32446 (Marianna)
Housing Market & Home Values
Median sale price $302,000, down 16.3% year over year, with homes going under contract in about 60 days, 8 homes on the market.
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Housing Market Analyst
Inventory sits at 0.6 months of supply — tight by the 3-to-6-month balanced benchmark, and 36% of listed homes are already under contract. Prices are down 16.3% versus the prior year, but sellers are still collecting 93.7% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 36% of inventory sits under contract.
- Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.
Derived from current 32446 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 32446 (Marianna)
The median sale price across 32446 currently stands at $302,000, down 16.3% from a year ago. Buyers are paying a median of $260 per square foot. The typical home goes under contract in about 60 days. Sellers are capturing 93.7% of their original asking price on average.
There are 8 active listings on the market, with 3 more already under contract. At the current sales pace that works out to 0.6 months of supply — a seller-leaning market by the standard six-month benchmark. 20 homes closed here over the trailing 12 months.
Zillow's home value index for Jackson County stands at $184,878. About 23% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32446 is 59 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.
32446 since 2012 — and where it’s heading
A median home here sold for $228,500 in 2012 and $355,229 over the last recorded year — 55% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (753 recorded sales)
Days on market by year
Home value trend · Jackson County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Jackson County (MLS)
Median price · daily recalculation
What’s driving 32446
Top inbound states: AL. Movers arriving report ~$49,869 average income. Source: IRS SOI county-to-county migration, 2022-2023
180 Citizens policies in force in Jackson County — the state-backed insurer of last resort. Budget insurance into any Jackson purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
96 single-family · 2 multi-family · 2.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Jackson
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 32446 ← this page | $302K | 8 | 59 | |
| 30548 | $470K | 170 | 47 | Open → |
| 30549 | $440K | 159 | 46 | Open → |
| 30517 | $440K | 98 | 52 | Open → |
| 30567 | $400K | 42 | 59 | Open → |
| 32448 | $243K | 26 | 37 | Open → |
Neighborhoods on the move
| VILLA BORGHESEDelray Beach | $495K | ▲ 3% |
| Indian SpringsMarianna | $302K | ▲ -31% |
| Indian SpringsMarianna | $302K | ▼ 31% |
| VILLA BORGHESEDelray Beach | $495K | ▼ 3% |
| Dogwood HeightsMarianna | $198K | 2 |
| Indian SpringsMarianna | $302K | 2 |
| North OaksMarianna | $525K | 2 |
| VILLA BORGHESEDelray Beach | $495K | 1 |
| Indian SpringsMarianna | $302K | 44 days |
| VILLA BORGHESEDelray Beach | $495K | 66 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32446 right now?
The data says conditions currently favor neither side decisively in 32446 — the Momentum Score reads 59/100 with 0.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32446 becoming more affordable?
Yes, modestly — the median sale price in 32446 is $302,000, down 16.3% versus the prior year, while sellers still capture 93.7% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in 32446?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Indian Springs (-31%); VILLA BORGHESE (3%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 32446 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Indian Springs (44 days); VILLA BORGHESE (66 days) — homes there go under contract well ahead of the market-wide pace of 60 days.
32446 (Marianna) housing market FAQ
How is the housing market in 32446 right now?
As of October 5, 2026, the 32446 housing market favors sellers: the median sale price is $302,000 (down 16.3% year over year), 8 homes are for sale against 20 sales in the last 12 months, which is 0.6 months of supply, and the typical home goes under contract in about 60 days.
How much is a house in 32446?
The median home sold for $302,000 in 32446 over the last 12 months, about $260 per square foot; asking prices on the 8 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in 32446?
By the numbers, sellers in 32446 are getting 93.7% of asking price and going under contract in about 60 days with 0.6 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the 32446 housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: 32446 median sale prices are down 16.3% year over year, inventory stands at 0.6 months of supply, and 36% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in 32446?
The median sale price in 32446 is currently $302,000, down 16.3% from a year ago, based on MLS sales data updated October 5, 2026.
Is 32446 a buyer's or seller's market right now?
The data currently favors sellers. 32446 scores 59 of 100 on the Momentum Score, with 0.6 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 32446?
The typical home in 32446 goes under contract in about 60 days, per current MLS data.
How many homes are for sale in 32446?
There are approximately 8 active listings in 32446 as of October 5, 2026.
Are home prices in 32446 rising or falling?
Median sale prices are down 16.3% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 32446 (Marianna). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.