Bay Point Grand Residences
Condos for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Bay Point Grand Residences in Panama City Beach, FL has 5 homes for sale, asking from $399,000 to $698,900 (median $599,000). Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $640,000, a median 11 days on market, sellers accepting 96% of original asking (+68% versus the prior year). Homes listed or recently sold were built 2007–2007; 5 of 5 report an HOA (median $1,250/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $7,860 ($7,370 with the full homestead exemption).
Homes For Sale Right Now in Bay Point Grand Residences
Live MLS inventory for Bay Point Grand Residences. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bay Point Grand Residences listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Bay Point Grand Residences is pricing on condition and view line more than anything else right now. With a median close near $587,500 and days on market running just over 34, buyers are moving decisively when a unit is presented well, and sitting on anything that needs work or lacks a strong outlook.
The year-over-year swing of nearly 49% tells you this is a market in transition, not a settled one. A four-closing window is thin enough that a single high-end or discounted sale can move the median significantly, so treat any single data point here as directional, not definitive, and lean on a current comparative analysis before setting a list or offer price.
Bay Point Grand Residences right now
🟢 Still climbing. The trailing-12-month median ($640K) is up 68.4% from the prior 12 months ($380K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 12. Confidence: Low (3 and 7 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Point Grand Residences market snapshot (as of September 12, 2026): the median sale price is about $640K, and a median 11 days on market for closed sales. The trailing-12-month median is up 68% from the prior 12 months, computed from record-level CPAR MLS closed sales (3 closings in the current window).
Bay Point Grand Residences sits within the broader Bay Point area of Panama City Beach, a Gulf-adjacent stretch where condo and residence pricing tends to track finish level and view exposure closely. Current MLS data shows no distinct community amenities listed, so buyers should confirm building-specific offerings directly rather than assuming a standard package.
The setting & the homes.
Aerial and on-site photos of Bay Point Grand Residences. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bay Point Grand Residences
Bay Point Grand Residences
Bay Point Grand Residences
Bay Point Grand Residences
Bay Point Grand ResidencesPhotos from CPAR MLS listings in Bay Point Grand Residences; content deemed reliable but not guaranteed.
Who Bay Point Grand Residences is best for.
Best for
- Buyers seeking a Gulf-area residence and willing to move quickly once a well-presented unit hits the market.
- Buyers comfortable pricing off a small, still-forming comp set rather than years of stable data.
- Sellers with an updated, view-forward unit who want to capitalize on current buyer responsiveness.
Probably not for
- Buyers who need a confirmed, published amenity package before committing to a purchase.
- Buyers looking for a large inventory of active comparables to study before making an offer.
- Sellers with a unit needing significant updates who expect the current median to apply regardless of condition.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($640K) IS the median in the snapshot above, and the move from 2025 ($380K) IS the +68.4% one-year change.
Windows contain 3 to 17 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Bay Point Grand Residences Market Scorecard
Bay Point Grand Residences is currently a thin data market. Limited supply, a median asking price of $599,000, and homes go under contract in about 81 days.
Typical home value in the 32408 ZIP is $370,292, about 2.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Bay Point Grand Residences on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Bay Point Grand Residences buying strategy.
If we were buying in Bay Point Grand Residences today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Point Grand Residences.
A Small, Fast-Moving Pool
A market heat score of 70 combined with a sub-five-week median days-on-market points to active buyer interest rather than a stalled listing environment. That said, the closings window here is small, only four transactions, which means the market's read on price is still forming rather than fully established.
The nearly 49% year-over-year change is the number worth sitting with. It can reflect a genuine shift in what buyers are willing to pay, but it can also reflect a change in what kind of unit sold this period versus last. Either way, it argues for pricing and offer strategy built around the specific unit in front of you, not the community average alone.
The location and the amenities are priced into every listing in Bay Point Grand Residences. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only a handful of closings feeding the current numbers, the median and the year-over-year swing can shift with the next sale. We track this building's activity as it happens, not on a quarterly lag, so pricing decisions on either side of a deal are based on what's actually moving right now, not a stale snapshot.
Bay Point Grand Residences in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Point Grand Residences buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Point Grand Residences sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Point Grand Residences, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Point Grand Residences home worth?
Get a no-obligation home value based on real comparable sales in Bay Point Grand Residences, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bay Point Grand Residences on the map →
Frequently Asked Questions
What is the median home price in Bay Point Grand Residences?
How long do homes in Bay Point Grand Residences take to sell?
Who is the best real estate agent for Bay Point Grand Residences?
How do I find a top Panama City Beach real estate agent who knows Bay Point Grand Residences?
Can Momentum Realty connect me with an agent for Bay Point Grand Residences?
Should you buy in Bay Point Grand Residences?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Bay Point Grand Residences with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (95 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Bay Point Grand Residences fits the bigger picture — live prices, inventory, and Momentum Scores: