Single Family Residence in San Marco, Jacksonville · No CDD · FEMA Zone X
San Marco · Jacksonville, FL 32207 · Duval
Listing data updated July 10, 2026 · refreshed twice daily
4Bedrooms
2.5Bathrooms
2,051Sq Ft
2020Year Built
$379Per Sq Ft
2-car garageNo CDDFEMA Zone X4 bedrooms
Highlights
No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 2020 · 6 yrs
2,051 sq ft of living area
2-car garage
$379/sq ft — compared with the displayed median of $304 from recent nearby sales
Listed at $777,000 — recent neighborhood median sale price ~$648,375 (nearby sales; deemed reliable, not an appraisal)
45 days on market
HOA ~$50/mo (estimate; confirm)
School district: Schools San Marco is part of Duval County Public SchoolsCommunity built 1924–2020Balis Park · 1 min driveStarbucks · 1 min driveMaple Street Biscuit Company · 2 min drive
This listing is shown at $777,000, with 4 bedrooms and 2.5 bathrooms, and 2,051 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms4
Bathrooms2.5
Living area2,051 sq ft
Year built2020
Property typeSingle Family Residence
Financial
Est. monthly payment$5,077
Est. taxes / yr~$8,858
Est. insurance / yr~$2,839
HOA$50/mo
CDDNone on record
Price / sq ft$379
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~16 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$2,839/yr
Market
Days on market45
Neighborhood median DOM52
Active listings (area)10
Months of supply3.9
Comparable-sales median$648,375
This home45d
Area median52d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$2,839/yr
Estimated homeowners premium; get a real quote.
Months of supply
3.9 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
40/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$5,077/mo
Principal & interest $4,052/mo80%
Taxes $738/mo15%
Insurance $237/mo5%
HOA $50/mo1%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
42/100
Strongest on: Flood safety (95), Insurance cost (80)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area0
This home $379/sq ft vs area median $304/sq ft from recent nearby sales.
Affordability17
List price $777,000 vs area median $648,375. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~16 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2020 build. Obtain a property-specific quote.
Market liquidity56
Area median 52 days on market, ~3.9 months of supply.
Investment metrics38
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2020 build and $379/sq ft vs area $304/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$777,000
List price
As listed in the MLS
4 / 2.5
Bed / bath
Per the listing
2,051
Living area
Sq ft (approx.)
$379
Price / sq ft
List ÷ living area
The home
Year built2020
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$8,858/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~16 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $623,504 – $742,462
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$623,504the mess$742,462
Actual list price: $777,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 19% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 45 days on market vs. a ~52-day neighborhood median
10 active listings competing in San Marco
3 under contract now
23% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈3.9 months of supply (one market-context metric; should not be used alone)
Median sale price is up 456% over the last 141 months
Homes here sell at about 97.7% of list price
31 closed here in the last 12 months
For reference, this home is listed at $777,000 ($379/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,051 sq ft × $304–$362/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
San Marco market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
10Active listings
3Under contract
0New this month
3.9Months of supply
52Median days on market
23%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
2020BuiltPer public record
Jul 2, 2026First trackedObserved at $777,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$3,561 – $5,180/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,619 – −$162At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$777,000
Bed / bath4 / 2.5
Living area2,051 sq ft
Year built2020
Property typeSingle Family Residence
MLS #2146974
Listing status45 days on market
Days on market45
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~16 ft
CountyDuval
Estimated first-year tax~$8,858/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$379
Estimated monthly payment$5,077
Estimated insurance~$2,839/yr
Messtimate range$623,504 – $742,462
Comparable-sales median$648,375
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$5,077
Principal & interest$4,052
Property tax$738
Insurance$237
CDD assessment$0
HOA$50
PMI$0
Down payment $155,400 · Loan $621,600. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$8,858/yr
The seller likely pays less due to the homestead cap. At a $777,000 purchase, expect your first full-year Duval bill near $8,858 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$2,839/yr
Estimate for a 2020 build in Duval. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~16 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in San Marco
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the San Marco neighborhood guide for more.
Comparable sales found
5
Recent nearby closings in the data set.
Median sale price (set)
$648,375
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$304
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$379
List price divided by living area. Provided as data, not a value judgment.
Go deeper on San Marco
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Publix 3 min
Dining
Maple Street Biscuit Company 2 min
Shopping
East San Marco 3 min
Parks
Balis Park 1 min
In the area
Recent San Marco news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
The Huguenot approved on the Downtown Southbank
The Huguenot, a wine, cheese and charcuterie bar, received approval to proceed on the Downtown Southbank in the San Marco area. The owner has pointed to a possible soft opening in late summer.
Why it matters: The approval may add another small food and beverage venue to the Southbank if it opens as planned.
The city approved a tenant build-out for a Fit as Fire reformer pilates studio at 1615 Hendricks Avenue in San Marco, listed in the Jacksonville Daily Record's June 26 Development Today column with a project cost of about 42,500 dollars and Kel Constructors as contractor. Fit as Fire operates additional Northeast Florida studios.
Why it matters: A boutique fitness tenant choosing San Marco may add to the district's mix of everyday use storefronts, which historically helps sustain weekday foot traffic for neighboring merchants.
City permits $150 million Southbank Residences high-rise on former River City Brewery site
The city issued a building permit June 11 for The Related Group's Southbank Residences at 835 Museum Circle, on the cleared River City Brewery site along the Southbank. The permit covers about 261,209 square feet at a $150 million construction cost, with Coastal Construction as contractor. Plans call for roughly 395 apartments across a 25 story tower and an eight story building, with total project investment cited near $202.7 million.
Why it matters: A permitted high-rise of this scale advances the Southbank's shift toward dense riverfront residential, which can raise the profile of the broader San Marco and Southbank submarket. Large rental deliveries may also widen housing options near the river over the build-out period.
Corner Lot seeks rezoning for hotel and retail at former Beach Road Chicken Dinners site
Jacksonville-based Corner Lot filed a rezoning application for 4132 Atlantic Boulevard in the St. Nicholas area near San Marco, now under review by the City Council Land Use and Zoning Committee. A concept plan shows a 122 room hotel, about 10,000 square feet of retail, and restaurant space, with multifamily use remaining part of the program. The request would move the site from one Planned Unit Development to another.
Why it matters: Redevelopment of a long-vacant corner near San Marco could add lodging and retail that support the surrounding commercial corridor. Rezoning applications are early-stage, so the final program may change before any construction.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Hendricks Avenue Elementary (Duval)Public PreK-5 · Duval County School District
Julia Landon College Preparatory (Duval)Public 6-8 magnet · Duval County School District
Samuel Wolfson School for Advanced Studies (Duval)Public 9-12 · Duval County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Median of the set: $304/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near San Marco
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
Beautifully built in 2020 and ideally located just moments from the heart of San Marco Square.Two-story home offers modern comfort, style, and convenience. Designed with an open floor plan, high ceilings, the spacious kitchen features a large breakfast bar, stylish pendant lighting, beverage bar with beverage refrigerator, and a sunny dining area framed by a wall of windows. The great room opens seamlessly through double doors to a covered lanai and an extended paver patio--perfect for entertaining or relaxing outdoors. Fully fenced backyard is enhanced with privacy hedges creating a peaceful and secluded setting. All bedrooms are located upstairs. The spacious primary suite with a luxurious bath featuring a garden tub, separate shower, raised double vanity, and oversized walk-in closet with custom built-ins. Luxury vinyl plank flooring spans the main level with carpet upstairs. Additional highlights include a 2-car attached garage w/Shark coating finished floor. Location is premier.
Description provided by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms4
Bathrooms2.5
Living area2,051 sq ft
Exterior & lot
TypeSingle Family Residence
Systems
Year built2020
Age6 yrs
Listing
MLS #2146974
StatusActive
Days on market45
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $777,000Momentum Realty · on market 45 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1412 INWOOD Terrace in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
