Bay Harbor Islands
Housing Market
Median sale price $950,000, up 7.9% year over year, with homes going under contract in about 132 days, 48 homes on the market.
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Housing Market Analyst
30% of listed homes are already under contract. Prices are up 7.9% versus the prior year and sellers are still collecting 89.9% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 30% of inventory sits under contract.
- Mortgage sensitivity — at 7.6× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Bay Harbor Islands data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Bay Harbor Islands is hot — and where it isn't
Each dot is a community (11 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Bay Harbor Islands
The median sale price across Bay Harbor Islands currently stands at $950,000, up 7.9% from a year ago. Buyers are paying a median of $757 per square foot. The typical home goes under contract in about 132 days. Sellers are capturing 89.9% of their original asking price on average.
There are 48 active listings on the market, with 16 more already under contract.
Bay Harbor Islands prices sit above the Miami-Dade County median by roughly 73%. Zillow's home value index for Miami-Dade County stands at $521,011. About 16% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Bay Harbor Islands is 39 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 1, 2026.
Bay Harbor Islands since 2014 — and where it’s heading
A median home here sold for $1,116,250 in 2014 and $1,827,733 over the last recorded year — 64% appreciation across 12 years of recorded sales.
Median sale price · 2014–2026 (595 recorded sales)
Days on market by year
Home value trend · Miami-Dade County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Miami-Dade County (MLS)
Median price · daily recalculation
What’s driving Bay Harbor Islands
Top inbound states: NY, CA, TX, NJ. Movers arriving report ~$127,200 average income. Source: IRS SOI county-to-county migration, 2022-2023
56,357 Citizens policies in force in Miami-Dade County — the state-backed insurer of last resort. Budget insurance into any Miami-Dade purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
2,666 single-family · 13,869 multi-family · 6.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Miami-Dade County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Bay Harbor Islands ← this page | $950K | 48 | 39 | |
| Miami | $570K | 4,211 | 36 | Open → |
| Miami Beach | $758K | 1,065 | 37 | Open → |
| Sunny Isles Beach | $475K | 831 | 24 | Open → |
| Aventura | $465K | 803 | 28 | Open → |
| Homestead | $460K | 794 | 40 | Open → |
Neighborhoods on the move
| BAY HARBOR ISLANDBay Harbor Islands | $3.61M | ▲ 19% |
| BAY HARBOR ISLANDBay Harbor Islands | $3.61M | ▼ 19% |
| BAY HARBOR ISLANDBay Harbor Islands | $3.61M | 29 |
| KAI AT BAY HARBOR CONDOBay Harbor Islands | $860K | 5 |
| BLAIR HOUSE CONDO - WESTBay Harbor Islands | $470K | 4 |
| Onda ResidencesBay Harbor Islands | $3.48M | 4 |
| BAY HARBOUR ISLANDBay Harbor Islands | $950K | 3 |
| BAY HARBOR ISLANDBay Harbor Islands | $3.61M | 96 days |
Bay Harbor Islands ZIP codes
Most active communities
More on Bay Harbor Islands
Put this data to work
The questions people actually ask
Should I buy a house in Bay Harbor Islands right now?
The data says conditions currently favor buyers in Bay Harbor Islands — the Momentum Score reads 39/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Bay Harbor Islands becoming more affordable?
No — the median sale price in Bay Harbor Islands is $950,000, up 7.9% versus the prior year, while sellers still capture 89.9% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Bay Harbor Islands?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are BAY HARBOR ISLAND (19%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Bay Harbor Islands neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are BAY HARBOR ISLAND (96 days) — homes there go under contract well ahead of the market-wide pace of 132 days.
How does Bay Harbor Islands compare to the rest of Miami-Dade County?
Bay Harbor Islands's median of $950,000 runs 73% above the county-wide median of $549,900, and homes here take 132 days to go under contract versus 68 county-wide.
Bay Harbor Islands housing market FAQ
How is the housing market in Bay Harbor Islands right now?
As of October 1, 2026, the Bay Harbor Islands housing market favors buyers: the median sale price is $950,000 (up 7.9% year over year), 48 homes are for sale, and the typical home goes under contract in about 132 days.
How much is a house in Bay Harbor Islands?
The median home sold for $950,000 in Bay Harbor Islands over the last 12 months, about $757 per square foot; asking prices on the 48 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Bay Harbor Islands?
By the numbers, sellers in Bay Harbor Islands are getting 89.9% of asking price and going under contract in about 132 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Bay Harbor Islands housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Bay Harbor Islands median sale prices are up 7.9% year over year, and 30% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Bay Harbor Islands?
The median sale price in Bay Harbor Islands is currently $950,000, up 7.9% from a year ago, based on MLS sales data updated October 1, 2026.
Is Bay Harbor Islands a buyer's or seller's market right now?
The data currently favors buyers. Bay Harbor Islands scores 39 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in Bay Harbor Islands?
The typical home in Bay Harbor Islands goes under contract in about 132 days, per current MLS data.
How many homes are for sale in Bay Harbor Islands?
There are approximately 48 active listings in Bay Harbor Islands as of October 1, 2026.
Are home prices in Bay Harbor Islands rising or falling?
Median sale prices are up 7.9% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Bay Harbor Islands. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 1, 2026 at 2:51 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.