Aerial view of 32446, Florida

32446 (Marianna)
Housing Market

ZIP code market report · Jackson County

Median sale price $335,000, down 11.4% year over year, with homes going under contract in about 70 days.

8 communities reporting58 sales analyzedRefreshed twice dailyMomentum Score 64
Live Market Pulse
64/100
Momentum
Balanced Market
Prices are down 11% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh August 26, 2026 at 8:37 PM ET.
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Live · 32446 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$335K
Median sold · 12 moConfidence: Medium
down 11.4% vs the prior 12 months
-11.4%
1-yr price change
n = 58 recent sales
$260/sf
Sold $/sqft · 12 mo
+9.2% vs prior yr
93.4%
Sale vs ask
Jackson County: 93.4% · -3.6pp vs prior yr
$183K
Jackson County home value
Zillow ZHVI, monthly · +1.6% vs a year ago
Tempo
0.6mo
Supply
3 to 6 months is the balanced band
70days
Median DOM · closed
Jackson County: 59 days · -12.0 days vs prior yr
50%
Under contract
of inventory already spoken for
Market context
24%
Listings with price cuts
Jackson County · Zillow · -1.2pp vs prior month
185
County for-sale inventory
Zillow, monthly · -4.6% vs prior month
3%
New construction
share of recent sales · +0.8pp vs prior yr
64/100
Momentum score
Balanced Market
8
Communities reporting
of 17 tracked in 32446
Economy & people · county layer
$47,327
Median household income
U.S. Census ACS, county
47,652
County population
-1.7% since 2018
3.9×
Price to income
county home value vs median income
74%
Owner-occupied
U.S. Census ACS, county
$625/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 26, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 0.6 months of supply — tight by the 3-to-6-month balanced benchmark, and 50% of listed homes are already under contract. Prices are down 11.4% versus the prior year, but sellers are still collecting 93.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 64
Momentum Score
Buyer leverage36
Seller leverage64

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 50% of inventory sits under contract.
  • Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current 32446 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 32446 is hot — and where it isn't

Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32446 (Marianna)

The median sale price across 32446 currently stands at $335,000, down 11.4% from a year ago. Buyers are paying a median of $260 per square foot. The typical home goes under contract in about 70 days. Sellers are capturing 93.4% of their original asking price on average.

At the current sales pace that works out to 0.6 months of supply — a seller-leaning market by the standard six-month benchmark.

Zillow's home value index for Jackson County stands at $183,075. About 24% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32446 is 64 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 26, 2026.

Trends & History

32446 since 2012 — and where it’s heading

A median home here sold for $228,500 in 2012 and $379,413 over the last recorded year — 66% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (708 recorded sales)

$194K$307K$419K$379K2012: $228K2013: $229K2014: $255K2015: $199K2016: $264K2017: $245K2018: $236K2019: $237K2020: $225K2021: $261K2022: $294K2023: $415K2024: $408K2025: $396K2026: $379K20122015201920232026

Days on market by year

22d56d89d70d2012: 88d2013: 78d2014: 24d2015: 52d2016: 64d2017: 73d2018: 73d2019: 39d2020: 56d2021: 45d2022: 24d2023: 29d2024: 52d2025: 82d2026: 70d20122015201920232026

Home value trend · Jackson County (Zillow ZHVI)

$176K$179K$183K$183KJul '25: $180KAug '25: $180KSep '25: $181KOct '25: $181KNov '25: $180KDec '25: $178KJan '26: $176KFeb '26: $176KMar '26: $178KApr '26: $180KMay '26: $182KJun '26: $183KJul '26: $183KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

174196217185Jul '25: 175Aug '25: 180Sep '25: 184Oct '25: 191Nov '25: 203Dec '25: 214Jan '26: 217Feb '26: 210Mar '26: 202Apr '26: 200May '26: 200Jun '26: 194Jul '26: 185Jul '25Oct '25Jan '26Apr '26Jul '26

Median price · daily recalculation

$299K$318K$336K$335KAug 06: $300KAug 08: $300KAug 09: $300KAug 10: $300KAug 11: $335KAug 12: $335KAug 13: $335KAug 15: $335KAug 17: $335KAug 18: $335KAug 19: $335KAug 20: $335KAug 21: $335KAug 22: $335KAug 23: $335KAug 24: $335KAug 26: $335KAug 06Aug 11Aug 17Aug 21Aug 26
SingleFamilyResidence 98%Attached 2%
Local Economics · county layer

What’s driving 32446

Who’s moving here
+443 net residents/yr

Top inbound states: AL. Movers arriving report ~$49,869 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,491/yr avg premium

180 Citizens policies in force in Jackson County — the state-backed insurer of last resort. Budget insurance into any Jackson purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
98 units permitted -32% YoY

96 single-family · 2 multi-family · 2.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Indian Springs ▼ 23%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
VILLA BORGHESEDelray Beach$495K▲ 3%
Indian SpringsMarianna$300K▲ -23%
Prices cooling fastest
Indian SpringsMarianna$300K▼ 23%
VILLA BORGHESEDelray Beach$495K▼ 3%
Most homes for sale
VILLA BORGHESEDelray Beach$495K1
Selling fastest
Indian SpringsMarianna$300K33 days
VILLA BORGHESEDelray Beach$495K66 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32446 right now?

The data says conditions currently favor neither side decisively in 32446 — the Momentum Score reads 64/100 with 0.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32446 becoming more affordable?

Yes, modestly — the median sale price in 32446 is $335,000, down 11.4% versus the prior year, while sellers still capture 93.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32446?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Indian Springs (-23%); VILLA BORGHESE (3%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32446 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Indian Springs (33 days); VILLA BORGHESE (66 days) — homes there go under contract well ahead of the market-wide pace of 70 days.

Questions

32446 (Marianna) housing market FAQ

What is the median home price in 32446?

The median sale price in 32446 is currently $335,000, down 11.4% from a year ago, based on MLS sales data updated August 26, 2026.

Is 32446 a buyer's or seller's market right now?

The data currently favors sellers. 32446 scores 64 of 100 on the Momentum Score, with 0.6 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32446?

The typical home in 32446 goes under contract in about 70 days, per current MLS data.

Are home prices in 32446 rising or falling?

Median sale prices are down 11.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32446 (Marianna). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 26, 2026 at 8:37 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.