Belleair Bluffs
Housing Market

City market report · Pinellas County, FL

Median sale price $297,500, down 19.0% year over year, with homes going under contract in about 95 days, 7 homes on the market.

8 communities reporting43 sales analyzedRefreshed twice dailyMomentum Score 34
Live Market Pulse
34/100
Momentum
Soft Market
Prices are down 19% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh October 5, 2026 at 1:44 PM ET.
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Live · Belleair Bluffs Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$298K ▼
Median sold · 12 moConfidence: Medium
down 19.0% vs the prior 12 months
-19.0% ▼
1-yr price change
n = 43 recent sales
$246/sf ▼
Sold $/sqft · 12 mo
Pinellas County: $286 · -6.0% vs prior yr
89.7% ▼
Sale vs ask
Pinellas County: 92.6% · -0.9pp vs prior yr
$371K ▼
Pinellas County home value
Zillow ZHVI, monthly · -0.8% vs a year ago
Tempo
3.6mo
Supply
3 to 6 months is the balanced band
95days ▲
Median DOM · closed
Pinellas County: 51 days · +33.0 days vs prior yr
12%
Under contract
Pinellas County: 22%
7 · 1
For sale · pending
live counts, refreshed twice daily
28 ▲
Sold · last 12 mo
closed across all tracked communities · +26.5% vs prior yr
Market context
29% ▼
Listings with price cuts
Pinellas County · Zillow · -0.4pp vs prior month
8,272 ▼
County for-sale inventory
Zillow, monthly · -3.6% vs prior month
34/100
Momentum score
Soft Market
8
Communities reporting
of 39 tracked in Belleair Bluffs
Economy & people · county layer
$70,293
Median household income
U.S. Census ACS, county
960,565
County population
+0.3% since 2018
5.3×
Price to income
county home value vs median income
69%
Owner-occupied
U.S. Census ACS, county
$2,324/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 5, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.6 months of supply — balanced by the 3-to-6-month balanced benchmark, and 12% of listed homes are already under contract. Prices are down 19.0% versus the prior year, but sellers are still collecting 89.7% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 34
Momentum Score
Buyer leverage66
Seller leverage34

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 12% of inventory sits under contract.
  • Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Belleair Bluffs data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where Belleair Bluffs is hot — and where it isn't

Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Belleair Bluffs

The median sale price across Belleair Bluffs currently stands at $297,500, down 19.0% from a year ago. Buyers are paying a median of $246 per square foot. The typical home goes under contract in about 95 days. Sellers are capturing 89.7% of their original asking price on average.

There are 7 active listings on the market, with 1 more already under contract. At the current sales pace that works out to 3.6 months of supply — a seller-leaning market by the standard six-month benchmark. 28 homes closed here over the trailing 12 months.

Belleair Bluffs prices sit below the Pinellas County median by roughly 24%. Zillow's home value index for Pinellas County stands at $370,534. About 29% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Belleair Bluffs is 34 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.

Trends & History

Belleair Bluffs since 2015 — and where it’s heading

A median home here sold for $138,711 in 2015 and $345,097 over the last recorded year — 149% appreciation across 11 years of recorded sales.

Median sale price · 2015–2026 (317 recorded sales)

$134K$261K$389K$345K2015: $139K2016: $267K2017: $208K2022: $368K2023: $316K2024: $359K2025: $384K2026: $345K20152017202320252026

Days on market by year

9d53d96d95d2015: 70d2016: 66d2017: 60d2022: 13d2023: 11d2024: 58d2025: 62d2026: 95d20152017202320252026

Home value trend · Pinellas County (Zillow ZHVI)

$367K$370K$374K$371KAug '25: $374KSep '25: $370KOct '25: $369KNov '25: $368KDec '25: $367KJan '26: $367KFeb '26: $368KMar '26: $369KApr '26: $370KMay '26: $369KJun '26: $369KJul '26: $370KAug '26: $371KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

8,2458,9139,5808,272Aug '25: 9,554Sep '25: 9,179Oct '25: 8,988Nov '25: 8,858Dec '25: 8,671Jan '26: 8,618Feb '26: 8,685Mar '26: 9,007Apr '26: 9,075May '26: 9,047Jun '26: 8,839Jul '26: 8,577Aug '26: 8,272Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Pinellas County (MLS)

1,4654,3287,191Jul 07 · Active: 7,077Aug 03 · Active: 6,921Aug 04 · Active: 6,867Aug 05 · Active: 6,869Aug 06 · Active: 6,845Aug 07 · Active: 6,864Aug 08 · Active: 6,863Aug 09 · Active: 6,858Aug 10 · Active: 6,823Aug 11 · Active: 6,768Aug 12 · Active: 6,764Aug 13 · Active: 6,758Aug 15 · Active: 6,802Aug 17 · Active: 6,730Aug 19 · Active: 6,715Aug 22 · Active: 6,795Aug 23 · Active: 6,803Aug 28 · Active: 6,785Aug 29 · Active: 6,800Aug 30 · Active: 6,785Aug 31 · Active: 6,775Sep 07 · Active: 6,742Sep 09 · Active: 6,726Sep 11 · Active: 6,802Sep 12 · Active: 6,796Sep 13 · Active: 6,778Sep 14 · Active: 6,736Sep 15 · Active: 6,719Sep 16 · Active: 6,732Sep 17 · Active: 6,775Sep 19 · Active: 6,816Sep 20 · Active: 6,819Sep 21 · Active: 6,796Sep 22 · Active: 6,789Sep 23 · Active: 6,788Sep 24 · Active: 6,824Sep 25 · Active: 6,866Sep 26 · Active: 6,895Sep 28 · Active: 6,871Sep 29 · Active: 6,841Oct 01 · Active: 6,876Oct 04 · Active: 6,911Oct 05 · Active: 6,911Jul 07Sep 07Oct 05ActivePending

Median price · daily recalculation

$285K$298K$310K$298KAug 06: $298KAug 08: $298KAug 09: $298KAug 10: $298KAug 11: $298KAug 12: $298KAug 13: $298KAug 15: $298KAug 17: $298KAug 18: $298KAug 19: $298KAug 20: $298KAug 21: $298KAug 22: $298KAug 23: $298KAug 24: $298KAug 26: $298KAug 28: $298KAug 29: $298KAug 30: $298KAug 31: $298KSep 01: $298KSep 04: $298KSep 05: $298KSep 06: $298KSep 07: $298KSep 08: $298KSep 09: $298KSep 10: $298KSep 11: $298KSep 12: $298KSep 13: $298KSep 14: $298KSep 15: $298KSep 16: $298KSep 17: $298KSep 19: $298KSep 20: $298KSep 21: $298KSep 22: $298KSep 23: $298KSep 24: $298KSep 25: $298KSep 26: $298KSep 28: $298KSep 29: $298KSep 30: $298KOct 01: $298KOct 03: $298KOct 04: $298KOct 05: $298KAug 06Aug 21Sep 07Sep 21Oct 05
Single-family 99%? 1%
Local Economics · county layer

What’s driving Belleair Bluffs

Who’s moving here
-1,182 net residents/yr

Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,911/yr avg premium

20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
4,198 units permitted +60% YoY

1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Pinellas County

MarketMedianActiveScore
Belleair Bluffs ← this page$298K734
St. Petersburg$439K1,06853Open →
Clearwater$312K41548Open →
Palm Harbor$365K23857Open →
Largo$342K22252Open →
Clearwater Beach$742K16139Open →
Community Movers

Neighborhoods on the move

Most homes for sale
BELLEAIR MANOR UNIT 1 & 2Belleair Bluffs$505K3
Bay West Apts CondoBelleair Bluffs$125K1
Explore Deeper

Belleair Bluffs ZIP codes

Most active communities

More on Belleair Bluffs

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Belleair Bluffs right now?

The data says conditions currently favor buyers in Belleair Bluffs — the Momentum Score reads 34/100 with 3.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Belleair Bluffs becoming more affordable?

Yes, modestly — the median sale price in Belleair Bluffs is $297,500, down 19.0% versus the prior year, while sellers still capture 89.7% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

How does Belleair Bluffs compare to the rest of Pinellas County?

Belleair Bluffs's median of $297,500 runs 24% below the county-wide median of $393,000, and homes here take 95 days to go under contract versus 51 county-wide.

Questions

Belleair Bluffs housing market FAQ

How is the housing market in Belleair Bluffs right now?

As of October 5, 2026, the Belleair Bluffs housing market favors buyers: the median sale price is $297,500 (down 19.0% year over year), 7 homes are for sale against 28 sales in the last 12 months, which is 3.6 months of supply, and the typical home goes under contract in about 95 days.

How much is a house in Belleair Bluffs?

The median home sold for $297,500 in Belleair Bluffs over the last 12 months, about $246 per square foot; asking prices on the 7 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Belleair Bluffs?

By the numbers, sellers in Belleair Bluffs are getting 89.7% of asking price and going under contract in about 95 days with 3.6 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Belleair Bluffs housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Belleair Bluffs median sale prices are down 19.0% year over year, inventory stands at 3.6 months of supply, and 12% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Belleair Bluffs?

The median sale price in Belleair Bluffs is currently $297,500, down 19.0% from a year ago, based on MLS sales data updated October 5, 2026.

Is Belleair Bluffs a buyer's or seller's market right now?

The data currently favors buyers. Belleair Bluffs scores 34 of 100 on the Momentum Score, with 3.6 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Belleair Bluffs?

The typical home in Belleair Bluffs goes under contract in about 95 days, per current MLS data.

How many homes are for sale in Belleair Bluffs?

There are approximately 7 active listings in Belleair Bluffs as of October 5, 2026.

Are home prices in Belleair Bluffs rising or falling?

Median sale prices are down 19.0% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Belleair Bluffs. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.