What $500K Buys in Hillsborough County, FL

A $500K budget buys a very different house depending on which Hillsborough County city you point it at. This page compares every city with at least five active listings within 10% of $500K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.

There are 524 homes for sale in Hillsborough County, FL priced between $450,000 and $550,000 right now. At $500K, the typical home is 2,134 sq ft, built 2002, at $234/sq ft; 12% of them are new construction and the median has been on the market 44 days. The most house for the money is in Ruskin (2,969 sq ft median); the least in Tampa (1,719 sq ft); the newest in Westchase (median build year 2026).

What $500K buys, city by city

CityHomes for saleMedian sq ftBeds / bathsMedian year built$ / sq ftNew constructionMedian DOM
Tampa2491,7193 / 21980$2889%43
Riverview662,7604 / 32018$17217%48
Apollo Beach332,3504 / 32023$21136%60
Valrico312,3744 / 31998$2140%56
Brandon232,2184 / 21987$2200%23
Lithia232,4214 / 2.52013$2040%45
Wimauma182,6063 / 32021$1916%46
Plant City172,4674 / 2.52012$19524%61
Lutz121,9593 / 21996$2480%24
Thonotosassa122,2304 / 2.52024$22350%21
Ruskin112,9694 / 32010$1660%78
Westchase71,7893 / 3.52026$282100%1
Temple Terrace72,1464 / 21983$2440%34
Seffner62,7524 / 32020$1810%90

By ZIP code: where $500K goes furthest

The same budget by ZIP — useful where one city covers most of the county.

ZIPHomes for saleMedian sq ftMedian year built$ / sq ftNew construction
33572 Apollo Beach332,3502023$21136%
33579 Riverview312,9642018$1653%
33578 Riverview272,5972019$18937%
33647 Tampa272,2992002$2160%
33547 Lithia232,4212013$2040%
33611 Tampa221,3921955$3640%
33615 Tampa211,7381969$2925%
33604 Tampa181,6531960$29511%
33598 Wimauma182,6062021$1916%
33625 Tampa171,7002017$27135%
33596 Valrico162,3681996$2180%
33602 Tampa161,1831999$4310%

Communities with the most homes near $500K

CommunityCityHomes for sale near $500KMedian sq ftMedian year built
WatersetApollo Beach142,3332024
fishhawk ranchLithia102,4852005
Spencer Glen SouthRIVERVIEW92,5972026
westchaseTampa71,7892026
heritage islesTampa63,0442007
Townn Country ParkTampa61,5681970
Evergreen SouthThonotosassa62,2302026
panther traceRiverview52,7782011
VarreaPLANT CITY52,5372026
Sanctuary At Citrus ParkTAMPA51,6732026
Waterset Wolf CreekAPOLLO BEACH52,2502024
Hunters GreenTAMPA52,1791993
Tampas North Side Country CluTAMPA41,8991984
bloomingdaleValrico42,4281987
south forkRiverview43,0692013

How to read this

Counts and medians are computed from active MLS listings priced within 10% of $500K ($450,000–$550,000) as of September 15, 2026; property mix at this price: Single-family 89%, Townhouse 7%, Condo 3%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Hillsborough County: $300K, $400K, $750K, $1M. Back to homes for sale in Hillsborough County, FL.

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Common questions

What does $500K buy in Hillsborough County, FL?

Across 524 active listings within 10% of $500K, the median home is 2,134 sq ft and was built in 2002, at about $234 per square foot. Ruskin gives the most space at that price (2,969 sq ft median); Tampa the least.

Which Hillsborough County city has the newest homes around $500K?

Westchase, where the median listing near $500K was built in 2026 and 100% of them are new construction.

How much new construction is there at $500K in Hillsborough County?

About 12% of the 524 homes listed near $500K are new construction. The highest builder share is in Westchase (100%), Thonotosassa (50%), Apollo Beach (36%).