23294 Flora Parke Boulevard, Fernandina Beach, FL 32034
Single Family Residence in Flora Parke, Fernandina Beach · No CDD on record
Flora Parke · Fernandina Beach, FL 32034 · Nassau County
Listing data checked against the MLS October 28, 2026 at 3:56 PM ET · rechecked hourly
Listed by MARK SPAIN REAL ESTATE (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2.5Bathrooms
2,490Sq Ft
2014Year Built
$205Per Sq Ft
3-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$205 here vs $205 median sold (12 mo)
Buyer leverage
Buyer advantage
19 days on market
11.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~30 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
23294 FLORA PARKE Boulevard in Flora Parke, Fernandina Beach is listed at $510,000 (2,490 sq ft, about $205 per sq ft). That is 22% above Flora Parke's median closed sale of $417,000 over the last 12 months (6 recorded sales). It has been listed Oct 9, 2026, well inside the community's typical 83 days. Listing facts: built in 2014, HOA dues of $35/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2014 · 12 yrs
2,490 sq ft of living area
3-car garage
Listed at $510,000 — recent neighborhood median sale price ~$417,000 (nearby sales; deemed reliable, not an appraisal)
listed Oct 9, 2026
HOA $35/mo (per listing)
School district: Schools Flora Parke is in the Nassau County SchoolCommunity built 2000–2021Ellianos Coffee · 8 min driveShucker's Oyster Bar and Grill · 10 min driveVillages of Amelia · 10 min drive
Listing description
About this home
Welcome to 23294 Flora Parke Blvd in the desirable Flora Parke community of Fernandina Beach! This inviting one-story home offers a spacious and functional layout featuring 3 bedrooms, 2.5 bathrooms, a dedicated office/den space, and an oversized 3-car garage with additional storage. Enjoy a gourmet kitchen, a blend of tile and carpet flooring, an updated HVAC system, and surround sound for an enhanced entertainment experience.
Step outside to the extended back patio, perfect for relaxing or entertaining guests. Conveniently located along A1A, with easy access to the Intracoastal Waterway, shopping, dining, and the beautiful beaches of Amelia Island. Don't miss your opportunity to call this charming Flora Parke home your own!
All 27 photos
Description provided by MARK SPAIN REAL ESTATE and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$510,000
Bed / bath3 / 2.5
Living area2,490 sq ft
Year built2014
Property typeSingle Family Residence
Garage3-car
MLS #2168401
Listing statuslisted Oct 9, 2026
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~30 ft
CountyNassau
Area listings11 active · 1 under contract
Estimated first-year tax~$6,100/yr
CDD assessmentNone on record
HOA$35/mo
Calculated estimates
Price per sq ft$205
Estimated monthly payment$3,523
Insurance (illustrative)$2k–$3k/yr
Messtimate range$450,690 – $577,680
Comparable-sales median$417,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$3,523/mo
Principal & interest $2,803/mo80%
Taxes $508/mo14%
Insurance $177/mo5%
HOA $35/mo1%
$3,523/mo at 20% down, 30-yr @ 7.32% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Nassau County rate (13.28 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $2,450/yr ($204/mo) — taxable value $184,825 × 13.28 mills
$3,650 more each year
(+149%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$318,491
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$503,316
Market value
$235,547
Assessed
$184,825
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), realMLS; millage: Nassau County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 23294 Flora Parke Boulevard
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $2,450/yr (certified county roll, taxable value × millage). Buy at the asking price of $510,000 and the first-year bill resets to about $6,100/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 13.28 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$35/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Nassau County is $1,159/yr (389 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2014. An original roof is about 12 years old: inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage.
Estimated carrying cost at the asking price, before the mortgage: about $640/month (tax $508, HOA $35, insurance $97). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$35/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~30 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Nassau County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Nassau County, FL: overall Relatively Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively Moderate
Coastal floodingRelatively Moderate
Inland floodingRelatively Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Low
LightningRelatively Moderate
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveVery Low
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Flora Parke
Pricing & the Flora Parke market
How this home is priced against recent nearby sales, and where Flora Parke has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2014BuiltPer public record
About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (<span class="mw-dom" data-listed="2026-10-09" data-fmt="dom">listed Oct 9, 2026</span>)
Oct 8, 2026First seen on movewithmomentum.comObserved at $510,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $510,000Momentum Realty · listed Oct 9, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in Flora Parke in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jun 2026
$693,000
32516 WILLOW PARKE Circle, Fernandina Beach
4 / 3 bd/ba · 2,481 sq ft · $279/sq ft
Courtesy of IRON VALLEY REAL ESTATE NORTH FLORIDA · View details →
Median of these 6 sales: $417,000 ($205/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Scores
Momentum Property Score
52/100
Strongest on: Flood safety (95), Insurance cost (79)
0 limited50100 exceptional
52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area50
This home $205/sq ft vs the community 12-month median $205/sq ft.
Affordability13
List price $510,000 vs the community median $417,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~30 ft elevation. Verify the parcel with FEMA.
Insurance cost79
From FEMA Zone X and a 2014 build. Obtain a property-specific quote.
Market liquidity22
Community median 83 days on market, ~11.0 months of supply (12-month record).
Pricing power54
Recent sales closed at about 97.1% of original asking (~2.9% below). More room below asking generally favors buyers.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 11.0 months of supply in the surrounding market and 19 days on market for this home, against a 83-day area median.Days on market:this home 19Area median: 83 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 27, 2026.
🟡 Asking $205 per square foot, about in line with the community’s $205 median. Flora Parke’s 12-month median sold price per square foot is $205. Confidence: Low · 6 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
78% of homes in Flora Parke are owner-occupied. An estimated 22% are non-owner-occupied, including 10% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 252 homes matched. Community-level context.
Recent Flora Parke sales closed near 97.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 27, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 11 active listings in Flora Parke, no CDD assessment.
Checked against the MLS October 28, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by MARK SPAIN REAL ESTATE · MLS # 2168401
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Keep looking
Similar homes for sale near Flora Parke
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
New Publix on Sadler Road sets July opening date
The rebuilt Publix at 1421 Sadler Road in the Island Walk Shopping Center is scheduled to open Thursday, July 2, 2026, replacing the store that closed at the location in spring 2025. The opening follows a stretch when two of the island's three grocery stores were shut for renovations at the same time. The new store is reported to include a Publix Pours beer and wine bar plus an expanded deli menu.
Why it matters: A modern anchor grocery roughly two miles from Flora Parke could improve everyday convenience along the Sadler Road corridor and may support nearby retail foot traffic.
Riverfront commercial concept called Amelia River Wharf shown to city board
A preliminary concept for an approximately 26,400 square foot restaurant and retail project on a long-vacant North Front Street parcel was presented to the Fernandina Beach Waterfront Advisory Board in early 2026. The early design includes two restaurant levels, retail space, elevated waterfront walkways, and a marine welcome station feature. The owner would still need numerous historic, city, and state and federal permits before any construction.
Why it matters: If it advances, a sizable new downtown waterfront destination could reshape the historic district that island homeowners use, though the timeline remains uncertain at the concept stage.
The city of Fernandina Beach held a grand opening on April 11, 2026 for the new Amelia River Waterfront Park along the harbor marina's south basin near city parking lots C and D. Features include a pavilion, restrooms, a play structure, benches, lighting, and a relocated anchor and shrimping industry monument. The park had been under construction for more than a year.
Why it matters: A finished downtown riverfront park adds a public amenity within the historic district that island homeowners frequent, and historically new civic parks can support nearby property appeal.
Paid parking enforcement started February 16, 2026 in the downtown historic district, charging $2 per hour plus fees after free periods, with a 30-day warning grace period. The zone runs from Ash Street to Alachua Street and Front Street to 8th Street, and residents inside the area can register vehicles for permits. A charter amendment referendum on the policy was scheduled for August.
Why it matters: New downtown parking costs and an unresolved referendum could change how island residents and visitors use the historic district, and the outcome may shape downtown commercial activity.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Nassau County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
YuleeAssigned elementary school · Nassau County School District · Grade A (Florida DOE 2025-26)
GRADEA
YuleeAssigned middle school · Nassau County School District · Grade A (Florida DOE 2025-26)
GRADEA
YuleeAssigned high school · Nassau County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Publix 11 min
Dining
Shucker's Oyster Bar and Grill 10 min
Shopping
Villages of Amelia 10 min
Parks
Kids can be kids 18 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 23294 FLORA PARKE Boulevard, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2014: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $35/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Nassau County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,490 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $6,100/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,650 more per year than the current owner’s estimated bill (+149%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
realMLS, checked against the MLS hourly (last: October 28, 2026)
Comparable sales
realMLS closed sales in Flora Parke, last 18 months, as of October 27, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 23294 FLORA PARKE Boulevard and when was it built?
Per the listing record, 23294 FLORA PARKE Boulevard was built in 2014 and has 2,490 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 23294 FLORA PARKE Boulevard in?
23294 FLORA PARKE Boulevard is in Flora Parke in Fernandina Beach, Nassau County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 23294 FLORA PARKE Boulevard have an HOA, and how much are the dues?
The listing reports HOA dues of $35 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 23294 FLORA PARKE Boulevard differ from the current owner's?
The estimate on this page (about $6,100 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,650 more per year than the current owner’s estimated bill (+149%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 23294 FLORA PARKE Boulevard in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 23294 FLORA PARKE Boulevard in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
