Harmony West
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Harmony West Ph 1A in St Cloud, FL has 25 homes for sale and 17 pending, asking from $330,156 to $462,990 (median $410,000). Over the 12 months ending 2026-08-10, 111 recorded sales closed at a median of $414,990, $219 per square foot, a median 36 days on market, sellers accepting 98% of original asking (+4% versus the prior year). Homes listed or recently sold were built 2019 - 2026 with 49 new construction; 54 of 54 report an HOA (median $44/mo); none of the 54 geocoded homes sit in a FEMA special flood hazard zone (median elevation 75 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (151 listings across 45 villages and sections in the MLS).
Homes For Sale Right Now in Harmony West
Live MLS inventory for Harmony West. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harmony West listings as of 2026-10-04, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.
Every Home for Sale in Harmony West Harmony Right Now (42)
All 42 active and pending Harmony West Harmony listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3199 Crispin Circle · $415,000 · 4 bd / 2 ba · listed Oct 2, 2026 · listed by Naim Real Estate Llc
- 3098 House Finch Road · $368,990 · 4 bd / 2 ba · listed Oct 1, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3104 House Finch Road · $408,990 · 5 bd / 3 ba · listed Oct 1, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3229 House Finch Road · $444,245 · 5 bd / 3 ba · listed Sep 15, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3169 House Finch Road · $410,990 · 4 bd / 2 ba · listed Sep 15, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2837 Elio Hammock Drive · $462,990 · 4 bd / 3 ba · listed Sep 15, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2825 Elio Hammock Drive · $451,990 · 4 bd / 3 ba · listed Sep 15, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3053 Grey Moss Drive · $407,914 · 5 bd / 3 ba · pending · listed Sep 15, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3047 Grey Moss Drive · $350,156 · 3 bd / 2 ba · pending · listed Sep 15, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3071 Grey Moss Drive · $359,654 · 3 bd / 2 ba · pending · listed Sep 15, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3163 House Finch Road · $424,990 · 5 bd / 3 ba · listed Sep 10, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 6691 Alder Road · $454,900 · 5 bd / 3.5 ba · listed Sep 10, 2026 · listed by La Rosa Realty Central Florida Llc
- 3157 House Finch Road · $405,000 · 4 bd / 2 ba · listed Sep 4, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3151 House Finch Road · $400,000 · 4 bd / 2 ba · listed Sep 4, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3139 House Finch Road · $405,000 · 4 bd / 2 ba · listed Sep 1, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3133 House Finch Road · $395,000 · 4 bd / 2 ba · listed Sep 1, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3044 House Finch Road · $350,000 · 3 bd / 2 ba · pending · listed Aug 28, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 6699 Alder Road · $420,000 · 4 bd / 3 ba · listed Aug 27, 2026 · listed by Keller Williams Advantage Iii
- 3162 Grey Moss Drive · $405,000 · 5 bd / 3 ba · listed Aug 27, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3127 House Finch Road · $410,000 · 4 bd / 2 ba · listed Aug 27, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3144 Grey Moss Drive · $384,990 · 4 bd / 2 ba · pending · listed Aug 26, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3138 Grey Moss Drive · $390,000 · 4 bd / 2 ba · pending · listed Aug 16, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3126 Grey Moss Drive · $405,000 · 4 bd / 2 ba · listed Aug 13, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3187 House Finch Road · $450,485 · 5 bd / 3 ba · pending · listed Jul 30, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2831 Elio Hammock Drive · $461,990 · 5 bd / 3 ba · listed Jul 29, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3038 House Finch Road · $405,000 · 5 bd / 3 ba · pending · listed Jul 24, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3026 House Finch Road · $346,997 · 3 bd / 2 ba · listed Jul 17, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3061 House Finch Road · $355,000 · 3 bd / 2 ba · pending · listed Jul 16, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3192 Grey Moss Drive · $445,000 · 4 bd / 3 ba · listed Jul 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2976 Grey Moss Drive · $445,997 · 4 bd / 3 ba · pending · listed Jul 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2533 Harmonia Hammock Road · $449,999 · 5 bd / 3 ba · pending · listed Jul 10, 2026 · listed by Corcoran Connect Llc
- 3095 Grey Moss Drive · $330,156 · 3 bd / 2 ba · listed Jul 6, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 6658 Syreeta Lane · $414,900 · 4 bd / 2 ba · listed Jul 6, 2026 · listed by Corcoran Connect Llc
- 3198 Grey Moss Drive · $430,000 · 4 bd / 3 ba · listed Jul 6, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3067 House Finch Road · $356,685 · 4 bd / 2 ba · listed Jul 6, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2928 Elio Hammock Drive · $406,990 · 5 bd / 3 ba · listed Jul 6, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3043 House Finch Road · $349,990 · 3 bd / 2 ba · pending · listed Jul 6, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3025 House Finch Road · $413,990 · 5 bd / 3 ba · pending · listed Jul 6, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3131 Grey Moss Drive · $334,914 · 3 bd / 2 ba · pending · listed Jul 6, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3024 Grey Moss Drive · $419,997 · 4 bd / 3 ba · pending · listed Jul 6, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3145 House Finch Road · $450,485 · 5 bd / 3 ba · pending · listed Jul 6, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 3068 House Finch Road · $405,990 · 5 bd / 3 ba · pending · listed Jul 6, 2026 · listed by Dr Horton Realty Of Central Florida Llc
Harmony West right now
🟡 Balanced market. 3.2 months of supply and 26% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 10, 2026. Confidence: Very High (43 active and pending listings, 111 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($415K) is up 3.8% from the prior 12 months ($400K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 10. Confidence: Very High (111 and 145 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 5, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harmony West market snapshot (as of August 10, 2026): the median sale price is about $415K ($219 per sq ft over the trailing 12 months of closed sales), a median 36 days on market for closed sales, and 3.2 months of supply, a balanced market. The trailing-12-month median is up 4% from the prior 12 months, computed from record-level Stellar MLS closed sales (111 closings in the current window).
In ZIP 34771 (ST CLOUD), 2,895 homes closed in the last 12 months at a median of $436K ($211/sq ft), up 0.5% year over year, with a median 45 days on market. Right now 473 active and 208 pending listings put supply at about 3.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.
Flood zones in Harmony West: of 44 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Harmony West is a community of 112 homes in St Cloud, Osceola County, built between 2019 and 2024 (median 2021.0), with a median living area of about 2,251 square feet. 23% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Harmony West. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Harmony West; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 10 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($415K) IS the median in the snapshot above, and the move from 2025 ($400K) IS the +3.8% one-year change.
Windows contain 7 to 145 sales each (111 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
40% of homes for sale in Harmony West are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-05).
HARMONY WEST Market Scorecard
HARMONY WEST is currently a strong seller's market. About 2.3 months of supply, a median asking price of $410,000, and homes go under contract in about 45 days.
Typical home value in the 34773 ZIP is $379,811, about 18.7% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in HARMONY WEST PH 1A, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Harmony West on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Harmony West
- Pool · reported on 51 of 51 listings
- Clubhouse · reported on 50 of 51 listings
- Fitness Center · reported on 50 of 51 listings
- Playground · reported on 50 of 51 listings
- Deed Restrictions · reported on 49 of 51 listings
- Community Mailbox · reported on 2 of 51 listings
- Dog Park · reported on 2 of 51 listings
- Tennis Court(s) · reported on 1 of 51 listings
- Trail(s) · reported on 1 of 51 listings
- Pickleball Court(s) · reported on 1 of 51 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Harmony Community School (K-5) · Elementary
- Harmony Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Harmony West listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harmony West address.
Shop the zone: Homes zoned for Harmony High High School
The Harmony West buying strategy.
If we were buying in Harmony West today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harmony West.
A closer look at the Harmony West market
At a median of $219 per square foot, Harmony West prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 3.2 months of supply, a balanced market and the trailing-12-month median up 4% year over year. Homes that do trade take a median 36 days on market, useful leverage on any listing that has lingered.
The housing stock is 112 homes built between 2019 and 2024, and 23% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Harmony West. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harmony West buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.2). Basis: Recent Direction +3.8% year-over-year; Liquidity & Demand 3.2 months of supply; Owner Commitment 23% owner-occupied; Pricing Power 98.2% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $44/month (about $528/yr) · median of 1313 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $44 per month ($528 a year) - the median AssociationFee across 1313 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harmony West buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harmony West sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harmony West, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harmony West home worth?
Get a no-obligation home value based on real comparable sales in Harmony West, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Harmony West on the map →
Recently off market in HARMONY WEST PH 1A
Homes in HARMONY WEST PH 1A that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 26 on record.
- 2843 Elio Hammock Drive · off market
- 2856 Elio Hammock Drive · off market
- 2958 Elio Hammock Drive · off market
- 3005 Crispin Circle · off market
- 3011 Grey Moss Drive · off market
- 3029 Grey Moss Drive · off market
- 3035 Grey Moss Drive · off market
- 3036 Grey Moss Drive · off market
Frequently Asked Questions
What is the median home price in Harmony West?
How long do homes in Harmony West take to sell?
Is Harmony West a buyer's or seller's market right now?
How many homes are in Harmony West?
What share of Harmony West is owner-occupied?
When were the homes in Harmony West built?
Who is the best real estate agent for Harmony West?
How do I find a top St Cloud real estate agent who knows Harmony West?
Can Momentum Realty connect me with an agent for Harmony West?
Where is Harmony West, and what county is it in?
Is Harmony West in a flood zone?
Is Harmony West a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 4, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 10, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34771/34773)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-10 |
| Historical depth | Closed-sale records back to 2021 (461 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how HARMONY WEST PH 1A fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Harmony West
- Home values · What homes in Harmony West actually sell for
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