Aerial view of 32446, Florida

32446 (Marianna)
Housing Market

ZIP code market report · Jackson County

Median sale price $300,000, down 24.5% year over year, with homes going under contract in about 71 days.

7 communities reporting38 sales analyzedRefreshed twice dailyMomentum Score 34
Live Market Pulse
34/100
Momentum
Soft Market
Prices are down 24% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 32446 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$300K
Median sold · 12 moConfidence: Medium
down 24.5% vs the prior 12 months
-24.5%
1-yr price change
n = 38 recent sales
92.8%
Sale vs ask
Jackson County: 93.4% · -2.9pp vs prior yr
$183K
Jackson County home value
Zillow ZHVI, monthly · +1.6% vs a year ago
Tempo
71days
Median DOM · closed
Jackson County: 59 days · -35.0 days vs prior yr
Market context
25%
Listings with price cuts
Jackson County · Zillow · +1.4pp vs prior month
194
County for-sale inventory
Zillow, monthly · -3.0% vs prior month
5%
New construction
share of recent sales · +0.8pp vs prior yr
34/100
Momentum score
Soft Market
7
Communities reporting
of 16 tracked in 32446
Economy & people · county layer
$47,327
Median household income
U.S. Census ACS, county
47,652
County population
-1.7% since 2018
3.9×
Price to income
county home value vs median income
74%
Owner-occupied
U.S. Census ACS, county
$625/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 24.5% versus the prior year, but sellers are still collecting 92.8% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 34
Momentum Score
Buyer leverage66
Seller leverage34

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current 32446 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 32446 (Marianna)

The median sale price across 32446 currently stands at $300,000, down 24.5% from a year ago. The typical home goes under contract in about 71 days. Sellers are capturing 92.8% of their original asking price on average.

Zillow's home value index for Jackson County stands at $183,231. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32446 is 34 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

32446 since 2015 — and where it’s heading

A median home here sold for $139,468 in 2015 and $318,578 over the last recorded year — 128% appreciation across 11 years of recorded sales.

Median sale price · 2015–2026 (337 recorded sales)

$131K$233K$336K$319K2015: $139K2016: $191K2017: $152K2018: $149K2019: $135K2020: $169K2021: $200K2022: $208K2024: $316K2025: $332K2026: $319K20152017202020242026

Days on market by year

31d71d110d71d2015: 76d2016: 92d2017: 67d2018: 109d2019: 64d2020: 62d2021: 68d2022: 33d2024: 37d2025: 106d2026: 71d20152017202020242026

Home value trend · Jackson County (Zillow ZHVI)

$176K$180K$183K$183KJun '25: $180KJul '25: $181KAug '25: $181KSep '25: $181KOct '25: $181KNov '25: $180KDec '25: $178KJan '26: $176KFeb '26: $176KMar '26: $178KApr '26: $180KMay '26: $182KJun '26: $183KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

170194217194Jun '25: 171Jul '25: 175Aug '25: 180Sep '25: 184Oct '25: 191Nov '25: 203Dec '25: 214Jan '26: 217Feb '26: 210Mar '26: 202Apr '26: 200May '26: 200Jun '26: 194Jun '25Sep '25Dec '25Mar '26Jun '26
SingleFamilyResidence 98%Attached 2%
Local Economics · county layer

What’s driving 32446

Who’s moving here
+443 net residents/yr

Top inbound states: AL. Movers arriving report ~$49,869 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,491/yr avg premium

180 Citizens policies in force in Jackson County — the state-backed insurer of last resort. Budget insurance into any Jackson purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
98 units permitted -32% YoY

96 single-family · 2 multi-family · 2.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Indian Springs ▼ 23%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
Indian SpringsMarianna$300K▲ -23%
Prices cooling fastest
Indian SpringsMarianna$300K▼ 23%
Selling fastest
Indian SpringsMarianna$300K33 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32446 right now?

The data says conditions currently favor buyers in 32446 — the Momentum Score reads 34/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32446 becoming more affordable?

Yes, modestly — the median sale price in 32446 is $300,000, down 24.5% versus the prior year, while sellers still capture 92.8% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32446?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Indian Springs (-23%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32446 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Indian Springs (33 days) — homes there go under contract well ahead of the market-wide pace of 71 days.

Questions

32446 (Marianna) housing market FAQ

What is the median home price in 32446?

The median sale price in 32446 is currently $300,000, down 24.5% from a year ago, based on MLS sales data updated August 6, 2026.

Is 32446 a buyer's or seller's market right now?

The data currently favors buyers. 32446 scores 34 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 32446?

The typical home in 32446 goes under contract in about 71 days, per current MLS data.

Are home prices in 32446 rising or falling?

Median sale prices are down 24.5% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32446 (Marianna). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.