Plummer Creek in Yulee

Plummer Creek Homes for Sale in Yulee, FL

Dream Finders community · Yulee · ZIP 32097

Value-oriented, midsize single-family living in fast-growing Yulee, minutes from I-95 and Amelia Island.

No CDD, low HOAResort-style poolI-95 and beaches close
Live Market Pulse
75/100
Momentum
Seller's Market
Inventory blends resale homes from earlier phases with newer construction, so comp within the phase and product, and price new construction off incentives rather than base price.
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Unlock Off-Market Plummer Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$424K
Median Price
3.7mo
Supply
36days
Avg DOM
Strong
Seller Leverage
$209/sf
Median $/Sqft
-4%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Plummer Creek is a settled, value-oriented Dream Finders community whose biggest tailwind is its address: Yulee is one of Nassau County's fastest-growing markets, with Wildlight, new retail, and an industrial park rising nearby. The community competes on price, a builder-stated low HOA, and no CDD rather than on amenity scale. Your leverage is knowing whether you are buying resale, where condition and lot drive price, or new construction, where the deal is won on builder incentives."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Plummer Creek market snapshot (as of June 14, 2026): the median sale price is about $424K ($209 per sq ft), with homes averaging 36 days on market and 3.7 months of supply, a seller's market. Values are down 4% over the past year and up 87% since 2018, based on 13 recent closings in live realMLS data.

Plummer Creek is a Dream Finders community off State Road 200 in Yulee that has been developing since 2013, growing as the Yulee area has become one of Nassau County's fastest-growing markets. It offers midsize homes at reasonable prices for the area, with a resort-style pool and clubhouse at its center.

Because the community has built out over more than a decade, it offers both resale homes from earlier phases and newer construction, giving buyers a choice between an established home and a brand-new one with builder incentives. Lakefront and preserve homesites add variety to the lots.

Best for

  • Buyers wanting a reasonably priced midsize single-family home in Yulee
  • Amelia Island commuters wanting mainland value with quick beach access
  • Buyers weighing resale against new construction inside one community
  • Value-minded buyers who want a low HOA and no CDD

Probably not for

  • Buyers who want to walk to the beach rather than drive
  • Buyers who need a large master-planned amenity package with trails
  • Buyers chasing a golf-and-country-club address
  • New-construction buyers who tour the sales center without representation

How Plummer Creek is performing right now

75/100
momentum
Seller's Market
Seller's marketBalancedBuyer's market
3.7Months of supplytight
6Median days on marketdays
3 : 4Under contract vs for salestrong demand
13Sold in last 12 monthsliquidity
+87%Median price since 2018appreciation
-7%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 14, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Plummer Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Plummer Creek buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Plummer Creek

Live MLS inventory for Plummer Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Plummer Creek listings as of 2026-06-14, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Resort-style community pool
  • Large outdoor kitchen for gatherings
  • Community clubhouse and gathering space
  • Amenity base sized to a value community
  • Lakefront and preserve homesites nearby

Plummer Creek's amenities center on the community's social hub. A resort-style pool, a large outdoor kitchen, and a clubhouse give residents a gathering place and recreation within the community. Lakefront homesites and preserve lots give parts of the community a natural setting, with water and woodland views. State Road 200 and I-95 are close, putting the Amelia Island beaches, historic downtown, shopping, and Jacksonville within easy reach.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Amelia Island beachesAbout 20 minutes
Historic downtown Fernandina BeachAbout 20 minutes
Jacksonville International Airport (JAX)About 15-20 minutes
Downtown JacksonvilleAbout 20-30 minutes
I-95Minutes away

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Plummer Creek Homes for Sale in Yulee, FL with Momentum Realty’s local guides.

Nassau Crossing Townhomes in Yulee, FLNassau Crossing Townhomes in Yulee, FLYulee, FL · 0.6 miMWMayfield at Wildlight Homes for Sale in Yulee, FLYulee, FL · 0.8 miWWWoodlyn at Wildlight Homes for Sale in Yulee, FLYulee, FL · 1.1 miYulee Woods Homes for SaleYulee Woods Homes for SaleYulee, FL · 1.2 miHLHeadwaters at Lofton Creek Homes for Sale in Yulee, FLYulee, FL · 1.2 miSandy Ridge Homes for Sale in Yulee, FLSandy Ridge Homes for Sale in Yulee, FLYulee, FL · 1.4 miTributaryTributaryYulee, FL · 1.4 miHeron Isles Homes for Sale in Yulee, FLHeron Isles Homes for Sale in Yulee, FLYulee, FL · 1.5 miHideaway (Yulee) Homes for SaleHideaway (Yulee) Homes for SaleYulee, FL · 1.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Plummer Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Nassau County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Plummer Creek is served by Nassau County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public PreK-2

Yulee Primary School

Public 3-5

Yulee Elementary School

Public 6-8

Yulee Middle School

Public 9-12

Yulee High School

Private K-12

Faith Christian Academy

Private PreK-8

Fernandina Beach Christian Academy

Buying with schools in mind? We can confirm the exact zoned schools for any Plummer Creek address.

The takeaway

Plummer Creek's value is tied to the Yulee corridor along State Road 200 and I-95, and that corridor is in an active growth cycle, with new housing, retail, and industrial investment landing nearby.

Recent Developments in Plummer Creek

Our read on what is being built around Plummer Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive

Wildlight Garden District names builders for about 4,100 homes

2025
BullishMajor impact
SignificanceRadius: Area

A major new phase of the Wildlight master plan, with national builders and a 19-mile trail network, deepens the Yulee growth story and the daily-life amenity base nearby.

Wildlight Commerce Park brings 1.6 million square feet of industrial space

2025-2026
BullishNotable impact
SignificanceRadius: Area

A 12-building industrial park off Florida 200 east of I-95 adds jobs near Plummer Creek, supporting local housing demand.

Shoppes at Yulee supercenter proposed off Florida 200 at I-95

2025
BullishNotable impact
SignificanceRadius: Area

A proposed retail center anchored by a supercenter-sized store would add everyday shopping close to the community, though it still needs rezoning to move forward.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Plummer Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. March 2026
    Area

    First Wildlight Commerce Park speculative building opens

    Pattillo Industrial Real Estate opened its first speculative building at Wildlight Commerce Park in Yulee, a 67,656-square-foot warehouse about 1.5 miles east of I-95 off Florida 200, with a second larger building under construction and the full park planned for 12 buildings and 1.6 million square feet. Why it matters: New industrial space near Plummer Creek adds jobs and reinforces the Yulee growth corridor. Source

  2. December 2025
    Area

    Wildlight grows and a Yulee supercenter is planned

    A regional development update reported the Wildlight Garden District advancing toward about 4,100 homes with national builders, a new Community First Credit Union branch, a charter school campus, and a proposed Shoppes at Yulee retail center anchored by a supercenter-sized store off Florida 200 at I-95. Why it matters: Sustained housing, retail, and services investment points to a strengthening Yulee market around the community. Source

  3. September 2025
    Area

    Wildlight names first homebuilders for the Garden District

    Wildlight announced Ashton Woods, David Weekley Homes, Perry Homes, and Toll Brothers as the first builders for its new Garden District in Yulee, planned for about 4,100 homes across 4,700 acres with a 19-mile trail network. Why it matters: A large new master-planned phase nearby signals continued demand and amenity growth in the Yulee market. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Plummer Creek, this is the order of operations we would run, and the one we run for our clients.

1

Decide resale or new construction first. Resale prices on condition and lot; new construction is negotiated on builder incentives.

2

Get the HOA figure in writing. The builder markets a low HOA near 480 dollars a year, but confirm the current amount and what it covers for your section.

3

Confirm there is no CDD on your home. The builder markets no CDD; verify it on the title work before you close.

4

Quote flood and insurance on the exact lot, especially on the lakefront and preserve homesites, before you commit to the premium.

5

Bring your own agent before any sales-center visit, and cross-shop River Glen for another value-oriented Yulee option nearby.

Best Buy
A midsize Dream Finders plan on a preserve or lakefront homesite, comped within its phase
Biggest Risk
Pricing new construction off base price instead of the real after-incentive number, or vice versa on resale
Best Lot
Lakefront and preserve homesites over interior lots, with flood confirmed
Smart Timing
Confirm the current HOA and verify no CDD for your specific home before you budget
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Product

Single-family, generally midsize, roughly 1,870 to 3,580 square feet across the Dream Finders floor plans

Builder

Dream Finders Homes, developing in phases since 2013

Mix

Both resale homes from earlier phases and newer construction in later sections

Lots

Interior, lakefront, and preserve homesites; the water and preserve lots carry a premium

Costs & Fees

HOA

Builder markets a low HOA, historically around 480 dollars a year; confirm the current figure for your section

CDD

Builder markets no CDD; verify on title before you buy

Reality

Negotiation runs on builder incentives on new construction and on price, condition, and lot on resale

Amenities

Pool

Resort-style community pool

Outdoor kitchen

Large outdoor kitchen at the amenity center

Clubhouse

Community clubhouse and gathering space

Setting

Lakefront and preserve homesites for water and woodland views

Location

Setting

Yulee, Nassau County, just off State Road 200, ZIP 32097

Shopping

Villages of Amelia retail and everyday Yulee shopping a short drive

Access

Minutes to I-95 at the Yulee and Amelia Island exit

Beaches

Amelia Island beaches and historic Fernandina Beach about 20 minutes

The Homes & Style

Plummer Creek is a value-oriented Yulee community of midsize single-family homes, generally from roughly 1,870 to 3,580 square feet across the Dream Finders floor plans. The mix of resale and new construction means buyers can choose between an established home and a new build, and lakefront and preserve lots carry premiums over interior homesites.

The buyer pool is Yulee and Nassau County workers wanting a reasonably priced midsize home, Amelia Island commuters who want mainland value with quick island access, and buyers entering the fast-growing Yulee market on a budget.

On the new-construction homes, the negotiation often happens on builder incentives rather than base price, while resale homes price on condition and lot, so the right approach depends on which you are buying.

Plummer Creek is organized by phase, floor plan, and lot.

Earlier phases offer established homes with mature landscaping, the resale side of the market.

Newer sections offer Dream Finders floor plans, generally midsize, with builder incentives often available.

Lakefront homesites and more private preserve lots carry a premium for the views and privacy over interior homes.

Living Here

Plummer Creek's amenities center on the community's social hub.

A resort-style pool, a large outdoor kitchen, and a clubhouse give residents a gathering place and recreation within the community.

Lakefront homesites and preserve lots give parts of the community a natural setting, with water and woodland views.

State Road 200 and I-95 are close, putting the Amelia Island beaches, historic downtown, shopping, and Jacksonville within easy reach.

Everyday shopping and dining are close in Yulee, including the Villages of Amelia retail center, with the Amelia Island restaurants and historic downtown a short drive. The community's pool and clubhouse give residents a social hub within the neighborhood.

The builder markets no CDD and a low HOA, which is a real value, but fee structures can vary by section and change. Confirm the HOA and any CDD in writing for the specific home, then run the all-in monthly.

On new construction the negotiation is on incentives, on resale it is on price, condition, and lot. Know which you are buying and bring representation before any sales-center visit.

Lakefront and preserve lots are the prettiest and can carry flood considerations. Confirm the flood zone and insurance early before you commit to the premium lot.

Before You Offer

Nassau County and the wider region see coastal, river, and creek flooding, and pockets near tidal creeks and tributaries can sit in higher-risk zones. The reliable move is to pull the FEMA flood designation for the exact Plummer Creek address before you write an offer, since two homes in the same community can fall in different zones. A home in Zone X can cost far less to insure than one near water in a special flood hazard area. This matters most on the lakefront and preserve homesites, which are the prettiest lots but can carry flood considerations. Get a bindable flood and homeowners quote during your inspection period so the cost is in your monthly math before you commit, not after.

The builder markets Plummer Creek with no CDD and a low HOA, historically around 480 dollars a year, which is a genuine part of the value case. Because fee structures can vary by section and change over time, confirm the current HOA amount, what it covers, and whether any CDD applies in writing for the specific home before you sign.

Internet options in Yulee vary by address, with cable available across most of the area and fiber reaching a growing share of homes. If working from home matters, confirm the providers, and fiber in particular, at the specific Plummer Creek address rather than assuming.

The trap to plan for on any Florida purchase is the post-sale tax reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller's current one. If you are buying new construction, the first bill may be land-only and will jump once the home is on the roll. Budget the true number, and on new construction, bring your own representation before your first sales-center visit so you negotiate incentives and contract terms from your side.

Comparisons

Plummer Creek's natural cross-shops are the other value-oriented single-family communities in fast-growing Yulee. Against River Glen, another Yulee community of newer single-family homes, Plummer Creek answers with a settled identity from more than a decade of build-out, a resort-style pool and clubhouse, and the choice between resale and new construction behind one entrance; the trade is that the newest Yulee communities can offer the latest floor plans and full builder warranties throughout. Against the larger Yulee master plans such as Wildlight and Tributary, Plummer Creek gives up the scale of the amenity package, the trail networks, and the town-center retail those communities are building, but it competes hard on entry price and a builder-stated low HOA with no CDD. And against the golf-anchored North Hampton, Plummer Creek trades the golf membership and country-club setting for a simpler, lower-carrying-cost value proposition. The honest summary: Plummer Creek wins on price, practicality, and a low carrying cost in a rising market, and gives ground on amenity scale to the big master plans and on prestige to the golf communities.

Who It Fits

Plummer Creek fits the buyer who wants a reasonably priced, midsize single-family home with a resort-style pool and clubhouse in fast-growing Yulee, the Amelia Island commuter who wants mainland value with quick I-95 and beach access, and the buyer weighing resale against new construction who likes having both inside one community. It also fits the value-minded buyer who wants a low HOA and no CDD and a short, manageable carrying cost. It does not fit the buyer who wants to walk to the beach rather than drive, the buyer who needs a large master-planned amenity package with trails and a town center, or the buyer chasing a golf-and-country-club address; for those, the Amelia Island communities, the larger Yulee master plans, and the golf communities are the better targets. And any new-construction buyer who walks into the sales center without their own representation gives up negotiating leverage on incentives and contract terms.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry
$385K to $415K

A resale home from one of the earlier phases or a smaller new-construction plan, the value end of the community on an interior homesite.

Lowest entry
The Core
$415K to $472K

A midsize Dream Finders floor plan, resale or new construction, the practical middle of Plummer Creek on a standard lot.

Most inventory
The Top
$472K to $519K

A larger floor plan on a lakefront or preserve homesite, the premium combination of size, view, and privacy that holds value best here.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$385K to $415K
The Entry
A resale home from one of the earlier phases or a smaller new-construction plan, the value end of the community on an interior homesite.
$415K to $472K
The Core
A midsize Dream Finders floor plan, resale or new construction, the practical middle of Plummer Creek on a standard lot.
$472K to $519K
The Top
A larger floor plan on a lakefront or preserve homesite, the premium combination of size, view, and privacy that holds value best here.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Low HOA and low carrying costStrong
Fast-growing Yulee corridorStrong
Resort-style pool and clubhousePositive
Resale-versus-new-construction comp mathManage it

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Plummer Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Plummer Creek is value in a rising market. The deal is won on resale-versus-new-construction math and the right lot.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength7.8/10
Renovation Risk7.4/10
Location Efficiency8.0/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage8.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Plummer Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Lakefront homesites are the durable premium
  • Preserve lots add privacy and woodland views
  • Interior lots are the value entry point
  • Confirm flood and insurance on water lots
  • Comp within your phase and product

Plummer Creek's lot story runs from interior homesites to the premium water and preserve lots. The lakefront homesites and the more private preserve lots, which back to woodland buffers, are the durable premium, carrying a real markup over interior homes for the views and privacy. The interior lots are the value entry point into the community. On any of the water or preserve homesites, confirm the FEMA flood designation and a bindable insurance quote before you commit to the premium, since the prettiest lots can carry flood considerations. And because the community blends resale from earlier phases with newer construction, comp within your phase and product line rather than against a single community blend.

Plummer Creek in 15 seconds.

Best forYulee and Amelia Island buyers who want a reasonably priced midsize home with a pool and clubhouse.
Biggest advantageA builder-stated low HOA and no CDD, in one of Nassau County's fastest-growing corridors.
Biggest riskMispricing the resale-versus-new-construction math, or skipping incentive negotiation on a new build.
Sweet spotA midsize Dream Finders plan on a lakefront or preserve homesite with the lot premium confirmed.
Avoid ifYou want to walk to the beach, a large master-planned amenity package, or a golf address.

HOA, CDD & Fees

15-Second Take
  • Builder markets no CDD, verify on title
  • Low HOA marketed near 480 dollars a year
  • Confirm the current dues for your section
  • Resort-style pool and clubhouse included
  • Low carrying cost is the value case

The builder markets Plummer Creek with no CDD and a low HOA, historically around 480 dollars a year, which is part of the value case and keeps the carrying cost low relative to communities that carry both a CDD and HOA. Because community fee structures can vary by section and over time, confirm the current amount and what it covers for your specific home before you sign.

Common-area maintenance and access to the community pool, outdoor kitchen, and clubhouse. The builder markets no CDD; coverage and dues can vary by section, so confirm the current figure.

A resort-style community pool, a large outdoor kitchen, and a clubhouse, the practical amenity base for this value-oriented community, not a country club.

Amenity centerPool, outdoor kitchen, and clubhouse on Plummers Creek DriveOff State Road 200; confirm access details with the HOA
AccessOff State Road 200 near I-95 exit 373Confirm the entrance and your specific section
InternetCable available; fiber reaching a growing shareConfirm by exact address
Trash and utilitiesNassau County and JEA service the areaConfirm providers by address
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Plummer Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping River Glen, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Plummer Creek home worth?

Get a no-obligation home value based on real comparable sales in Plummer Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Plummer Creek on the map →
Or get your Plummer Creek home value & selling guide →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Plummer Creek year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Plummer Creek Market Scorecard

Seller's market

Plummer Creek is currently a seller's market. About 3.7 months of supply, a median asking price of $534,000, and homes go under contract in about 8 days.

3.7
Months supply
$534,000
Median list
$424,500
Median sold
$194
Per sqft
8
Days on mkt
4/3/13
Active/Pend/Sold

Typical home value in the 32097 ZIP is $387,872, about 12.6% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Plummer Creek located?
Plummer Creek is a community in Yulee, Nassau County, just off State Road 200 with easy access to I-95, ZIP 32097. It sits close to historic Fernandina Beach and Amelia Island, with shopping and restaurants a short drive away.
What is the price range in Plummer Creek?
Plummer Creek features midsize homes that are reasonably priced for Nassau County, with homes generally ranging from roughly 1,870 to 3,580 square feet. Pricing commonly runs in the high $300,000s to the $400,000s and up, depending on floor plan and lot.
Who builds in Plummer Creek?
Plummer Creek is a Dream Finders Homes community that dates to 2013 and has continued to develop over the years, with over ten popular floor plans and a range of lots. Earlier phases provide resale homes, while newer sections offer new construction with builder incentives.
Does Plummer Creek have a CDD?
The builder markets Plummer Creek with no CDD and a low HOA, historically around $480 a year. Because community fee structures can vary by section and over time, confirm the HOA and whether any CDD applies in writing for a specific home before you buy.
What amenities does Plummer Creek have?
Plummer Creek offers a resort-style pool, a large outdoor kitchen, and a clubhouse, giving the community an amenity base for gatherings and recreation. Some homesites are lakefront or back to preserve for added privacy and views.
What schools serve Plummer Creek?
Plummer Creek is in the Nassau County School District, ranked the number one district in Florida for 2024-2025 with every school A-rated, served by the Yulee-area schools. Confirm the current zoning for a specific address with the district before you buy.
Does Plummer Creek have parks, larger lots, and zoned schools?
Yes. The midsize homes, the resort-style pool and clubhouse, the A-rated Nassau schools, and the reasonable prices for the area make Plummer Creek a practical fit for buyers wanting value in fast-growing Yulee.
How far is Plummer Creek from the beach?
Plummer Creek is a short drive from the Amelia Island beaches and historic Fernandina Beach via A1A, with easy I-95 access for the commute. It pairs island access with mainland Yulee value.
Are there lakefront or preserve homes in Plummer Creek?
Yes. Plummer Creek has lakefront homesites and more private preserve lots, which carry a premium over interior lots for the views and privacy. Confirm exactly what a specific lot offers.
What is the commute like from Plummer Creek?
Plummer Creek sits just off State Road 200 with easy I-95 access. The beaches and historic downtown are a short drive, Jacksonville International Airport about 15 to 20 minutes, and downtown Jacksonville about 20 to 30 minutes via I-95. Test your specific commute, since SR-200 and I-95 carry traffic.
Are builder incentives available in Plummer Creek?
On the newer-construction homes, often yes. Dream Finders frequently offers incentives such as rate buydowns and closing-cost credits that can cut your monthly payment. A buyer's agent can negotiate these, and you should register your agent before your first sales-center visit.
Why is insurance important when buying in Plummer Creek?
Insurance is rising across Florida, though newer construction often carries lower premiums than older homes because of newer roofs and current code. Lakefront and preserve lots can affect flood considerations, so get quotes early on the specific home and confirm the flood zone.
How does Plummer Creek compare to other Yulee communities?
Plummer Creek is a value-oriented, midsize-home community with a pool and clubhouse and a builder-stated low HOA and no CDD, while communities like Wildlight and Tributary are larger master plans and North Hampton centers on golf. Plummer Creek competes on price and practicality in fast-growing Yulee.
Is Plummer Creek a good place to live?
For buyers who want a reasonably priced midsize home with a resort-style pool and clubhouse, A-rated Nassau schools, and easy I-95 and island access, Plummer Creek fits well. The trade-offs are a short drive rather than a walk to the beach and confirming the fee structure for a specific home.
How do I buy a home in Plummer Creek?
If you are buying new construction, bring your own agent before your first sales-center visit, since the builder's representative works for the builder. Your agent negotiates incentives and protects you on the contract, and the builder often covers the agent's compensation. Momentum represents buyers on new construction and resale. Call (904) 351-6461.
Buyers wanting a reasonably priced midsize single-family home in fast-growing YuleeExcellent fit
Amelia Island commuters who want mainland value with quick I-95 and beach accessExcellent fit
Buyers who like having both resale and new construction inside one communityExcellent fit
Value-minded buyers who want a low HOA, no CDD, and a low carrying costExcellent fit
Buyers who will confirm the fee structure and lot details before they offerExcellent fit
Buyers who want to walk to the beach rather than driveProbably not
Buyers who need a large master-planned amenity package with trails and a town centerProbably not
Buyers chasing a marquee golf-and-country-club addressProbably not
Buyers who want a large lot or acreage feelProbably not
New-construction buyers who tour the sales center without their own representationProbably not

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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Thinking about hiring an agent here? How to find the best real estate agent in Plummer Creek — what to look for, questions to ask, and your local expert.
Plummer Creek Yulee median home price history from 2018 to 2026, chart by Momentum Realty
Median sale price in Plummer Creek Yulee, Florida by year (2018 to 2026). Source: Momentum Realty.

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