83 days on market (MLS) Single Family Residence ▼ Price cut: $50,000 (10/1)
$1,150,000
4-Bedroom Pool Home in Indian Woods

1431 Forest Marsh Drive, Neptune Beach, FL 32266

Single Family Residence in Indian Woods, Neptune Beach · No CDD on record
Indian Woods · Neptune Beach, FL 32266 · Duval County
Listing data updated October 3, 2026 · refreshed hourly
4Bedrooms
3Bathrooms
2,717Sq Ft
1983Year Built
$423Per Sq Ft
WaterfrontPrivate pool2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
17% above
$/sq ft vs community
$423 here vs $363 median sold (12 mo)
Buyer leverage
Balanced market
83 days on market
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~3 ft elevation
$5k–$11k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 5
Price vs recent sales
Asking $1.15M tops 2 of the last 5 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 1431 FOREST MARSH Drive in Indian Woods, Neptune Beach is listed at $1,150,000 (2,717 sq ft, about $423 per sq ft). That sits within a few percent of Indian Woods's median closed sale of $1,279,754 over the last 12 months (5 recorded sales). Per square foot it is above the community's recent $363/sq ft by about 17%. It has been 83 days on market, longer than the community's typical 7 days to contract. Listing facts: built in 1983, a private pool, waterfront, no HOA. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1983 · 43 yrs
  • 2,717 sq ft of living area
  • 2-car garage
  • Listed at $1,150,000 — recent neighborhood median sale price ~$1,279,754 (nearby sales; deemed reliable, not an appraisal)
  • 83 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

MARSH VIEWS, NEPTUNE BEACH All Brick Florida pool home with amazing curb appeal is ready for you and your family. Minutes to Neptune Beach Elementary School and other A-rated schools. It is 1.78 acres with 110' x 200' as the buildable lot area.

Home is 2,717 SF, 4-bedroom, 3-full bathroom home with a private office (includes the sunroom). Updates include a NEWER roof, a NEW AC unit, windows replaced, new carpet in 2 bedrooms, newly painted rooms (2), NEW water heater, and a screened-in in-ground pool ideal for enjoying Florida's year-round outdoor living. Large Storage Shed & Generator switch.

Step inside to an open floor plan featuring a spacious kitchen with a gorgeous center island, granite countertops, built-in appliances, and abundant storage. A charming 4-season SUNROOM with its own mini-split system and automated blinds adds an additional 315 square feet of comfortable living space--perfect for relaxing!

All 63 photos

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Description provided by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,150,000
Bed / bath4 / 3
Living area2,717 sq ft
Year built1983
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #2153994
Listing status83 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~3 ft
CountyDuval
Area listings1 active · 0 under contract
Estimated first-year tax~$13,110/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$423
Estimated monthly payment$8,011
Insurance (illustrative)$5k–$11k/yr
Comparable-sales median$1,279,754

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$8,011/mo
  • Principal & interest $6,295/mo 79%
  • Taxes $1,092/mo 14%
  • Insurance $624/mo 8%

$8,011/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$13,110/yr

Estimate: a typical Duval effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$5k–$11k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~3 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Indian Woods

Pricing & the Indian Woods market

How this home is priced against recent nearby sales, and where Indian Woods has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1631 ARROWHEAD Trail1631 ARROWHEAD Trail: $358/sq ft$3581515 KINGS Road1515 KINGS Road: $402/sq ft$402This homeThis home: $423/sq ft$4231419 FOREST MARSH Drive1419 FOREST MARSH Drive: $439/sq ft$439Community median $363

Price vs. size in Indian Woods

Each dot is a closed sale since 2001 (68 total). This home is the gold marker.

$76k$905k$1.7M1,1003,6926,283This home: $1,150,000, 2,717 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2013–2026. This home lists at $423/sq ft.

$122$256$3892013: $14820132015: $1532016: $17520162017: $1792018: $20120182020: $1772021: $29520212022: $3422023: $30320232024: $2542026: $3632026

Median sale price by year

12-month median closed price, 2013–2026.

$199k$797k$1.4M2013: $315k20132015: $425k2016: $420k20162017: $440k2018: $405k20182020: $440k2021: $725k20212022: $767k2023: $712k20232024: $950k2026: $1.3M2026
Property timeline

This home’s history

  • 1983BuiltPer public record
  • About Jul 2026Listed (per MLS)MLS reports 83 cumulative days on market as of October 3, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $1,295,000
  • Aug 29, 2026Price cut$1,200,000 (-$95,000, -7.3%)
  • Oct 1, 2026Price cut$1,150,000 (-$50,000, -4.2%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,150,000Momentum Realty · on market 83 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

3 closed sales in Indian Woods in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 3 sales: $1,279,754 ($363/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$866,723the mess$1,105,819

Directional estimate — 3 comparable closed sales in Indian Woods, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $1,150,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1983 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 83 days on market vs. a 7-day community median
  • 1 active listing competing
  • ≈2.4 months of supply
  • 5 closed here in the last 12 months

For reference, this home is listed at $1,150,000 ($423/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,717 sq ft × $319–$407/sq ft (±12% around the median of 3 comparable closed sales in Indian Woods, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

49/100
Strongest on: Market liquidity (83), Affordability (67)
0 limited50100 exceptional

49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area9
This home $423/sq ft vs the community 12-month median $363/sq ft.
Affordability67
List price $1,150,000 vs the community median $1,279,754. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~3 ft elevation. Verify the parcel with FEMA.
Insurance cost22
From FEMA Zone AE and a 1983 build. Obtain a property-specific quote.
Market liquidity83
Community median 7 days on market, ~2.4 months of supply (12-month record).
Pricing power67
Recent sales closed at about 94.5% of original asking (~5.4% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 2.4 months of supply in the surrounding market and 83 days on market for this home, against a 7-day area median.Days on market:this home 83Area median:  7 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 1, 2026.

🟡 Asking $423 per square foot, about 17% above the community’s $363 median. Indian Woods’s 12-month median sold price per square foot is $363. Confidence: Low · 5 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

94% of homes in Indian Woods are owner-occupied. An estimated 6% are non-owner-occupied, including 3% held in a company or trust and 0% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 33 homes matched. Community-level context.

Recent Indian Woods sales closed near 94.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 1, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in Indian Woods, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · MLS # 2153994

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Go deeper

More on Indian Woods

Go deeper on Indian Woods

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Neptune BeachAssigned elementary school · Duval County School District · Grade A (Florida DOE 2025-26)
Duncan FletcherAssigned middle school · Duval County School District
Duncan FletcherAssigned high school · Duval County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1431 FOREST MARSH Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1983 (43 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,717 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $13,110/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, refreshed hourly (last: October 3, 2026)
Comparable salesrealMLS closed sales in Indian Woods, last 18 months, as of October 1, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1431 FOREST MARSH Drive and when was it built?

Per the listing record, 1431 FOREST MARSH Drive was built in 1983 and has 2,717 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1431 FOREST MARSH Drive in?

1431 FOREST MARSH Drive is in Indian Woods in Neptune Beach, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1431 FOREST MARSH Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 1431 FOREST MARSH Drive differ from the current owner's?

The estimate on this page (about $13,110 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1431 FOREST MARSH Drive in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.