Harmony
Housing Market

City market report · Osceola County, FL · 2 ZIP codes

Median sale price $414,990, up 2.6% year over year, with homes going under contract in about 39 days, 9 homes on the market.

9 communities reporting169 sales analyzedRefreshed twice dailyMomentum Score 68
Live Market Pulse
68/100
Momentum
Healthy Market
Tracking 9 communities across Harmony. Recalculated every day from licensed MLS data · last refresh October 5, 2026 at 1:44 PM ET.
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Live · Harmony Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$415K ▲
Median sold · 12 moConfidence: High
up 2.6% vs the prior 12 months
+2.6% ▲
1-yr price change
n = 169 recent sales
$216/sf ▼
Sold $/sqft · 12 mo
Osceola County: $203 · -4.2% vs prior yr
97.6% ▼
Sale vs ask
Osceola County: 95.5% · -1.2pp vs prior yr
$359K ▼
Osceola County home value
Zillow ZHVI, monthly · -3.2% vs a year ago
Tempo
2.5mo
Supply
3 to 6 months is the balanced band
39days ▼
Median DOM · closed
Osceola County: 57 days · -27.0 days vs prior yr
24%
Under contract
Osceola County: 29%
9 · 5 ▼21
For sale · pending
live counts, refreshed twice daily
54 ▼
Sold · last 12 mo
closed across all tracked communities · -31.6% vs prior yr
Market context
24% ▲
Listings with price cuts
Osceola County · Zillow · +0.4pp vs prior month
4,773 ▼
County for-sale inventory
Zillow, monthly · -0.3% vs prior month
73% ▼
New construction
share of recent sales · -9.0pp vs prior yr
68/100
Momentum score
Healthy Market
9
Communities reporting
of 34 tracked in Harmony
Economy & people · county layer
$68,711
Median household income
U.S. Census ACS, county
406,943
County population
+20.2% since 2018
5.2×
Price to income
county home value vs median income
66%
Owner-occupied
U.S. Census ACS, county
$2,498/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 5, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 2.5 months of supply — tight by the 3-to-6-month balanced benchmark, and 24% of listed homes are already under contract. Prices are up 2.6% versus the prior year and sellers are still collecting 97.6% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 68
Momentum Score
Buyer leverage32
Seller leverage68

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 24% of inventory sits under contract.
  • Mortgage sensitivity — at 5.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Harmony data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where Harmony is hot — and where it isn't

Each dot is a community (9 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Harmony

The median sale price across Harmony currently stands at $414,990, up 2.6% from a year ago. Buyers are paying a median of $216 per square foot. The typical home goes under contract in about 39 days. Sellers are capturing 97.6% of their original asking price on average.

There are 9 active listings on the market, with 5 more already under contract. At the current sales pace that works out to 2.5 months of supply — a seller-leaning market by the standard six-month benchmark. 54 homes closed here over the trailing 12 months.

Zillow's home value index for Osceola County stands at $359,490. About 24% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Harmony is 68 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.

Trends & History

Harmony since 2015 — and where it’s heading

A median home here sold for $225,215 in 2015 and $394,616 over the last recorded year — 75% appreciation across 11 years of recorded sales.

Median sale price · 2015–2026 (1,004 recorded sales)

$221K$320K$419K$395K2015: $225K2016: $244K2017: $258K2021: $332K2022: $394K2023: $415K2024: $369K2025: $376K2026: $395K20152017202220242026

Days on market by year

2d38d74d39d2015: 40d2016: 73d2017: 53d2021: 4d2022: 6d2023: 33d2024: 41d2025: 66d2026: 39d20152017202220242026

Home value trend · Osceola County (Zillow ZHVI)

$359K$366K$372K$359KAug '25: $372KSep '25: $370KOct '25: $368KNov '25: $367KDec '25: $366KJan '26: $366KFeb '26: $366KMar '26: $365KApr '26: $365KMay '26: $363KJun '26: $362KJul '26: $361KAug '26: $359KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

4,5394,7324,9254,773Aug '25: 4,918Sep '25: 4,859Oct '25: 4,812Nov '25: 4,760Dec '25: 4,664Jan '26: 4,596Feb '26: 4,547Mar '26: 4,621Apr '26: 4,687May '26: 4,762Jun '26: 4,795Jul '26: 4,789Aug '26: 4,773Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Osceola County (MLS)

9432,7724,600Jul 07 · Active: 4,355Aug 03 · Active: 4,407Aug 04 · Active: 4,334Aug 05 · Active: 4,395Aug 06 · Active: 4,391Aug 07 · Active: 4,404Aug 08 · Active: 4,415Aug 09 · Active: 4,417Aug 10 · Active: 4,424Aug 11 · Active: 4,426Aug 12 · Active: 4,417Aug 13 · Active: 4,418Aug 15 · Active: 4,434Aug 17 · Active: 4,419Aug 19 · Active: 4,416Aug 22 · Active: 4,441Aug 23 · Active: 4,441Aug 28 · Active: 4,442Aug 29 · Active: 4,441Aug 30 · Active: 4,457Aug 31 · Active: 4,450Sep 07 · Active: 4,419Sep 09 · Active: 4,413Sep 11 · Active: 4,459Sep 12 · Active: 4,446Sep 13 · Active: 4,452Sep 14 · Active: 4,462Sep 15 · Active: 4,463Sep 16 · Active: 4,452Sep 17 · Active: 4,473Sep 19 · Active: 4,504Sep 20 · Active: 4,506Sep 21 · Active: 4,498Sep 22 · Active: 4,468Sep 23 · Active: 4,476Sep 24 · Active: 4,498Sep 25 · Active: 4,515Sep 26 · Active: 4,527Sep 28 · Active: 4,507Sep 29 · Active: 4,496Oct 01 · Active: 4,484Oct 04 · Active: 4,457Oct 05 · Active: 4,436Jul 07Sep 07Oct 05ActivePending

Median price · daily recalculation

$323K$370K$417K$415KAug 06: $325KAug 08: $325KAug 09: $325KAug 10: $325KAug 11: $325KAug 12: $325KAug 13: $325KAug 15: $325KAug 17: $325KAug 18: $325KAug 19: $325KAug 20: $325KAug 21: $325KAug 22: $325KAug 23: $325KAug 24: $325KAug 26: $325KAug 28: $325KAug 29: $325KAug 30: $325KAug 31: $325KSep 01: $325KSep 04: $325KSep 05: $325KSep 06: $325KSep 07: $325KSep 08: $325KSep 09: $325KSep 10: $325KSep 11: $325KSep 12: $415KSep 13: $415KSep 14: $415KSep 15: $415KSep 16: $415KSep 17: $415KSep 19: $415KSep 20: $415KSep 21: $415KSep 22: $415KSep 23: $415KSep 24: $415KSep 25: $415KSep 26: $415KSep 28: $415KSep 29: $415KSep 30: $415KOct 01: $415KOct 03: $415KOct 04: $415KOct 05: $415KAug 06Aug 21Sep 07Sep 21Oct 05
Single-family 95%? 5%
Local Economics · county layer

What’s driving Harmony

Who’s moving here
+5,703 net residents/yr

Top inbound states: NY, NJ, TX, MA. Movers arriving report ~$59,276 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,735/yr avg premium

2,188 Citizens policies in force in Osceola County — the state-backed insurer of last resort. Budget insurance into any Osceola purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
7,366 units permitted -16% YoY

5,085 single-family · 2,281 multi-family · 18.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Birchwood Nbhds B C ▼ 10%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Osceola County

MarketMedianActiveScore
Harmony ← this page$415K968
Kissimmee$388K1,26543Open →
St. Cloud$415K58868Open →
Davenport$381K15535Open →
Reunion$408K6019Open →
Celebration$845K4060Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Harmony West Ph 1AHarmony$415K▲ 4%
Harmony West TwnhmsHarmony$315K▲ -2%
Birchwood Nbhds B CHarmony$426K▲ -10%
Prices cooling fastest
Birchwood Nbhds B CHarmony$426K▼ 10%
Harmony West TwnhmsHarmony$315K▼ 2%
Harmony West Ph 1AHarmony$415K▼ 4%
Most homes for sale
Harmony Nbhd IHarmony$350K3
Harmony West TwnhmsHarmony$315K2
Harmony Nbhd G H FHarmony$398K1
Selling fastest
Harmony West TwnhmsHarmony$315K22 days
Harmony West Ph 1AHarmony$415K36 days
Birchwood Nbhds B CHarmony$426K42 days
Explore Deeper

Harmony ZIP codes

Most active communities

More on Harmony

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Harmony right now?

The data says conditions currently favor sellers in Harmony — the Momentum Score reads 68/100 with 2.5 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Harmony becoming more affordable?

No — the median sale price in Harmony is $414,990, up 2.6% versus the prior year, while sellers still capture 97.6% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Harmony?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Birchwood Nbhds B C (-10%); Harmony West Twnhms (-2%); Harmony West Ph 1A (4%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Harmony neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Harmony West Twnhms (22 days); Harmony West Ph 1A (36 days); Birchwood Nbhds B C (42 days) — homes there go under contract well ahead of the market-wide pace of 39 days.

How does Harmony compare to the rest of Osceola County?

Harmony's median of $414,990 runs 1% above the county-wide median of $409,990, and homes here take 39 days to go under contract versus 57 county-wide.

Questions

Harmony housing market FAQ

How is the housing market in Harmony right now?

As of October 5, 2026, the Harmony housing market favors sellers: the median sale price is $414,990 (up 2.6% year over year), 9 homes are for sale against 54 sales in the last 12 months, which is 2.5 months of supply, and the typical home goes under contract in about 39 days.

How much is a house in Harmony?

The median home sold for $414,990 in Harmony over the last 12 months, about $216 per square foot; asking prices on the 9 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Harmony?

By the numbers, sellers in Harmony are getting 97.6% of asking price and going under contract in about 39 days with 2.5 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Harmony housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Harmony median sale prices are up 2.6% year over year, inventory stands at 2.5 months of supply, and 24% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Harmony?

The median sale price in Harmony is currently $414,990, up 2.6% from a year ago, based on MLS sales data updated October 5, 2026.

Is Harmony a buyer's or seller's market right now?

The data currently favors sellers. Harmony scores 68 of 100 on the Momentum Score, with 2.5 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Harmony?

The typical home in Harmony goes under contract in about 39 days, per current MLS data.

How many homes are for sale in Harmony?

There are approximately 9 active listings in Harmony as of October 5, 2026.

Are home prices in Harmony rising or falling?

Median sale prices are up 2.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Harmony. Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.