FEMA Zone X — flood insurance generally not federally required
Built 2018 · 8 yrs
$143/sq ft — compared with the displayed median of $156 from recent nearby sales
Active listing
HOA ~$50/mo (estimate; confirm)
This listing is shown at $389,000, with 5 bedrooms and 2.5 bathrooms, and 2,724 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms5
Bathrooms2.5
Living area2,724 sq ft
Lot sizeNot available on this page
Year built2018
Property typeSingle Family Residence
Financial
Est. monthly payment$2,572
Est. taxes / yr~$4,435
Est. insurance / yr~$1,487
HOA$50/mo
CDDNone on record
Price / sq ft$143
Risk
Flood zoneZone X
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,487/yr
Market
Days on marketNot available on this page
Neighborhood median DOM63
Active listings (area)23
Months of supply8.9
Comparable-sales median$362,450
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
51/100
Strongest on: Flood safety (95), Insurance cost (80)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
Price vs area71
This home $143/sq ft vs area median $156/sq ft from recent nearby sales.
Affordability38
List price $389,000 vs area median $362,450. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2018 build. Obtain a property-specific quote.
Market liquidity30
Area median 63 days on market, ~8.9 months of supply.
Investment metrics14
Objective supply and demand metrics for the area - not investment advice.
Renovation upside30
From a 2018 build and $143/sq ft vs area $156/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$389,000
List price
As listed in the MLS
5 / 2.5
Bed / bath
Per the listing
2,724
Living area
Sq ft (approx.)
$143
Price / sq ft
List ÷ living area
The home
Year built2018
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$4,435/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
Price benchmark
Pricing & market trend in Villages Of Westport
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $373,188 – $476,700
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$373,188the mess$476,700
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
23 active listings competing in Villages Of Westport
5 under contract now
18% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈8.9 months of supply (one market-context metric; should not be used alone)
13 new-construction homes competing
Median sale price is up 11% over the last 36 months
Homes here sell at about 100.0% of list price
31 closed here in the last 12 months
For reference, this home is listed at $389,000 ($143/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,724 sq ft × $137–$175/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 2, 2026.
Market analysis
Villages Of Westport market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
23Active listings
5Under contract
13New this month
8.9Months of supply
63Median days on market
18%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,783 – $2,593/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$841 – −$112At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$389,000
Bed / bath5 / 2.5
Living area2,724 sq ft
Year built2018
Property typeSingle Family Residence
MLS #2153206
Listing statusActive
Days on marketNot available on this page
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~20 ft
CountyDuval
Estimated first-year tax~$4,435/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$143
Estimated monthly payment$2,572
Estimated insurance~$1,487/yr
Messtimate rangeNot available on this page
Comparable-sales median$362,450
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$2,572
Principal & interest$2,029
Property tax$370
Insurance$124
CDD assessment$0
HOA$50
PMI$0
Down payment $77,800 · Loan $311,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$4,435/yr
The seller likely pays less due to the homestead cap. At a $389,000 purchase, expect your first full-year Duval bill near $4,435 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$1,487/yr
Estimate for a 2018 build in Duval. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Villages Of Westport
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Villages Of Westport neighborhood guide for more.
Comparable sales found
4
Recent nearby closings in the data set.
Median sale price (set)
$362,450
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$156
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$143
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Villages Of Westport
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
2026-02 · Retail Dining
Walmart opens next-generation Supercenter on the Westside near Oakleaf
Walmart opened a roughly 175,000 square foot Supercenter plus a liquor store at 10000 Omni Drive, on the Duval side of the Clay County line near the southwest First Coast Expressway and Oakleaf Plantation Parkway. The store uses an updated open layout with expanded sections, a bakery, deli and sushi bar, and the company said the location adds about 400 jobs. Approved site plans include outparcels for a fuel station, car wash, and additional retail and restaurants.
Why it matters: A large new anchor store along the First Coast Expressway corridor could expand the everyday shopping options reachable from communities in the northwest Jacksonville Westside area.
Hillwood tracks 1.5 million square foot distribution prospect and finishes Building E at Cecil
In a late 2025 quarterly report, master developer Hillwood said it continued tracking a prospect interested in leasing 1 million to 1.5 million square feet for automated distribution at AllianceFlorida at Cecil Commerce Center. Hillwood also reported that shell construction of its 603,529 square foot speculative Building E along POW-MIA Memorial Parkway was nearly complete. The completed building brings Hillwood's developed space at the West Jacksonville park to about 3.8 million square feet.
Why it matters: Continued speculative warehouse construction and active leasing prospects suggest the nearby Cecil employment base may keep expanding, which historically supports demand for housing within commuting distance.
New 18-mile First Coast Expressway segment opens ahead of schedule
FDOT opened a new 18-mile stretch of the First Coast Expressway in August 2025, running from State Road 21 to U.S. 17 in Green Cove Springs, well ahead of its original spring 2026 target. Tolls did not take effect until mid-September, giving drivers a free trial period. The toll road is part of a planned roughly 46-mile partial beltway that will eventually connect I-10 in Duval County to I-95 in St. Johns County.
Why it matters: As more of the expressway opens, regional connectivity around the southwest and Westside of Jacksonville may improve, which could affect commute options for area communities.
City permits Hillwood's $35 million Building E warehouse at Cecil Commerce Center
In March 2025 the city issued a construction permit for Hillwood to build the speculative 603,529 square foot Building E at AllianceFlorida at Cecil Commerce Center, at a project cost of nearly $35 million. The cross-dock warehouse sits on 45 acres at 5550 POW-MIA Memorial Parkway in West Jacksonville. The developer initially targeted completion in late September 2025.
Why it matters: New large-scale industrial construction in the adjacent Cecil corridor reflects ongoing investment that may continue to draw employers to the area over time.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Dinsmore Elementary (Duval)Public K-5 · Duval County School District
Highlands Middle School (Duval)Public 6-8 · Duval County School District
Jean Ribault High School (Duval)Public 9-12 · Duval County School District
Somerset Academy Eagle Campus, JacksonvilleCharter K-8 · Duval County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Mar 2026
$330,000
7064 SANDLE Drive, Jacksonville
5 / 3 bd/ba · 2,517 sq ft · $131/sq ft
Courtesy of JASON MITCHELL REAL ESTATE FLORIDA, LLC. · View details →
Median of the set: $156/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Villages Of Westport
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
2.5% Assumable VA Loan! Beautifully maintained 5-bedroom, 2.5-bath home situated on a premium 0.48-acre pond-front lot with peaceful water views. Features include a flex space/home office, spacious loft, tile flooring throughout the main level, and an open-concept kitchen with a center island, 42-inch cabinets with crown molding, and stainless steel appliances.
The first-floor owner's suite overlooks the pond, while upstairs offers four additional bedrooms, a full bath, walk-in laundry room, and a loft currently used as a game/media room.
Enjoy the fenced backyard with a pergola, fire pit, and tranquil pond views. Conveniently located near River City Marketplace, Jacksonville International Airport, NAS Jacksonville, Naval Station Mayport, and major highways.
Description provided by FLORIDA HOMES REALTY & MTG LLC and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms5
Bathrooms2.5
Living area2,724 sq ft
Exterior & lot
Lot sizeSee record
TypeSingle Family Residence
Systems
Year built2018
Age8 yrs
Listing
MLS #2153206
StatusActive
Days on market0
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $389,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 6787 SANDLE Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
