FEMA Zone X — flood insurance generally not federally required
Built 2026
$359/sq ft — in line with the area median of $359
45 days on market
HOA ~$50/mo (estimate; confirm)
Listing facts & disclosures
$1,574,000
List price
As listed in the MLS
5 / 5.5
Bed / bath
Per the listing
4,390
Living area
Sq ft (approx.)
$359
Price / sq ft
List ÷ living area
The home
Year built2026
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$13,536/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
Listing description
About this home
Experience luxury living in Iron Branch by Toll Brothers on an expansive 1.49 acre homesite with our stunning Flint Cottage Model, thoughtfully designed with an open-concept floorplan perfect for both everyday living and entertaining. This beautifully appointed home offers 5 bedr...
Description provided by JACKSONVILLE TBI REALTY, LLC and reproduced from the MLS; not independently verified.
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$9,800
Principal & interest$8,209
Property tax$1,128
Insurance$413
CDD assessment$0
HOA$50
PMI$0
Down payment $314,800 · Loan $1,259,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$13,536/yr
The seller likely pays less due to the homestead cap. At a $1,574,000 purchase, expect your first full-year St. Johns bill near $13,536 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$4,958/yr
Estimate for a 2026 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Iron Branch
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Iron Branch neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Median sale price (set)
$1,574,000
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$359
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$359
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Iron Branch
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. That’s the whole point: look how wide it is.
$1,259,930the mess$1,892,090
A 50% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or dated interior can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 45 days on market vs. a ~67-day neighborhood median
2 active listings competing in Iron Branch
1 under contract now
33% of for-sale inventory is already under contract (demand signal)
pending-to-active ratio 0.5 (higher = faster-selling demand)
2 new-construction homes competing
For reference, this home is listed at $1,574,000 ($359/sq ft) — a number set with analysis a Messtimate can't do.
Want a number you can actually price or offer on? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 4,390 sq ft × $287–$431/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 1, 2026.
In the area
Recent Iron Branch news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
2026-06 · Market
Iron Branch homes priced from about $1.22 million as model designs release
Toll Brothers lists Iron Branch homes starting at about $1,224,995 as of mid-2026, spanning four primary designs from the single-story Arcadia to the larger two-story Beckingham. The gated community features a 14-acre lake with a dock and an open-air pavilion, with homesites backing to ponds, preserve, and open space.
Why it matters: Verified builder starting prices establish Iron Branch firmly in the seven-figure tier of the St. Johns County new-construction market. Builder starting prices reflect base designs and lots, so final pricing varies with options and homesite premiums.
Toll Brothers opens Iron Branch sales center and model home
Toll Brothers held a grand opening March 28 for Iron Branch, its gated community at 346 Richland Manor Road in St. Augustine, with a decorated model home and sales center now open. The community is planned for 54 homesites on roughly 1.5-acre lots, with single and two-story designs from about 3,749 to 4,710 square feet and options including multigenerational suites and RV garages.
Why it matters: A national luxury builder opening a small, large-lot gated community adds a distinct high-end new-construction option in the World Golf Village corridor, where most inventory is higher-density. Buyers should confirm HOA and any district assessment details directly, as those figures were not published at opening.
Walmart Supercenter at World Commerce Center issued $18.65 million permit nearby
St. Johns County issued a building permit January 21 for a 179,708 square foot Walmart Supercenter at 150 Foundry Lane in the World Commerce Center, a few miles from the Iron Branch area. Nine outparcels are planned separately, with Chick-fil-A, Chipotle, Panda Express, Chase Bank and Wells Fargo among tenants under review.
Why it matters: A large-format grocery and retail anchor with multiple outparcels could expand everyday shopping options within a short drive of Iron Branch as the World Golf Village corridor fills in. The store was not expected to open until later in 2026.
County opens new $41 million CR-2209 segment connecting to International Golf Parkway
St. Johns County opened a new roughly $41 million portion of County Road 2209 on October 28, connecting SilverLeaf Parkway to International Golf Parkway as a four-lane divided corridor. The segment is part of the larger CR-2209 project intended to relieve traffic in northern St. Johns County and reduce strain on I-95.
Why it matters: Improved north-south road capacity near the World Golf Village area could ease commutes and support continued buildout along the corridor that serves Iron Branch.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Picolata Crossing Elementary (St. Johns, western corridor, verify by address)Public K-5 · St. Johns County School District
Pacetti Bay Middle (St. Johns, verify)Public 6-8 · St. Johns County School District
Tocoi Creek High (St. Johns, Toll markets this pattern, verify)Public 9-12 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
The full spec sheet
Property details & features
Interior
Bedrooms5
Bathrooms5.5
Living area4,390 sq ft
Exterior & lot
Lot sizeSee record
TypeSingle Family Residence
Systems
Year built2026
Age0 yrs
Listing
MLS #2133987
StatusPending
Days on market45
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $1,574,000Momentum Realty · on market 45 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 464 RICHLAND MANOR Road in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
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Listing agent
Listed by
JACKSONVILLE TBI REALTY, LLC
Listing courtesy of JACKSONVILLE TBI REALTY, LLC. Information provided via the NEFMLS Internet Data Exchange and deemed reliable but not guaranteed. To tour this home, a licensed Momentum Realty agent can represent you as a buyer.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
