Single Family Residence in Silver Leaf, St. Augustine · No CDD · Built 2025
Silver Leaf · St. Augustine, FL 32092 · St. Johns
Listing data updated September 17, 2026 · refreshed twice daily
5Bedrooms
5.5Bathrooms
4,694Sq Ft
2025Year Built
$352Per Sq Ft
Private pool3-car garageNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
47% above
$/sq ft vs community
$352 here vs $240 median sold (12 mo)
Buyer leverage
Seller-leaning
21 days on market
3.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~29 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 4
Price vs recent sales
Asking $1.65M tops 4 of the last 4 closed sales; also one of the largest homes here at 4,694 sq ft
As of September 17, 2026, 236 HERITAGE PINES Way in Silver Leaf, St. Augustine is listed at $1,649,999 (4,694 sq ft, about $352 per sq ft). That is 258% above Silver Leaf's median closed sale of $461,500 over the last 12 months (30 recorded sales). Per square foot it is above the community's recent $240/sq ft by about 47%. It has been 21 days on market, well inside the community's typical 48 days. Listing facts: built in 2025, a private pool, HOA dues of $114/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2025 · 1 yrs
4,694 sq ft of living area
3-car garage
21 days on market
HOA $114/mo (per listing)
School district: HOA HOA plus a CDD County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 2020–2026Riverside arts market · 9 min driveShoppes At Mill Creek · 12 min driveSamara Lakes · 14 min drive
Momentum Research · Silver Leaf
Pricing & the Silver Leaf market
How this home is priced against recent nearby sales, and where Silver Leaf has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in Silver Leaf
Each dot is a closed sale since 2004 (386 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $352/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2018–2026. Now 37 (cold).
Property timeline
This home’s history
2025BuiltPer public record
Aug 27, 2026First trackedObserved at $1,649,999
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$10,311/mo
Principal & interest $8,570/mo83%
Taxes $1,182/mo11%
Insurance $445/mo4%
HOA $114/mo1%
$10,311/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
46/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $352/sq ft vs the community 12-month median $240/sq ft.
Affordability0
List price $1,649,999 vs the community median $461,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~29 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2025 build. Obtain a property-specific quote.
Market liquidity59
Community median 48 days on market, ~3.6 months of supply (12-month record).
Renovation upside10
From a 2025 build and $352/sq ft vs the community median $240/sq ft. Not a condition assessment.
Pricing power58
Recent sales closed at about 96.5% of original asking (~3.5% below). More room below asking generally favors buyers.
Market timing63
Momentum Market Heat is 37/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 3.6 months of supply in the surrounding market and 21 days on market for this home, against a 48-day area median.Days on market:this home 21Area median: 48 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 16, 2026.
🟡 Asking $352 per square foot, about 47% above the community’s $240 median. Silver Leaf’s 12-month median sold price per square foot is $240. Median sold price per square foot is down 2.8% year over year. Confidence: Very High · 30 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Silver Leaf sales closed near 96.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 16, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 9 active listings in Silver Leaf, no CDD assessment.
Updated September 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Experience elevated Florida living. An exceptional Toll Brothers Abigail residence in Newbrook at SilverLeaf. Dramatic architecture, refined finishes and resort-style outdoor living come together in a home designed for both impressive entertaining and comfortable everyday living.
A soaring two-story foyer introduces the light-filled, open-concept interior. At the heart of the home, the chef-inspired kitchen features an oversized statement island, abundant cabinetry, generous counter space and an expansive walk-in pantry. The kitchen flows seamlessly into the dining area and magnificent two-story great room, where walls of sliding glass doors create a striking connection to the outdoor retreat.
Above, the gallery overlooks the foyer and great room one of the Abigail design's signature architectural features. The luxurious primary and well-appointed secondary bedroom suites provide exceptional privacy and comfort, while flexible living areas can accommodate a home office, media room etc. Step outside to your own private resort.
The expansive covered lanai opens to a spectacular screened pool and spacious entertaining area--perfect for relaxed afternoons, evening gatherings and year-round enjoyment of the Florida lifestyle. A three-car garage and thoughtfully designed storage complete this remarkable residence. Located in the exclusive gated Newbrook neighborhood within SilverLeaf, residents enjoy expansive homesites, beautiful natural surroundings, no CDD fees and convenient access to highly rated St.
Johns County schools, shopping, dining and major roadways. Combining Toll Brothers craftsmanship with an extraordinary floor plan and private resort-style setting, this is more than a home. It is a distinctive luxury retreat.
All 59 photos
Description provided by THE THAYVER GROUP and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,649,999
Bed / bath5 / 5.5
Living area4,694 sq ft
Year built2025
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #2161940
Listing status21 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~29 ft
Windstorm exposureModerate
CountySt. Johns
Area listings9 active · 3 under contract
Estimated first-year tax~$14,190/yr
CDD assessmentNone on record
HOA (per listing)$114/mo
Calculated estimates
Price per sq ft$352
Estimated monthly payment$10,311
Insurance (illustrative)$4k–$8k/yr
Comparable-sales median$461,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$990,434the mess$1,262,686
Actual list price: $1,649,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $114/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
This home: 21 days on market vs. a 48-day community median
9 active listings competing, 3 under contract
≈3.6 months of supply
30 closed here in the last 12 months
For reference, this home is listed at $1,649,999 ($352/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 4,694 sq ft × $211–$269/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 17, 2026.
Keep looking
Similar homes for sale near Silver Leaf
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $1,649,999Momentum Realty · on market 21 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$14,190/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$4k–$8k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$114/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~29 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
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Listed by THE THAYVER GROUP · MLS # 2161940
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Market data · public records
Recent sales activity in Silver Leaf
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Silver Leaf neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Community median sale price
$461,500
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$240
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Silver Leaf
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Aug 2026 · Schools
District says SilverLeaf High School is within reach without borrowing, at roughly 100 million dollars
Superintendent Brennan Asplen said the St. Johns County School District believes it can fund SilverLeaf High School with little or no debt after pausing a planned middle school, elementary school and K-8 and redirecting those dollars. The board has authorized design and architecture work, construction is expected to run about three years, and the cost could climb toward 120 million dollars as design progresses. Asplen attended the August 19 special commission meeting on agricultural enclave certifications to gauge what an estimated 15,000 additional homes could mean for future school capacity.
Why it matters: A high school funded without borrowing may free capital for later phases, though a fast build out of newly certified enclaves could force the district back into debt.
SilverLeaf Market plans two outparcel buildings totaling about 16,200 square feet
Plans filed for the Publix anchored SilverLeaf Market call for roughly 16,200 square feet across two buildings with divisible tenant space, set for review by the St. Johns County Development Review Committee on August 19. The buildings are speculative because the inline shop space is fully leased. Separately, Dunkin' pulled a 736,000 dollar building permit July 1 for its single tenant outparcel and Chase has a site plan under review with the county and the water management district.
Why it matters: Speculative shop space going up next to a fully leased inline building may signal landlord confidence in SilverLeaf Parkway traffic counts.
SoFresh set a July 30 opening at 1985 SilverLeaf Parkway in the Publix anchored center
The fast casual bowl and salad chain scheduled its St. Augustine debut for July 30 in Suite 107 at 1985 SilverLeaf Parkway. St. Johns County issued the build out permit April 2 for the 1,450 square foot space at a cost of 374,204 dollars. It joins Avalon Nails among the early operating tenants at SilverLeaf Market.
Why it matters: Each opening at the Publix center chips away at the drive time spent heading toward St. Augustine or Durbin Park for everyday dining.
M Shack pulls a 650,000 dollar build out permit for its SilverLeaf restaurant
St. Johns County issued a permit July 17 for M Shack to build out its space in the Publix anchored shopping center in SilverLeaf, with the project valued at 650,000 dollars. The Jacksonville based burger concept had signed for roughly 3,300 square feet at the center. Club Pilates, My Tiffin and The UPS Store were also advancing build outs at the same property.
Why it matters: A permitted build out moves this tenant from lease announcement to a construction clock, which historically points to an opening within six to nine months.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Riverside arts market 9 min
Dining
Sal's Cucina 15 min
Shopping
Shoppes At Mill Creek 12 min
Parks
Samara Lakes 14 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Magnolia Oaks AcademyAssigned elementary school · St. Johns County School District
GRADEA
Pacetti BayAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Tocoi CreekAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$7,562 – $11,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,970 – +$124At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 236 HERITAGE PINES Way, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2025: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $114/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 4,694 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $14,190/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: September 17, 2026)
Community market stats
realMLS closed sales, as of September 16, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 236 HERITAGE PINES Way and when was it built?
Per the listing record, 236 HERITAGE PINES Way was built in 2025 and has 4,694 sq ft of living area, 5 bedrooms and 5.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 236 HERITAGE PINES Way in?
236 HERITAGE PINES Way is in Silver Leaf in St. Augustine, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Silver Leaf from the same MLS data.
Does 236 HERITAGE PINES Way have an HOA, and how much are the dues?
The listing reports HOA dues of $114 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 236 HERITAGE PINES Way differ from the current owner's?
The estimate on this page (about $14,190 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 236 HERITAGE PINES Way in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 236 HERITAGE PINES Way in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
