Single Family Residence in Plummer Creek, Yulee · No CDD
Plummer Creek · Yulee, FL 32097 · Nassau
Listing data updated July 23, 2026 · refreshed twice daily
6Bedrooms
4Bathrooms
2,733Sq Ft
2017Year Built
$179Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X6 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
14% below
$/sq ft vs community
$179 here vs $209 median sold (12 mo)
Buyer leverage
Seller-leaning
161 days on market
1.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~13 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $489k tops 10 of the last 12 closed sales; also one of the largest homes here at 2,733 sq ft
Listed at $489,000 — recent neighborhood median sale price ~$439,000 (nearby sales; deemed reliable, not an appraisal)
161 days on market
HOA ~$50/mo (estimate; confirm)
School district: Schools Plummer Creek is in the Nassau County SchoolCommunity built 2013–2020Olive Cove Italian Kitchen · 1 min driveAldi · 2 min driveMelton O. Nelson Memorial Park · 2 min drive
Momentum Research · Plummer Creek
Pricing & the Plummer Creek market
How this home is priced against recent nearby sales, and where Plummer Creek has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Plummer Creek
Each dot is a closed sale since 2018 (171 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2019–2026. This home lists at $179/sq ft.
Median sale price by year
12-month median closed price, 2019–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2019–2026. Now 33 (cold).
Property timeline
This home’s history
2017BuiltPer public record
Jul 2, 2026First trackedObserved at $489,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,070/mo
Principal & interest $2,478/mo81%
Taxes $383/mo12%
Insurance $159/mo5%
HOA $50/mo2%
$3,070/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Strongest on: Flood safety (90), Price vs area (86)
0 limited50100 exceptional
66/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area86
This home $179/sq ft vs the community 12-month median $209/sq ft.
Affordability31
List price $489,000 vs the community median $439,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~13 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2017 build. Obtain a property-specific quote.
Market liquidity75
Community median 41 days on market, ~1.5 months of supply (12-month record).
Renovation upside30
From a 2017 build and $179/sq ft vs the community median $209/sq ft. Not a condition assessment.
Buyer competition83
17% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power52
Recent sales closed at about 97.7% of original asking (~2.3% below). More room below asking generally favors buyers.
Market timing67
Momentum Market Heat is 33/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 1.5 months of supply in the surrounding market and 161 days on market for this home, against a 41-day area median.Days on market:this home 161Area median: 41 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 15, 2026.
🟡 Asking $179 per square foot, about 14% below the community’s $209 median. Plummer Creek’s 12-month median sold price per square foot is $209. Median sold price per square foot is down 6.0% year over year. Confidence: Medium · 16 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
73% of homes in Plummer Creek are owner-occupied. An estimated 27% are non-owner-occupied, including 6% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 433 homes matched. Community-level context.
Recent Plummer Creek sales closed near 97.7% of original asking. Cash paid for about 17% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 2 active listings in Plummer Creek, no CDD assessment.
Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome home! This is more than a house, its a way of living that feels easy, intentional, and beautifully connected to nature. This thoughtfully designed 6-bedroom, 4-bath home in Plummer Creek offers a layout that truly lives well, with the majority of the living space and bedrooms conveniently located on the main level.
From the moment you step inside, the warmth of the wood staircase sets the tone as a stunning accent that's as practical as it is timeless. The heart of the home is the expansive open-concept living, dining, and kitchen area, designed for gathering, hosting, and everyday moments that matter. The kitchen impresses with a huge island, rich wood cabinetry, granite countertops, built-in oven and microwave, a glass cooktop with extra storage drawers, and a generous walk-in pantry.
The living room is framed by triple sliders that capture peaceful pond and wooded views, creating a calming backdrop you'll enjoy all day long. Step outside to the large covered lanai, where mornings are quieter, evenings feel slower, and the view of woods and water makes it easy to unwind. The split layout offers incredible flexibility.
The front hallway features three bedrooms and a full bathroom, while a private back bedroom includes its own ensuite that is perfect for guests or a teen suite. The owner's suite is tucked away with serene backyard views and a spacious bath featuring a garden tub, dual sink vanity, a walk-in shower, and a walk-in closet. Upstairs, you'll find a large bonus bedroom with a private full bath and walk-in closet.
It's ideal for an in-law suite, teen retreat, or creative space. Currently used as a sewing room, it highlights just how versatile this home truly is. Lovingly maintained and move-in ready, this home is set within Plummer Creek, known for its convenient access to I-95, making commuting a breeze, all while enjoying community, low HOA fees and no CDD.
This isn't just where you live, it's where life flows, memories are made, and every day feels a little more peaceful.
Description provided by REAL BROKER LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$489,000
Bed / bath6 / 4
Living area2,733 sq ft
Year built2017
Property typeSingle Family Residence
Garage2-car
MLS #2128288
Listing status161 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~13 ft
Windstorm exposureModerate
CountyNassau
Area listings2 active · 2 under contract
Estimated first-year tax~$4,597/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$179
Estimated monthly payment$3,070
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$439,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$502,872the mess$639,522
Actual list price: $489,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 161 days on market vs. a 41-day community median
2 active listings competing, 2 under contract
≈1.5 months of supply
16 closed here in the last 12 months
For reference, this home is listed at $489,000 ($179/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,733 sq ft × $184–$234/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.
Keep looking
Similar homes for sale near Plummer Creek
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $489,000Momentum Realty · on market 161 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,597/yr
A rough first-year estimate only, applying a typical Nassau rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~13 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Plummer Creek
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Plummer Creek neighborhood guide for more.
Comparable sales found
3
Recent nearby closings in the data set.
Community median sale price
$439,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$209
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Plummer Creek
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Builder
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
Why it matters: Ongoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 6 miles north of Plummer Creek.
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
Why it matters: New employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 6 miles north of Plummer Creek.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Aldi 2 min
Dining
Olive Cove Italian Kitchen 1 min
Shopping
Shoppes at Amelia Concourse 3 min
Parks
Melton O. Nelson Memorial Park 2 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Nassau County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Yulee Primary SchoolPublic PreK-2 · Nassau County School District
GRADEA
Yulee Elementary SchoolPublic 3-5 · Nassau County School District · Grade A (Florida DOE 2025-26)
GRADEA
Yulee Middle SchoolPublic 6-8 · Nassau County School District · Grade A (Florida DOE 2025-26)
GRADEA
Yulee High SchoolPublic 9-12 · Nassau County School District · Grade A (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $209/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,241 – $3,260/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$898 – +$19At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: July 23, 2026)
Community market stats
realMLS closed sales, as of July 15, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 79514 PLUMMERS CREEK Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
