4 bedroom Single Family Residence at 94974 WINDFLOWER Trail, Amelia Concourse, Fernandina Beach — photo 1Front elevation
4 bedroom Single Family Residence at 94974 WINDFLOWER Trail, Amelia Concourse, Fernandina Beach — photo 2Living space
4 bedroom Single Family Residence at 94974 WINDFLOWER Trail, Amelia Concourse, Fernandina Beach — photo 3Kitchen
4 bedroom Single Family Residence at 94974 WINDFLOWER Trail, Amelia Concourse, Fernandina Beach — photo 4Owner's suite
4 bedroom Single Family Residence at 94974 WINDFLOWER Trail, Amelia Concourse, Fernandina Beach — photo 5Exterior / yardView all 68 photos →
New — 5 days on market Single Family Residence
$530,000
4-Bedroom Home in Amelia Concourse

94974 WINDFLOWER Trail, Fernandina Beach, FL 32034

Single Family Residence in Amelia Concourse, Fernandina Beach · No CDD · Built 2022
Amelia Concourse · Fernandina Beach, FL 32034 · Nassau
Listing data updated September 11, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,376Sq Ft
2022Year Built
$223Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
8% above
$/sq ft vs community
$223 here vs $207 median sold (12 mo)
Buyer leverage
Seller-leaning
5 days on market
4.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~26 ft elevation
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $530k tops 8 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 11, 2026, 94974 WINDFLOWER Trail in Amelia Concourse, Fernandina Beach is listed at $530,000 (2,376 sq ft, about $223 per sq ft). That sits within a few percent of Amelia Concourse's median closed sale of $488,500 over the last 12 months (16 recorded sales). It came to market within the past week. Listing facts: built in 2022, waterfront, HOA dues of $10/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2022 · 4 yrs
  • 2,376 sq ft of living area
  • 2-car garage
  • Listed at $530,000 — recent neighborhood median sale price ~$488,500 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA $10/mo (per listing)
School district: Schools Amelia Concourse is in the Nassau County SchoolCommunity built 2011–2022Dick's Wings and Grill · 6 min driveEllianos Coffee · 6 min driveWinn Dixie · 8 min drive
Momentum Research · Amelia Concourse

Pricing & the Amelia Concourse market

How this home is priced against recent nearby sales, and where Amelia Concourse has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales95362 CORNFLOWER Drive95362 CORNFLOWER Drive: $193/sq ft$19395330 SNAPDRAGON Drive95330 SNAPDRAGON Drive: $194/sq ft$19495185 ORCHID BLOSSOM Tra…95185 ORCHID BLOSSOM Trail: $210/sq ft$21095123 SNAPDRAGON Drive95123 SNAPDRAGON Drive: $221/sq ft$221This homeThis home: $223/sq ft$22395198 ORCHID BLOSSOM Tra…95198 ORCHID BLOSSOM Trail: $226/sq ft$22694987 WINDFLOWER Trail94987 WINDFLOWER Trail: $227/sq ft$227Community median $207

Price vs. size in Amelia Concourse

Each dot is a closed sale since 2009 (367 total). This home is the gold marker.

$113k$411k$710k1,3392,5603,781This home: $530,000, 2,376 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $223/sq ft.

$72$150$2292012: $8720122013: $972014: $10520142015: $992016: $10020162018: $1182019: $11820192020: $1302021: $15320212022: $2002023: $20320232024: $2052025: $21420252026: $2072026

Median sale price by year

12-month median closed price, 2012–2026.

$151k$352k$554k2012: $190k20122013: $190k2014: $209k20142015: $252k2016: $206k20162018: $302k2019: $300k20192020: $293k2021: $342k20212022: $443k2023: $497k20232024: $482k2025: $515k20252026: $488k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 30 (cold).

1854912013: 4620132014: 452015: 5020152016: 252019: 4420192020: 602021: 8420212022: 822023: 4720232024: 322025: 5620252026: 302026
Property timeline

This home’s history

  • 2022BuiltPer public record
  • Aug 20, 2026First trackedObserved at $530,000
  • NowUnder contractCurrently pending

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,318/mo
  • Principal & interest $2,739/mo 83%
  • Taxes $415/mo 13%
  • Insurance $154/mo 5%
  • HOA $10/mo 0%

$3,318/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$6,375/yr
$531/mo·effective rate ~1.20%
Estimated from today’s asking price and current Nassau County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $4,425/yr ($369/mo)
+$1,950 more each year
(+44%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$67,819
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$401,701
Market value
$384,604
Assessed
$333,882
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

55/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area31
This home $223/sq ft vs the community 12-month median $207/sq ft.
Affordability36
List price $530,000 vs the community median $488,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~26 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity57
Community median 41 days on market, ~4.5 months of supply (12-month record).
Renovation upside10
From a 2022 build and $223/sq ft vs the community median $207/sq ft. Not a condition assessment.
Pricing power64
Recent sales closed at about 95.3% of original asking (~4.7% below). More room below asking generally favors buyers.
Market timing70
Momentum Market Heat is 30/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 4.5 months of supply in the surrounding market and 5 days on market for this home, against a 41-day area median.Days on market:this home 5Area median:  41 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 10, 2026.

🟡 Asking $223 per square foot, about 8% above the community’s $207 median. Amelia Concourse’s 12-month median sold price per square foot is $207. Median sold price per square foot is down 5.1% year over year. Confidence: Medium · 16 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

71% of homes in Amelia Concourse are owner-occupied. An estimated 29% are non-owner-occupied, including 13% held in a company or trust and 12% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 227 homes matched. Community-level context.

Recent Amelia Concourse sales closed near 95.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 10, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 6 active listings in Amelia Concourse, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Stunner alert! Welcome home to this beautifully upgraded 4-bedroom, 3-bathroom retreat in the highly desirable Amelia Concourse community, where thoughtful design, incredible outdoor living, and serene pond views offer the best of Florida living. From the moment you arrive, the immaculate landscaping and charming front porch set the tone for what awaits inside.

Step through the door to soaring ceilings, abundant natural light, gorgeous wood-plank flooring, custom built-ins, and impressive upgrades throughout. At the heart of the home, the gourmet kitchen is perfectly positioned to take advantage of the stunning water views, with a light-filled breakfast nook overlooking the pond. The spacious family room is equally inviting, featuring custom built-in cabinetry, an electric fireplace, and a TV that conveys with the home, creating the perfect space to relax or entertain.

The downstairs primary suite is a true retreat, complete with peaceful water views, a spa-like ensuite featuring a custom walk-in shower, and a spacious walk-in closet with custom built-ins offering endless storage. Upstairs, a private guest suite with a full bath and plenty of room for both bedroom and living areas provides incredible flexibility for in-laws, teenagers, overnight guests, or a private getaway. Outside, your own backyard oasis awaits.

Enjoy beautiful pond views from the screened and covered lanai, with plenty of space for entertaining, relaxing, and enjoying Florida's year-round outdoor lifestyle, all surrounded by incredible landscaping. Amelia Concourse residents enjoy outstanding amenities including a resort-style pool, splash pad, clubhouse, and playground. The community is just minutes from shopping, restaurants, everyday conveniences, and a short drive to the beautiful beaches of Amelia Island.

With convenient access to I-95 for an easy drive to Jacksonville or Georgia, this location truly offers the best of all worlds. Beautifully upgraded, thoughtfully designed, and perfectly positioned for both everyday living and entertaining, this home is an absolute must-see!

Description provided by KELLER WILLIAMS REALTY ATLANTIC PARTNERS and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$530,000
Bed / bath4 / 3
Living area2,376 sq ft
Year built2022
Property typeSingle Family Residence
Garage2-car
MLS #2160960
Listing statusNew &mdash; 5 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~26 ft
Windstorm exposureModerate
CountyNassau
Area listings6 active · 4 under contract
Estimated first-year tax~$4,982/yr
CDD assessmentNone on record
HOA (per listing)$10/mo

Calculated estimates

Price per sq ft$223
Estimated monthly payment$3,318
Insurance (illustrative)$2k–$2k/yr
Messtimate range$460,944 – $536,976
Comparable-sales median$488,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERSProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$460,944the mess$536,976

Actual list price: $530,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 16% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $10/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 5 days on market vs. a 41-day community median
  • 6 active listings competing, 4 under contract
  • 4.5 months of supply
  • 16 closed here in the last 12 months

For reference, this home is listed at $530,000 ($223/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,376 sq ft × $194–$226/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 11, 2026.

Keep looking

Similar homes for sale near Amelia Concourse

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $530,000Momentum Realty · on market 5 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,982/yr

A rough first-year estimate only, applying a typical Nassau rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$10/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~26 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 94974 WINDFLOWER Trail?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS · MLS # 2160960

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Amelia Concourse

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Amelia Concourse neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$488,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$207

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Amelia Concourse

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

In the area

Recent Amelia Concourse news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Mar 2026 · Infrastructure

Second roundabout opens on William Burgess Boulevard at Liberty Cove Parkway

Nassau County opened a new roundabout where William Burgess Boulevard meets Liberty Cove Parkway following a final inspection. It was built by developer Greg Matovina and Associates under a developer agreement, with Burnham Construction as contractor. It is the second roundabout to open along the William Burgess corridor in the same week.

Why it matters: Added roundabouts along William Burgess Boulevard may smooth traffic flow on the corridor that links the Amelia Concourse area toward Florida 200 and Interstate 95.

The County Insider (Nassau County)

Mar 2026 · Infrastructure

Roundabout opens at William Burgess Boulevard and Harts Road

A roundabout at William Burgess Boulevard and Harts Road opened after a final Nassau County inspection. It was built by developer Greg Matovina and Associates through a developer agreement, with Holland Contractors as the contractor. The county noted the project took longer than anticipated due to construction challenges.

Why it matters: Improved intersections on William Burgess Boulevard could ease travel through a corridor that has been absorbing steady residential growth near Amelia Concourse.

The County Insider (Nassau County)

Sep 2025 · Builder

Wildlight names first builders for new Garden District phase in Yulee

Wildlight announced Ashton Woods, David Weekley Homes, Perry Homes, and Toll Brothers as the first builders for its Garden District in Yulee. The district spans 4,700 acres with about 2,000 acres of conservation land and is planned for roughly 4,100 homes at full build-out. First model homes are expected to open in mid 2026.

Why it matters: A new builder lineup in the Yulee area may broaden new-construction options available to buyers shopping the wider Nassau County corridor.

Jacksonville Daily Record

Jul 2025 · Retail Dining

Mass grading application signals progress on Shoppes at Yulee

An environmental resource permit application for mass grading of about 25.71 acres at Florida 200 and Interstate 95 pointed to early site work for the proposed Shoppes at Yulee. The plan shows a roughly 175,360 square foot anchor, 701 parking spaces, and four outparcels. The project still required county review.

Why it matters: A large-format retail anchor near the Interstate 95 interchange could expand shopping options reachable from the Yulee corridor near Amelia Concourse, though approvals remained pending.

Jacksonville Daily Record

What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Winn Dixie 8 min

Dining

  • Dick's Wings and Grill 6 min

Shopping

  • Villages of Amelia 8 min

Parks

  • Melton O. Nelson Memorial Park 11 min
Assigned schools

Assigned schools

Schools currently assigned to this address in Nassau County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Yulee Primary SchoolPreK-2 · Nassau County School District
GRADEA
Yulee Elementary School3-5 · Nassau County School District · Grade A (Florida DOE 2025-26)
GRADEA
Yulee Middle School6-8 · Nassau County School District · Grade A (Florida DOE 2025-26)
GRADEA
Yulee High School9-12 · Nassau County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $207/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,429 – $3,533/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$961 – +$33At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 94974 WINDFLOWER Trail, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $10/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Nassau County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,376 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,982/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: September 11, 2026)
Community market statsrealMLS closed sales, as of September 10, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 94974 WINDFLOWER Trail and when was it built?

Per the listing record, 94974 WINDFLOWER Trail was built in 2022 and has 2,376 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 94974 WINDFLOWER Trail in?

94974 WINDFLOWER Trail is in Amelia Concourse in Fernandina Beach, Nassau County. The community section on this page shows recent closed sales, days on market, and active inventory for Amelia Concourse from the same MLS data.

Does 94974 WINDFLOWER Trail have an HOA, and how much are the dues?

The listing reports HOA dues of $10 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 94974 WINDFLOWER Trail differ from the current owner's?

The estimate on this page (about $4,982 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 94974 WINDFLOWER Trail in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 94974 WINDFLOWER Trail in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.