Single Family Residence in Amelia National, Fernandina Beach · No CDD · Built 2026
Amelia National · Fernandina Beach, FL 32034 · Nassau
Listing data updated September 12, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
3,067Sq Ft
2026Year Built
$332Per Sq Ft
3-car garageNew constructionNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
13% above
$/sq ft vs community
$332 here vs $294 median sold (12 mo)
Buyer leverage
Buyer advantage
119 days on market
3.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~21 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 12, 2026, 95313 BENTGRASS Court in Amelia National, Fernandina Beach is listed at $1,017,410 (3,067 sq ft, about $332 per sq ft). That is 34% above Amelia National's median closed sale of $759,500 over the last 12 months (42 recorded sales). Per square foot it is above the community's recent $294/sq ft by about 13%. It has been 119 days on market, longer than the community's typical 49 days to contract. Listing facts: new construction, HOA dues of $81/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2026
3,067 sq ft of living area
3-car garage
Listed at $1,017,410 — recent neighborhood median sale price ~$759,500 (nearby sales; deemed reliable, not an appraisal)
119 days on market
HOA $81/mo (per listing)
Golf course communitySchool district: Schools Amelia National is served by the Nassau County SchoolCommunity built 2005–2026Yummy Sushi · 6 min driveEllianos Coffee · 6 min driveWinn Dixie · 7 min drive
Momentum Research · Amelia National
Pricing & the Amelia National market
How this home is priced against recent nearby sales, and where Amelia National has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Amelia National
Each dot is a closed sale since 2006 (541 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $332/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 19 (cold).
Property timeline
This home’s history
2026BuiltPer public record
Jul 2, 2026First trackedObserved at $1,017,410
NowUnder contractCurrently pending
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$6,430/mo
Principal & interest $5,285/mo82%
Taxes $797/mo12%
Insurance $267/mo4%
HOA $81/mo1%
$6,430/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Strongest on: Flood safety (95), Market timing (81)
0 limited50100 exceptional
51/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area18
This home $332/sq ft vs the community 12-month median $294/sq ft.
Affordability0
List price $1,017,410 vs the community median $759,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~21 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity59
Community median 49 days on market, ~3.6 months of supply (12-month record).
Renovation upside10
From a 2026 build and $332/sq ft vs the community median $294/sq ft. Not a condition assessment.
Pricing power64
Recent sales closed at about 95.2% of original asking (~4.8% below). More room below asking generally favors buyers.
Market timing81
Momentum Market Heat is 19/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 3.6 months of supply in the surrounding market and 119 days on market for this home, against a 49-day area median.Days on market:this home 119Area median: 49 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 10, 2026.
🟡 Asking $332 per square foot, about 13% above the community’s $294 median. Amelia National’s 12-month median sold price per square foot is $294. Median sold price per square foot is down 11.5% year over year. Confidence: Very High · 42 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
58% of homes in Amelia National are owner-occupied. An estimated 42% are non-owner-occupied, including 28% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 270 homes matched. Community-level context.
Recent Amelia National sales closed near 95.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 10, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: a golf-course community, one of only 12 active listings in Amelia National, no CDD assessment.
Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to the Egret V, a thoughtfully crafted and spacious four-bedroom, three-bathroom home that's as functional as it is elegant. Spanning over 3,000 square feet, this layout is perfect for families, entertainers, and those who crave both privacy and open space.
Description provided by ICI SELECT REALTY, INC. and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,017,410
Bed / bath4 / 3
Living area3,067 sq ft
Year built2026
Property typeSingle Family Residence
Garage3-car
MLS #2134074
Listing statusPending
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~21 ft
Windstorm exposureModerate
CountyNassau
Area listings12 active · 14 under contract
Estimated first-year tax~$9,564/yr
CDD assessmentNone on record
HOA (per listing)$81/mo
Calculated estimates
Price per sq ft$332
Estimated monthly payment$6,430
Insurance (illustrative)$2k–$4k/yr
Messtimate range$677,807 – $1,012,110
Comparable-sales median$759,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$677,807the mess$1,012,110
Actual list price: $1,017,410 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 49% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $81/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 119 days on market vs. a 49-day community median
12 active listings competing, 14 under contract
≈3.6 months of supply
39 closed here in the last 12 months
For reference, this home is listed at $1,017,410 ($332/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,067 sq ft × $221–$330/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.
Keep looking
Similar homes for sale near Amelia National
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $1,017,410Momentum Realty · on market 119 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$9,564/yr
A rough first-year estimate only, applying a typical Nassau rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$81/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~21 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by ICI SELECT REALTY, INC. · MLS # 2134074
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Market data · public records
Recent sales activity in Amelia National
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Amelia National neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$759,500
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$294
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Amelia National
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jan 2026 · Parks Amenities
Amelia National completes $15 million Tom Fazio golf course renovation
ICI Homes announced that the renovation of the Tom Fazio designed course at Amelia National Golf and Country Club is finished, with the course reopening for play in November 2025 after re-grassing by Fazio Design. The roughly $15 million project added new Bermuda grass on fairways and greens, reshaped bunkers, restored greens to original sizes, and funded a new golf maintenance facility now under construction. The course remains the centerpiece amenity of the gated community off State Road 200 in Fernandina Beach.
Why it matters: A freshly renovated signature golf amenity may strengthen the appeal of homesites with course views, though buyers should confirm current membership and club terms directly.
Wildlight Garden District and other Nassau County projects advance
A regional update reported that the Wildlight master-planned community in Yulee is moving its new Garden District forward, with about 4,100 homes planned at full build-out on a 4,700 acre site that includes 2,000 acres of conservation land. The report also noted a Community First Credit Union branch under review near Crosstown Avenue and Florida 200, plus continued commercial activity along the State Road 200 corridor west of Interstate 95.
Why it matters: Sustained large-scale growth in the nearby Yulee corridor could continue to expand shopping, services, and road demand that historically influence outlying Fernandina Beach communities like Amelia National.
Wildlight names first four homebuilders for Garden District in Yulee
The Wildlight community named Ashton Woods, David Weekley Homes, Perry Homes, and Toll Brothers as the first builders for its new Garden District in Yulee, off Riverbluff Parkway about nine miles east of Interstate 95. The first neighborhood, Bellflower, will offer homes on 50, 60, and 70 foot lots, with first model homes expected to open in mid 2026. The district also reserves land for a county park and a future elementary school.
Why it matters: More national builders entering the broader Nassau County market may add new-construction competition that operators could weigh when positioning resale and new homes nearby.
Walmart-sized retail anchor proposed for Shoppes at Yulee off Florida 200
Plans were filed for the Shoppes at Yulee, a nearly 30-acre center proposed off Florida 200 just west of Interstate 95 and anchored by a roughly 175,360 square foot retail store with four outparcels and 701 parking spaces. Gatlin Development Co., a longtime Walmart developer, is working on the project, which still needs a rezoning and a comprehensive plan amendment to move forward.
Why it matters: A large new shopping anchor along the State Road 200 corridor could expand retail options reachable from Amelia National, though the project still faces county approvals.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Winn Dixie 7 min
Dining
Yummy Sushi 6 min
Shopping
Villages of Amelia 7 min
Parks
Kids can be kids 15 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Nassau County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
YuleeAssigned elementary school · Nassau County School District · Grade A (Florida DOE 2025-26)
GRADEA
YuleeAssigned middle school · Nassau County School District · Grade A (Florida DOE 2025-26)
GRADEA
YuleeAssigned high school · Nassau County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2026
$1,062,491
95308 BENTGRASS Court, Fernandina Beach
4 / 3 bd/ba · 3,086 sq ft · $344/sq ft
Courtesy of ICI SELECT REALTY, INC. · View details →
Sold Jul 2026
$980,799
95369 BENTGRASS Court, Fernandina Beach
3 / 3 bd/ba · 2,969 sq ft · $330/sq ft
Courtesy of ICI SELECT REALTY, INC. · View details →
Sold Aug 2026
$989,160
95404 GOLDEN GLOW Drive, Fernandina Beach
4 / 3.5 bd/ba · 3,234 sq ft · $306/sq ft
Courtesy of ICI SELECT REALTY, INC. · View details →
Sold Jun 2026
$739,000
95164 POPLAR Way, Fernandina Beach
5 / 3.5 bd/ba · 3,347 sq ft · $221/sq ft
Courtesy of EDGEWATER REALTY LLC · View details →
Sold Aug 2026
$600,000
95191 POPLAR Way, Fernandina Beach
3 / 3 bd/ba · 2,712 sq ft · $221/sq ft
Courtesy of MARK SPAIN REAL ESTATE · View details →
Sold Jun 2026
$863,284
95367 GOLDEN GLOW Drive, Fernandina Beach
3 / 3 bd/ba · 2,677 sq ft · $322/sq ft
Courtesy of ICI SELECT REALTY, INC. · View details →
Community 12-month median: $294/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$4,663 – $6,783/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,903 – +$5At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 95313 BENTGRASS Court, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
HOA dues are listed at $81/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Nassau County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 3,067 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $9,564/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: September 12, 2026)
Community market stats
realMLS closed sales, as of September 10, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 95313 BENTGRASS Court and when was it built?
Per the listing record, 95313 BENTGRASS Court was built in 2026 and has 3,067 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 95313 BENTGRASS Court in?
95313 BENTGRASS Court is in Amelia National in Fernandina Beach, Nassau County. The community section on this page shows recent closed sales, days on market, and active inventory for Amelia National from the same MLS data.
Does 95313 BENTGRASS Court have an HOA, and how much are the dues?
The listing reports HOA dues of $81 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 95313 BENTGRASS Court differ from the current owner's?
The estimate on this page (about $9,564 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 95313 BENTGRASS Court in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 95313 BENTGRASS Court in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
