Single Family Residence in Palencia, St. Augustine · No CDD on record · Built 2026
Palencia · St. Augustine, FL 32095 · St. Johns County
Listing data updated October 13, 2026 at 3:51 AM ET · checked against the MLS hourly
4Bedrooms
4.5Bathrooms
4,808Sq Ft
2026Year Built
$520Per Sq Ft
Private pool3-car garageNew constructionNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
106% above
$/sq ft vs community
$520 here vs $253 median sold (12 mo)
Buyer leverage
Seller-leaning
10 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~19 ft elevation
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 13, 2026, 213 SPANISH MARSH Drive in Palencia, St. Augustine is listed at $2,500,000 (4,808 sq ft, about $520 per sq ft). That is 270% above Palencia's median closed sale of $675,000 over the last 12 months (117 recorded sales). Per square foot it is above the community's recent $253/sq ft by about 106%. It has been 10 days on market, well inside the community's typical 46 days. Listing facts: new construction, a private pool, HOA dues of $10/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2026
4,808 sq ft of living area
3-car garage
10 days on market
HOA $10/mo (per listing)
Listing description
About this home
Exceptional NEW CONSTRUCTION by McFarland Family Homes in prestigious PALENCIA, one of St. Augustine's most sought-after gated golf/tennis/country club communities. Scheduled for completion in October 2026, this 4,808-square-foot luxury residence offers 4 bedrooms, 5 bathrooms, oversized 3-car garage, private preserve setting with golf course views and resort-style outdoor living--all brought together with sophisticated architecture, craftsmanship and an extensive collection of designer-selected finishes.
A striking coastal exterior sets the tone with a concrete tile roof, black-framed windows, expansive paver driveway and dramatic 8-foot glass entry doors. Step inside to a home that is bright, open and filled with natural light, with grand-scale indoor-outdoor living. The dramatic great room features soaring 17-foot vaulted ceilings with architectural wood beams, wide-plank oak hardwood flooring and a natural cast-concrete fireplace flanked by custom floating shelves.
At the heart of the home, the designer kitchen and walk-in butler's pantry pair full-overlay cabinetry and quartz countertops with marble subway backsplash and premium Thermador appliances. Carefully coordinated fixtures and hardware, warm woods, natural stone and a sophisticated neutral palette create an interior that feels refined, timeless and distinctly Florida. The primary suite is designed as a private retreat, complemented by a spa-inspired bath featuring quartz countertops, oversized porcelain tile, marble mosaic accents, a spacious tiled shower and freestanding soaking tub.
There are two walk-in closets. The home includes a private ground-level guest/in-law suite, providing exceptional flexibility for extended family, visiting guests or multigenerational living. Each secondary bath has been individually designed with its own combination of quartz, porcelain and marble finishes, reinforcing the custom character found throughout the residence.
Function has received the same attention as design. A main-floor office/den is the perfect flex space. In addition to the main laundry room, a second laundry room upstairs adds everyday convenience.
Modern technology is thoughtfully integrated throughout the residence with a state-of-the-art audio system, alarm system and security-camera prewiring. Outdoor living is a defining feature of the home. The covered outdoor living area transitions to a saltwater swimming pool and heated spa, creating a private resort-style retreat for entertaining, relaxing and enjoying Florida living throughout the year.
Palencia provides convenient access to historic St. Augustine, Northeast Florida's beaches and the greater Jacksonville area. Built by McFarland Family Homes, this residence reflects a commitment to thoughtful design, quality craftsmanship and attention to detail.
4 Bedrooms | 5 Bathrooms | 4,808 SF | Ground-Level Guest/In-Law Suite | 3-Car Garage | Thermador Appliances | Two Laundry Areas | Saltwater Pool & Heated Spa | Private Preserve | Integrated Audio & Security | Anticipated Completion October 2026 Offered at $2,500,000. Built by McFarland Family Homes. Reservations required with listing agent to view home.
Reach out to schedule your appointment.
All 13 photos
Description provided by EXP REALTY LLC and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$2,500,000
Bed / bath4 / 4.5
Living area4,808 sq ft
Year built2026
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #2161982
Listing status10 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~19 ft
CountySt. Johns
Estimated first-year tax~$21,500/yr
CDD assessmentNone on record
HOA$10/mo
Calculated estimates
Price per sq ft$520
Estimated monthly payment$16,306
Insurance (illustrative)$6k–$12k/yr
Comparable-sales median$675,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$16,306/mo
Principal & interest $13,848/mo85%
Taxes $1,792/mo11%
Insurance $656/mo4%
HOA $10/mo0%
$16,306/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$21,500/yr
Estimate: a typical St. Johns effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$6k–$12k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$10/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~19 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · PALENCIA
Pricing & the PALENCIA market
How this home is priced against recent nearby sales, and where PALENCIA has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2026BuiltPer public record
Aug 27, 2026First seen on movewithmomentum.comObserved at $2,500,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $2,500,000Momentum Realty · on market 10 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
Only 2 closed sales within about 10 miles in St. Johns County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.
Sold Aug 2026
$1,576,500
122 SENORA Court, St. Augustine
4 / 4.5 bd/ba · 3,811 sq ft · $414/sq ft
Courtesy of EXP REALTY LLC · View details →
Sold Aug 2026
$2,025,000
101 HICKORY HILL Drive, St. Augustine
4 / 4.5 bd/ba · 4,865 sq ft · $416/sq ft
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
The Messtimate™
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in St. Johns County in the last 18 months. Only 2 qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.
Methodology: the range would be 4,808 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 13, 2026.
Momentum Scores
Momentum Property Score
53/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $520/sq ft vs the community 12-month median $253/sq ft.
Affordability0
List price $2,500,000 vs the community median $675,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~19 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity63
Community median 46 days on market (12-month record).
Pricing power64
Recent sales closed at about 95.2% of original asking (~4.8% below). More room below asking generally favors buyers.
Market timing68
Momentum Market Heat is 32/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 10 days on market for this home, against a 68-day area median.Days on market:this home 10Area median: 68 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. As of August 2, 2026.
🟡 Asking $520 per square foot, about 106% above the community’s $253 median. PALENCIA’s 12-month median sold price per square foot is $253. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 35 active listings in PALENCIA, no CDD assessment.
Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by EXP REALTY LLC · MLS # 2161982
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Keep looking
Similar homes for sale near Palencia
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
2005 Mariposa Vista Lane #207, St. Augustine · $229,000 · 2 bd / 2.0 ba · listed October 13, 2026 (courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST)
38 Sweet Honey Lane, St. Augustine · $349,990 · 2 bd / 2.0 ba · listed October 13, 2026 (courtesy of OLYMPUS EXECUTIVE REALTY, INC)
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8115 A1A, St. Augustine · $3,490,000 · 5 bd / 5.5 ba · listed October 13, 2026 (courtesy of THE NEWCOMER GROUP)
91 Brooklawn Drive #0009, St. Augustine · $1,099,900 · 4 bd / 3.5 ba · listed October 13, 2026 (courtesy of MONOGRAM REALTY INC)
6300 A1A #B31Th, St. Augustine · $449,000 · 3 bd / 2.5 ba · listed October 13, 2026 (courtesy of RE/MAX SPECIALISTS PV)
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jan 2026 · Parks Amenities
Nothing Putt Fun & Games mini-golf venue wins rezoning near Palencia
St. Johns County commissioners unanimously approved rezoning for Nothing Putt Fun & Games, a roughly 54,000-square-foot entertainment complex planned on US-1 N about a mile south of Palencia. Plans call for a 16,000-square-foot building with an indoor course, restaurant, arcade, food trucks and an outdoor course. The developer hoped to break ground by the end of 2026 with an estimated eight-month build.
Why it matters: A new recreation and dining venue this close to the community could add nearby leisure options that area listings may reference, though timing depends on the developer closing on the land and starting construction.
Jersey Mike's Subs opens at Shoppes at Palencia Commons
Jersey Mike's Subs held a grand opening Dec. 4 at 120 Palencia Village Drive in the Publix-anchored Shoppes at Palencia Commons. It is the chain's fourth St. Augustine location. The Palencia Commons center fronts US-1 N and serves as the community's main retail node.
Why it matters: Additional dining at the community's anchor center may broaden the everyday-convenience mix that buyers weigh when comparing nearby neighborhoods.
The Palencia Club sold to Heritage Golf Group for $19.5 million
Jacksonville-based Hampton Golf sold The Palencia Club on Oct. 28 to Heritage Golf Group of Herndon, Virginia, for $19.5 million as part of a three-course, $45.5 million transaction. The private club features an 18-hole Arthur Hills course and a 33,000-square-foot clubhouse. Heritage said early capital-improvement plans for the clubs are in discussion.
Why it matters: A new operator signaling reinvestment could affect the on-site golf and clubhouse amenities that figure into how the community is positioned, though specific upgrades had not been announced.
Nothing Putt Fun & Games entertainment complex proposed on US-1 near Palencia
Plans surfaced for Nothing Putt Fun & Games, a 36-hole miniature golf and entertainment complex proposed at 7250 and 7280 US-1 N, roughly a mile south of Palencia. The concept paired indoor and outdoor courses with a restaurant and arcade. The project later advanced to rezoning approval in early 2026.
Why it matters: Early-stage commercial proposals along the US-1 corridor near the community indicate continued interest in nearby retail and leisure development that could shape the area's amenity base over time.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
PalenciaAssigned elementary school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Pacetti BayAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Allen D. NeaseAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 213 SPANISH MARSH Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
HOA dues are listed at $10/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 4,808 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $21,500/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
realMLS, checked against the MLS hourly (last: October 13, 2026)
Comparable sales
Fewer than 3 defensible closed sales within about 10 miles in St. Johns County — no medians or automated estimate shown
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 213 SPANISH MARSH Drive and when was it built?
Per the listing record, 213 SPANISH MARSH Drive was built in 2026 and has 4,808 sq ft of living area, 4 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 213 SPANISH MARSH Drive in?
213 SPANISH MARSH Drive is in Palencia in St. Augustine, St. Johns County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 213 SPANISH MARSH Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $10 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 213 SPANISH MARSH Drive differ from the current owner's?
The estimate on this page (about $21,500 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 213 SPANISH MARSH Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 213 SPANISH MARSH Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
