Single Family Residence in Iron Branch, St. Augustine · No CDD · Built 2026
Iron Branch · St. Augustine, FL 32092 · St. Johns
Listing data updated September 20, 2026 · refreshed twice daily
5Bedrooms
5.5Bathrooms
3,805Sq Ft
2026Year Built
$418Per Sq Ft
3-car garageNew constructionNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
12% above
$/sq ft vs community
$418 here vs $372 median sold (12 mo)
Buyer leverage
Strong buyer advantage
128 days on market
24.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~15 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 1
Price vs recent sales
Asking $1.59M is at or below all 1 recent closed sales
As of September 20, 2026, 424 RICHLAND MANOR Road in Iron Branch, St. Augustine is listed at $1,589,000 (3,805 sq ft, about $418 per sq ft). It has been 128 days on market. Listing facts: new construction, HOA dues of $170/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2026
3,805 sq ft of living area
3-car garage
Listed at $1,589,000 — recent neighborhood median sale price ~$1,635,247 (nearby sales; deemed reliable, not an appraisal)
128 days on market
HOA $170/mo (per listing)
School district: Lake with dock overlook County St. Johns County Northeast Florida Schools St. Johns County SchoolsCommunity built 2026–2026Riverside arts market · 18 min driveBaptist & Wolfson St. Augustine Emergency Room (ER) · 21 min driveTurnbull Creek · 23 min drive
Momentum Research · Iron Branch
Pricing & the Iron Branch market
How this home is priced against recent nearby sales, and where Iron Branch has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2026BuiltPer public record
Jul 2, 2026First trackedObserved at $1,399,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$10,141/mo
Principal & interest $8,415/mo83%
Taxes $1,139/mo11%
Insurance $417/mo4%
HOA $170/mo2%
$10,141/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area19
This home $418/sq ft vs the community 12-month median $372/sq ft.
Affordability55
List price $1,589,000 vs the community median $1,635,247. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~15 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Renovation upside10
From a 2026 build and $418/sq ft vs the community median $372/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 24.0 months of supply in the surrounding market and 128 days on market for this home, against a 148-day area median.Days on market:this home 128Area median: 148 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 10, 2026.
🟡 Asking $418 per square foot, about 12% above the community’s $372 median. Iron Branch’s 12-month median sold price per square foot is $372. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 2 active listings in Iron Branch, no CDD assessment.
Updated September 20, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Experience luxury single-story living in this stunning Arcadia Classic floorplan by Toll Brothers. The home sits on an expansive 1.34 acre homesite and features 5 bedrooms, 5.5 bathrooms and a private office, all seamlessly laid out on one level. Situated on an incredible homesite with unobstructed views of the surrounding farmland, this property offers a rate sense of privacy and serenity.
Enjoy over 100 feet of space between neighboring homes, providing an estate-like feel and breathtaking views from your own backyard.
All 9 photos
Description provided by JACKSONVILLE TBI REALTY, LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,589,000
Bed / bath5 / 5.5
Living area3,805 sq ft
Year built2026
Property typeSingle Family Residence
Garage3-car
MLS #2145278
Listing status128 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~15 ft
Windstorm exposureModerate
CountySt. Johns
Area listings2 active · 1 under contract
Estimated first-year tax~$13,665/yr
CDD assessmentNone on record
HOA (per listing)$170/mo
Calculated estimates
Price per sq ft$418
Estimated monthly payment$10,141
Insurance (illustrative)$4k–$8k/yr
Comparable-sales median$1,635,247
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$1,244,235the mess$1,586,685
Actual list price: $1,589,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $170/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
2 active listings competing
1 closed here in the last 12 months
For reference, this home is listed at $1,589,000 ($418/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,805 sq ft × $327–$417/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 20, 2026.
Keep looking
Similar homes for sale near Iron Branch
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $1,589,000Momentum Realty · on market 128 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$13,665/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$4k–$8k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$170/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~15 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by JACKSONVILLE TBI REALTY, LLC · MLS # 2145278
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Market data · public records
Recent sales activity in Iron Branch
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Iron Branch neighborhood guide for more.
Comparable sales found
1
Recent nearby closings in the data set.
Community median sale price
$1,635,247
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$372
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Iron Branch
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
2026-06 · Market
Iron Branch homes priced from about $1.22 million as model designs release
Toll Brothers lists Iron Branch homes starting at about $1,224,995 as of mid-2026, spanning four primary designs from the single-story Arcadia to the larger two-story Beckingham. The gated community features a 14-acre lake with a dock and an open-air pavilion, with homesites backing to ponds, preserve, and open space.
Why it matters: Verified builder starting prices establish Iron Branch firmly in the seven-figure tier of the St. Johns County new-construction market. Builder starting prices reflect base designs and lots, so final pricing varies with options and homesite premiums.
Toll Brothers opens Iron Branch sales center and model home
Toll Brothers held a grand opening March 28 for Iron Branch, its gated community at 346 Richland Manor Road in St. Augustine, with a decorated model home and sales center now open. The community is planned for 54 homesites on roughly 1.5-acre lots, with single and two-story designs from about 3,749 to 4,710 square feet and options including multigenerational suites and RV garages.
Why it matters: A national luxury builder opening a small, large-lot gated community adds a distinct high-end new-construction option in the World Golf Village corridor, where most inventory is higher-density. Buyers should confirm HOA and any district assessment details directly, as those figures were not published at opening.
Walmart Supercenter at World Commerce Center issued $18.65 million permit nearby
St. Johns County issued a building permit January 21 for a 179,708 square foot Walmart Supercenter at 150 Foundry Lane in the World Commerce Center, a few miles from the Iron Branch area. Nine outparcels are planned separately, with Chick-fil-A, Chipotle, Panda Express, Chase Bank and Wells Fargo among tenants under review.
Why it matters: A large-format grocery and retail anchor with multiple outparcels could expand everyday shopping options within a short drive of Iron Branch as the World Golf Village corridor fills in. The store was not expected to open until later in 2026.
County opens new $41 million CR-2209 segment connecting to International Golf Parkway
St. Johns County opened a new roughly $41 million portion of County Road 2209 on October 28, connecting SilverLeaf Parkway to International Golf Parkway as a four-lane divided corridor. The segment is part of the larger CR-2209 project intended to relieve traffic in northern St. Johns County and reduce strain on I-95.
Why it matters: Improved north-south road capacity near the World Golf Village area could ease commutes and support continued buildout along the corridor that serves Iron Branch.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Riverside arts market 18 min
Dining
Sal's Cucina 24 min
Shopping
Turnbull Creek 23 min
Parks
Samara Lakes 23 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Picolata CrossingAssigned elementary school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Pacetti BayAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Tocoi CreekAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2026
$1,635,247
464 RICHLAND MANOR Road, St. Augustine
5 / 5.5 bd/ba · 4,390 sq ft · $372/sq ft
Courtesy of JACKSONVILLE TBI REALTY, LLC · View details →
Community 12-month median: $372/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$7,283 – $10,593/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$3,060 – −$81At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 424 RICHLAND MANOR Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
HOA dues are listed at $170/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 3,805 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $13,665/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: September 20, 2026)
Community market stats
realMLS closed sales, as of August 10, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 424 RICHLAND MANOR Road and when was it built?
Per the listing record, 424 RICHLAND MANOR Road was built in 2026 and has 3,805 sq ft of living area, 5 bedrooms and 5.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 424 RICHLAND MANOR Road in?
424 RICHLAND MANOR Road is in Iron Branch in St. Augustine, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Iron Branch from the same MLS data.
Does 424 RICHLAND MANOR Road have an HOA, and how much are the dues?
The listing reports HOA dues of $170 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 424 RICHLAND MANOR Road differ from the current owner's?
The estimate on this page (about $13,665 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 424 RICHLAND MANOR Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 424 RICHLAND MANOR Road in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
