Harbour Club Condo
Homes for Sale in Belleair Bluffs, FL
True comps, carrying-cost math, and listings before the portals.
Harbour Club Condo is a small, dated-vintage condo community of 41 units in Belleair Bluffs, all built in the early 1970s. With that kind of age and a tight unit count, price here is driven far more by condition, updates, and floor position than by any single list number. The median living area sits right around 1,440 square feet, so you're generally looking at real one- and two-bedroom footprints rather than shoebox studios.
Sales activity is thin — this is a low-turnover building where units come up occasionally, not constantly. That means comps are sparse and each closing carries weight. A buyer should expect to underwrite the specific unit in front of them; a seller should expect that a renovated interior separates itself clearly from an original one.
Who Harbour Club Condo is best for.
Best for
- Buyers seeking a modestly sized primary residence and willing to budget for updates in an older unit
- Owner-occupants who prefer a low-turnover building over a rental-heavy one
- Value-minded buyers comfortable reading association financials and reserves before offering
Probably not for
- Buyers who want modern construction and current-code systems out of the box
- Investors counting on high rental turnover, given the strong owner-occupant tilt
- Buyers who need a large single-family footprint or a deep pool of recent comparable sales
The market around Harbour Club Condo
Harbour Club Condo is a small community — 103 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).
The housing mix here is 99% condominium, 1% ?.
ZIP and county figures describe the wider market, not Harbour Club Condo specifically. Momentum Research analysis of MLS records.
The Harbour Club Condo buying strategy.
If we were buying in Harbour Club Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Club Condo.
A small building where condition is the whole story
Everything here was built between 1970 and 1973, so the range of pricing you'll see across units is a function of what's been done inside — kitchens, baths, flooring, windows, systems — not of any spread in square footage. At a median of 1,440 living square feet, the floor plans are usable; the question is whether a given unit has been carried forward or left in its original state.
The homestead share of about 73% matters for the building's character and its financials. A predominantly owner-occupied condo tends to read differently to lenders and buyers than one dominated by investors, and it's a data point worth confirming against the association's current documents before you write an offer.
The location and the amenities are priced into every listing in Harbour Club Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 41-unit building with light turnover, the deal lives in the details — the condition of the specific unit, the state of the reserves, and the association documents. We'll read those with you and price against the handful of relevant comps rather than a generic per-square-foot number, so you know exactly what you're buying or what your unit will actually clear.
Harbour Club Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbour Club Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Club Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbour Club Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbour Club Condo home worth?
Get a no-obligation home value based on real comparable sales in Harbour Club Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Harbour Club Condo?
What share of Harbour Club Condo is owner-occupied?
When were the homes in Harbour Club Condo built?
Do cash buyers compete in Harbour Club Condo?
Who is the best real estate agent for Harbour Club Condo?
How do I find a top Belleair Bluffs real estate agent who knows Harbour Club Condo?
Can Momentum Realty connect me with an agent for Harbour Club Condo?
Should you buy in Harbour Club Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (41 streets, ZIP 33770)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (88 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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