Bay Harbour Island in Bay Harbor Islands
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Photo via MIAMI MLS

Built fromLive MIAMI MLS data3 years of closingsUpdated twice daily

As of October 2026, Bay Harbour Island in Bay Harbor Islands, FL has 5 homes for sale, asking from $450,000 to $1,400,000 (median $1,050,000). Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $950,000, $757 per square foot, a median 102 days on market, sellers accepting 95% of original asking (+0% versus the prior year). Homes listed or recently sold were built 2017–2021; 5 of 5 report an HOA (median $1,750/mo). At the median price and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $16,710 ($16,000 with the full homestead exemption).

Last 30 days in Bay Harbour Island: 3 new listings (median asking $1,150,000). As of October 12, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Bay Harbour Island Housing Pulse MIAMI MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$950K ▲
Median sold · 12 mo
up 0.0% vs the prior 12 months
+0.0% ▲
1-yr price change
n = 5 and 5 sales in the two windows
$757/sf
Sold $/sqft · 12 mo
peak $833 in 2025
95.0%
Sale vs ask
Tempo
102days
Median DOM · closed
73 days at the 2024 low
25%
Under contract
Miami-Dade: 18% (3,367 of 18,681)
3 · 1
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 4 a year
Track record · 3 years of records
1,143sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Bay Harbour Island

Live MLS inventory for Bay Harbour Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bay Harbour Island listings as of 2026-10-11, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2023 through 2026. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Jon's Current Read: With only five closings feeding this snapshot, Bay Harbour Island is a thin-data market — every sale carries outsized weight, and the median price of $935,000 should be read as a directional marker, not a precise line. The per-square-foot figure of $819.46 confirms this is a premium price point, but with so few transactions, condition and finish level on any single sale can swing the numbers meaningfully.

The 251-day median days on market is the real story here: this is not a quick-turn market. Combined with a 7.9% year-over-year price pullback, sellers should expect a longer marketing runway and price realistically from listing day one, while buyers gain real room to negotiate on terms, timeline, and repairs rather than racing a clock.

Bay Harbour Island Housing Pulse · Momentum Research · as of September 20, 2026

Bay Harbour Island right now

🟡 Still climbing. The trailing-12-month median ($950K) is up 0.0% from the prior 12 months ($950K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level MIAMI MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 5 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 13, 2026 · Live data: MIAMI MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Bay Harbour Island market snapshot (as of September 20, 2026): the median sale price is about $950K ($757 per sq ft over the trailing 12 months of closed sales), and a median 102 days on market for closed sales. The trailing-12-month median is up 0% from the prior 12 months, computed from record-level MIAMI MLS closed sales (5 closings in the current window).

In ZIP 33154 (Bay Harbor Islands), 242 homes closed in the last 12 months at a median of $1.55M ($894/sq ft), up 9.8% year over year, with a median 102 days on market. Right now 176 active and 38 pending listings — a buyer's market. See the live ZIP 33154 housing market and the Miami-Dade County market.

MIAMI REALTORS sales records identify 16 homes in BAY HARBOUR ISLAND that have changed hands since 2009, built between 1958 and 2021 (median 2017), with a median living area of about 1,142 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Bay Harbour Island trades at a premium per-square-foot level, but the combination of a long median marketing period and a year-over-year price decline points to a market where patience — on both sides of the transaction — is the current condition, not the exception.

Best for

  • Buyers targeting a premium per-square-foot property who have flexibility on closing timeline.
  • Sellers prepared to price realistically against recent comparables rather than prior-year peaks.
  • Investors comfortable underwriting a market with limited recent transaction volume.

Probably not for

  • Buyers who need a fast close or a high-inventory market to compare against.
  • Sellers expecting a quick sale without adjusting for the current 251-day median timeline.
  • Anyone relying on community amenities as a deciding factor — none are identified in current listings.

If we were buying in Bay Harbour Island today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Harbour Island.

Best Buy
Buyers and sellers comfortable with a premium price point and a longer sales timeline.
Biggest Risk
A thin sales sample means any single comparable can distort the read on true market value.
Sweet Spot
Sellers who price to the current data from the start, avoiding the drift that stretches DOM further.
Avoid If
You need a fast closing timeline or rely on broad market averages instead of comp-by-comp pricing.

A Slow Clock at a High Price Point

The math here is straightforward: a median price near $935K paired with a median price per square foot of $819.46 places this community solidly in premium territory. What buyers need to understand is that premium pricing and premium liquidity are not the same thing — a 251-day median days on market means homes here sit through multiple price-review cycles before closing, and sellers who list at aspirational numbers are the ones most likely to extend that runway further.

The 7.9% year-over-year decline, layered on top of a slow-moving market, suggests this is a buyer-favorable window rather than a seller's market moment. With only five closings in the current window, there is not enough transaction volume to draw firm conclusions about where the market is headed next — which makes working from comparable-by-comparable analysis, rather than headline averages, the more reliable approach for anyone pricing a listing or structuring an offer here.

“

The location and the amenities are priced into every listing in Bay Harbour Island. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A five-closing market with a 251-day median timeline is exactly where generic pricing guidance fails buyers and sellers alike. We build our recommendations off the individual comparable sales in play here, not a blended average, so pricing and offer strategy reflect what this specific inventory is actually doing — not what a wider market trend implies.

Bay Harbour Island in 15 seconds.

Best forBuyers and sellers comfortable with a premium price point and a longer sales timeline.
Biggest advantageA negotiation window created by extended days on market and a recent price pullback.
Biggest riskA thin sales sample means any single comparable can distort the read on true market value.
Sweet spotSellers who price to the current data from the start, avoiding the drift that stretches DOM further.
Avoid ifYou need a fast closing timeline or rely on broad market averages instead of comp-by-comp pricing.

What it really costs to own in Bay Harbour Island Condos for Sale

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $10,630/yr across 5 listings here (MLS tax records, 2026-10-13).
HOA duesMedian $1,750/month across 62 MLS listings (most billed monthly; 2026-10-13). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Miami-Dade County is $1,891/yr (56,357 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2018 across 5 listings. An original roof here is about 8 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage.

Estimated carrying cost at the median asking price, before the mortgage: about $2,793/month (tax $886, HOA $1,750, insurance $158). An estimate from the sources above, not a quote.

Email me new listings in Bay Harbour Island Condos for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Bay Harbour Island Condos for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bay Harbour Island Condos for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Bay Harbour Island Condos for Sale in Bay Harbor Islands, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Bay Harbour Island Condos for Sale in Bay Harbor Islands, FL.
In short
  • HOA dues reported around $1,750/month (about $21,000/yr) · median of 62 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $1,750 per month ($21,000 a year) — the median AssociationFee across 62 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Harbour Island sales matched to your home.

What is your Bay Harbour Island home worth?

Get a no-obligation home value based on real comparable sales in Bay Harbour Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Bay Harbor Islands →

Real comps, not an automated estimate.

Recently off market in BAY HARBOUR ISLAND

Homes in BAY HARBOUR ISLAND that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.

BAY HARBOUR ISLAND key facts
LocationBay Harbor Islands, Miami-Dade County, FL · ZIP 33154
Home types (current listings and sales)condos 100%
Sale prices, last 12 months$950,000 median across 5 closed sales · $757 per sq ft · +0.0% vs the prior 12 months
Days on market (closed sales)102 median
For sale right now3 active, 1 pending · median asking $1,050,000

Data as of September 20, 2026. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2023 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “BAY HARBOUR ISLAND key facts,” movewithmomentum.com/neighborhoods/bay-harbour-island, data as of September 20, 2026.

Just listed in Bay Harbour Island Condos for Sale: 3 Units

The newest homes for sale in Bay Harbour Island Condos for Sale: 3 Units right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 13, 2026. All new listings in this market.

Every Home for Sale in Bay Harbour Island Right Now (5)

All 5 active and pending Bay Harbour Island listings with a detail page, newest first, refreshed twice a day from the MLS.

How much local inventory is already under contract

13% of homes for sale in ZIP 33154 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-11).

Recent Developments in Bay Harbour Island

Development, infrastructure, retail, and school activity affecting Bay Harbour Island, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. September 2026
    Market

    Lenders file foreclosure suit over Metro Parc South in Hialeah

    Scale Lending filed suit on September 22 alleging default on $31.1 million in construction loans for MG Developer's planned 10-story, 347-unit third phase of Metro Center near East 24th and 25th streets. The project had a $105 million financing package, and the developer says it is in good-faith talks with lenders.

    What it may mean for the marketThe dispute puts the timing of 347 planned Hialeah apartments in question, which could affect near-term rental supply. The site is about 2 miles south of Bay Harbour Island.

    Source: Hoodline
  2. September 2026
    Infrastructure

    Unsolicited bid to build a North Dade rail line is under county study

    The county is reviewing an unsolicited proposal for a 10-mile rapid transit line along NW 27th Avenue from the NW 62nd Street Metrorail station to NW 215th Street, near the Broward line. State estimates for heavy rail on the corridor reached $4.2 billion in April, and the line is unfunded. FDOT is waiting for the county to accept or reject the proposal.

    What it may mean for the marketIf advanced, the line would extend rail access along the NW 27th Avenue corridor, but funding and mode remain undecided. The site is about 4 miles northeast of Bay Harbour Island.

    Source: Miami Today
  3. September 2026
    Civic

    Miami-Dade commissioners adopt $14.26 billion budget with flat tax rate

    County commissioners approved the fiscal year 2026-27 budget after a meeting that ran from Thursday afternoon into Friday morning. The operating property tax rate stays flat at 4.57 mills. The county says the plan prioritizes public safety, parks and transportation amid slowing revenue growth.

    What it may mean for the marketA flat operating millage keeps the county's property tax rate steady for owners across Miami-Dade for the coming fiscal year. The site is about 9 miles southeast of Bay Harbour Island.

    Source: Local 10 News
  4. September 2026
    Infrastructure

    County committee reviews $101 million contract for MIA North Terminal baggage screening machines

    A county committee is reviewing a $101 million contract to replace 25 explosives detection machines in the North Terminal's baggage-handling system at Miami International Airport. The work would take about four and two-thirds years and be phased to limit disruption.

    What it may mean for the marketBaggage system upgrades at the airport support passenger throughput and airport-related operations over several years. The site is about 6 miles south of Bay Harbour Island.

    Source: Miami Today
  5. August 2026
    Market

    Lakeview at NoMi opens pre-leasing with 342 units in North Miami

    Integra Investments' seven-story project at 13855 NW 17th Avenue includes 342 units, 34 income-restricted and 308 workforce-priced, plus a 528-foot public linear park and about 3,160 square feet of ground-floor commercial space. The roughly $100 million build has a $65 million construction loan, with initial move-ins expected as soon as November.

    What it may mean for the marketAdds 342 rental units and a public park to North Miami, expanding rental inventory at workforce price points. The site is about 4 miles northeast of Bay Harbour Island.

    Source: Hoodline
  6. July 2026
    Development

    Serenity Gardens senior housing set to break ground in Miami Gardens

    Serenity Grove Venture, LLC prepared to break ground July 31 on Serenity Gardens, an eight-story building with 153 units next to Miami Gardens' Senior Family Center. Financing includes up to $45 million in multifamily mortgage revenue bonds plus $3.75 million in documentary stamp surtax funds, with amenities such as a fitness center, library, walking trails, and a pool.

    What it may mean for the marketAdds an eight-story senior housing building to Miami Gardens with recreation amenities, increasing the local supply of income-restricted apartments on a long-term leased site. The project is about 4 miles north of Bay Harbour Island, elsewhere in Miami-Dade County.

    Source: Hoodline

Development alerts for Bay Harbour IslandGet a short monthly email when something new is approved, funded, or opens near Bay Harbour Island.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

What is the median home price in Bay Harbour Island?
The median sale price in Bay Harbour Island was $950K over the 12 months ending September 20, 2026 (5 closed sales, MIAMI MLS).
How long do homes in Bay Harbour Island take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 102 days on market (5 sales, MIAMI MLS).
Who is the best real estate agent for Bay Harbour Island?
The best agent for Bay Harbour Island is one who actively works Bay Harbor Islands and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bay Harbour Island.
How do I find a top Bay Harbor Islands real estate agent who knows Bay Harbour Island?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bay Harbour Island and the wider Bay Harbor Islands area.
Can Momentum Realty connect me with an agent for Bay Harbour Island?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bay Harbour Island purchase or sale - no call center and no pressure.
Where is Bay Harbour Island, and what county is it in?
Bay Harbour Island is in Bay Harbor Islands, Miami-Dade County, FL, ZIP 33154.
Buyers targeting a premium per-square-foot property who have flexibility on closing timeline.Excellent fit
Sellers prepared to price realistically against recent comparables rather than prior-year peaks.Excellent fit
Investors comfortable underwriting a market with limited recent transaction volume.Excellent fit
Buyers who need a fast close or a high-inventory market to compare against.Probably not
Sellers expecting a quick sale without adjusting for the current 251-day median timeline.Probably not
Anyone relying on community amenities as a deciding factor — none are identified in current listings.Probably not

Data sources & freshness

Live listingsMIAMI MLS, refreshed twice daily (last: October 11, 2026)
Community market statsMIAMI MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesMIAMI MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2023 (17 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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Nearby Communities

Explore more neighborhoods near Bay Harbour Island with Momentum Realty’s local guides.

St Regis Apartments Condo0.0 mi away · median $414K, 4 sales/12 moIsland Manor Condo Sout0.1 mi away · 1 for saleRiva Bay Harbor Condo0.1 mi away · 2 for saleTWThe Well0.1 mi awayTWThe Well Bay Harbor0.1 mi away9C9350 Condo Of Bay Harbor0.1 mi away · 1 for saleBay Harbor Island0.1 mi away · median $3.61M, 18 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in BAY HARBOUR ISLAND? 5 recorded closings; median 102 days on market (window ending 2026-09-20). See the Miami-Dade County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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