SUGAR CRK
Homes for Sale in WINTER HAVEN, FL
True comps, carrying-cost math, and listings before the portals.

Sugar Crk is a small, established pocket in Plant City built out between 1994 and 2007, with a median build year of 1996. At 43 homes total and just one active listing right now, this is not a market where you shop a shelf of comparable options - you wait for the right one and move on it.
Months of supply sits at 2.4, and the current posture reads seller-leaning. With inventory this thin, pricing gets set listing by listing rather than by a broad set of comparables, so a buyer's leverage depends heavily on the condition and readiness of whatever happens to be on the market at the time.
SUGAR CRK right now
🔴 Seller-leaning market. 1.7 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of SUGAR CRK. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Who SUGAR CRK is best for.
Best for
- Buyers who want a golf-course setting and are comfortable acting quickly when a home becomes available
- Buyers targeting a smaller-footprint home near 1,666 square feet rather than a larger-format layout
- Buyers planning a longer hold, in line with the community's high homestead-exemption share
Probably not for
- Buyers who need several active listings to compare before making a decision
- Buyers seeking new or recently built construction outside the 1994-2007 range
- Buyers who want to negotiate from a position of surplus inventory
The market around SUGAR CRK
SUGAR CRK is a small community — 4 recorded sales on file, most recently in 2022 — too few for its own price trend. Here is the market around it.
In ZIP 33563, 93 homes are on the market and 34% are under contract — a fast-moving corner of WINTER HAVEN.
Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).
The housing mix here is 86% single family residence, 7% manufactured home - post 1977, 7% manufactured home.
ZIP and county figures describe the wider market, not SUGAR CRK specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in SUGAR CRK, WINTER HAVEN
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in SUGAR CRK
Live MLS inventory for SUGAR CRK. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending SUGAR CRK listings as of 2026-08-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2025. Tap any home to ask about it.
SUGAR CRK on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at SUGAR CRK
- Golf Course · reported on 2 of 4 listings
- Golf Carts OK · reported on 1 of 4 listings
- Golf · reported on 1 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent SUGAR CRK listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any SUGAR CRK address.
The SUGAR CRK buying strategy.
If we were buying in SUGAR CRK today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SUGAR CRK.
A tight inventory, a golf-course setting
Sugar Crk's homes span a fairly narrow build window - 1994 to 2007 - which keeps construction era and general layout expectations more consistent than in communities with a wider range. The median living area of 1,666 square feet points to modest, efficient footprints rather than larger-format construction.
Community amenities are anchored around golf: a golf course, golf-cart access, and general golf-community infrastructure are reported across MLS listings here, though buyers should confirm current amenity access and any HOA terms directly, since reported amenities aren't a guarantee of current condition or availability. With only one home active and months of supply at 2.4, the practical reality is that most of what happens in this market happens off small, thin data - patience and readiness matter more than negotiating leverage.
The location and the amenities are priced into every listing in SUGAR CRK. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, most of the useful information - what a home actually sold for, how it compared to what came before it, whether a listing is priced to the moment or lagging it - never makes it into a public search. We track Sugar Crk closely enough to tell you whether a new listing is a real opportunity or simply the only option, and we'll say so plainly either way.
SUGAR CRK in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a SUGAR CRK buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SUGAR CRK sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in SUGAR CRK, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your SUGAR CRK home worth?
Get a no-obligation home value based on real comparable sales in SUGAR CRK, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in SUGAR CRK on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Sugar Creek Estates Market Scorecard
Sugar Creek Estates is currently a balanced market. About 4.0 months of supply, a median asking price of $380,000, and homes go under contract in about 49 days.
Typical home value in the 33563 ZIP is $284,160, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is SUGAR CRK a buyer's or seller's market right now?
How many homes are in SUGAR CRK?
What share of SUGAR CRK is owner-occupied?
When were the homes in SUGAR CRK built?
Do cash buyers compete in SUGAR CRK?
What schools serve SUGAR CRK?
Who is the best real estate agent for SUGAR CRK?
How do I find a top WINTER HAVEN real estate agent who knows SUGAR CRK?
Can Momentum Realty connect me with an agent for SUGAR CRK?
Should you buy in SUGAR CRK?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near SUGAR CRK with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2016 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Winter Haven & Lakeland, Winter Haven & Polk County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lakeland, Winter Haven & Polk County or the full Neighborhood Finder.
See how SUGAR CRK fits the bigger picture — live prices, inventory, and Momentum Scores:





