Single Family Residence in Queens Harbour, Jacksonville · No CDD · FEMA Zone X
Queens Harbour · Jacksonville, FL 32225 · Duval
Listing data updated July 10, 2026 · refreshed twice daily
4Bedrooms
3.5Bathrooms
2,831Sq Ft
2001Year Built
$318Per Sq Ft
2-car garageNo CDDFEMA Zone X4 bedrooms
Highlights
No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 2001 · 25 yrs
2,831 sq ft of living area
2-car garage
$318/sq ft — compared with the displayed median of $318 from recent nearby sales
New to market
HOA ~$50/mo (estimate; confirm)
Golf course communitySchool district: Harbour is part of Duval County Public SchoolsCommunity built 1990–2012The Fresh Market · 4 min driveCatullo's Italian · 4 min driveVillage Shoppes At San Pablo · 4 min drive
This listing is shown at $899,000, with 4 bedrooms and 3.5 bathrooms, and 2,831 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms4
Bathrooms3.5
Living area2,831 sq ft
Year built2001
Property typeSingle Family Residence
Financial
Est. monthly payment$5,986
Est. taxes / yr~$10,249
Est. insurance / yr~$4,720
HOA$50/mo
CDDNone on record
Price / sq ft$318
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~11 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$4,720/yr
Market
Days on market6
Neighborhood median DOM35
Active listings (area)14
Months of supply3.1
Comparable-sales median$899,000
This home6d
Area median35d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$4,720/yr
Estimated homeowners premium; get a real quote.
Months of supply
3.1 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
52/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$5,986/mo
Principal & interest $4,689/mo78%
Taxes $854/mo14%
Insurance $393/mo7%
HOA $50/mo1%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
57/100
Strongest on: Flood safety (90), Insurance cost (70)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area50
This home $318/sq ft vs area median $318/sq ft from recent nearby sales.
Affordability50
List price $899,000 vs area median $899,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~11 ft elevation. Verify the parcel with FEMA.
Insurance cost70
From FEMA Zone X and a 2001 build. Obtain a property-specific quote.
Market liquidity67
Area median 35 days on market, ~3.1 months of supply.
Investment metrics46
Objective supply and demand metrics for the area - not investment advice.
Renovation upside28
From a 2001 build and $318/sq ft vs area $318/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$899,000
List price
As listed in the MLS
4 / 3.5
Bed / bath
Per the listing
2,831
Living area
Sq ft (approx.)
$318
Price / sq ft
List ÷ living area
The home
Year built2001
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$10,249/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~11 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$792,680the mess$1,007,836
Actual list price: $899,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 6 days on market vs. a ~35-day neighborhood median
14 active listings competing in Queens Harbour
6 under contract now
30% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈3.1 months of supply (one market-context metric; should not be used alone)
Median sale price is up 224% over the last 132 months
Homes here sell at about 90.2% of list price
55 closed here in the last 12 months
For reference, this home is listed at $899,000 ($318/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,831 sq ft × $280–$356/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Queens Harbour market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
14Active listings
6Under contract
0New this month
3.1Months of supply
35Median days on market
30%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
2001BuiltPer public record
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$4,120 – $5,993/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,985 – −$299At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$899,000
Bed / bath4 / 3.5
Living area2,831 sq ft
Year built2001
Property typeSingle Family Residence
MLS #2152676
Listing statusNew — 6 days on market
Days on market6
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~11 ft
CountyDuval
Estimated first-year tax~$10,249/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$318
Estimated monthly payment$5,986
Estimated insurance~$4,720/yr
Messtimate rangeNot available on this page
Comparable-sales median$899,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$5,986
Principal & interest$4,689
Property tax$854
Insurance$393
CDD assessment$0
HOA$50
PMI$0
Down payment $179,800 · Loan $719,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$10,249/yr
The seller likely pays less due to the homestead cap. At a $899,000 purchase, expect your first full-year Duval bill near $10,249 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$4,720/yr
Estimate for a 2001 build in Duval. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~11 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Queens Harbour
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Queens Harbour neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Median sale price (set)
$899,000
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$318
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$318
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Queens Harbour
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
The Fresh Market 4 min
Dining
Catullo's Italian 4 min
Shopping
Village Shoppes At San Pablo 4 min
Parks
Tide Views Preserve 8 min
In the area
Recent Queens Harbour news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Feb 2026 · Development
Village at Seven Pines breaks ground with Publix and named tenants
Regency Centers broke ground on the Publix-anchored Village at Seven Pines at Butler Boulevard and I-295, announcing tenants including 1928 Cuban Bistro, Ember & Iron, Chase Bank, RE Spa, Pottery Barn Kids, ToyTopia and Williams Sonoma. First stores are expected to open in 2027.
Why it matters: A new grocery-anchored retail destination on the Butler corridor may expand shopping options for eastside owners, with effects dependent on opening timing.
UNF's trustees approved a 2025-2035 master plan adding new academic and research buildings, expanded student housing and long-term athletics facilities at the Kernan and Butler boulevards campus. The university is a significant institution along the corridor serving the broader eastside.
Why it matters: Phased institutional investment in the area can support long-term stability, though the buildout spans a decade with no guaranteed schedule.
Mayo Clinic continues $1 billion-plus Jacksonville expansion
The city issued a permit for a $19 million two-floor build-out at Mayo Clinic, which is also adding a 210-acre North Campus to its San Pablo Road property. The campus is accessible from Queens Harbour via Atlantic and Kernan boulevards.
Why it matters: Growth at a major regional medical employer has historically supported demand among move-up buyers in established eastside communities, though impact varies by segment.
McDonald's and Starbucks advancing at Beach and Kernan near Tamaya
The city permitted a new McDonald's at 12635 Beach Blvd. next to a Starbucks under construction, expanding the retail node at Beach and Kernan boulevards. The intersection lies along a primary route between Queens Harbour and the Town Center area.
Why it matters: Incremental everyday retail along owners' commuting routes can add convenience, a factor sometimes reflected in neighborhood appeal.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Neptune Beach ElementaryPublic K-5 · Duval County School District
Landmark Middle SchoolPublic 6-8 · Duval County School District
Sandalwood High SchoolPublic 9-12 · Duval County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Keep looking
Similar homes for sale near Queens Harbour
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
Luxury Golf Course Living in Queens Harbour Country Club! Nestled in one of Jacksonville's most prestigious gated communities, this beautifully maintained 4-bedroom, 3 full bath, and 1 half bath home offers 2,884 square feet of elegant living space with stunning golf course views. From the moment you arrive, you'll be impressed with timeless curb appeal, and inviting entry. Inside, spacious living areas, abundant natural light, and a well-designed floor plan create the perfect setting for both everyday living and entertaining. The generous primary suite provides a private retreat, while additional bedrooms offer flexibility for family, guests, or a home office. Enjoy peaceful mornings and relaxing evenings overlooking the manicured fairways from your outdoor living space. Located within the highly sought-after Queens Harbour Country Club, residents enjoy a premier lifestyle with golf, and boating access, and exceptional community amenities. More photo's coming soon.
Description provided by 1 PERCENT LISTS FIRST COAST and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms4
Bathrooms3.5
Living area2,831 sq ft
Exterior & lot
TypeSingle Family Residence
Systems
Year built2001
Age25 yrs
Listing
MLS #2152676
StatusActive
Days on market6
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $899,000Momentum Realty · on market 6 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 401 BLAGDON Court in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
