Single Family Residence in Tributary, Yulee · FEMA Zone X · Built 2024
Tributary · Yulee, FL 32097 · Nassau
Listing data updated July 2, 2026 · refreshed twice daily
4Bedrooms
2Bathrooms
1,816Sq Ft
2024Year Built
$223Per Sq Ft
2-car garageFEMA Zone X4 bedrooms
Highlights
CDD assessment ~$1,800/yr
FEMA Zone X — flood insurance generally not federally required
Built 2024 · 2 yrs
1,816 sq ft of living area
2-car garage
$223/sq ft — compared with the displayed median of $206 from recent nearby sales
Listed at $405,000 — recent neighborhood median sale price ~$424,130 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA ~$50/mo (estimate; confirm)
This listing is shown at $405,000, with 4 bedrooms and 2 bathrooms, and 1,816 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms4
Bathrooms2
Living area1,816 sq ft
Year built2024
Property typeSingle Family Residence
Financial
Est. monthly payment$2,741
Est. taxes / yr~$3,807
Est. insurance / yr~$1,344
HOA$50/mo
CDD~$1,800/yr
Price / sq ft$223
Risk
Flood zoneZone X
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,344/yr
Market
Neighborhood median DOM53
Active listings (area)31
Months of supply3.6
Comparable-sales median$424,130
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$1,344/yr
Estimated homeowners premium; get a real quote.
Months of supply
3.6 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
48/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$2,741/mo
Principal & interest $2,112/mo77%
Taxes $317/mo12%
Insurance $112/mo4%
HOA $50/mo2%
CDD $150/mo5%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
54/100
Strongest on: Flood safety (95), Insurance cost (80)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
Price vs area29
This home $223/sq ft vs area median $206/sq ft from recent nearby sales.
Affordability58
List price $405,000 vs area median $424,130. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2024 build. Obtain a property-specific quote.
Market liquidity57
Area median 53 days on market, ~3.6 months of supply.
Investment metrics52
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2024 build and $223/sq ft vs area $206/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$405,000
List price
As listed in the MLS
4 / 2
Bed / bath
Per the listing
1,816
Living area
Sq ft (approx.)
$223
Price / sq ft
List ÷ living area
The home
Year built2024
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessment~$1,800/yr
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$3,807/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $328,696 – $419,496
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$328,696the mess$419,496
Actual list price: $405,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
31 active listings competing in Tributary
27 under contract now
47% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈3.6 months of supply (one market-context metric; should not be used alone)
18 new-construction homes competing
Median sale price is up 72% over the last 60 months
Homes here sell at about 100.0% of list price
104 closed here in the last 12 months
For reference, this home is listed at $405,000 ($223/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,816 sq ft × $181–$231/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 2, 2026.
Market analysis
Tributary market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
31Active listings
27Under contract
18New this month
3.6Months of supply
53Median days on market
47%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
2024BuiltPer public record
Jul 2, 2026First trackedObserved at $405,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,856 – $2,700/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$939 – −$179At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$405,000
Bed / bath4 / 2
Living area1,816 sq ft
Year built2024
Property typeSingle Family Residence
MLS #2153438
Listing statusActive
Days on marketNot available on this page
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~20 ft
CountyNassau
Estimated first-year tax~$3,807/yr
CDD assessment~$1,800/yr
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$223
Estimated monthly payment$2,741
Estimated insurance~$1,344/yr
Messtimate rangeNot available on this page
Comparable-sales median$424,130
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$2,741
Principal & interest$2,112
Property tax$317
Insurance$112
CDD assessment$150
HOA$50
PMI$0
Down payment $81,000 · Loan $324,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$3,807/yr
The seller likely pays less due to the homestead cap. At a $405,000 purchase, expect your first full-year Nassau bill near $3,807 before exemptions.
CDD assessment
~$1,800/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance
~$1,344/yr
Estimate for a 2024 build in Nassau. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Tributary
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Tributary neighborhood guide for more.
Comparable sales found
2
Recent nearby closings in the data set.
Median sale price (set)
$424,130
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$206
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$223
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Tributary
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
2026-03 · Schools
Cornerstone Classical Academy charter for Wildlight clears state review step
Nassau County's first charter school, planned for the Wildlight community in Yulee, moved closer after a state committee approved its application. The Cornerstone Classical Academy campus is targeting a 2027 opening in Wildlight's Garden District near Riverbluff Parkway and Pages Dairy Road. The school would add another education option along the growing Yulee corridor east of Tributary.
Why it matters: Additional school capacity in the broader Yulee area could ease enrollment pressure that growth has historically placed on nearby public schools, though timelines may shift.
Community First Credit Union seeks permit for first Yulee branch
Community First Credit Union has a building permit application under Nassau County review for a branch at Crosstown Avenue and Florida 200 in the Wildlight community. The roughly $935,000 project would be the credit union's first location in Yulee and its third in Nassau County. The site sits along the same State Road 200 corridor that connects to Tributary.
Why it matters: New financial and commercial services along State Road 200 may add everyday conveniences that have historically followed residential growth in the corridor.
Wildlight names first four homebuilders for Garden District phase
The Wildlight master-planned community named Ashton Woods, David Weekley Homes, Perry Homes, and Toll Brothers as the first builders for its new Garden District in Yulee. The district spans 4,700 acres with about 2,000 acres of conservation and is planned for roughly 4,100 homes at build-out, with first model homes expected in mid-2026. The expansion sits in the same Nassau County market as Tributary.
Why it matters: A large new wave of for-sale inventory in the Yulee market could broaden buyer choices and may influence pricing dynamics across nearby communities over time.
Townhomes of Westerly Park advances in Wildlight with David Weekley Homes
The Nassau County Development Review Committee recommended approval of civil plans for a 124-unit townhome project by David Weekley Homes within Wildlight's Westerly Park. The townhomes sit in the town district near Wildlight Elementary School, and model homes were under construction with sales expected to begin in fall 2025. The Westerly Park neighborhood is planned for more than 500 homes total with a Suncatch Park amenity center.
Why it matters: Attached-home product entering the Yulee corridor may add a lower price-point option that has historically appealed to buyers comparing detached homes in communities like Tributary.
Schools currently assigned to this address in Nassau County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Yulee Elementary SchoolPreK-5 · Nassau County School District
Yulee Middle School6-8 · Nassau County School District
Yulee High School9-12 · Nassau County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$395,000
75008 PONDSIDE Lane, Yulee
3 / 3 bd/ba · 2,006 sq ft · $197/sq ft
Courtesy of SUMMER HOUSE REALTY · View details →
Sold Jun 2026
$453,260
75593 BANYAN Way, Yulee
3 / 2 bd/ba · 2,116 sq ft · $214/sq ft
Courtesy of WEEKLEY HOMES REALTY · View details →
Median of the set: $206/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Tributary
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
Welcome home to this beautifully maintained 4-bedroom, 3-bath home in Tributary! Enjoy peaceful preserve views from the covered back porch--the perfect spot to relax with your morning coffee or unwind at the end of the day. Inside, you'll find LVP flooring throughout, an open and inviting layout, and a spacious primary suite with a custom closet organization system. Additional upgrades include a tankless water heater and an epoxy-coated garage floor. Located in a natural gas community, this home also offers convenient access to shopping, dining, recreation, and major commuter routes. Don't miss your opportunity to make this one yours!
Description provided by UNITED REAL ESTATE GALLERY and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms4
Bathrooms2
Living area1,816 sq ft
Exterior & lot
TypeSingle Family Residence
Systems
Year built2024
Age2 yrs
Listing
MLS #2153438
StatusActive
Days on market0
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $405,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 75557 BLACKBIRD Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
