Harbour Club Condo in Belleair Bluffs
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Photo via Stellar MLS

Built fromLive Stellar MLS data12 years of closingsUpdated twice daily

As of November 2026, Harbour Club Condo in Belleair Bluffs, FL has 2 homes for sale. Homes listed or recently sold were built 1970–1973; 3 of 5 report an HOA (median $526/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft).

Live · Harbour Club Condo Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
8.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Pinellas: 20% (1,627 of 8,166)
2 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 6 a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 13, 2026

Harbour Club Condo is a small, dated-vintage condo community of 41 units in Belleair Bluffs, all built in the early 1970s. With that kind of age and a tight unit count, price here is driven far more by condition, updates, and floor position than by any single list number. The median living area sits right around 1,440 square feet, so you're generally looking at real one- and two-bedroom footprints rather than shoebox studios.

Sales activity is thin — this is a low-turnover building where units come up occasionally, not constantly. That means comps are sparse and each closing carries weight. A buyer should expect to underwrite the specific unit in front of them; a seller should expect that a renovated interior separates itself clearly from an original one.

Figures in this note are as of July 13, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Harbour Club Condo Housing Pulse · Momentum Research · as of September 20, 2026

Harbour Club Condo right now

🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (2 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

A compact 1970s condo community in Belleair Bluffs with just 41 units, where roughly three-quarters of owners hold a homestead exemption — a signal this leans toward owner-occupants rather than a heavy rental rotation.

Stellar MLS sales records identify 82 homes in Harbour Club Condo that have changed hands since 2005, built between 1970 and 1978 (median 1970), with a median living area of about 1,565 sq ft and a typical 2-bedroom, 2-bath layout; 99% are condominiums. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a modestly sized primary residence and willing to budget for updates in an older unit
  • Owner-occupants who prefer a low-turnover building over a rental-heavy one
  • Value-minded buyers comfortable reading association financials and reserves before offering

Probably not for

  • Buyers who want modern construction and current-code systems out of the box
  • Investors counting on high rental turnover, given the strong owner-occupant tilt
  • Buyers who need a large single-family footprint or a deep pool of recent comparable sales

The market around Harbour Club Condo

Harbour Club Condo is too small for its own price trend, so here is the market around it.

In ZIP 33770, 146 homes are on the market and 23% are under contract — a steady corner of Belleair Bluffs.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

In ZIP 33770 (Belleair Bluffs), 381 homes closed in the last 12 months at a median of $344K ($249/sq ft), down 5.1% year over year, with a median 64 days on market. Right now 61 active and 18 pending listings put supply at about 1.9 months — a balanced market. See the live ZIP 33770 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Harbour Club Condo specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Harbour Club Condo

Live MLS inventory for Harbour Club Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbour Club Condo listings as of 2026-11-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Mildred Helms Elementary-PN · Elementary
  • Largo Middle-PN · Middle
  • Largo High-PN · High

Zoned schools reflect the assignments reported on recent Harbour Club Condo listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbour Club Condo address.

If we were buying in Harbour Club Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Club Condo.

Best Buy
Buyers who want a manageable footprint in Belleair Bluffs and are comfortable evaluating a 1970s building unit by unit.
Biggest Risk
Vintage systems and sparse comps mean condition and association health drive value more than any headline number.
Sweet Spot
An updated unit in a building with sound reserves and clean documents.
Avoid If
You need turnkey new construction or want deep comp data before committing.

A small building where condition is the whole story

Everything here was built between 1970 and 1973, so the range of pricing you'll see across units is a function of what's been done inside — kitchens, baths, flooring, windows, systems — not of any spread in square footage. At a median of 1,440 living square feet, the floor plans are usable; the question is whether a given unit has been carried forward or left in its original state.

The homestead share of about 73% matters for the building's character and its financials. A predominantly owner-occupied condo tends to read differently to lenders and buyers than one dominated by investors, and it's a data point worth confirming against the association's current documents before you write an offer.

“

The location and the amenities are priced into every listing in Harbour Club Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 41-unit building with light turnover, the deal lives in the details — the condition of the specific unit, the state of the reserves, and the association documents. We'll read those with you and price against the handful of relevant comps rather than a generic per-square-foot number, so you know exactly what you're buying or what your unit will actually clear.

Harbour Club Condo in 15 seconds.

Best forBuyers who want a manageable footprint in Belleair Bluffs and are comfortable evaluating a 1970s building unit by unit.
Biggest advantageA small, largely owner-occupied community with real one- and two-bedroom square footage.
Biggest riskVintage systems and sparse comps mean condition and association health drive value more than any headline number.
Sweet spotAn updated unit in a building with sound reserves and clean documents.
Avoid ifYou need turnkey new construction or want deep comp data before committing.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Club Condo sales matched to your home.

What is your Harbour Club Condo home worth?

Get a no-obligation home value based on real comparable sales in Harbour Club Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Belleair Bluffs →

Real comps, not an automated estimate.

Recently off market in Harbour Club Condo

Homes in Harbour Club Condo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Harbour Club key facts
LocationBelleair Bluffs, Pinellas County, FL
Home types (current listings and sales)condos 100%
Amenities listed by sellersPool, Buyer Approval Required, Clubhouse, Community Mailbox, Laundry, Lobby Key Required
For sale right now2 active, 0 pending · median asking $374,950 · 8.0 months of supply

Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbour Club key facts,” movewithmomentum.com/neighborhoods/harbour-club-condo, data as of November 6, 2026.

Housing distress & ownership in Harbour Club Condo, Belleair Bluffs

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 17 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-11-04)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.

Just listed in Harbour Club

The newest homes for sale in Harbour Club right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Harbour Club Condo Right Now (2)

All 2 active and pending Harbour Club Condo listings with a detail page, newest first, refreshed twice a day from the MLS.

What it really costs to own in Harbour Club

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $577/month across 4 MLS listings (most billed monthly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1973 across 5 listings. An original roof here would be about 53 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Harbour Club

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Harbour Club Condos for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harbour Club Condos for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Recent Developments in Harbour Club Condo

Development, infrastructure, retail, and school activity affecting Harbour Club Condo, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Market

    North St. Petersburg FedEx warehouse sells for $58.2M, $36M below 2021 price

    A 236,976 square foot FedEx Ground distribution center at 1950 102nd Avenue N. on about 63 acres near I-275 sold for $58.2 million, versus $94.5 million in 2021. FedEx has operated there since 2017 and the deed shows no change to its lease. The article ties the sale to higher borrowing costs facing the prior owner.

    What it may mean for the marketThe sale points to repricing in Pinellas industrial property while the last-mile logistics hub keeps operating near I-275. The project is about 4 miles south of Harbour Club Condo, elsewhere in Pinellas County.

    Source: St. Pete Catalyst
  2. October 2026
    Development

    Humane Society of Tampa Bay to open Clearwater clinic on State Road 590

    The nonprofit's clinic at 2907 State Road 590, Suite 5, near its Clearwater shelter opens Nov. 2, with a grand opening Nov. 12. It offers vaccinations, wellness exams, microchipping, lab work and X-rays by appointment, with spay and neuter services planned later.

    What it may mean for the marketA new low-cost veterinary option near the SR 590 corridor adds a neighborhood service amenity in central Clearwater. The project is about 6 miles northwest of Harbour Club Condo, elsewhere in Pinellas County.

    Source: St. Pete Catalyst
  3. October 2026
    Development

    ClearView apartments complete at $1 billion Echelon City Center in St. Petersburg

    The 363-unit ClearView community, with ground-floor retail, is complete within the Echelon City Center development by Third Lake Partners and Echelon. A 3rd & 3rd residential high-rise with ground-floor retail is expected to open in the first quarter of 2027.

    What it may mean for the marketNew downtown apartments and walkable retail add rental inventory and amenities in central St. Petersburg. The project is about 10 miles south of Harbour Club Condo, elsewhere in Pinellas County.

    Source: Tampa Bay Business and Wealth
  4. August 2026
    Development

    AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa

    AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.

    What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 11 miles northeast of Harbour Club Condo.

    Source: Tampa Bay Business and Wealth
  5. August 2026
    Infrastructure

    Four firms vie to build Tampa International Airport's $150 million control tower

    TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.

    What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 9 miles northeast of Harbour Club Condo.

    Source: Tampa Bay Business and Wealth
  6. July 2026
    Development

    St. Pete advances housing plan for nine vacant city lots

    The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.

    What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 10 miles south of Harbour Club Condo, elsewhere in Pinellas County.

    Source: St Pete Catalyst

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

How much local inventory is already under contract

20% of homes for sale in ZIP 33770 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).

Frequently Asked Questions

Is Harbour Club Condo a buyer's or seller's market right now?
As of September 20, 2026, Harbour Club Condo leans toward buyers: 8.0 months of supply at the current sales pace (Stellar MLS live counts).
Who is the best real estate agent for Harbour Club Condo?
The best agent for Harbour Club Condo is one who actively works Belleair Bluffs and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbour Club Condo.
How do I find a top Belleair Bluffs real estate agent who knows Harbour Club Condo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbour Club Condo and the wider Belleair Bluffs area.
Can Momentum Realty connect me with an agent for Harbour Club Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbour Club Condo purchase or sale - no call center and no pressure.
Where is Harbour Club, and what county is it in?
Harbour Club is in Belleair Bluffs, Pinellas County, FL. The community's center is about 6 miles northwest of the center of Belleair Bluffs (straight-line).
Buyers seeking a modestly sized primary residence and willing to budget for updates in an older unitExcellent fit
Owner-occupants who prefer a low-turnover building over a rental-heavy oneExcellent fit
Value-minded buyers comfortable reading association financials and reserves before offeringExcellent fit
Buyers who want modern construction and current-code systems out of the boxProbably not
Investors counting on high rental turnover, given the strong owner-occupant tiltProbably not
Buyers who need a large single-family footprint or a deep pool of recent comparable salesProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: November 2, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (88 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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