Homes for Sale Under $300K in Plant City, FL
This page tracks every Plant City listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
67 homes listed under $300,000 are for sale or pending in Plant City, FL today across 41 communities. The median asking price is $265,000, from $90,000 to $299,999. Listings in Plant City without that feature have a median of $439,900. Most listings right now: Varrea Ph 1 (3), Walden Lake Fairway Villas Uni (3), Walden Lake The Preserve A Condo (3). Updated October 2, 2026 from the MLS.
First-time buyers: what Plant City costs at the entry level
43 active single-family homes, townhomes and condos at or below $300,000 — median $280,000, about $1,761/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Plant City
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Hillsborough County · First-time buyer guide
Plant City homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Varrea Ph 1 | 3 | 0 | $287,000 | $285,000 |
| Walden Lake Fairway Villas Uni | 3 | 0 | $260,000 | $229,000 |
| Walden Lake The Preserve A Condo | 3 | 0 | $229,900 | $175,000 |
| Farm At Varrea | 2 | 1 | $294,445 | $288,900 |
| Lincoln Park | 2 | 0 | $249,500 | $239,000 |
| Marshall Terrace | 2 | 0 | $238,450 | $234,900 |
| Kentwood Park | 2 | 0 | $129,900 | $109,900 |
| Walden Lake Unit 30 Ph 1 Se | 1 | 0 | $299,999 | $299,999 |
| West Plant City Farms Unit | 1 | 0 | $299,400 | $299,400 |
| Terry Park Ext | 1 | 0 | $299,000 | $299,000 |
| Cooper Hollow | 1 | 0 | $299,000 | $299,000 |
| Park East Ph 1B 2 3A & 3B | 1 | 0 | $299,000 | $299,000 |
| North Park Isle Ph 2A | 1 | 0 | $298,500 | $298,500 |
| Devane E J Subdivision Plant City Heights | 1 | 0 | $295,000 | $295,000 |
| Oakview Estates Ph One | 1 | 0 | $295,000 | $295,000 |
| Varrea Ph 2B | 1 | 0 | $295,000 | $295,000 |
| Gibson Terrace Resub | 1 | 0 | $295,000 | $295,000 |
| Sand Hill Estates | 1 | 0 | $294,900 | $294,900 |
| Park East | 1 | 0 | $290,000 | $290,000 |
| Farm At Varrea | 1 | 0 | $288,900 | $288,900 |
| Bobby Wiggins Sub | 1 | 0 | $285,000 | $285,000 |
| Lantana Grove | 1 | 0 | $284,900 | $284,900 |
| Oak Dale Sub | 1 | 0 | $280,000 | $280,000 |
| Pless Road Platted | 1 | 0 | $279,900 | $279,900 |
| Country Hills East Unit Seven | 1 | 0 | $279,000 | $279,000 |
| Oakrest | 1 | 0 | $276,000 | $276,000 |
| Lincoln Park East | 1 | 0 | $274,900 | $274,900 |
| Franklin Woodlands | 1 | 0 | $259,900 | $259,900 |
| Hillsboro Park | 1 | 0 | $255,000 | $255,000 |
| West Plant City Strawberry Far | 1 | 0 | $250,000 | $250,000 |
| Hastings B A Sub | 1 | 0 | $249,900 | $249,900 |
| Wyatt Acres | 1 | 0 | $240,000 | $240,000 |
| Robinsons Airport Sub | 1 | 0 | $225,000 | $225,000 |
| Alexander Woods Twnhms | 1 | 0 | $200,000 | $200,000 |
| Drew Sub | 1 | 0 | $200,000 | $200,000 |
| Strawberry Terrace South | 1 | 0 | $199,000 | $199,000 |
| North Gibson Terrace | 1 | 0 | $195,605 | $195,605 |
| El Pavo Vista | 1 | 0 | $195,000 | $195,000 |
| Sophie Acres Platted | 1 | 0 | $190,000 | $190,000 |
| Crum D R | 1 | 0 | $185,000 | $185,000 |
| Water Oak Sub | 1 | 0 | $90,000 | $90,000 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Plant City?
What do homes under $300K cost in Plant City?
Which Plant City community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
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Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Plant City, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.