Villages At Harmony
Homes for Sale in Harmony, FL

All 42 homes for sale in Harmony, FL · median $385,000 · 39 homes for sale in 34773 · Osceola County homes for sale

Community in Harmony · Osceola County · ZIP 34773
246 homesBuilt 2021–2024
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Built fromLive Stellar MLS data1 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Villages At Harmony Ph 1C-1 & 1D in Harmony, FL has 6 homes for sale and 2 pending, asking from $330,500 to $500,000 (median $387,450). Homes listed or recently sold were built 2022–2025 with 2 new construction; 10 of 10 report an HOA (median $44/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 79 ft).

Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (147 listings across 42 villages and sections in the MLS).

Live · Villages At Harmony Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
36.0mo
Supply
3 to 6 months is the balanced band
25%
Under contract
Osceola: 20% (1,079 of 5,502)
6 · 2
For sale · pending
live counts, refreshed twice daily
Ownership and context
85%
Owner-occupied · Villages At Harmony
210 of 248 parcels homesteaded (FL DOR 2025)
15%
Non-owner-occupied · Villages At Harmony
incl. 2% trust or LLC-held · 4% out-of-state
246
Homes in the community
plus 2 vacant residential lots · 248 residential parcels (FL DOR 2025)
Track record · 1 years of records
Est. 2021
Community established
homes built 2021-2024, median 2022 (FL DOR 2025)

Homes For Sale Right Now in Villages At Harmony

Live MLS inventory for Villages At Harmony. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Villages At Harmony listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

There is no active pricing or inventory signal in the current MLS feed for Villages At Harmony, which itself tells you something: this is a small, tightly-held phase within the larger Harmony community rather than a high-turnover section. When a phase this specific goes quiet in the data, it usually means owners are staying put, not that demand has dried up.

Without current listings to anchor a price read, any number we gave you would be a guess dressed up as fact. The honest posture right now is to treat this phase as one to watch and to pull comparable activity from the broader Harmony market rather than assume this micro-section is pricing in step with it.

Villages At Harmony Housing Pulse · Momentum Research · as of September 12, 2026

Villages At Harmony right now

🟢 Buyer-leaning market. 36.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (8 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Villages At Harmony is a specific platted phase inside the master-planned Harmony community in Osceola County, and it is currently thin on active MLS listings, so this read leans on location and context rather than live market stats.

Stellar MLS sales records identify 77 homes in Villages At Harmony that have changed hands since 2022, built between 2021 and 2026 (median 2024), with a median living area of about 1,828 sq ft and a typical 4-bedroom, 2-bath layout; 99% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers specifically targeting Harmony who want to explore this phase's layout and lot options directly with an agent
  • Buyers comfortable verifying HOA and amenity details firsthand rather than pulling them from a listing sheet
  • Sellers in this phase who want to reach buyers even in a period of thin MLS activity

Probably not for

  • Buyers who want to compare recent sold prices before making an offer
  • Buyers expecting amenity details to be fully spelled out in the current listing data
  • Anyone shopping on a tight timeline who needs immediate, active inventory to choose from

The market around Villages At Harmony

Villages At Harmony is too small for its own price trend, so here is the market around it.

In ZIP 34773, 187 homes are on the market and 27% are under contract — a steady corner of Harmony.

Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).

In ZIP 34773 (Harmony), 677 homes closed in the last 12 months at a median of $414K ($213/sq ft), up 1.0% year over year, with a median 55 days on market. Right now 117 active and 39 pending listings put supply at about 3.2 months — a balanced market. See the live ZIP 34773 housing market and the Osceola County market.

ZIP and county figures describe the wider market, not Villages At Harmony specifically. Momentum Research analysis of MLS records.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Osceola County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Harmony Community School (K-5) · Elementary
  • Harmony Middle · Middle
  • Harmony High · High

Zoned schools reflect the assignments reported on recent Villages At Harmony listings and can change; always confirm with Osceola County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Villages At Harmony address.

If we were buying in Villages At Harmony today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villages At Harmony.

Best Buy
Buyers targeting a specific pocket of Harmony who are comfortable doing extra diligence rather than relying on live comps.
Biggest Risk
Sparse current data means pricing and amenity details need direct verification, not assumption.
Sweet Spot
Buyers who already know Harmony and want a particular section of it, not first-time explorers of the community.
Avoid If
You need active comps or a clear price range to make a fast decision.

A phase without a current market signal

Harmony as a whole is known for its master-planned layout, but Ph 1C-1 & 1D is a narrow slice of that footprint. No community amenities were identified from current MLS listings for this specific phase, which is common for smaller sub-phases where shared amenities are recorded at the master-community level rather than repeated on individual listing sheets.

For a buyer, that means due diligence here has to go one layer deeper than usual: confirming HOA structure, amenity access, and any phase-specific covenants directly rather than assuming they mirror the rest of Harmony. For a seller, it means your listing needs to do the work of spelling out what's actually included, since the MLS record alone will not.

The location and the amenities are priced into every listing in Villages At Harmony. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a phase has little to no current MLS activity, the value of local, on-the-ground knowledge goes up, not down. We pull Harmony-wide context, walk the actual phase boundaries, and verify amenity and HOA details directly rather than relying on a listing sheet that may be incomplete for this specific section.

Villages At Harmony in 15 seconds.

Best forBuyers targeting a specific pocket of Harmony who are comfortable doing extra diligence rather than relying on live comps.
Biggest advantageA tightly-held phase means less competing inventory noise when something does list.
Biggest riskSparse current data means pricing and amenity details need direct verification, not assumption.
Sweet spotBuyers who already know Harmony and want a particular section of it, not first-time explorers of the community.
Avoid ifYou need active comps or a clear price range to make a fast decision.

HOA, CDD & Fees

In short
  • HOA dues reported around $44/month (about $528/yr) · median of 27 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $44 per month ($528 a year) — the median AssociationFee across 27 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villages At Harmony sales matched to your home.

What is your Villages At Harmony home worth?

Get a no-obligation home value based on real comparable sales in Villages At Harmony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Harmony →

Real comps, not an automated estimate.
How much local inventory is already under contract

29% of homes for sale in ZIP 34773 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).

Villages At Harmony Ph 1C 1 1D Market Scorecard

Strong buyer's market

Villages At Harmony Ph 1C 1 1D is currently a strong buyer's market. About 36.0 months of supply, a median asking price of $387,450, and homes go under contract in about 48 days.

36.0
Months supply
$387,450
Median list
$340,000
Median sold
$219
Per sqft
48
Days on mkt
6/2/2
Active/Pend/Sold

Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Villages At Harmony a buyer's or seller's market right now?
As of September 12, 2026, Villages At Harmony leans toward buyers: 36.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Villages At Harmony?
The Florida DOR 2025 assessment roll shows 246 homes plus 2 vacant residential lots in Villages At Harmony (public records).
What share of Villages At Harmony is owner-occupied?
85% of Villages At Harmony parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Villages At Harmony built?
Homes in Villages At Harmony were built between 2021 and 2024, with a median year built of 2022.0 (FL DOR 2025 roll).
Who is the best real estate agent for Villages At Harmony?
The best agent for Villages At Harmony is one who actively works Harmony and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Villages At Harmony.
How do I find a top Harmony real estate agent who knows Villages At Harmony?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Villages At Harmony and the wider Harmony area.
Can Momentum Realty connect me with an agent for Villages At Harmony?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Villages At Harmony purchase or sale - no call center and no pressure.
Buyers specifically targeting Harmony who want to explore this phase's layout and lot options directly with an agentExcellent fit
Buyers comfortable verifying HOA and amenity details firsthand rather than pulling them from a listing sheetExcellent fit
Sellers in this phase who want to reach buyers even in a period of thin MLS activityExcellent fit
Buyers who want to compare recent sold prices before making an offerProbably not
Buyers expecting amenity details to be fully spelled out in the current listing dataProbably not
Anyone shopping on a tight timeline who needs immediate, active inventory to choose fromProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 14, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 34773))
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2025 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Villages At Harmony with Momentum Realty’s local guides.

Villages At Harmony St Cloud0.2 mi away · median $350K, 7 sales/12 moHarmony West Townhomes0.3 mi away · median $315K, 17 sales/12 moVVillages0.4 mi away · 2 for saleCyrene At Harmony St Cloud0.5 mi away · median $344K, 30 sales/12 mo

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