Community Details at a Glance
The Homes
Product
Single-family, generally midsize, roughly 1,870 to 3,580 square feet across the Dream Finders floor plans
Builder
Dream Finders Homes, developing in phases since 2013
Mix
Both resale homes from earlier phases and newer construction in later sections
Lots
Interior, lakefront, and preserve homesites; the water and preserve lots carry a premium
Costs & Fees
HOA
Builder markets a low HOA, historically around 480 dollars a year; confirm the current figure for your section
CDD
Builder markets no CDD; verify on title before you buy
Reality
Negotiation runs on builder incentives on new construction and on price, condition, and lot on resale
Amenities
Pool
Resort-style community pool
Outdoor kitchen
Large outdoor kitchen at the amenity center
Clubhouse
Community clubhouse and gathering space
Setting
Lakefront and preserve homesites for water and woodland views
Location
Setting
Yulee, Nassau County, just off State Road 200, ZIP 32097
Shopping
Villages of Amelia retail and everyday Yulee shopping a short drive
Access
Minutes to I-95 at the Yulee and Amelia Island exit
Beaches
Amelia Island beaches and historic Fernandina Beach about 20 minutes
The Homes & Style
Plummer Creek is a value-oriented Yulee community of midsize single-family homes, generally from roughly 1,870 to 3,580 square feet across the Dream Finders floor plans. The mix of resale and new construction means buyers can choose between an established home and a new build, and lakefront and preserve lots carry premiums over interior homesites.
The buyer pool is Yulee and Nassau County workers wanting a reasonably priced midsize home, Amelia Island commuters who want mainland value with quick island access, and buyers entering the fast-growing Yulee market on a budget.
On the new-construction homes, the negotiation often happens on builder incentives rather than base price, while resale homes price on condition and lot, so the right approach depends on which you are buying.
Plummer Creek is organized by phase, floor plan, and lot.
Earlier phases offer established homes with mature landscaping, the resale side of the market.
Newer sections offer Dream Finders floor plans, generally midsize, with builder incentives often available.
Lakefront homesites and more private preserve lots carry a premium for the views and privacy over interior homes.
Living Here
Plummer Creek's amenities center on the community's social hub.
A resort-style pool, a large outdoor kitchen, and a clubhouse give residents a gathering place and recreation within the community.
Lakefront homesites and preserve lots give parts of the community a natural setting, with water and woodland views.
State Road 200 and I-95 are close, putting the Amelia Island beaches, historic downtown, shopping, and Jacksonville within easy reach.
Everyday shopping and dining are close in Yulee, including the Villages of Amelia retail center, with the Amelia Island restaurants and historic downtown a short drive. The community's pool and clubhouse give residents a social hub within the neighborhood.
The builder markets no CDD and a low HOA, which is a real value, but fee structures can vary by section and change. Confirm the HOA and any CDD in writing for the specific home, then run the all-in monthly.
On new construction the negotiation is on incentives, on resale it is on price, condition, and lot. Know which you are buying and bring representation before any sales-center visit.
Lakefront and preserve lots are the prettiest and can carry flood considerations. Confirm the flood zone and insurance early before you commit to the premium lot.
Before You Offer
Nassau County and the wider region see coastal, river, and creek flooding, and pockets near tidal creeks and tributaries can sit in higher-risk zones. The reliable move is to pull the FEMA flood designation for the exact Plummer Creek address before you write an offer, since two homes in the same community can fall in different zones. A home in Zone X can cost far less to insure than one near water in a special flood hazard area. This matters most on the lakefront and preserve homesites, which are the prettiest lots but can carry flood considerations. Get a bindable flood and homeowners quote during your inspection period so the cost is in your monthly math before you commit, not after.
The builder markets Plummer Creek with no CDD and a low HOA, historically around 480 dollars a year, which is a genuine part of the value case. Because fee structures can vary by section and change over time, confirm the current HOA amount, what it covers, and whether any CDD applies in writing for the specific home before you sign.
Internet options in Yulee vary by address, with cable available across most of the area and fiber reaching a growing share of homes. If working from home matters, confirm the providers, and fiber in particular, at the specific Plummer Creek address rather than assuming.
The trap to plan for on any Florida purchase is the post-sale tax reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller's current one. If you are buying new construction, the first bill may be land-only and will jump once the home is on the roll. Budget the true number, and on new construction, bring your own representation before your first sales-center visit so you negotiate incentives and contract terms from your side.
Comparisons
Plummer Creek's natural cross-shops are the other value-oriented single-family communities in fast-growing Yulee. Against River Glen, another Yulee community of newer single-family homes, Plummer Creek answers with a settled identity from more than a decade of build-out, a resort-style pool and clubhouse, and the choice between resale and new construction behind one entrance; the trade is that the newest Yulee communities can offer the latest floor plans and full builder warranties throughout. Against the larger Yulee master plans such as Wildlight and Tributary, Plummer Creek gives up the scale of the amenity package, the trail networks, and the town-center retail those communities are building, but it competes hard on entry price and a builder-stated low HOA with no CDD. And against the golf-anchored North Hampton, Plummer Creek trades the golf membership and country-club setting for a simpler, lower-carrying-cost value proposition. The honest summary: Plummer Creek wins on price, practicality, and a low carrying cost in a rising market, and gives ground on amenity scale to the big master plans and on prestige to the golf communities.
Who It Fits
Plummer Creek fits the buyer who wants a reasonably priced, midsize single-family home with a resort-style pool and clubhouse in fast-growing Yulee, the Amelia Island commuter who wants mainland value with quick I-95 and beach access, and the buyer weighing resale against new construction who likes having both inside one community. It also fits the value-minded buyer who wants a low HOA and no CDD and a short, manageable carrying cost. It does not fit the buyer who wants to walk to the beach rather than drive, the buyer who needs a large master-planned amenity package with trails and a town center, or the buyer chasing a golf-and-country-club address; for those, the Amelia Island communities, the larger Yulee master plans, and the golf communities are the better targets. And any new-construction buyer who walks into the sales center without their own representation gives up negotiating leverage on incentives and contract terms.




















