FEMA Zone X — flood insurance generally not federally required
Built 2000 · 26 yrs
$199/sq ft — below the area median of $217
13 days on market
HOA ~$50/mo (estimate; confirm)
Listing facts & disclosures
$450,000
List price
As listed in the MLS
4 / 2
Bed / bath
Per the listing
2,264
Living area
Sq ft (approx.)
$199
Price / sq ft
List ÷ living area
The home
Year built2000
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$4,230/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
Listing description
About this home
Unlock the potential of this spacious POOL HOME just 7 miles from the beach! One of the LOWEST PRICED POOL HOMES IN THE COUNTY! Whether you're looking for your next investment, a renovation project, or a property with endless possibilities, this home is full of opportunity. Situa...
Description provided by WATSON REALTY CORP and reproduced from the MLS; not independently verified.
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$2,949
Principal & interest$2,347
Property tax$352
Insurance$200
CDD assessment$0
HOA$50
PMI$0
Down payment $90,000 · Loan $360,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$4,230/yr
The seller likely pays less due to the homestead cap. At a $450,000 purchase, expect your first full-year Nassau bill near $4,230 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$2,400/yr
Estimate for a 2000 build in Nassau. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Flora Parke
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Flora Parke neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Median sale price (set)
$502,500
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$217
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$199
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Flora Parke
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $439,216 – $590,904
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. That’s the whole point: look how wide it is.
$439,216the mess$590,904
A 35% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or dated interior can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 13 days on market vs. a ~55-day neighborhood median
8 active listings competing in Flora Parke
3 under contract now
27% of for-sale inventory is already under contract (demand signal)
pending-to-active ratio 0.38 (higher = faster-selling demand)
≈3.6 months of supply (under ~4 favors sellers, over ~6 favors buyers)
27 closed here in the last 12 months
For reference, this home is listed at $450,000 ($199/sq ft) — a number set with analysis a Messtimate can't do.
Want a number you can actually price or offer on? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,264 sq ft × $194–$261/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 1, 2026.
In the area
Recent Flora Parke news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
New Publix on Sadler Road sets July opening date
The rebuilt Publix at 1421 Sadler Road in the Island Walk Shopping Center is scheduled to open Thursday, July 2, 2026, replacing the store that closed at the location in spring 2025. The opening follows a stretch when two of the island's three grocery stores were shut for renovations at the same time. The new store is reported to include a Publix Pours beer and wine bar plus an expanded deli menu.
Why it matters: A modern anchor grocery roughly two miles from Flora Parke could improve everyday convenience along the Sadler Road corridor and may support nearby retail foot traffic.
Riverfront commercial concept called Amelia River Wharf shown to city board
A preliminary concept for an approximately 26,400 square foot restaurant and retail project on a long-vacant North Front Street parcel was presented to the Fernandina Beach Waterfront Advisory Board in early 2026. The early design includes two restaurant levels, retail space, elevated waterfront walkways, and a marine welcome station feature. The owner would still need numerous historic, city, and state and federal permits before any construction.
Why it matters: If it advances, a sizable new downtown waterfront destination could reshape the historic district that island homeowners use, though the timeline remains uncertain at the concept stage.
The city of Fernandina Beach held a grand opening on April 11, 2026 for the new Amelia River Waterfront Park along the harbor marina's south basin near city parking lots C and D. Features include a pavilion, restrooms, a play structure, benches, lighting, and a relocated anchor and shrimping industry monument. The park had been under construction for more than a year.
Why it matters: A finished downtown riverfront park adds a public amenity within the historic district that island homeowners frequent, and historically new civic parks can support nearby property appeal.
Paid parking enforcement started February 16, 2026 in the downtown historic district, charging $2 per hour plus fees after free periods, with a 30-day warning grace period. The zone runs from Ash Street to Alachua Street and Front Street to 8th Street, and residents inside the area can register vehicles for permits. A charter amendment referendum on the policy was scheduled for August.
Why it matters: New downtown parking costs and an unresolved referendum could change how island residents and visitors use the historic district, and the outcome may shape downtown commercial activity.
Schools currently assigned to this address in Nassau County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Yulee Elementary SchoolPublic PreK-5 (Nassau County) · Nassau County School District
Yulee Middle SchoolPublic Middle 6-8 · Nassau County School District
Yulee High SchoolPublic High 9-12 · Nassau County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Mar 2026
$449,900
23856 FLORA PARKE Boulevard, Fernandina Beach
4 / 2 bd/ba · 2,294 sq ft · $196/sq ft
Courtesy of RE/MAX SPECIALISTS · View details →
Sold Jun 2026
$470,000
33146 PRAIRIE PARKE Place, Fernandina Beach
4 / 3 bd/ba · 2,330 sq ft · $202/sq ft
Courtesy of SUMMER HOUSE REALTY · View details →
Sold May 2026
$545,000
32522 SUNNY PARKE Drive, Fernandina Beach
4 / 3 bd/ba · 2,349 sq ft · $232/sq ft
Courtesy of SUMMER HOUSE REALTY · View details →
Sold May 2026
$415,000
24048 CREEK PARKE Circle, Fernandina Beach
4 / 2 bd/ba · 2,138 sq ft · $194/sq ft
Courtesy of PALM III REALTY AND PROPERTY M · View details →
Sold Mar 2026
$535,000
32521 WILLOW PARKE Circle, Fernandina Beach
3 / 2 bd/ba · 2,132 sq ft · $251/sq ft
Courtesy of HERRON REAL ESTATE LLC · View details →
Sold Apr 2026
$545,000
23501 FLORA PARKE Boulevard, Fernandina Beach
3 / 2 bd/ba · 2,091 sq ft · $261/sq ft
Courtesy of HERRON REAL ESTATE LLC · View details →
Median of the set: $217/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
The full spec sheet
Property details & features
Interior
Bedrooms4
Bathrooms2
Living area2,264 sq ft
Exterior & lot
Lot sizeSee record
TypeSingle Family Residence
Systems
Year built2000
Age26 yrs
Listing
MLS #2151117
StatusActive
Days on market13
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $450,000Momentum Realty · on market 13 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 23954 FLORA PARKE Boulevard in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Listing agent
Listed by
WATSON REALTY CORP
Listing courtesy of WATSON REALTY CORP. Information provided via the NEFMLS Internet Data Exchange and deemed reliable but not guaranteed. To tour this home, a licensed Momentum Realty agent can represent you as a buyer.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
