Condominium
Listing courtesy of Coldwell Banker Realty
4286 Kingfish Lane 286, home for sale in Panama City
$299,900 New
1 bd · 1 ba · built 1980
4286 Kingfish Lane 286, 32408
Bay Point Studio Villas
Listing courtesy of Emerald Coastal Inc
100 Cherry Street 406, home for sale in Panama City
$289,000 New
2 bd · 2 ba · built 1975
100 Cherry Street 406, 32401
Cove Condominium
Listing courtesy of Realty One Group Emerald Coast
2100 W Beach Drive ZS101, home for sale in Panama City
$285,000 New
2 bd · 1 ba · built 1969
2100 W Beach Drive ZS101, 32401
Landmark On St. Andrews Bay
Listing courtesy of Think Real Estate
9860 S Thomas Drive 119, home for sale in Panama City
$250,000 New
1 bd · 2 ba · built 2008
9860 S Thomas Drive 119, 32408
Laketown Wharf
Listing courtesy of Beachy Beach Real Estate
4726 Bay Point Road D140, home for sale in Panama City
$240,000 New
1 bd · 1 ba · built 1981
4726 Bay Point Road D140, 32408
Bay Point Harbour Villas
Listing courtesy of Salty Marlin Realty LLC
4725 Bay Point Road 154, home for sale in Panama City
$225,000 New
1 bd · 1 ba · built 1974
4725 Bay Point Road 154, 32408
Bay Point Studio Villas
Listing courtesy of Beach Haven Realty
9902 S Thomas Drive 636, home for sale in Panama City
$225,000 New
1 bd · 2 ba · built 2007
9902 S Thomas Drive 636, 32408
Laketown Wharf
Listing courtesy of Coastal Palms Real Estate
9902 S Thomas Drive 237, home for sale in Panama City
$225,000 New
1 bd · 2 ba · built 2007
9902 S Thomas Drive 237, 32408
Laketown Wharf
Listing courtesy of Coastal Palms Real Estate

Panama City condos for sale by price

Every active listing in Panama City grouped by price, with the newest listings in each band. The median is $364,000; the busiest band is $300K – $400K.

Under $200K: 10 homes

$200K – $300K: 59 homes

$300K – $400K: 72 homes

$400K – $500K: 43 homes

$500K – $750K: 31 homes

$750K – $1M: 10 homes

$1M and up: 7 homes

Every home for sale in Panama City right now (232)

All 232 active Panama City listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 232; the price bands above and the map cover the rest.

Condos for sale in Panama City by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPCondos for saleMedian list price
32408199$359,900
3240118$287,000
324139$520,000
324073$549,000
324093$435,000

Panama City communities with the most condos for sale

The Panama City neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Laketown Wharf45$345,000——
Shores Of Panama24$370,000——
Sunbird Condo11$309,300——
Boardwalk Central10$478,000——
Villas Of St. Thomas10$299,500——
Reflections7$449,000——
Summerhouse Of P.C.6$432,000——
Sunrise Beach6$520,000——
Bay Point Studio Villas5$299,900——
Harbour Village At Historic St Andrews5$880,000——
Seychelles Resort Condominium5$405,000——
Summerhouse Condo.5$421,000——
Sun Harbor Condo5$189,000——
Watercrest Condo5$599,900——
The Summit4$342,450——
Top Of The Gulf Condo.4$236,500——
Bay Club Condo3$234,400——
Bay Point Harbour Villas3$288,000——
Cove Condominium3$310,000——
Dunes Of Panama3$499,000——
Magnolia Bay Club3$374,900——
Marina Bay Condo3$435,000——
Mariner West Condo3$339,000——
Sunswept3$280,000——
Bay Point Grand Residences2$484,000——
Edgewater Tower2$724,000——
Hidden Dunes Condo2$1.22M——
Landmark On St. Andrews Bay2$235,800——
Moondrifter2$357,500——
Palisades Condo2$276,250——

What a home in Panama City costs to own

Take the median $364,000 listing with 20% down at today’s 7.40% 30-year rate: principal and interest run about $2,016/month. Bay County’s typical millage of 12.28 puts property tax near $3,855/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Bay County is about $1,928/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,498/month plus any HOA or CDD assessment.

Explore Panama City

Condos for sale near Panama City

Recently off market in Panama City

Homes in Panama City that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many condos are for sale in Panama City, FL?
As of 2026-10-15, Momentum's MLS record shows 232 condos actively listed for sale in Panama City. 43 of them came on the market in the last 7 days.
What is the median home price in Panama City?
The median list price of condos for sale in Panama City is $364,000. Ten percent of listings are under $230K and ten percent are above $669K.
How long do homes take to sell in Panama City?
Homes currently listed have been on the market a median of 88 days.
What does a $364,000 home in Panama City cost per month?
Roughly $2,498 a month with 20% down at 7.40%: principal and interest of $2,016, Bay County property tax of about $321/month after the $50,000 homestead exemption, and insurance near $161/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Panama City neighborhoods have the most condos for sale?
The communities with the most active listings right now are Laketown Wharf (45), Shores Of Panama (24), Sunbird Condo (11), Boardwalk Central (10), Villas Of St. Thomas (10). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Panama City?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Panama City can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Panama City, FL, and what county is it in?
Panama City is in Bay County, Florida. Condos for sale there today carry the ZIP codes 32408, 32401, 32413, 32407, 32409. Nearby cities in the same county with condos for sale: Panama City Beach, Mexico Beach.
What ZIP codes are in Panama City, FL?
Listings in Panama City are currently in 5 ZIP codes: 32408, 32401, 32413, 32407, 32409. The ZIP table above shows how many condos are for sale in each and the median asking price.
How do I buy a house in Panama City, FL?
Start with the numbers: 232 condos are for sale in Panama City today at a median asking price of $364,000, so a 20% down payment on the median home is about $72,800 and principal and interest run near $2,016/month at today's 7.40% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Panama City as of 2026-10-15 and refresh as homes list and sell. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

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