PendingSingle Family Residence▼ Price cut: $19,200 (8/4)
$680,000
3-Bedroom Home in San Marco
1266 Belmont Terrace, Jacksonville, FL 32207
Single Family Residence in San Marco, Jacksonville · No CDD on record
San Marco · Jacksonville, FL 32207 · Duval County
Listing data updated October 10, 2026 at 3:18 AM ET · checked against the MLS hourly
3Bedrooms
2.5Bathrooms
1,992Sq Ft
1936Year Built
$341Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
5% above
$/sq ft vs community
$341 here vs $326 median sold (12 mo)
Buyer leverage
Strong buyer advantage
194 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~6 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 10, 2026, 1266 BELMONT Terrace in San Marco, Jacksonville is listed at $680,000 (1,992 sq ft, about $341 per sq ft). That sits within a few percent of San Marco's median closed sale of $775,000 over the last 12 months (31 recorded sales). It has been 194 days on market, longer than the community's typical 11 days to contract. Listing facts: built in 1936, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1936 · 90 yrs
1,992 sq ft of living area
2-car garage
Listed at $680,000 — recent neighborhood median sale price ~$775,000 (nearby sales; deemed reliable, not an appraisal)
194 days on market
No HOA reported by the listing (confirm)
School district: Schools San Marco is part of Duval County Public SchoolsCommunity built 1924–2020Balis Park · 1 min driveStarbucks · 1 min driveMaple Street Biscuit Company · 2 min drive
Listing description
About this home
Located in the heart of San Marco just steps from San Marco Square, this beautifully updated historic home blends timeless character w/ modern upgrades in one of Jacksonville's most walkable neighborhoods. The classic brick home features hardwood floors, elegant archways, crown molding, & a cozy wood-burning fireplace. Recent updates include a new roof (2023), new upstairs HVAC (2026), updated kitchen (2023), upgraded flooring (2023), fresh interior paint (2023), & new microwave (2023).
Additional improvements include spray foam insulation (2024), a new water heater (2024), a new exterior upstairs door (2024), & a new refrigerator (2024), landscaping refreshed in 2025 to enhance curb appeal. The lot also offers a double driveway & a separate two-car garage for ample parking & storage. Situated on a double lot, the spacious backyard provides room to add a pool & create your own private outdoor retreat.
Enjoy living steps San Marco's renowned dining, shopping, parks, & riverfront Jax.
All 53 photos
Description provided by EXP REALTY LLC and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$680,000
Bed / bath3 / 2.5
Living area1,992 sq ft
Year built1936
Property typeSingle Family Residence
Garage2-car
MLS #2134689
Listing statusPending
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~6 ft
CountyDuval
Area listings12 active · 3 under contract
Estimated first-year tax~$7,752/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$341
Estimated monthly payment$4,781
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$775,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,781/mo
Principal & interest $3,767/mo79%
Taxes $646/mo14%
Insurance $369/mo8%
$4,781/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$7,752/yr
Estimate: a typical Duval effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~6 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · San Marco
Pricing & the San Marco market
How this home is priced against recent nearby sales, and where San Marco has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in San Marco
Each dot is a closed sale since 2001 (1413 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $341/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 72 (hot).
Property timeline
This home’s history
1936BuiltPer public record
About Mar 2026Listed (per MLS)MLS reports 194 cumulative days on market as of October 10, 2026
Jul 2, 2026First seen on movewithmomentum.comObserved at $699,200
Aug 4, 2026Price cut$680,000 (-$19,200, -2.7%)
NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $680,000Momentum Realty · on market 194 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
4 closed sales in San Marco in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Sep 2026
$1,450,000
1985 LARGO Road, Jacksonville
4 / 3.5 bd/ba · 2,316 sq ft · $626/sq ft
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Sold Oct 2026
$535,000
1503 LORIMIER Road, Jacksonville
3 / 2.5 bd/ba · 1,642 sq ft · $326/sq ft
Courtesy of FLATFLEE.COM INC · View details →
Sold Oct 2026
$290,000
2010 SHERIDAN Lane, Jacksonville
4 / 2.5 bd/ba · 1,641 sq ft · $177/sq ft
Courtesy of JWB REALTY LLC · View details →
Sold Aug 2026
$367,000
1108 LANDON Avenue, Jacksonville
3 / 2 bd/ba · 1,442 sq ft · $255/sq ft
Courtesy of KST GROUP LLC · View details →
Median of these 4 sales: $775,000 ($326/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$571,704the mess$727,080
Stronger local evidence — 4 comparable closed sales in San Marco, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $680,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1936 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 194 days on market vs. a 11-day community median
12 active listings competing, 3 under contract
≈12.0 months of supply
32 closed here in the last 12 months
For reference, this home is listed at $680,000 ($341/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,992 sq ft × $287–$365/sq ft (±12% around the median of 4 comparable closed sales in San Marco, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 10, 2026.
Momentum Scores
Momentum Property Score
56/100
Strongest on: Flood safety (90), Affordability (70)
0 limited50100 exceptional
56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area38
This home $341/sq ft vs the community 12-month median $326/sq ft.
Affordability70
List price $680,000 vs the community median $775,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1936 build. Obtain a property-specific quote.
Market liquidity51
Community median 11 days on market, ~12.0 months of supply (12-month record).
Pricing power67
Recent sales closed at about 94.6% of original asking (~5.4% below). More room below asking generally favors buyers.
Market timing28
Momentum Market Heat is 72/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 194 days on market for this home, against a 11-day area median.Days on market:this home 194Area median: 11 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 8, 2026.
🟡 Asking $341 per square foot, about 5% above the community’s $326 median. San Marco’s 12-month median sold price per square foot is $326. Median sold price per square foot is up 21.1% year over year. Confidence: Very High · 31 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
72% of homes in San Marco are owner-occupied. An estimated 28% are non-owner-occupied, including 21% held in a company or trust and 9% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 195 homes matched. Community-level context.
Recent San Marco sales closed near 94.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 8, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 12 active listings in San Marco, no CDD assessment.
Updated October 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by EXP REALTY LLC · MLS # 2134689
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Keep looking
Similar homes for sale near San Marco
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
The Huguenot approved on the Downtown Southbank
The Huguenot, a wine, cheese and charcuterie bar, received approval to proceed on the Downtown Southbank in the San Marco area. The owner has pointed to a possible soft opening in late summer.
Why it matters: The approval may add another small food and beverage venue to the Southbank if it opens as planned.
The city approved a tenant build-out for a Fit as Fire reformer pilates studio at 1615 Hendricks Avenue in San Marco, listed in the Jacksonville Daily Record's June 26 Development Today column with a project cost of about 42,500 dollars and Kel Constructors as contractor. Fit as Fire operates additional Northeast Florida studios.
Why it matters: A boutique fitness tenant choosing San Marco may add to the district's mix of everyday use storefronts, which historically helps sustain weekday foot traffic for neighboring merchants.
City permits $150 million Southbank Residences high-rise on former River City Brewery site
The city issued a building permit June 11 for The Related Group's Southbank Residences at 835 Museum Circle, on the cleared River City Brewery site along the Southbank. The permit covers about 261,209 square feet at a $150 million construction cost, with Coastal Construction as contractor. Plans call for roughly 395 apartments across a 25 story tower and an eight story building, with total project investment cited near $202.7 million.
Why it matters: A permitted high-rise of this scale advances the Southbank's shift toward dense riverfront residential, which can raise the profile of the broader San Marco and Southbank submarket. Large rental deliveries may also widen housing options near the river over the build-out period.
Corner Lot seeks rezoning for hotel and retail at former Beach Road Chicken Dinners site
Jacksonville-based Corner Lot filed a rezoning application for 4132 Atlantic Boulevard in the St. Nicholas area near San Marco, now under review by the City Council Land Use and Zoning Committee. A concept plan shows a 122 room hotel, about 10,000 square feet of retail, and restaurant space, with multifamily use remaining part of the program. The request would move the site from one Planned Unit Development to another.
Why it matters: Redevelopment of a long-vacant corner near San Marco could add lodging and retail that support the surrounding commercial corridor. Rezoning applications are early-stage, so the final program may change before any construction.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Hendricks Avenue Elementary (Duval)Public PreK-5 · Duval County School District · Grade A (Florida DOE 2025-26)
Julia Landon College Preparatory (Duval)Public 6-8 magnet · Duval County School District
Samuel Wolfson School for Advanced Studies (Duval)Public 9-12 · Duval County School District
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Publix 3 min
Dining
Maple Street Biscuit Company 2 min
Shopping
East San Marco 3 min
Parks
Balis Park 1 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 1266 BELMONT Terrace, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1936 (90 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,992 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $7,752/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
realMLS, checked against the MLS hourly (last: October 10, 2026)
Comparable sales
realMLS closed sales in San Marco, last 18 months, as of October 8, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1266 BELMONT Terrace and when was it built?
Per the listing record, 1266 BELMONT Terrace was built in 1936 and has 1,992 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1266 BELMONT Terrace in?
1266 BELMONT Terrace is in San Marco in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 1266 BELMONT Terrace have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 1266 BELMONT Terrace differ from the current owner's?
The estimate on this page (about $7,752 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1266 BELMONT Terrace in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1266 BELMONT Terrace in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.