4 bedroom Single Family Residence at 576 SEAGATE Avenue, Jax Beach Park, Neptune Beach — photo 1Front elevation
4 bedroom Single Family Residence at 576 SEAGATE Avenue, Jax Beach Park, Neptune Beach — photo 2Living space
4 bedroom Single Family Residence at 576 SEAGATE Avenue, Jax Beach Park, Neptune Beach — photo 3Kitchen
4 bedroom Single Family Residence at 576 SEAGATE Avenue, Jax Beach Park, Neptune Beach — photo 4Owner's suite
4 bedroom Single Family Residence at 576 SEAGATE Avenue, Jax Beach Park, Neptune Beach — photo 5Exterior / yardView all 30 photos →
86 days on market Single Family Residence ▼ Price cut: $50,000 (8/12)
$1,349,900
4-Bedroom Pool Home in Jax Beach Park

576 SEAGATE Avenue, Neptune Beach, FL 32266

Single Family Residence in Jax Beach Park, Neptune Beach · No CDD · Built 2026
Jax Beach Park · Neptune Beach, FL 32266 · Duval
Listing data updated September 10, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,929Sq Ft
2026Year Built
$461Per Sq Ft
Private pool2-car garageNew constructionNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
10% below
$/sq ft vs community
$461 here vs $512 median sold (12 mo)
Buyer leverage
Balanced market
86 days on market
2.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~10 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 9
Price vs recent sales
Asking $1.35M tops 8 of the last 9 closed sales; also one of the largest homes here at 2,929 sq ft

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 10, 2026, 576 SEAGATE Avenue in Jax Beach Park, Neptune Beach is listed at $1,349,900 (2,929 sq ft, about $461 per sq ft). That is 108% above Jax Beach Park's median closed sale of $650,000 over the last 12 months (9 recorded sales). It has been 86 days on market, longer than the community's typical 7 days to contract. Listing facts: new construction, a private pool, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 2,929 sq ft of living area
  • 2-car garage
  • Listed at $1,349,900 — recent neighborhood median sale price ~$650,000 (nearby sales; deemed reliable, not an appraisal)
  • 86 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Jax Beach Park

Pricing & the Jax Beach Park market

How this home is priced against recent nearby sales, and where Jax Beach Park has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $461/sq ft$461225 LORA Street225 LORA Street: $573/sq ft$573Community median $512

Price vs. size in Jax Beach Park

Each dot is a closed sale since 2001 (111 total). This home is the gold marker.

$24k$825k$1.6M7611,9803,199This home: $1,349,900, 2,929 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $461/sq ft.

$91$324$5572012: $13620122013: $1712014: $20020142015: $2012016: $22520162017: $2532019: $29220192020: $3212021: $30220212022: $4522023: $43720232024: $5002025: $44120252026: $5122026

Median sale price by year

12-month median closed price, 2012–2026.

$114k$494k$874k2012: $188k20122013: $268k2014: $270k20142015: $310k2016: $314k20162017: $352k2019: $460k20192020: $475k2021: $580k20212022: $640k2023: $625k20232024: $800k2025: $690k20252026: $650k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 55 (normal).

2552792013: 5920132014: 322015: 6920152016: 302017: 5820172020: 712021: 4320212022: 742023: 3020232024: 402025: 5020252026: 552026
Property timeline

This home’s history

  • 2026BuiltPer public record
  • Jul 10, 2026First trackedObserved at $1,399,900
  • Aug 12, 2026Price cut$1,349,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$8,662/mo
  • Principal & interest $6,976/mo 81%
  • Taxes $1,282/mo 15%
  • Insurance $354/mo 4%
  • HOA $50/mo 1%

$8,662/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$23,225/yr
$1,935/mo·effective rate ~1.72%
Estimated from today’s asking price and current Duval County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $17,050/yr ($1,421/mo)
+$6,175 more each year
(+36%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$954,783
Market value
$954,783
Assessed
$954,783
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

57/100
Strongest on: Flood safety (90), Market liquidity (81)
0 limited50100 exceptional

57/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area75
This home $461/sq ft vs the community 12-month median $512/sq ft.
Affordability0
List price $1,349,900 vs the community median $650,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~10 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity81
Community median 7 days on market, ~2.7 months of supply (12-month record).
Renovation upside30
From a 2026 build and $461/sq ft vs the community median $512/sq ft. Not a condition assessment.
Pricing power57
Recent sales closed at about 96.5% of original asking (~3.4% below). More room below asking generally favors buyers.
Market timing45
Momentum Market Heat is 55/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 2.7 months of supply in the surrounding market and 86 days on market for this home, against a 7-day area median.Days on market:this home 86Area median:  7 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 9, 2026.

🟡 Asking $461 per square foot, about 10% below the community’s $512 median. Jax Beach Park’s 12-month median sold price per square foot is $512. Median sold price per square foot is down 5.8% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

65% of homes in Jax Beach Park are owner-occupied. An estimated 35% are non-owner-occupied, including 15% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 281 homes matched. Community-level context.

Recent Jax Beach Park sales closed near 96.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 9, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 2 active listings in Jax Beach Park, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

NEW CONSTRUCTION IN NEPTUNE BEACH!!! Experience coastal living at its finest in this stunning custom-built home. Scheduled for completion in October, this exceptional residence features a private pool, beautiful hardwood flooring, custom wood cabinetry, quartz countertops, and soaring vaulted ceilings complemented by oversized windows that fill the home with natural light.

Designed with both luxury and efficiency in mind, the home includes spray foam insulation, a whole-home dehumidifier, an impressive 16-foot sliding pocket glass door that seamlessly connects indoor and outdoor living. Additional highlights include an upstairs loft, private fenced backyard, paver driveway, and professionally designed landscaping. Ideally located less than five blocks from the beach, this home is within walking distance of Fletcher High School, popular restaurants, shopping, and vibrant local entertainment.

Personalized selections and finishes will be dependent on time of purchase.

Description provided by LMH REALTY LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,349,900
Bed / bath4 / 3
Living area2,929 sq ft
Year built2026
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #2150666
Listing status86 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~10 ft
Windstorm exposureModerate
CountyDuval
Area listings2 active · 0 under contract
Estimated first-year tax~$15,389/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$461
Estimated monthly payment$8,662
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$650,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of LMH REALTY LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$1,320,979the mess$1,678,317

Actual list price: $1,349,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 86 days on market vs. a 7-day community median
  • 2 active listings competing
  • 2.7 months of supply
  • 9 closed here in the last 12 months

For reference, this home is listed at $1,349,900 ($461/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,929 sq ft × $451–$573/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 10, 2026.

Keep looking

Similar homes for sale near Jax Beach Park

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,349,900Momentum Realty · on market 86 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$15,389/yr

A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$3k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~10 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 576 SEAGATE Avenue?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by LMH REALTY LLC · MLS # 2150666

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Jax Beach Park

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Jax Beach Park neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Community median sale price
$650,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$512

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Jax Beach Park

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
San PabloAssigned elementary school · Duval County School District · Grade A (Florida DOE 2025-26)
Duncan FletcherAssigned middle school · Duval County School District
Duncan FletcherAssigned high school · Duval County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $512/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$6,187 – $8,999/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,658 – −$127At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 576 SEAGATE Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 2,929 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $15,389/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: September 10, 2026)
Community market statsrealMLS closed sales, as of September 9, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 576 SEAGATE Avenue and when was it built?

Per the listing record, 576 SEAGATE Avenue was built in 2026 and has 2,929 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 576 SEAGATE Avenue in?

576 SEAGATE Avenue is in Jax Beach Park in Neptune Beach, Duval County. The community section on this page shows recent closed sales, days on market, and active inventory for Jax Beach Park from the same MLS data.

Does 576 SEAGATE Avenue have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 576 SEAGATE Avenue differ from the current owner's?

The estimate on this page (about $15,389 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 576 SEAGATE Avenue in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 576 SEAGATE Avenue in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.